AI is forcing me to change how I manage my money. You see, I've made millions from investing over the past 35 years. And most of that success has come from one simple strategy.>> An S&P 500 lowcost index fund >> S&P 500 index fund like >> S&P American >> the S&P 500 >> the S&P 500 >> has returned an average of over 10% per year. >> This is known as passive investing as your money automatically gets split between the top 500 companies in the USA. So rather than having to actively pick winning stocks, you ins ...

One of these cards makes you money and one puts you at risk. Which one should you choose. If you pick a credit card, you can earn cash back and rewards by spending the bank's money first instead of your own. Which means if an item is faulty or doesn't arrive, you can call the bank and claim your money back.However, you have to pay the bank back on time or you'll pay interest and damage your credit score. If you choose a debit card, you'll be spending your own money instead, which feels safer because there's ...

A Starbucks caramel frap cost $5.95%. Is it a ripoff or not. >> Well, let's see how much it cost them to make this coffee.The cup and lid cost $18. Coffee 12 cents. Milk 18.Ice, caramel, and syrup 25. Whipped cream 10. And some drizzle on top 6.But there are hidden costs like staff and rent. So the total cost for this $2.89%. 89 cents. ...

So, you want to buy your first car. Here's how to beat the dealership. Start by going in at the end of the month towards the end of the day.Because dealerships chase monthly targets, you'll be the deal that saves their money, which means you can negotiate hard as long as you don't tell them you're paying in cash. If you do, then you've lost your leverage. As car dealerships make more money through finance than the car itself.So, get the final price agreed first, then hit them with a cash payment, >> and you ...

A McDonald's Big Mac cost $5.29%. Is it a ripoff or not. Well, let's see how much it cost them to make this burger.The bottom bun cost 5. Beef patty 40. Lettuce sauce and onions 28.Middle bun 5. Another beef patty 40. Cheese, lettuce, sauce, pickles, and onions 43.Then the top bun, which is 5. But there are hidden costs like staff, rent, and packaging. So the total cost for this $363. ...

This is the world's third largest retailer, >> beaten only by Walmart and Amazon, but with a profit margin of only 12%, which is half of their competitors. How are they making money. >> Well, I'm here to find out.>> You can't even walk in without a membership, which costs $65. And then you're greeted with a maze-like layout, concrete floors, no music, and boxes everywhere. This just shouldn't work.But 90% of members renew every single year. Their private label, Kirkland, drives a third of all sales because ...

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Five frugal things I do to save money as a self-made millionaire. First, I reuse my old McDonald's cups instead of buying a flask. Second, I never pay for business class and choose to fly economy.I'm not paying $3,000 just to lay down. I'll sleep when I get there. Third, I rotate the same clothes constantly and don't care about designer labels.Fourth, when I travel, I stay at budget hotels, not luxury ones. I'm not paying $400 a night for a four seasons when I'm literally just sleeping there. Fifth, I don't ...

If you deposit $10,000 into the bank, here's how they can easily multiply into millions. Your $10,000 gets lent out to someone else at a high interest rate for a car loan or a mortgage. That cash gets deposited straight back in the bank where it's lent out again for cars, homes, and businesses.This cycle keeps repeating until your $10,000 has helped create millions in circulation. So why accept little to no interest when you can multiply your own money by investing. ...

Seven things you must do if you win the lottery from a millionaire investor. Put 20% into a lowcost total stock market index fund just like this one. Put 20% into a lowcost total bond market index fund such as this one.Put 10% into residential real estate like single family homes and another 10% in commercial real estate like warehouses. Put 20% into a highinterest savings account for security such as this one. Put 10% into blue chip crypto like Bitcoin and Ethereum.Do this and you'll make enough passive in ...