香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條的規定而發表。附 件為廣東中盈盛達融資擔保投資股份有限公司於深圳證券交易所(www.szse.cn)刊 發之《廣東中盈盛達融資擔保投資股份有限公司公司債券半年度報告（2025年）》。 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 吳列進 * 僅供識別 广东中盈盛达融资担保投资股份有限公司公司债券 2025 半年度报告 广东中盈盛达融资担保投资股份有限公司公司债券半年度报 告 （2025 年） 2025 年 08 月 1 广东中盈盛达融资担保投资股份有限公司公司债券 2025 半年度报告 重要提示 ...

Core Viewpoint - Zhongying Shengda Financing Guarantee Co., Ltd. announced the issuance of corporate bonds aimed at professional investors, indicating a strategic move to raise capital through debt instruments [1] Group 1: Bond Issuance Details - The company is issuing the first phase of corporate bonds, referred to as "22 Zhongying 01," which will mature on August 22, 2025 [1] - The coupon rate for the third year (from August 22, 2024, to August 21, 2025) is set at 3.50% [1] - For every 10 bonds with a face value of RMB 1,000 each, the interest payment will be RMB 35.00 (including tax) [1]

Group 1 - The company Zhongying Shengda Financing Guarantee (01543) announced the issuance of corporate bonds aimed at professional investors, referred to as "22 Zhongying 01" [1] - The bonds will pay interest from August 22, 2024, to August 21, 2025, with a coupon rate of 3.50% for the third year [1] - For every 10 bonds with a face value of RMB 1,000, the interest distributed will be RMB 35.00 (including tax) [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條的規定而發表。附 件為廣東中盈盛達融資擔保投資股份有限公司於深圳證券交易所(www.szse.cn)刊 發之《廣東中盈盛達融資擔保投資股份有限公司2022年面向專業投資者公開發行公 司債券（第一期）2025年付息公告》。 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 吳列進 主席 於本公告日期，本公司執行董事為吳列進先生（主席）；本公司非執行董事為黃偉波 先生、趙偉先生、潘銘堅先生、馮群英女士及歐偉明先生；及本公司獨立非執行董 事為吳向能先生、梁漢文先生及黎霞女士。 * 僅供識別 广东中盈盛达融资 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 於本公告日期，本公司執行董事為吳列進先生（主席）；本公司非執行董事為黃偉波 先生、趙偉先生、潘銘堅先生、馮群英女士及歐偉明先生；及本公司獨立非執行董 事為吳向能先生、梁漢文先生及黎霞女士。 * 僅供識別 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條的規定而發表。附 件為廣東中盈盛達融資擔保投資股份有限公司於深圳證券交易所(www.szse.cn)刊 發之《廣東中盈盛達融資擔保投資股份有限公司2022年面向專業投資者公開發行公 司債券（第一期）回售結果公告》。 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 吳列進 主席 中國，佛山，2025年 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條的規定而發表。附 件為廣東中盈盛達融資擔保投資股份有限公司於深圳證券交易所(www.szse.cn)刊 發之《廣東中盈盛達融資擔保投資股份有限公司關於''22中盈01''債券轉售的提示性 公告》。 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 债券代码：148030.SZ 债券简称：22中盈01 吳列進 广东中盈盛达融资担保投资股份有限公司关于"22中盈01" 债券转售的提示性公告 主席 中國，佛山，2025年8月20日 於本公告日期，本公司執行董事為吳列進先生（主席）；本公司非執行董事為黃偉波 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條的規定而發表。附 件為廣東中盈盛達融資擔保投資股份有限公司於深圳證券交易所(www.szse.cn)刊 發之《中信證券股份有限公司關於''22中盈01''回售結果及轉售事項的受託管理事務 臨時報告》。 债券简称：22 中盈 01 债券代码：148030.SZ 中信证券股份有限公司 关于"22中盈01"回售结果及转售事项的 受托管理事务临时报告 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 吳列進 主席 中國，佛山，2025年8月20日 於本公告日期，本公司執行董事為吳列進先生（主席）；本公司非執行 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何 部分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Guangdong Join-Share Financing Guarantee Investment Co., Ltd.* 廣東中盈盛達融資擔保投資股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1543） 董事會召開日期 廣東中盈盛達融資擔保投資股份有限公司（「本公司」）之董事會（「董事會」）謹此宣 佈，本公司將於2025年8月28日（星期四）舉行董事會會議，其中議程包括審議及批 准本公司及其附屬公司截至2025年6月30日止六個月之中期業績及其刊發。 承董事會命 廣東中盈盛達融資擔保投資股份有限公司 吳列進 主席 中華人民共和國，佛山，2025年8月18日 於本公告日期，本公司執行董事為吳列進先生（主席）；本公司非執行董事為黃偉波 先生、趙偉先生、潘銘堅先生、馮群英女士及歐偉明先生；及本公司獨立非執行董 事為吳向能先生、梁漢文先生及黎霞女士。 * 僅供識別 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 廣東中盈盛達融資擔保投資股份有限公司 呈交日期: 2025年8月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 1,006,429,353 | RMB | | | 1 RMB | | 1,006,429,353 | | 增加 / 減少 (-) | | | | | | | RMB | | | | 本月底結存 | | | 1,006,429,353 | RMB | | | 1 RMB | | 1,0 ...

