Core Viewpoint - Zhongying Shengda Financing Guarantee Co., Ltd. announced the issuance of corporate bonds aimed at professional investors, indicating a strategic move to raise capital through debt instruments [1] Group 1: Bond Issuance Details - The company is issuing the first phase of corporate bonds, referred to as "22 Zhongying 01," which will mature on August 22, 2025 [1] - The coupon rate for the third year (from August 22, 2024, to August 21, 2025) is set at 3.50% [1] - For every 10 bonds with a face value of RMB 1,000 each, the interest payment will be RMB 35.00 (including tax) [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條的規定而發表。附 件為廣東中盈盛達融資擔保投資股份有限公司於深圳證券交易所(www.szse.cn)刊 發之《廣東中盈盛達融資擔保投資股份有限公司2022年面向專業投資者公開發行公 司債券（第一期）2025年付息公告》。 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 吳列進 主席 於本公告日期，本公司執行董事為吳列進先生（主席）；本公司非執行董事為黃偉波 先生、趙偉先生、潘銘堅先生、馮群英女士及歐偉明先生；及本公司獨立非執行董 事為吳向能先生、梁漢文先生及黎霞女士。 * 僅供識別 广东中盈盛达融资 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 於本公告日期，本公司執行董事為吳列進先生（主席）；本公司非執行董事為黃偉波 先生、趙偉先生、潘銘堅先生、馮群英女士及歐偉明先生；及本公司獨立非執行董 事為吳向能先生、梁漢文先生及黎霞女士。 * 僅供識別 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條的規定而發表。附 件為廣東中盈盛達融資擔保投資股份有限公司於深圳證券交易所(www.szse.cn)刊 發之《廣東中盈盛達融資擔保投資股份有限公司2022年面向專業投資者公開發行公 司債券（第一期）回售結果公告》。 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 吳列進 主席 中國，佛山，2025年 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條的規定而發表。附 件為廣東中盈盛達融資擔保投資股份有限公司於深圳證券交易所(www.szse.cn)刊 發之《廣東中盈盛達融資擔保投資股份有限公司關於''22中盈01''債券轉售的提示性 公告》。 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 债券代码：148030.SZ 债券简称：22中盈01 吳列進 广东中盈盛达融资担保投资股份有限公司关于"22中盈01" 债券转售的提示性公告 主席 中國，佛山，2025年8月20日 於本公告日期，本公司執行董事為吳列進先生（主席）；本公司非執行董事為黃偉波 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條的規定而發表。附 件為廣東中盈盛達融資擔保投資股份有限公司於深圳證券交易所(www.szse.cn)刊 發之《中信證券股份有限公司關於''22中盈01''回售結果及轉售事項的受託管理事務 臨時報告》。 债券简称：22 中盈 01 债券代码：148030.SZ 中信证券股份有限公司 关于"22中盈01"回售结果及转售事项的 受托管理事务临时报告 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 吳列進 主席 中國，佛山，2025年8月20日 於本公告日期，本公司執行董事為吳列進先生（主席）；本公司非執行 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何 部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 董事會召開日期 廣東中盈盛達融資擔保投資股份有限公司（「本公司」）之董事會（「董事會」）謹此宣 佈，本公司將於2025年8月28日（星期四）舉行董事會會議，其中議程包括審議及批 准本公司及其附屬公司截至2025年6月30日止六個月之中期業績及其刊發。 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 吳列進 主席 中華人民共和國，佛山，2025年8月18日 於本公告日期，本公司執行董事為吳列進先生（主席）；本公司非執行董事為黃偉波 先生、趙偉先生、潘銘堅先生、馮群英女士及歐偉明先生；及本公司獨立非執行董 事為吳向能先生、梁漢文先生及黎霞女士。 * 僅供識別 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 廣東中盈盛達融資擔保投資股份有限公司 呈交日期: 2025年8月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 1,006,429,353 | RMB | | | 1 RMB | | 1,006,429,353 | | 增加 / 減少 (-) | | | | | | | RMB | | | | 本月底結存 | | | 1,006,429,353 | RMB | | | 1 RMB | | 1,0 ...

