Tokenization Trend & Market Opportunity - Tokenization of every asset is underway and 2025 was a clear signal for its future [1] - The current represented asset value on chain is around $400 billion, while the value that actually moves on chain is approximately $19 billion, indicating the early stage of the market [3] - JP Morgan CEO highlights tokenization, stating blockchain is real, faster, cheaper, and RWA (Real World Assets) is inevitable, estimating a $10 trillion market [5] - DTCC (Depository Trust & Clearing Corporation) holds $100 trillion in assets and aims to tokenize them, with plans to tokenize securities worth $2 quadrillion annually [24][28] - Predictions estimate over $10 trillion on-chain by 2030, more than double the current market cap of the entire crypto space [38] Key Players & Infrastructure - JP Morgan launched its first tokenized money market fund with $100 million using Ethereum [7] - Ethereum is currently the most utilized network for tokenized RWAs and stablecoins, but this may shift over time [8] - Coinbase is positioned to be a leader in tokenization of every asset, partnering with BlackRock to tokenize their funds [17][19] - DTCC received SEC approval to tokenize assets and is launching a tokenization service in the second half of 2026 [27][29] - Swift is now utilizing blockchain technology [12] Benefits & Future Outlook - Tokenization offers core benefits such as real-time settlement, improved liquidity and accessibility, and higher efficiency by reducing bureaucracy and friction [14] - The industry is moving towards a faster, more digital-based system, with digital-based fiat currency in the form of stablecoins and deposit tokens [31][33] - XRP ledger is suited for RWA tokenization due to its characteristics and features, including SPVS, DEX, AMM, and lending protocols [33][34] - The new financial system is evolving, with the potential to revolutionize the world's rails that move money [31][32]

Institutional DeFi Focus - XRP Ledger has entered the top tier of institutional DeFi with over 1 billion USD in monthly stablecoin volume and top 10 RWA activity [4] - Ripple is building infrastructure to power the internet of value through acquisitions, focusing on institutional players [8][9][10][11] - Ripple is developing a portal for the XRP Ledger and XRP for institutional DeFi, anticipated to launch potentially in 2026 [12] Lending Protocol and Yield Generation - XRP Ledger lending protocol is coming, offering fixed-term, fixed-rate, uncollateralized credit for institutions and yield opportunities for XRP holders [18] - XRP's 124 billion USD market cap can be lent into institutional credit facilities to generate real yield [22] - Evernorth, backed by companies like SBI, Ripple, Pantara, and Kraken, is an institutional participant in the XRP ecosystem, actively managing XRP holdings through yield generation [24] Partnerships and Adoption - Major institutions like City, BlackRock, Fidelity, JP Morgan, Mastercard, State Street, DBS, Society General, NASDAQ, BNY, and Franklin Templeton are becoming Ripple partners [15][16][17] - Token Relations indicates XRP has seen its institutional activity drive retail adoption [29] - Over the next year or two, increased retail adoption is expected through major institutional players diving into the XRP Ledger and XRP [32] Technological Advancements - Ripple introduced permissioned DEXs on the XRP Ledger, unlocking institutional access to DeFi [33] - The XRP Ledger is evolving to enable use cases like FX swaps (a 75 trillion USD per day market), payroll payouts, cross-border B2B payments, and corporate treasury [34] - The lending protocol and ZKPs are key components expected to be in place, potentially leading to a full launch in 2026 [13][37]

I don't think the Bitcoin high is in place, but you're right. Uh, you know, we were too optimistic about this happening by December, but I do think Bitcoin can make an all-time high by the end of January. So, I I don't think we should we should think the highs are in place for Bitcoin or Ethereum or crypto.So, so there we have Tom Lee saying that we can very well see an all-time high for Bitcoin by the end of January. He also said that they were wrong on their December rally uh call and a lot of people are ...

Market Sentiment & Technical Analysis - Altcoin charts, including HBAR, show similar patterns, hitting yearly lows and targeting highs from March-May 2024 [1] - Market sentiment is extremely negative, with investors expressing pessimism about altcoins [2] - HBAR's RSI (Relative Strength Index) is at 3334%, nearing the oversold levels of September-October 2024 and close to the 2022 bear market lows, indicating it is extremely oversold [2][4] - Retail interest in crypto and HBAR is low, as indicated by Google Trends data, with search interest at levels similar to June-July 2024 [5][6][7] - The market anticipates a significant bounce, with HBAR potentially being undervalued at $020, $030, or $040, driven by recent developments [9] Strategic Partnerships & Developments - GBBC (Global Blockchain Business Council) has joined the Hedera Council as a strategic partner, connecting Hedera with organizations like the World Economic Forum, OECD, IMF, EU Commission, World Bank, US Department of Treasury, UK's HM Treasury, Bank of England, and Abu Dhabi Global Markets [10][11] - Neuron was selected for the NATO DIANA 2026 challenge program, focusing on resilient decentralized edge communication for autonomous systems [13][14][15] - Hedera was selected for the Wyoming Frontier stable token, marking the first US state-issued stable token [18] - Virginia partnered with Water Ledger to launch a statewide environmental credit marketplace on Hedera [19][20][21] - Global energy company Repsol joined the Hedera Council to advance decentralized digital identity, focusing on standardization, automation, and integrity across its global energy operations [23][24][26][27] Hedera's Expanding Role - Hedera is evolving beyond an enterprise focus to include government and institutional initiatives, including institutional DeFi [11][12][18] - Hedera is being chosen for its efficiency in various applications, including stable tokens and environmental credit marketplaces [18][19] - Hedera's focus on verification, tracking, tracing, and transparency is crucial for multinational operations and complex supply chain verification [32][33]

