目 錄 | 1. | 關於本報告 | 2 | | --- | --- | --- | | 2. | 集團簡介 | 3 | | 3. | 可持續發展理念 | 4 | | 4. | 經營常規 | 10 | | 5. | 關愛員工 | 16 | | 6. | 低碳運營 | 21 | | 7. | 社區貢獻 | 25 | | | 附錄一：可持續發展資料摘要 | 26 | | | 附錄二：聯交所《環境、社會及管治報告指引》索引 | 29 | 1. 關於本報告 本報告是Sinolink Worldwide Holdings Limited百仕達控股有限公司*（以下簡稱「百仕達」或「本公司」）及 其附屬公司（統稱「本集團」或「我們」）的第9 份環境、社會及管治（「ESG」）報告（「本報告」）。本集團主要業 務專注於金融科技投資及管理、金融服務板塊、資產融資管理，而本公司亦從事房地產發展、商業物業投 資及管理、金融產品及證券投資。在此報告中，我們將展示 ESG方面的表現及願景以展示本集團秉承可持 續發展的理念並致力履行企業社會責任的承諾。 1.1 報告標準 本報告是根據香港聯合交易有限公司（「聯交所」）發佈的《香港聯合交易所 ...

Financial Performance - The group's revenue for the year ended December 31, 2024, was HKD 346.3 million, with a profit attributable to shareholders of HKD 3.9687 billion, resulting in a basic earnings per share of HKD 0.6226[8]. - The group's revenue for the year ending December 31, 2024, was HKD 346.3 million, a decrease of 4.0% compared to the previous year[16]. - Gross profit for the same period was HKD 197.7 million, down 5.4% year-on-year[16]. - The group recorded a profit attributable to owners of HKD 3.9687 billion, compared to a loss of HKD 278.2 million in the previous year[16]. - Basic earnings per share were HKD 0.6226, compared to a loss per share of HKD 0.0437 in the previous year[16]. - The group reported other income of approximately HKD 78.1 million for the year, down from HKD 95.7 million in 2023, primarily due to decreased bank interest income[51]. - The group incurred a fair value loss on investment properties of approximately HKD 100.2 million, compared to a loss of HKD 253.5 million in 2023[52]. - The total operating costs for the year were approximately HKD 265.9 million, a slight decrease of about 1% from HKD 267.9 million in 2023[51]. - The group experienced a net other loss of approximately HKD 25.5 million, compared to a net other income of HKD 0.6 million in 2023, mainly due to foreign exchange losses[51]. - The anticipated global growth rate for 2025 and 2026 is projected at 3.3%, lower than the historical average of 3.7% from 2000 to 2019[48]. Economic Outlook - The GDP of China for the year 2024 was RMB 135 trillion, reflecting a year-on-year growth of approximately 5.0%[8]. - The company maintains a cautious outlook on the short-term economic trends in China but remains confident in its long-term development[10]. - China's GDP growth is expected to be around 5% in 2024, supported by stimulus measures and strong exports, despite challenges from weak domestic demand[49]. Fintech Sector Developments - ZA Bank was recognized as one of the top 15 fintech innovators in Asia by Fortune magazine, being the only digital bank from Hong Kong on the list[9]. - The financial technology industry is expected to maintain a compound annual growth rate of around 18%, with the market size projected to exceed RMB 1.39 trillion by 2028[13]. - The financial technology sector is seen as having the most growth potential among various industry segments[10]. - The company is focusing on exploring new models for development in the fintech sector to seize opportunities in the new economic landscape[8]. - The group has established a joint venture with ZhongAn Online P&C Insurance Co., Ltd. to explore opportunities in the fintech sector[16]. - The company is actively exploring new business models in response to the evolving economic landscape, particularly in fintech and new economy sectors[15]. - ZA Bank launched U.S. stock trading services in February 2024, further enhancing its investment product offerings[33]. - ZA Bank launched cryptocurrency trading services for retail investors in Hong Kong, becoming the first licensed bank in Asia to do so[34]. Banking Performance - As of December 31, 2024, ZA Bank's deposit balance increased by 65.9% year-on-year to approximately HKD 19.399 billion, while total loans grew by 7.1% to about HKD 5.782 billion[35]. - ZA Bank's net interest