此乃要件 請即處理 閣下對本通函之任何方面或應採取之行動如有任何疑問，應諮詢 閣下之股票經紀 或其他註冊證券商、銀行經理、律師、專業會計師或其他專業顧問。 閣下如已將名下全部之金粵控股有限公司股份售出或轉讓，應立即將本通函連同隨 附之代表委任表格送交予買主或承讓人或經手出售或轉讓之銀行、股票經紀或其他 代理商，以便轉交買主或承讓人。 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本通函全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 本公司謹訂於二零二五年十一月二十八日（星期五）上午十一時正假座香港上環德輔 道西28號宜必思香港中上環酒店6樓Soho 2會議室舉行股東週年大會，大會通告載於 本通函第12至17頁。本通函亦隨附於股東週年大會上使用之代表委任表格。有關代表 委任表格亦刊登於香港聯合交易所有限公司網站(https://www.hkexnews.hk)及本公司 網站(https://www.richgoldman.com.hk)。無論 閣下能否出席股東週年大會， 閣下均 須按照隨附之代表委任表格 ...

Financial Performance - For the fiscal year ending June 30, 2025, the company reported a loss attributable to shareholders of approximately HKD 98.8 million, equating to a loss per share of HKD 0.051[18]. - The company's revenue for the fiscal year ending June 30, 2025, was HKD 128.32 million, showing an increase from HKD 126.75 million in the previous year[11]. - The company recorded a comprehensive loss attributable to shareholders of approximately HKD 90.6 million for the fiscal year ending June 30, 2025[18]. - The group reported a loss of HKD 53.3 million for the year ending June 30, 2025, an increase from the previous year's loss, primarily due to impairment losses on properties increasing by approximately HKD 44.7 million[19]. - Interest income for the year ending June 30, 2025, was approximately HKD 77.8 million, an increase of about HKD 7.4 million from HKD 70.4 million for the previous year, supported by a larger customer base[22]. Operational Efficiency - The average occupancy rate for the hotel operations remained stable above 90%, contributing significantly to the company's cash flow[15]. - The company has successfully maintained a healthy cash flow level through enhanced cost control and operational efficiency[14]. - The company plans to continue optimizing its hotel operations and property leasing business for sustainable growth[15]. - The hotel operations recorded an average occupancy rate of 95.4% for the year ending June 30, 2025, with room revenue of approximately HKD 18.5 million, a slight decrease of about HKD 1.8 million from HKD 20.3 million in the previous year[24]. - The property leasing business reported a pre-tax loss of approximately HKD 18.9 million for the year ending June 30, 2025, compared to a loss of about HKD 8.8 million in the previous year, mainly due to an increase in fair value losses of approximately HKD 9.8 million[27]. Assets and Liabilities - The total assets minus total liabilities for the company as of June 30, 2025, was HKD 1,075.54 million[12]. - As of June 30, 2025, the total equity attributable to owners was approximately HKD 971.2 million, a decrease from HKD 1,061.8 million as of June 30, 2024, primarily due to the loss incurred during the year[28]. - The total receivables as of June 30, 2025, amounted to approximately HKD 316.2 million, a decrease of about HKD 86.1 million compared to HKD 402.3 million as of June 30, 2024, mainly due to the sale of a subsidiary with receivables of approximately HKD 48.4 million[22]. - Total borrowings as of June 30, 2025, were approximately HKD 134.0 million, a decrease from HKD 209.6 million as of June 30, 2024, including secured bank loans of approximately HKD 89.6 million[31]. - The debt-to-equity ratio as of June 30, 2025, was approximately 13.8%, a decrease from 19.7% as of June 30, 2024[32]. Corporate Governance - The company has adhered to the corporate governance code as per the listing rules and has complied with all relevant provisions and best practices[52]. - The board of directors consists of two executive directors and three independent non-executive directors, ensuring a balance of skills and independence[58]. - The company has established a nomination policy to ensure a balanced mix of skills, experience, and diverse perspectives among board members[65]. - The independent non-executive directors have served the company for over nine years, providing valuable insights and maintaining independence[61]. - The audit committee, consisting of three independent non-executive directors, reviewed the group's annual performance and financial statements for the fiscal year ending June 30, 2025[73]. Risk Management - The company has established a credit risk assessment policy, which includes detailed evaluations for mortgage loans based on various factors such as credit history and property valuation[93]. - The board is responsible for ensuring the establishment and maintenance of effective risk