While we are wrapping up the 2025 year, I do think that it's a good time to take a step back and just look at everything that has happened in 2025. Um, regardless of price action, I feel as if this has been one of the most successful years for Ripple and for the entire crypto environment itself um, in history. And I think that going into 2026, it's going to be even crazier because I feel as if the engagement from institutional players, from even the government sector, I mean, just in general, I feel as if a ...

We have been watching all of the pieces falling into place, especially around core pieces of the financial system in and around the US. One of the core pieces that fell into place just recently was the Federal Reserve clearing a massive obstacle for the big banks. This was a big one.And we have here, of course, just to keep you guys in the loop, big news from the Federal Reserve today. it's withdrawing its 2023 guidance that effectively blocked uninsured banks from becoming Fed members and engaging in crypt ...

Axelar现状与Circle收购 - Interrop Labs团队及技术被Circle收购，该团队是Axelar技术的核心开发力量[1] - Axelar代币（AXL）价格曾跌至历史低点，收购消息发布前出现交易量异常增长，引发团队抛售代币的猜测[1] - Axelar与Ripple合作增强XRP Ledger的互操作性，并在XRP Ledger EVM侧链中发挥核心作用[1] Common Prefix团队的未来规划 - Common Prefix团队将接管Axelar的领导管理角色，计划在2026年发布更多细节，并在第一季度公布[2][3] - 团队成员包括来自斯坦福、帝国理工等知名大学的科学家和工程师，以及在对冲基金、传统金融和Web3领域有丰富经验的资深人士[3] - 团队将专注于机构采用，加强与XRP Ledger、Sui、Solana、以太坊等生态系统的合作[4] - 计划通过引入gasless bridging（无gas桥接）来消除链间资产转移的摩擦，但此举可能削弱AXL代币作为gas代币的核心作用[6][7] - 探索co-staking（联合质押）模式，允许使用AXL以外的蓝筹代币进行质押，以增强经济安全性，但可能降低AXL代币的地位[5][15] Axelar网络调整与改进 - 计划移除无流量或价值的“僵尸”链，减少代币通货膨胀，改善代币经济模型[11][12][13] - 关注隐私、合规性和稳健性，探索构建隐私原语，以满足受监管机构的需求[6][15] - 探索新的资产和产品，例如将成熟资产与收益机会相结合，类似于MXRP的成功案例[17][18] 对Axelar未来发展的展望 - 行业希望Axelar能够明确其在未来发展中的作用，并为AXL代币持有者带来利益[8][21][24] - 行业对Common Prefix团队能否为Axelar带来价值，提升Axelar生态系统持观望态度[24] - 行业认为Axelar需要适应市场变化，抓住链上金融的机会，成为传统金融机构进入区块链技术的互操作性层[19][20]

The whales are selling XRP. No, it's not really that serious. We are starting to see some pretty big wallets selling some XRP though.Uh, most of this is on Binance. We do see here from Coinb XRP sale pressure alert. Despite ETF approval, Wales 100K to 1 million and 1 million plus XRP wallets, not retail, are driving inflows.Large XRP transfers to Binance signal continued sell pressure. Now, if we're looking at this chart from CryptoQuant, we do see that most of the value bands coming into Binance, aka Excha ...

Swift is an absolute giant. They have over 11,500 institutional clients tied back to their network. And this is the dominant network where money is moving over it every single day. And this is the global rails essentially. This is one of the dominant players around our global financial systems rails.And they are innovating. They are changing the way that they are moving money. Now, I will say this, Swift basically just gave the green light to XRP and the entire space, but not in the way that most people are ...

RLUSD just broke records. That's right. ROUSD is now in the top five list or at least apparently from Jack McDonald from Ripple.However, I can't really confirm this. Um, I'm not too sure how they are tracking this. I do want to go over this a bit.Um, but then I also want to talk about what the SEC just announced because the SEC just announced something pretty wild. Um, and it's huge for both Ripple and XRP. So, let's first start off with, of course, the announcement that ROUSD is essentially a top five USD ...