Company Overview - Guangdong Join-Share Financing Guarantee Investment Co., Ltd. is a leading financing guarantee services provider in Guangdong province, focusing on credit-based financing solutions for SMEs since its establishment in 2003[4]. - The company has expanded its business network to cover all major cities in Guangdong province and certain cities in Anhui province[4]. - As of June 2014, Foshan Join-Share Micro Credit Co., Ltd. was consolidated into the Group, enhancing its micro-lending capabilities[5]. - The company has established strong cooperative relationships with various banks and non-bank financial institutions, which helps diversify customer referrals and reduce credit risks[6]. - The company has an "AA" corporate rating from CSCI Pengyuan Credit Rating Co. Ltd., indicating a stable outlook[6]. - The share capital comprises Domestic Shares and H Shares, with H Shares listed on the Main Board of The Stock Exchange of Hong Kong Limited since December 23, 2015[7]. - The company aims to ensure management independence and has implemented prudent corporate governance since its establishment[6]. - The management team has substantial expertise in finance, banking, accounting, and legal industries, contributing to the company's strong market position[6]. - The company does not have a controlling shareholder, which supports its governance structure and operational independence[6]. Financial Performance - Total revenue for the year ended December 31, 2024, was approximately RMB 359.03 million, representing a decrease of approximately 7.60% compared to the previous year[27]. - Profit for the year was approximately RMB 42.82 million, with a net profit margin of 12.42%[27]. - Profit before taxation amounted to approximately RMB 66.85 million, reflecting a decrease of approximately 11.23% compared to last year[27]. - Profit attributable to equity shareholders of the Company was approximately RMB 42.18 million, representing an increase of approximately 9.84% compared to the previous year[27]. - The Board recommended a final dividend of RMB 0.019 per share for the year ended December 31, 2024[27]. - Operating expenses for the year were RMB 142.17 million, slightly decreased from RMB 143.38 million in the previous year[26]. - Total assets increased to RMB 3,884.59 million from RMB 3,788.24 million in the previous year[26]. - Total liabilities rose to RMB 1,523.50 million from RMB 1,432.49 million in the previous year[26]. - The return on net assets was 1.8%, unchanged from the previous year[26]. - The return on assets was 1.1%, consistent with the previous year[26]. Economic Context - In 2024, China's GDP reached RMB134.9084 trillion, marking a 5.0% year-on-year growth, maintaining its position as the world's second-largest economy[43]. - The added value of the primary industry was RMB9.1414 trillion, a 3.5% year-on-year increase; secondary industry was RMB49.2087 trillion, an increase of 5.3%; and tertiary industry was RMB76.5583 trillion, with a 5.0% growth[43]. - Quarterly GDP growth rates were 5.3% in Q1, 4.7% in Q2, 4.6% in Q3, and 5.4% in Q4, indicating a V-shaped recovery[43]. Business Strategy and Development - The Group's financing guarantee business license was renewed, and it has optimized its business structure and innovated its service model to enhance corporate governance[47]. - The Group aims to improve financing accessibility and reduce funding costs for SMEs, thereby supporting innovation and business expansion[48]. - The "town-street model" was recognized as a typical case of inclusive financial services in 2024 by the China Association for Small & Medium Commercial Enterprises[37]. - The Group has focused on green finance, elderly care finance, and value-added services as new business directions[38]. - A new five-year development plan is being formulated to innovate the business model and optimize management structure[39]. - The Group has established a systematic investment and financing service platform for SMEs, enhancing financing efficiency and reducing costs[44]. - The Group's subsidiaries received recognition in the "Spotlight Programme" for emerging and pioneering enterprises, enhancing the company's brand influence[40]. Guarantee