margin improved from 1.94% in 2023 to 2.41% in 2024, outperforming the industry average[35]. - The bank recorded a net income of approximately HKD 548 million, representing a year-on-year growth of 52.6%[36]. - ZA Bank's net loss narrowed to HKD 232 million, a reduction of nearly HKD 167 million compared to the previous year, with the loss ratio decreasing from 111% to 42%[36]. - ZA Bank's retail user base grew to over 800,000, with more than half of the users setting ZA Bank as their default receiving bank for Faster Payment System (FPS)[31]. Corporate Governance - The board consists of 6 members, with the executive director serving as both the chairman and CEO, ensuring a strong leadership structure[150]. - The board held 4 regular meetings in 2024, with attendance rates for directors documented, indicating active participation in governance[155]. - Independent non-executive directors confirmed their independence according to listing rules, enhancing corporate governance standards[152]. - The company has established procedures for directors to seek independent professional advice, ensuring informed decision-making[154]. - The company has mechanisms in place for employees to raise concerns regarding financial reporting and internal controls, with no reports received during the year[174]. - The company has adopted a cautious and sustainable dividend policy since December 2018, intending to retain most of the available funds and future profits for business operations and expansion[196]. Environmental and Social Responsibility - The company emphasizes compliance with environmental protection laws and regulations in Hong Kong and China[79]. - The company is committed to improving management practices to mitigate environmental impact[79]. - The company has a dedicated team for environmental, social, and governance matters, with a report to be published alongside the annual report[80]. - The company has implemented a policy to promote and support anti-corruption and bribery laws and regulations[197]. Shareholder Matters - The company does not recommend the distribution of any final dividend for the year ended December 31, 2024[8]. - The company did not declare a final dividend for the year ended December 31, 2024, in order to retain resources for business development[64]. - The company plans to issue convertible bonds with a total principal amount of HKD 200,000,000, convertible at an initial price of HKD 0.085 per share, allowing for the issuance of 2,352,941,176 new shares[93]. - The company has not identified specific fintech companies for collaboration but intends to focus on its existing fintech business for ongoing financial support[94]. - The company has not purchased, sold, or redeemed any of its listed shares during the year ending December 31, 2024[140].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不 發表任何聲明，並明確表示概不對因本公告全部或任何部分內容而產生或因依賴該等內容而引致的任何損失 承擔任何責任。 （於百慕達註冊成立的有限公司） （股份代號：1168） 本公司將召開及舉行股東特別大會以供股東考慮及酌情批准股份合併。一份載有（其中包括）建議股 份合併的進一步詳情及召開股東特別大會通告的通函預期將於2025年5月6日（星期二）或之前寄發 予股東。 – 1 – 股東務請注意，股份合併須待若干條件獲達成，而更改每手買賣單位亦須待股份合併生效後，方可 作實。因此，股份合併及更改每手買賣單位可能會或可能不會進行。股東及潛在投資者於買賣本公 司證券時務請審慎行事，彼等如對彼等本身之狀況有任何疑問，應諮詢彼等之專業顧問。 建議股份合併 (I) 建議股份合併 及 (II) 建議更改每手買賣單位 建議股份合併 董事會建議按每二十(20)股已發行及尚未發行現有股份合併為一(1)股合併股份之基準實施股份合 併，並透過撇除任何會因股份合併而產生之每股零碎合併股份，將本公司已發行股本中之合併股份 數目向下調整至最接近之整數。於 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不 發表任何聲明，並明確表示概不對因本公告全部或任何部分內容而產生或因依賴該等內容而引致的任何損失 承擔任何責任。 （於百慕達註冊成立的有限公司） 董事會謹此向股東及潛在投資者提供有關移交事項之額外資料如下： 潛在還款金額 潛在還款金額包括兩項： (1) 貸款 轉讓方之前向該學校墊付的股東貸款人民幣 6,260,000元（「貸款」）。貸款須按要求償還。然 而，鑒於該學校面臨財務困難，本公司目前不會要求償還貸款。 (2) 原投資金額 （股份代號：1168） 補充公告 須予披露交易－ 移交學校業務 茲提述Sinolink Worldwide Holdings Limited百仕達控股有限公司（「* 本公司」）日期為2025年3月3 日之公告（「該公告」），內容有關移交學校業務。除文義另有所指外，本公告所用詞彙與該公告所界 定者具有相同涵義。 根據移交協議，轉讓方違反擔保的責任最高上限為人民幣16,980,000元（按截至移交協議日期學校 業務的估計負債淨值釐定）（「責任上限金額」）。 責任上限金額已基於履行轉讓方所提供擔保 ...