management procedures, including risk identification and assessment[89]. - The company has engaged an external professional service firm to review its risk management and internal control systems annually[88]. - The company has implemented internal monitoring measures to ensure compliance with all necessary registrations and licenses[91]. - The company is facing significant physical risks related to climate change, including increased operational and maintenance costs due to extreme weather events, which may lead to higher operational costs[163]. Environmental, Social, and Governance (ESG) Initiatives - The group adheres to the "Environmental, Social, and Governance Reporting Code" as per the listing rules, ensuring compliance with applicable regulations[121]. - The company aims to reduce air pollutant emissions by 5% over the next five years, calculated based on greenhouse gas emission density[133]. - The company has set comprehensive reduction targets for greenhouse gas emissions, aiming for a 5% reduction over five years based on the density per HKD 1,000 revenue[137]. - The company emphasizes resource conservation and environmental awareness among employees to minimize negative environmental impacts[132]. - The company is committed to achieving net-zero emissions through comprehensive energy-saving policies and the introduction of renewable energy[158]. Employee and Workforce Management - The total number of employees as of June 30, 2025, was 78, with compensation policies reviewed by the remuneration committee[44]. - Employee composition as of the end of the reporting period: 56% male and 44% female, with a notable increase in female representation from 42% in the previous year[176]. - The company adheres to local labor laws, including the Employment Ordinance and Minimum Wage Ordinance in Hong Kong, ensuring fair compensation and benefits for employees[173]. - The company emphasizes employee training and development, offering on-the-job training and funding for external seminars to enhance professional skills[183]. - The employee turnover rate decreased to 40% from 60% in the previous year, with significant reductions in turnover for both male (41% from 48%) and female employees (39% from 77%)[176]. Community Engagement - The company actively supports community welfare and environmental protection through various initiatives[120]. - The company received the "Caring Company" award from the Hong Kong Council of Social Service in March 2021[200]. - Donations of HKD 10,000 and HKD 21,000 were made to the Hong Kong Southern District Women's Association in 2022 and 2023 respectively[200]. - The company was awarded the "Earth Hour 2024 Certificate" by WWF Hong Kong in March 2024 for its environmental commitment[200]. - The company has a continuous community investment program, ensuring effective collaboration through careful selection and management of partner organizations[200].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年9月30日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 金粵控股有限公司 | | | 呈交日期: | 2025年10月6日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 第 1 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00070 | 說明 | 金粵控股有限公司 | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 1,938,822,690 | | 0 | | 1,938,822,690 | | 增加 / 減少 (-) | ...

Group 1 - The company reported a loss attributable to shareholders of approximately HKD 98.8 million for the year ending June 30, 2025, compared to a loss of approximately HKD 50.5 million for the year ending June 30, 2024, indicating an increase in loss of HKD 53.3 million year-over-year [1] - The main business segments of the company include credit operations, hotel operations, and property leasing [1] - The increase in loss for the year ending June 30, 2025, was primarily due to an increase in impairment losses on properties by approximately HKD 44.7 million, fair value losses on investment properties by approximately HKD 9.8 million, and an increase in provisions for impairment of receivables by approximately HKD 2.6 million [1] Group 2 - Despite the high interest rate environment and declining property market, the company managed to maintain healthy cash flow through diversification, allowing it to withstand the complex economic situation [2] - The board is confident that by maintaining stable operations in existing business segments, the company can achieve continuous improvement in its business and financial conditions in the future [2]