Company Overview - Guangdong Join-Share Financing Guarantee Investment Co., Ltd. is a leading financing guarantee services provider in Guangdong province, focusing on credit-based financing solutions for SMEs since its establishment in 2003[4]. - The company has expanded its business network to cover all major cities in Guangdong province and certain cities in Anhui province[4]. - As of June 2014, Foshan Join-Share Micro Credit Co., Ltd. was consolidated into the Group, enhancing its micro-lending capabilities[5]. - The company has established strong cooperative relationships with various banks and non-bank financial institutions, which helps diversify customer referrals and reduce credit risks[6]. - The company has an "AA" corporate rating from CSCI Pengyuan Credit Rating Co. Ltd., indicating a stable outlook[6]. - The share capital comprises Domestic Shares and H Shares, with H Shares listed on the Main Board of The Stock Exchange of Hong Kong Limited since December 23, 2015[7]. - The company aims to ensure management independence and has implemented prudent corporate governance since its establishment[6]. - The management team has substantial expertise in finance, banking, accounting, and legal industries, contributing to the company's strong market position[6]. - The company does not have a controlling shareholder, which supports its governance structure and operational independence[6]. Financial Performance - Total revenue for the year ended December 31, 2024, was approximately RMB 359.03 million, representing a decrease of approximately 7.60% compared to the previous year[27]. - Profit for the year was approximately RMB 42.82 million, with a net profit margin of 12.42%[27]. - Profit before taxation amounted to approximately RMB 66.85 million, reflecting a decrease of approximately 11.23% compared to last year[27]. - Profit attributable to equity shareholders of the Company was approximately RMB 42.18 million, representing an increase of approximately 9.84% compared to the previous year[27]. - The Board recommended a final dividend of RMB 0.019 per share for the year ended December 31, 2024[27]. - Operating expenses for the year were RMB 142.17 million, slightly decreased from RMB 143.38 million in the previous year[26]. - Total assets increased to RMB 3,884.59 million from RMB 3,788.24 million in the previous year[26]. - Total liabilities rose to RMB 1,523.50 million from RMB 1,432.49 million in the previous year[26]. - The return on net assets was 1.8%, unchanged from the previous year[26]. - The return on assets was 1.1%, consistent with the previous year[26]. Economic Context - In 2024, China's GDP reached RMB134.9084 trillion, marking a 5.0% year-on-year growth, maintaining its position as the world's second-largest economy[43]. - The added value of the primary industry was RMB9.1414 trillion, a 3.5% year-on-year increase; secondary industry was RMB49.2087 trillion, an increase of 5.3%; and tertiary industry was RMB76.5583 trillion, with a 5.0% growth[43]. - Quarterly GDP growth rates were 5.3% in Q1, 4.7% in Q2, 4.6% in Q3, and 5.4% in Q4, indicating a V-shaped recovery[43]. Business Strategy and Development - The Group's financing guarantee business license was renewed, and it has optimized its business structure and innovated its service model to enhance corporate governance[47]. - The Group aims to improve financing accessibility and reduce funding costs for SMEs, thereby supporting innovation and business expansion[48]. - The "town-street model" was recognized as a typical case of inclusive financial services in 2024 by the China Association for Small & Medium Commercial Enterprises[37]. - The Group has focused on green finance, elderly care finance, and value-added services as new business directions[38]. - A new five-year development plan is being formulated to innovate the business model and optimize management structure[39]. - The Group has established a systematic investment and financing service platform for SMEs, enhancing financing efficiency and reducing costs[44]. - The Group's subsidiaries received recognition in the "Spotlight Programme" for emerging and pioneering enterprises, enhancing the company's brand influence[40]. Guarantee and Loan Operations - As of December 31, 2024, the Group's total outstanding guarantee was approximately RMB 7,533.25 million, a decrease from RMB 9,792.61 million as of December 31, 2023, representing a reduction of approximately 23%[55][56]. - For the year ended December 31, 2024, the net guarantee fee income was approximately RMB 223.77 million, down from RMB 245.48 million in the previous year, indicating a decline of about 8.8%[55][56]. - The balance of entrusted loans as of December 31, 2024, was approximately RMB 385.46 million, slightly decreased from RMB 395.57 million as of December 31, 2023, reflecting a reduction of about 2.8%[61][58]. - The top five customers of entrusted loans represented approximately 47.32% of the total remaining balance as of December 31, 2024[61]. - The monthly fixed interest rate charged for entrusted loans ranged from 0.5% to 1.15%, consistent with the previous year[57][58]. - The Group aims to enhance financing accessibility for SMEs and reduce their financing costs, promoting investment and innovation