Financial Performance - Revenue decreased by 4.0% to HKD 346.3 million for the year ended December 31, 2024[3] - Gross profit decreased by 5.4% to HKD 197.7 million for the same period[3] - Profit attributable to owners of the company was HKD 3.968 billion, with basic earnings per share of HKD 0.6226[3] - Total revenue for the year 2024 was HKD 346.3 million, a decrease of 4% from HKD 360.8 million in 2023[19] - Property management fee income was HKD 104.9 million, down 1.6% from HKD 106.6 million in the previous year[19] - Rental income increased to HKD 170.5 million, up 2.5% from HKD 166.0 million in 2023[19] - Interest income from financing services decreased to HKD 20.4 million, down 19% from HKD 25.2 million in 2023[19] - The company reported a profit before tax of HKD 4,058,926,000 for 2024, compared to a loss of HKD 306,356,000 in 2023, indicating a significant turnaround[24][26] - Basic earnings per share for 2024 were HKD 62.26, compared to a loss of HKD 4.37 per share in 2023, reflecting a substantial improvement in profitability[40] - The company reported a diluted earnings per share of 53.03 HK cents for the year ended December 31, 2024, compared to a loss of 4.37 HK cents in 2023, reflecting a significant turnaround in performance[44] - The net profit attributable to shareholders for the year was 3,968,371 thousand HKD, a substantial increase from a loss of 278,244 thousand HKD in the previous year[44] Assets and Liabilities - Total assets increased to HKD 13.563 billion, up from HKD 8.169 billion in 2023[8] - Net current assets improved to HKD 2.904 billion, compared to a net current liability of HKD 149.5 million in 2023[8] - The company’s total liabilities decreased, with bank borrowings and other financial liabilities at HKD 1.731 billion, down from previous levels[8] - The total liabilities increased significantly to HKD 952,571,000 in 2024, compared to HKD 415,090,000 in 2023[69] - The company’s total liabilities increased significantly, with bank borrowings and other financial liabilities totaling HKD 2,756,858,000 in 2024[71] - Total borrowings amounted to HKD 27.569 billion as of December 31, 2024, an increase from HKD 15.657 billion in 2023[132] Investment and Acquisitions - The company reported a significant increase in non-current assets, particularly in investment properties, which rose to HKD 6.29 billion from HKD 2.29 billion[7] - The company completed the acquisition of Rockefeller Group Asia Pacific Inc. on December 20, 2024, integrating its assets and liabilities into the group[55] - The company completed the acquisition of RGAP Group for a total consideration of approximately HKD 3,740,577,000, which includes a fair value of previously held equity of HKD 3,725,017,000[72][74] - The fair value of identifiable net assets acquired from RGAP Group amounted to HKD 4,267,833,000, with a provisional negative goodwill of HKD 527,256,000 recognized[76] Financial Technology and Business Strategy - The company plans to focus on financial technology investments while continuing its real estate development and management services[10] - The company is actively exploring new business models in fintech and new economy sectors to capture growth opportunities[87] - The company has invested in ZhongAn Online P&C Insurance Co., Ltd. and established a joint venture, ZhongAn Technology (International) Group Co., Ltd.[87] - The Chinese fintech market is expected to maintain a compound annual growth rate of around 18%, with a market size projected to exceed RMB 13.9 trillion by 2028[84] Market and Economic Outlook - China's GDP growth is expected to be around 5% in 2024, supported by stimulus measures and strong exports, despite challenges from weak domestic demand[125] - The global economic growth rate is projected to be 3.3% for both 2025 and 2026, lower than the historical average of 3.7% from 2000 to 2019[125] Corporate Governance and Compliance - The audit committee has been established in accordance with listing rules, consisting of three independent non-executive directors[149] - The annual performance for the year ending December 31, 2024, has been reviewed by the audit committee[150] - The auditor, PwC, confirmed that the preliminary performance announcement aligns with the audited financial statements for the year ending December 31, 2024[151] - The annual general meeting is scheduled for May 23, 2025, with a suspension of share transfer registration from May 20 to May 23, 2025[152] Employee and Operational Insights - Employee costs increased slightly from HKD 134,965,000 in 2023 to HKD 136,665,000 in 2024, reflecting a focus on talent retention[32] - The company’s credit risk management team assesses potential clients' credit quality using an internal credit rating system before accepting new customers[95] Other Financial Metrics - Other comprehensive income for the year totaled HKD 3.549 billion, compared to a loss of HKD 505.4 million in 2023[5] - Financing costs decreased from HKD 87,140,000 in 2023 to HKD 73,931,000 in 2024, showing a reduction of approximately 15%[30] - The company did not recommend any dividend for the year ended December 31, 2024, consistent with the previous year[39] - The company recognized a fair value of HKD 143,789,000 for equity-accounted investments as of December 20, 2024, down from HKD 268,857,000 in 2023[59]

(Incorporated in Bermuda with limited liability) （於百慕達註冊成立的有限公司） (Stock code 股份代號: 1168) 各位非登記股東： 百仕達控股有限公司*（「本公司」） - 可供查閱通知 通函（「本次公司通訊」）的刊發通知及以電子方式發佈公司通訊之安排 本公司的本次公司通訊備有中、英文版本，並已上載於本公司網站 www.sinolinkhk.com 及香港交易所披露易（「披露易」） 網站 www.hkexnews.hk，歡迎瀏覽。 若 閣下已選擇收取本公司的公司通訊（「公司通訊」） （附註） 之印刷本，則隨函附奉 閣下所選擇之本次公司通訊印刷本。 閣下若因任何理由以致在收取或接收載於本公司網站上的本次公司通訊出現困難，本公司將於接到 閣下通知後，盡快 向 閣下免費發送有關本次公司通訊的印刷本； 閣下可以書面方式通知本公司的香港股份過戶登記處（「股份過戶處」） 香港中央證券登記有限公司，地址為香港灣仔皇后大道東 183 號 合 和中 心 17M 樓 ， 或 發 送電子郵件 至 ir@sinolinkhk.com。 閣下有權要求更改所選擇收取未來公司通 ...