Group 1 - The company reported a revenue of HKD 128 million for the year ending June 30, 2025, representing a year-on-year increase of 1.24% [1] - The loss attributable to shareholders widened to HKD 98.837 million, an increase of 95.77% compared to the previous year [1] - The basic loss per share was reported at HKD 0.051 [1]

金粤控股(00070)发布截至2025年6月30日止年度综合年度业绩，收益1.28亿港元，同比增加1.24%;股东 应占亏损9883.7万港元，同比扩大95.77%;每股基本亏损5.1港仙。 ...

Financial Performance - Total revenue for the year ended June 30, 2025, was HKD 128,320,000, an increase of 1.24% from HKD 126,751,000 in 2024[3] - Operating loss for the year was HKD 89,529,000, compared to a loss of HKD 31,874,000 in the previous year, representing an increase in losses of 180.5%[3] - Net loss for the year was HKD 102,315,000, up from a loss of HKD 49,028,000 in 2024, indicating a year-over-year increase of 108.5%[3] - Total comprehensive loss for the year was HKD 91,060,000, compared to a loss of HKD 52,660,000 in 2024, reflecting an increase of 72.9%[4] - Basic and diluted loss per share was HKD 5.10, compared to HKD 2.60 in the previous year, marking a 96.2% increase in loss per share[4] Asset and Liability Management - Non-current assets decreased to HKD 1,119,587,000 from HKD 1,292,076,000, a decline of 13.4%[5] - Cash and cash equivalents at year-end were HKD 73,419,000, down from HKD 77,241,000 in 2024, a decrease of 4.7%[5] - The total assets of the group as of June 30, 2025, amounted to HKD 1,339,455,000, a decrease from HKD 1,506,920,000 in 2024[15] - The total liabilities of the group as of June 30, 2025, were HKD 263,915,000, down from HKD 340,320,000 in 2024[15] Revenue Breakdown - Revenue from credit business was HKD 77,817,000 in 2025, up from HKD 70,434,000 in 2024, marking an increase of 10.5%[13] - Revenue from hotel operations decreased to HKD 18,516,000 in 2025 from HKD 20,342,000 in 2024, a decline of 8.99%[10] - Rental income from investment properties was HKD 31,987,000 in 2025, down from HKD 35,975,000 in 2024, reflecting a decrease of 11.02%[10] Impairment and Provisions - The group recorded a total impairment provision of HKD 42,825,000 for receivables as of June 30, 2025, reflecting an increase in credit risk[32] - The impairment provision for receivables as of June 30, 2025, is approximately HKD 51,880,000, an increase from HKD 34,249,000 in 2024, representing a rise of about 51.6%[35] - The group recorded impairment provisions for receivable loans and interest of approximately HKD 42.8 million and HKD 3.9 million, respectively, due to uncertain economic conditions[63] Employee and Operational Costs - Employee costs, including director remuneration, totaled HKD 32,369,000 in 2025, slightly up from HKD 32,074,000 in 2024[19] - The group had a total of 78 employees as of June 30, 2025, with compensation policies reviewed by the remuneration committee[72] Credit and Loan Management - The average effective interest rate on receivables was 29% for the year ended June 30, 2025, compared to 24% in the previous year[31] - The company has taken legal action against borrowers to recover outstanding loans and interest, indicating proactive measures to manage credit risk[34] - The company maintains a strict credit policy for property leasing, requiring clients to pay rent deposits and advance monthly rent, which helps mitigate credit risk[38] Shareholder and Equity Information - The company reported a loss attributable to shareholders of approximately HKD 98.8 million for the year ending June 30, 2025, compared to a loss of HKD 50.5 million for the previous year, representing an increase in loss of HKD 48.3 million[50] - The company's total equity attributable to shareholders as of June 30, 2025, was approximately HKD 971.2 million, down from HKD 1,061.8 million as of June 30, 2024, primarily due to the losses incurred during the year[59] Future Outlook and Strategic Initiatives - The company has established an AI-supported predictive analytics platform to forecast market fluctuations and reduce capital mismatch risks in response to rising financing costs and bad debt rates[55] - The company maintains a cautious optimism regarding the long-term prospects of the hotel business in Hong Kong[57] - The group has no current plans for significant investments or acquisitions but continues to seek appropriate investment opportunities aligned with its business strategy[71] Compliance and Governance - The audit committee has reviewed the group's annual performance for the year ending June 30, 2025, and confirmed compliance with applicable accounting standards and regulations[77] - The board of directors has decided not to declare any final dividend for the year ending June 30, 2025, consistent with the previous year[81]