within the sector[49]. - The Group has received approval for financing guarantee business operations, establishing a solid foundation for sustainable development[49]. - The Group is focused on adjusting its business structure and strengthening internal management to support long-term growth[49]. - The Group's vision is to become a systematic investment and financing service provider for small and micro enterprises[49]. Micro-lending Operations - The Group's micro-lending balance as of December 31, 2024, was approximately RMB727.41 million, an increase from RMB580.31 million as of December 31, 2023, representing a growth of approximately 25.38%[63]. - The monthly fixed interest rate for micro-lending remained stable, ranging from 0.55% to 2.0% for both the years ended December 31, 2024, and December 31, 2023[63]. - The Group's net interest income for the year ended December 31, 2024, was approximately RMB94.85 million, reflecting an increase of approximately 8.52% compared to RMB87.40 million for the year ended December 31, 2023[67]. - The top five customers accounted for approximately 10.31% of the total micro-lending balance as of December 31, 2024[65]. - The Group's micro-lending operations are conducted through its subsidiary, Foshan Micro Credit, which is approved by the Guangdong Financial Supervisory Authority[63]. - The maximum amount of micro-lending that the Group can provide is capped at RMB15.00 million due to regulatory limits[63]. Risk Management - The Group employs a comprehensive internal control policy to manage risks associated with its guarantee business, including post-transaction inspections and regular monitoring of customer profiles[68]. - Special post-transaction supervision is conducted monthly for projects with operational risks or high cumulative guarantee liabilities[71]. - The interest rates for individual loans within the micro-lending portfolio vary based on borrower creditworthiness and other factors[66]. - The Group's micro-lending business primarily targets SMEs, individual business proprietors, and individuals in the Foshan area[63]. - The company conducts risk screening and adopts stricter supervision for high-risk industries and projects affected by macroeconomic conditions[73]. - Risk profiles are classified into five categories: "normal," "special-attention," "substandard," "suspicious," and "loss," based on various financial and repayment criteria[75]. - The company initiates collection processes for projects with significant hidden risks or risk exposure, including paying outstanding loan amounts to banks in case of customer defaults[76]. - For entrusted loans, the project manager prepares investigation reports and collects collateral-related materials, with loan approvals capped at 6% of the group's net assets[78]. - The company adjusts project supervision levels and review frequencies based on the classified risk profiles, enhancing focus on "special-attention" projects[75]. - Collateral management includes both tangible and intangible assets, with regular inspections and appraisals conducted for registered properties[74]. - The company collaborates with customers to develop alternative repayment plans when customers indicate an intention to repay[76]. - Legal proceedings may be initiated against customers in disputes over collateral rights, with the company seeking court orders to enforce guarantee agreements[76]. - The risk management department works closely with the business department to develop project due date guidance based on customer performance[73]. - The company employs differentiated risk management strategies to enhance supervision on higher-risk projects, particularly those classified as "substandard," "suspicious," or "loss"[75]. - The company initiates post-loan management procedures to identify potential repayment difficulties for entrusted loans upon expiry[79]. Management and Governance - The total number of staff as of December 31, 2024, was 291, with 87% holding a bachelor's degree or above[173]. - Mr. Wu has approximately 22 years of experience in the finance industry, having held various managerial positions in multiple companies[180]. - From May 2001 to May 2003, Mr. Wu served as the general manager at Guangdong Yinda Financing Guaranty Investment Group Co., Ltd., focusing on business operations[181]. - Mr. Huang has over 10 years of experience in financial management, with roles in various sections of the Foshan Finance Bureau[186]. - Mr. Huang was appointed as a non-executive Director on June 18, 2024[185]. - Mr. Zhao Wei was appointed as a non-executive Director on January 29, 2021[190]. - Mr. Huang obtained his bachelor's degree in economics, majoring in Finance (International Finance), in June 2003[187]. - Mr. Wu received his bachelor's degree in economics from Anhui Finance and Trading College in July 1983, majoring in business accounting[182]. - Mr. Wu has been recognized with multiple awards, including the "Special Contribution Award for the Construction of China's Social Credit System" in 2022[184]. - Mr. Huang served as the head of the finance section of Foshan Finance Bureau from December 2020 to February 2023[186]. - Mr. Wu was elected as a representative of the 13th National People's Congress in 2018[184]. - Mr. Zhao has