and Loan Operations - As of December 31, 2024, the Group's total outstanding guarantee was approximately RMB 7,533.25 million, a decrease from RMB 9,792.61 million as of December 31, 2023, representing a reduction of approximately 23%[55][56]. - For the year ended December 31, 2024, the net guarantee fee income was approximately RMB 223.77 million, down from RMB 245.48 million in the previous year, indicating a decline of about 8.8%[55][56]. - The balance of entrusted loans as of December 31, 2024, was approximately RMB 385.46 million, slightly decreased from RMB 395.57 million as of December 31, 2023, reflecting a reduction of about 2.8%[61][58]. - The top five customers of entrusted loans represented approximately 47.32% of the total remaining balance as of December 31, 2024[61]. - The monthly fixed interest rate charged for entrusted loans ranged from 0.5% to 1.15%, consistent with the previous year[57][58]. - The Group aims to enhance financing accessibility for SMEs and reduce their financing costs, promoting investment and innovation within the sector[49]. - The Group has received approval for financing guarantee business operations, establishing a solid foundation for sustainable development[49]. - The Group is focused on adjusting its business structure and strengthening internal management to support long-term growth[49]. - The Group's vision is to become a systematic investment and financing service provider for small and micro enterprises[49]. Micro-lending Operations - The Group's micro-lending balance as of December 31, 2024, was approximately RMB727.41 million, an increase from RMB580.31 million as of December 31, 2023, representing a growth of approximately 25.38%[63]. - The monthly fixed interest rate for micro-lending remained stable, ranging from 0.55% to 2.0% for both the years ended December 31, 2024, and December 31, 2023[63]. - The Group's net interest income for the year ended December 31, 2024, was approximately RMB94.85 million, reflecting an increase of approximately 8.52% compared to RMB87.40 million for the year ended December 31, 2023[67]. - The top five customers accounted for approximately 10.31% of the total micro-lending balance as of December 31, 2024[65]. - The Group's micro-lending operations are conducted through its subsidiary, Foshan Micro Credit, which is approved by the Guangdong Financial Supervisory Authority[63]. - The maximum amount of micro-lending that the Group can provide is capped at RMB15.00 million due to regulatory limits[63]. Risk Management - The Group employs a comprehensive internal control policy to manage risks associated with its guarantee business, including post-transaction inspections and regular monitoring of customer profiles[68]. - Special post-transaction supervision is conducted monthly for projects with operational risks or high cumulative guarantee liabilities[71]. - The interest rates for individual loans within the micro-lending portfolio vary based on borrower creditworthiness and other factors[66]. - The Group's micro-lending business primarily targets SMEs, individual business proprietors, and individuals in the Foshan area[63]. - The company conducts risk screening and adopts stricter supervision for high-risk industries and projects affected by macroeconomic conditions[73]. - Risk profiles are classified into five categories: "normal," "special-attention," "substandard," "suspicious," and "loss," based on various financial and repayment criteria[75]. - The company initiates collection processes for projects with significant hidden risks or risk exposure, including paying outstanding loan amounts to banks in case of customer defaults[76]. - For entrusted loans, the project manager prepares investigation reports and collects collateral-related materials, with loan approvals capped at 6% of the group's net assets[78]. - The company adjusts project