(Incorporated in Bermuda with limited liability) （於百慕達註冊成立的有限公司） (Stock code 股份代號: 1168) 各位登記股東： 百仕達控股有限公司* （「本公司」）- 可供查閱通知 通函（「本次公司通訊」）的刊發通知及以電子方式發佈公司通訊之安排 本公司的本次公司通訊備有中、英文版本，並已上載於本公司網站 www.sinolinkhk.com 及香港交易所披露易（「披露 易」）網站 www.hkexnews.hk，歡迎瀏覽。若 閣下已選擇收取本公司的公司通訊（「公司通訊」） （附註 1 ） 之印刷本，則隨 函附奉 閣下所選擇之本次公司通訊印刷本。 閣下若因任何理由以致在收取或接收載於本公司網站上的本次公司通訊 出現困難，本公司將於接到 閣下通知後，盡快向 閣下免費發送有關本次公司通訊的印刷本； 閣下可以書面方式通 知本公司的香港股份過戶登記處（「股份過戶處」），香港中央證券登記有限公司，地址為香港灣仔皇后大道東 183 號 合和中心 17M 樓，或發送電子郵件至 ir@sinolinkhk.com。 閣下有權要求更改所選擇收取未來公司通訊的語言 ...

此乃要件 請即處理 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函的內容概不負責，對其準 確性或完整性亦不發表任何聲明，並明確表示概不就因本通函全部或任何部分內容而產生 或因依賴該等內容而引致的任何損失承擔任何責任。 閣下如對本通函任何方面或應採取的行動有任何疑問， 閣下應諮詢持牌證券交易商、銀行 經理、律師、專業會計師或其他專業顧問。 閣下如已售出或轉讓名下所有Sinolink Worldwide Holdings Limited百仕達控股有限公司* 股份，應立即將本通函及隨附的代表委任表格送交買主或承讓人，或經手出售或轉讓的銀 行、持牌證券交易商或其他代理商，以便轉交買主或承讓人。 （於百慕達註冊成立的有限公司） （股份代號：1168） 主要交易 收 購 ROCKEFELLER GROUP ASIA PACIFIC, INC. 的股份 董事會函件載於本通函第4至10頁。 本通函將寄發予股東，僅供參考之用，並已根據上市規則獲得股東書面批准，以代替召開 本公司股東大會。 * 僅供識別 2025年3月24日 | | | 釋義 | 1 | | --- | --- | --- | --- | | | | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或 任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 於本公告日期，董事會成員包括執行董事鄧銳民先生（主席兼行政總裁）；非執 行董事歐晉羿先生及歐晉堯先生；以及獨立非執行董事陳慧女士、田勁先生及 辛羅林先生。 * 僅供識別 Sinolink Worldwide Holdings Limited 百仕達控股有限公司* 主席兼行政總裁 鄧銳民 香港，2025年3月12日 董事會會議召開日期 Sinolink Worldwide Holdings Limited 百仕達控股有限公司*（「本公司」）董事 會（「董事會」）謹此宣佈，本公司董事會將於2025年3月24日（星期一）舉行 會議，藉以（其中包括）考慮及批准截至2024年12月31日止年度經審核的全年業 績與其發佈，及末期股息之建議（如有）。 代表 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示概不對因本公告全部或任何部分內容而 產生或因依賴該等內容而引致的任何損失承擔任何責任。 正面盈利預告 本公司根據上市規則第 13.09(2)條及證券及期貨條例第 XIVA 部內幕消息條文（定義見上 市規則）刊發本公告)。 董事會謹此通知股東及有意投資人士，本集團預期於截至 2024 年 12 月 31 日止年度內錄 得本公司擁有人應佔溢利不少於 35 億港元，同比截至 2023 年 12 月 31 日止年度內本公司 擁有人應佔虧損約 2.78 億港元。 股東及有意投資人士於買賣本公司股份時務須審慎行事。 Sinolink Worldwide Holdings Limited 百仕達控股有限公司*（「本公司」，連同其附屬公司統 稱「本集團」）根據香港聯合交易所有限公司證券上市規則（「上市規則」）第 13.09(2)條 以及香港法例第 571 章 證券及期貨條例（「證券及期貨條例」）第 XIVA 部內幕消息條文 （定義見上市規則）刊發本公告。 本公司董事會（「董事會」）謹此通知本公司股東（「股東 ...