over 29 years of experience in the finance industry and currently serves as the chief officer of the strategic investment department at Foshan Financial[191]. - Mr. Pan has over 25 years of experience in business administration and was appointed as a non-executive Director on June 18, 2024[196]. - Ms. Feng was appointed as a non-executive Director on June 18, 2024, after previously serving as a Supervisor from June 6, 2018, to June 5, 2021[200]. - Mr. Zhao holds the PRC Certified Public Accountant National Unified Exam Certificate and the Certified Public Valuer Unified Exam Certificate[194]. - Mr. Pan obtained his Master of Business Administration degree from Macau University of Science and Technology in November 2022[197]. - Mr. Zhao has held various positions in financial institutions, including a project manager at Guangdong Guang Xin Certified Public Accountants and a senior merger and acquisition advisor[193]. - Mr. Pan served as the vice chairman and general manager of Guangdong Real Faith Enterprises Group Co., Ltd. from 1996 to 2006[196]. - Mr. Zhao has been with Foshan Financial since July 2017, overseeing general operations in the strategic investment department[191]. - Ms. Feng's previous role as a Supervisor indicates her familiarity with the company's governance and operations[200]. - Mr. Pan's extensive experience in business administration positions him well for his role as a non-executive Director[198].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而 產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 截至2024年12月31日止年度 年度業績公佈 截至2024年12月31日止年度業績摘要 廣東中盈盛達融資擔保投資股份有限公司（「本公司」）董事（「董事」）會（「董事會」）欣然公 佈本公司及其子公司（統稱「本集團」）截至2024年12月31日止年度的經審核年度業績及截 至2023年12月31日止年度的比較數據。本報告應與下文管理層討論與分析一併閱讀。 – 1 – • 總收益約為人民幣359.03百萬元（包括收益約人民幣344.79百萬元及其他收益約人 民幣14.24百萬元），較去年減少約7.60%。 • 年內利潤及淨利潤率分別約為人民幣42.82百萬元及12.42%。 • 稅前 ...

Economic Performance - In the first half of 2024, China's GDP reached RMB 61.6836 trillion, representing a year-on-year increase of 5.0%[9] - The contribution rate of final consumption expenditure to economic growth was 60.5%, driving GDP growth by 3.0 percentage points[9] - The primary, secondary, and tertiary industries accounted for 5.0%, 38.3%, and 56.7% of GDP, respectively, indicating stable growth in the tertiary sector[9] - Gross capital formation contributed 1.3 percentage points to economic growth in the first half of 2024[9] - In the first half of 2024, China's GDP reached RMB 616,836 million, with a year-on-year growth of 5.0%[11] - The contribution rate of final consumption expenditure to economic growth in the first half of 2024 was 60.5%, driving GDP growth by 3.0 percentage points[11] - The total capital formation contributed 1.3 percentage points to economic growth in the same period[11] - By the end of Q2 2024, the balance of loans for small and micro-sized enterprises reached RMB 78 trillion, with inclusive loans of RMB 32 trillion showing a year-on-year increase of 17.1%[88] - China's economy is expected to achieve more robust growth in the second half of 2024, driven by domestic demand recovery and government measures[97] SME Development - The Small and Medium Enterprises Development Index was 89.0 in Q2 2024, a decrease of 0.3 points from Q1 2024, but still higher than the corresponding period in 2022[10] - The company focuses on providing precise and efficient services for SMEs to promote healthy growth and high-quality economic development[10] - The Group aims to maintain a focus on its core business while ensuring sufficient attention to risk management as it pursues high-quality development[12] - The Group has transformed into a credit-centered, industry-based, and finance-driven comprehensive service platform to support SMEs[12] - The Group continues to provide customized solutions to help SMEs overcome challenges and seize development opportunities[12] - The Group plans to innovate business models and diversify financing products to better support SMEs[96] - The financing guarantee industry has rapidly developed, enhancing risk prevention capabilities and alleviating financing difficulties for SMEs[96] Financial Performance - For the six months ended June 30, 2024, the net guarantee fee income was approximately RMB 116.92 million, remaining relatively stable compared to RMB 105.88 million for the same period in 2023[16] - The Group's net interest income was approximately RMB 47.12 million, reflecting an increase of approximately 8.77% compared to RMB 43.32 million for the same period in 2023[22] - The Group's total guarantee fee income increased by approximately RMB 11.04 million, or approximately 10.43%, from approximately RMB 105.88 million for the six months ended 30 June 2023 to approximately RMB 116.92 million for the six months ended 30 June 2024[56][58] - The Group's profit for the period decreased by approximately RMB 2.51 million, or approximately 9.16%, to approximately RMB 24.89 million for the six months ended 30 June 2024 from approximately RMB 27.40 million for the corresponding period in 2023[73] - The profit attributable to equity shareholders of the Company increased by approximately RMB 1.82 million, or approximately 9.19%, to approximately RMB 21.62 million for the six months ended June 30, 2024 from approximately RMB 19.80 million for