supervision levels and review frequencies based on the classified risk profiles, enhancing focus on "special-attention" projects[75]. - Collateral management includes both tangible and intangible assets, with regular inspections and appraisals conducted for registered properties[74]. - The company collaborates with customers to develop alternative repayment plans when customers indicate an intention to repay[76]. - Legal proceedings may be initiated against customers in disputes over collateral rights, with the company seeking court orders to enforce guarantee agreements[76]. - The risk management department works closely with the business department to develop project due date guidance based on customer performance[73]. - The company employs differentiated risk management strategies to enhance supervision on higher-risk projects, particularly those classified as "substandard," "suspicious," or "loss"[75]. - The company initiates post-loan management procedures to identify potential repayment difficulties for entrusted loans upon expiry[79]. Management and Governance - The total number of staff as of December 31, 2024, was 291, with 87% holding a bachelor's degree or above[173]. - Mr. Wu has approximately 22 years of experience in the finance industry, having held various managerial positions in multiple companies[180]. - From May 2001 to May 2003, Mr. Wu served as the general manager at Guangdong Yinda Financing Guaranty Investment Group Co., Ltd., focusing on business operations[181]. - Mr. Huang has over 10 years of experience in financial management, with roles in various sections of the Foshan Finance Bureau[186]. - Mr. Huang was appointed as a non-executive Director on June 18, 2024[185]. - Mr. Zhao Wei was appointed as a non-executive Director on January 29, 2021[190]. - Mr. Huang obtained his bachelor's degree in economics, majoring in Finance (International Finance), in June 2003[187]. - Mr. Wu received his bachelor's degree in economics from Anhui Finance and Trading College in July 1983, majoring in business accounting[182]. - Mr. Wu has been recognized with multiple awards, including the "Special Contribution Award for the Construction of China's Social Credit System" in 2022[184]. - Mr. Huang served as the head of the finance section of Foshan Finance Bureau from December 2020 to February 2023[186]. - Mr. Wu was elected as a representative of the 13th National People's Congress in 2018[184]. - Mr. Zhao has over 29 years of experience in the finance industry and currently serves as the chief officer of the strategic investment department at Foshan Financial[191]. - Mr. Pan has over 25 years of experience in business administration and was appointed as a non-executive Director on June 18, 2024[196]. - Ms. Feng was appointed as a non-executive Director on June 18, 2024, after previously serving as a Supervisor from June 6, 2018, to June 5, 2021[200]. - Mr. Zhao holds the PRC Certified Public Accountant National Unified Exam Certificate and the Certified Public Valuer Unified Exam Certificate[194]. - Mr. Pan obtained his Master of Business Administration degree from Macau University of Science and Technology in November 2022[197]. - Mr. Zhao has held various positions in financial institutions, including a project manager at Guangdong Guang Xin Certified Public Accountants and a senior merger and acquisition advisor[193]. - Mr. Pan served as the vice chairman and general manager of Guangdong Real Faith Enterprises Group Co., Ltd. from 1996 to 2006[196]. - Mr. Zhao has been with Foshan Financial since July 2017, overseeing general operations in the strategic investment department[191]. - Ms. Feng's previous role as a Supervisor indicates her familiarity with the company's governance and operations[200]. - Mr. Pan's extensive experience in business administration positions him well for his role as a non-executive Director[198].