Core Viewpoint - King Yuan Holdings (00070) anticipates a loss of no more than HKD 105 million for the fiscal year ending June 30, 2025, compared to a loss of approximately HKD 49 million for the fiscal year ending June 30, 2024, indicating an increase in losses by no more than HKD 56 million [1] Summary by Relevant Categories Financial Performance - The projected loss for the fiscal year 2025 is primarily attributed to: - An increase in impairment losses on properties (classified as property, plant, and equipment) by approximately HKD 45 million compared to fiscal year 2024 [1] - An increase in fair value losses on investment properties by approximately HKD 10 million compared to fiscal year 2024 [1] - An increase in impairment provisions and write-offs on receivables by approximately HKD 3 million compared to fiscal year 2024 [1] - These losses are partially offset by a gain of approximately HKD 2 million recognized from the sale of a subsidiary in fiscal year 2025 [1] Accounting Treatment - The impairment losses, fair value losses, impairment provisions, and sale gains are all classified as non-cash accounting items under Hong Kong Financial Reporting Standards, meaning they do not impact the company's operating cash flow [1]

Core Viewpoint - The company, Jin Yue Holdings (00070), anticipates a loss of no more than HKD 105 million for the fiscal year ending June 30, 2025, which represents an increase in loss of approximately HKD 56 million compared to the estimated loss of around HKD 49 million for the fiscal year ending June 30, 2024 [1] Financial Summary - The projected loss for the fiscal year 2025 is primarily attributed to: - An increase in impairment losses on properties (classified as property, plant, and equipment) by approximately HKD 45 million compared to fiscal year 2024 [1] - An increase in fair value losses on investment properties by about HKD 10 million compared to fiscal year 2024 [1] - An increase in impairment provisions and write-offs for receivables and interest by approximately HKD 3 million compared to fiscal year 2024 [1] - These losses are partially offset by a gain of approximately HKD 2 million recognized from the sale of a subsidiary in fiscal year 2025 [1] - All mentioned impairment losses, fair value losses, provisions, and gains from sales are non-cash accounting items in accordance with Hong Kong Financial Reporting Standards, thus having no impact on the company's operating cash flow [1]

2025年财年的亏损较2024年财年增加不多于港币5600万元。此乃主要由于(i)集团所持物业(分类为物 业、厂房及设备)之减值亏损较2024年财年增加约港币4500万元；(ii)集团的投资物业公平值亏损较2024 年财年增加约港币1000万元；及(iii)集团应收贷款及应收利息之减值拨备及撇销较2024年财年增加约港 币300万元；而此被2025年财年确认之出售一间附属公司之收益约港币200万元所部分抵销。上述减值亏 损、公平值亏损、减值拨备及撇销以及出售收益均属于符合香港财务报告准则之非现金会计处理项目， 其各自对集团之经营现金流量并无影响。 格隆汇9月16日丨金粤控股(00070.HK)公布，预期集团于截至2025年6月30日止财政年度年录得亏损不多 于港币1.05亿元，而2024年财年则为亏损约港币4900万元。 ...