the corresponding period in 2023[77] - The Group's net profit margin decreased to approximately 14.04% for the six months ended June 30, 2024 from approximately 16.97% for the corresponding period in 2023[77] - The Group's other revenue decreased by approximately RMB 2.79 million, or approximately 31.38%, to approximately RMB 6.10 million for the six months ended 30 June 2024[60] - The Group's share of losses of associates increased from approximately RMB 4.06 million for the six months ended 30 June 2023 to approximately RMB 7.00 million for the six months ended 30 June 2024[61] - Provisions charged for guarantee losses increased to approximately RMB 21.20 million for the six months ended 30 June 2024 from approximately RMB 13.21 million for the corresponding period in 2023[62] - Impairment losses increased by approximately RMB 20.79 million, or approximately 52.94%, to approximately RMB 60.06 million for the six months ended 30 June 2024[68] Risk Management - The company has implemented internal control policies to manage business risks, including post-transaction inspection procedures to identify potential repayment difficulties[23] - Regular post-transaction supervision is conducted every half month to six months based on the risk profile of the project[26] - Special post-transaction supervision is performed monthly for projects with operational risks or high cumulative guarantee liabilities[27] - Risk screening is conducted to promote healthy business development and adjust supervision frequency based on macroeconomic changes[29] - Management procedures for collateral include regular on-site inspections and appraisals for tangible assets[30] - The company classifies customer risk profiles into five categories: "normal," "special-attention," "substandard," "suspicious," and "loss," based on various financial metrics and repayment behaviors[32][34] - The company initiates collection processes when assessing significant hidden risks or risk exposure in projects, ensuring timely recovery actions[33][35] - The company enhances supervision on "special-attention" projects and focuses on collections from "substandard," "suspicious," or "loss" projects[32][34] - Risk management adjustments are made based on customer performance and significant anomalies affecting repayment, with increased supervision frequency as needed[40] - The company employs legal measures to enforce rights to collateral when customer business prospects deteriorate or repayment intentions are absent[35][36] Corporate Governance - The Company has complied with the Corporate Governance Code, except for a deviation regarding the roles of Chairman and President[169] - The Company is committed to enhancing its corporate governance practices to ensure compliance with the Corporate Governance Code[169] - The audit committee consists of five members, including independent non-executive directors, ensuring high standards of corporate governance[171] - The company has confirmed full compliance with the Model Code for securities transactions during the reporting period[173] - The Company continues to monitor and report on substantial shareholders' interests as required by the Stock Exchange[152] Capital Structure and Investments - The Group's outstanding capital commitments related to guarantees issued to customers amounted to approximately RMB 8,711.83 million as of 30 June 2024, down from RMB 9,792.61 million as of 31 December 2023[80] - The Group's capital expenditures amounted to approximately RMB 0.97 million for the six months ended 30 June 2024, down from RMB 2.46 million for the same period in 2023[79] - The Group's liquidity and capital requirements are primarily related to capital investments in subsidiaries, micro-lending, and maintaining security deposits[108] - The Group's capital structure management focuses on balancing shareholder returns with a sound capital position, adjusting based on economic conditions[102] - The Group has developed a comprehensive financial service system to support SMEs, enhancing their potential and innovation[101] Shareholder Information - As of June 30, 2024, the total issued share capital of the Company is 1,560,792,687 shares, comprising 1,006,429,353 Domestic Shares and 554,363,334 H Shares[147] - Fojin Hongkong Limited is the largest shareholder with 164,164,000 H Shares, accounting for approximately 29.61% of the H Shares and 10.52% of the total share capital[153] - Foshan Financial Investment Holding Co., Ltd. also holds 239,854,838 Domestic Shares, which is about 23.83% of the Domestic Shares and 15.37% of the total share capital[153] - As of June 30, 2024, no Directors, Supervisors, or chief executives of the Company had any interests or short positions in shares or debentures of the Company or its associated corporations[148] Employee Information - The total staff count as of June 30, 2024, was 289, with 87% holding a bachelor's degree or above, reflecting a focus on employee quality[141] - Staff costs for the six months ended June 30, 2024, amounted to approximately RMB 37.42 million, a decrease from RMB 48.38 million in the same period of 2023[141] - The Group's employee training program is aimed at enhancing talent retention and loyalty, with annual training provided for new employees[141]