Joe Consorti ⚡️
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Joe Consorti ⚡️· 2025-11-11 18:16
>lowering lending standards>lengthening loan durations https://t.co/wuw7sOe8AQNightingale Associates (@FCNightingale):Fannie Mae set to drop its 620 credit score minimum.Mortgage giant will instead use its own analysis of risk factors.Officials say they're easing barriers to borrowing."It's just the latest in a series of policy changes aimed at creating home ownership opportunities in the https://t.co/yvzcgr1YB1 ...
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Joe Consorti ⚡️· 2025-11-11 18:13
Housing Market Issues - The housing market is fundamentally broken [1] - First-time homebuyers are now buying at 40 years old, an increase from 33 in 2020 [1] - Monetary inflation in the last 5 years has stolen 7 years of homeownership [1] - Homes are viewed as investments rather than shelter [2] Proposed Solution & Monetary Policy - Current debt-based monetary system needs to stop printing money [1] - Owning Bitcoin is presented as a logical solution to affordability issues [1] - Bitcoin demonetizing real estate will fix the issue of homes as investments [2]
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Joe Consorti ⚡️· 2025-11-11 17:52
Housing Market Analysis - The housing market is fundamentally broken [1] - The average age for first-time homebuyers has increased from 33 in 2020 to 40 [1] - Monetary inflation in the last 5 years has effectively added 7 years to the time required to achieve homeownership [1] Investment Perspective - Homes are increasingly viewed as investments rather than primary shelter [1] - Bitcoin demonetizing real estate is proposed as a solution to fix the broken housing market [1]
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Joe Consorti ⚡️· 2025-11-11 01:42
https://t.co/UXdoMH9RCYunusual_whales (@unusual_whales):The US Trump Administration is reportedly working on 15 year car loans.US President Donald Trump also posted yesterday regarding allowing 50 year mortgages. ...
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Joe Consorti ⚡️· 2025-11-10 00:53
Bitcoin is running now in the overnight session on government reopening hopes—above $106k and up 4% on the day. https://t.co/WvLUwN6JIP ...
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Joe Consorti ⚡️· 2025-11-09 15:15
Market Trends - The report references the concept of "helicopter money" [1] - A hypothetical investment of a $1,200 stimulus check in Bitcoin would have yielded a significant return, growing to $18,607 [1] - Trump announced a $2,000 "tariff dividend" for American citizens [1]
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Joe Consorti ⚡️· 2025-11-08 23:07
Housing Affordability & Debt - 50-year mortgage aims to make homes more "affordable" for young people without lowering asset prices for boomers [1] - Housing constitutes 60% of the average American's portfolio, making it politically sensitive [1] - More homes could lead to lost elections, resulting in increased debt [1] Mortgage Analysis - A $500k mortgage over 30 years would cost ~$3,160/month, while a 50-year mortgage would cost ~$2,793/month [1] - The 50-year mortgage offers only an 11% reduction in the monthly payment [2] - The 50-year mortgage results in an additional $538.2 thousand in interest [2]
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Joe Consorti ⚡️· 2025-11-08 19:52
This barely moves the needle on housing affordability.A $500k mortgage would be ~$3,160/mo over 30 years and $2,793/mo over 50 years.Just an 11% reduction in the monthly payment + an additional $538,200 in interest for the 50Y mortgage.Commentary Donald J. Trump Posts From Truth Social (@TrumpDailyPosts):Donald J. Trump Truth Social Post 02:10 PM EST 11/08/25 https://t.co/GCoYZdS1yA ...
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Joe Consorti ⚡️· 2025-11-07 21:07
Over $104B in 5+ year-old bitcoin has been distributed since 2024.Yet bitcoin has held every dip under $100k. 99.5% of ETF assets haven’t been sold during this 20% ATH drawdown.This isn’t weakness: it’s a regime change.[Presented by @JoinHorizon] https://t.co/EQY4CFYzGe ...
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Joe Consorti ⚡️· 2025-11-07 18:50
Market Sentiment & Whale Activity - Original Bitcoin whales are selling off their holdings, leading to negative market sentiment [1] - Despite the whale sell-off, 995 per 1,000 (99.5%) of funds in spot Bitcoin ETFs have not sold during the 20% drawdown [1] - The current market behavior represents a complete reversal of pre-2024 norms, indicating a fundamentally different market [1] Price Target & Valuation - JPMorgan predicts Bitcoin could reach $170 thousand in the next 6-12 months [1] - JPMorgan believes the deleveraging of perpetual futures is complete [1] - Bitcoin is currently undervalued compared to gold historically, suggesting significant upside potential in the next 6-12 months [1]