2026年2月13日至17日，金融监管总局联合多部门对携程、高德等六大出行平台进行约谈，要求规范借 贷营销行为、强化信息披露及消费者保护。虽未直接涉及汇鑫小贷，但作为信贷行业参与者，监管趋严 可能加剧小贷公司合规压力，需关注后续政策传导至中小金融机构的影响。 以上内容基于公开资料整理，不构成投资建议。 登录新浪财经APP 搜索【信披】查看更多考评等级 经济观察网 截至2026年2月20日，汇鑫小贷（01577.HK）收盘价报1.05港元，近7日（2月15日至21日） 股价无波动，区间涨跌幅为0.00%。技术面显示MACD柱状图微幅上行至0.01，KDJ指标处于超买区间 （J线101.15），但均线系统呈多头排列（20日均线1.015港元），短期缺乏方向性突破。期间仅2月16日 与20日有零星交易，成交量为0，换手率持续为0%，反映市场关注度极低。 近期事件 ...

Core Viewpoint - Huixin Microfinance (01577.HK) has not reported any significant new events recently, but its historical loan agreements and the changing regulatory environment in the industry remain focal points for the market [1] Group 1: Operating Conditions - As of the announcement at the end of December 2025, Huixin Microfinance and its subsidiaries signed multiple loan agreements totaling RMB 270 million in the second quarter of 2025, with an annual interest rate of 18%. These loans have not yet been settled as of the announcement date. The repayment progress and potential credit risks of these agreements may become key points of focus in future financial reports [2] Group 2: Industry Policies and Environment - The microfinance industry is facing ongoing stringent regulations in 2026. Data shows that as of the end of September 2025, the number of microfinance companies and the loan balance nationwide are both in a shrinking trend. Additionally, relevant management guidelines require a gradual reduction in the comprehensive financing costs of newly issued loans, with some localities accelerating the exit of non-compliant institutions. Such policies may have long-term impacts on Huixin Microfinance's interest rate pricing, profit model, and compliance operations [3] Group 3: Capital Movements - In terms of market liquidity, southbound funds in early February 2026 primarily flowed into technology stocks, with the microfinance sector not receiving significant capital attention. The industry is experiencing increased differentiation, with leading institutions enhancing their strength through capital increases, while smaller institutions face pressure to exit. Huixin Microfinance needs to pay attention to the dynamics of the funding landscape [4]

FF301 第 1 頁 共 10 頁 v 1.2.0 本月底法定/註冊股本總額： RMB 680,000,000 證券代號 (如上市) N/A 說明 內資股 法定/註冊股份數目 面值 法定/註冊股本 上月底結存 500,000,000 RMB 1 RMB 500,000,000 增加 / 減少 (-) 0 RMB 0 本月底結存 500,000,000 RMB 1 RMB 500,000,000 致：香港交易及結算所有限公司 公司名稱: 泉州匯鑫小額貸款股份有限公司 (「本公司」) 呈交日期: 2026年2月2日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01577 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 180,000,000 | RMB | | 1 RMB | | 1 ...

FF301 致：香港交易及結算所有限公司 公司名稱: 泉州匯鑫小額貸款股份有限公司 (「本公司」) 呈交日期: 2026年1月7日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01577 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 180,000,000 | RMB | | 1 RMB | | 180,000,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 180,000,000 | RMB | | 1 RMB | | 180,000,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不 發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該等內容而引致的任何損 失承擔任何責任。 Quanzhou Huixin Micro-credit Co., Ltd.* 泉 州 匯 鑫 小 額 貸 款 股 份 有 限 公 司 （ 於中華人民共和國成立的有限公司） – 1 – (1) 截至12月12日公告日期，12月12日公告所披露本公司分別於2020年11月19日、2020年 12月14日、2021年7月16日、2021年8月18日及2021年12月17日向相關客戶授出的本金 額為人民幣10.0百萬元、人民幣25.6百萬元、人民幣30.2 百萬元、人民幣10.0百萬元及 人民幣27.5百萬元的五筆貸款均已結清。 (2) 為避免日後發生類似不合規事件，本公司將實施以下補救措施： 修訂信息披露政策 （股份代號：1577） 補充公告 有關提供財務資助的 須予披露交易 茲提述本公司三份日期皆為2025年12月12日的公告（「12月12日公告」）及本公司日期為2025 年 12 月 30 日 的 公 ...

Core Viewpoint - The company has entered into multiple loan agreements with various clients, indicating ongoing lending activities and a consistent interest rate of 18% across these agreements [1] Group 1: Loan Agreements - On April 21, 2025, the company's non-wholly owned subsidiary, Jinjiang Huixin, entered into a loan agreement with Client L for a principal amount of RMB 40 million, with an annual interest rate of 18% [1] - On April 22, 2025, the company itself entered into a loan agreement with Client L for another principal amount of RMB 40 million, also at an annual interest rate of 18% [1] - On May 22, 2025, Jinjiang Huixin entered into a loan agreement with Client N for a principal amount of RMB 50 million, maintaining the same annual interest rate of 18% [1] - On June 16, 2025, Jinjiang Huixin entered into a loan agreement with individuals H, I, J, and K for a principal amount of RMB 30 million, again at an annual interest rate of 18% [1]

Core Viewpoint - The company, Huixin Xiaodai (01577), has entered into multiple loan agreements with various clients, indicating ongoing lending activities and a focus on generating interest income through high-interest loans [1] Group 1: Loan Agreements - On April 21, 2025, the company's non-wholly owned subsidiary, Jinjiang Huixin, entered into a loan agreement with Client L for a principal amount of RMB 40 million at an annual interest rate of 18% [1] - On April 22, 2025, the company entered into another loan agreement with Client L for a principal amount of RMB 40 million at the same annual interest rate of 18% [1] - On May 22, 2025, Jinjiang Huixin entered into a loan agreement with Client N for a principal amount of RMB 50 million at an annual interest rate of 18% [1] - On June 16, 2025, Jinjiang Huixin entered into a loan agreement with individuals H, I, J, and K for a principal amount of RMB 30 million at an annual interest rate of 18% [1] Group 2: Loan Status - As of the date of the announcement, all loans mentioned (L, M, N, and O) have not been settled, indicating ongoing financial engagements and potential future cash flows for the company [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不 發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該等內容而引致的任何損 失承擔任何責任。 提供財務資助 貸款協議A 於 2022 年 7 月 29 日（ 交 易 時 段 後 ）， 本 公 司（ 作 為 貸 方 ）與 客 戶 A（ 作 為 借 方 ）訂 立 貸 款 協 議 A ， 據 此 ， 本 公 司 同 意 向 客 戶 A 授 出 本 金 額 為 人 民 幣 25.1 百 萬 元（ 相 當 於 約 港 幣 27.3 百 萬 元）的貸款A，年利率為15.6厘。截至本公告日期，貸款A已結清。 貸款協議B 於 2022 年 7 月 29 日（ 交 易 時 段 後 ）， 本 公 司（ 作 為 貸 方 ）與 客 戶 B（ 作 為 借 方 ）訂 立 貸 款 協 議 B ， 據 此 ， 本 公 司 同 意 向 客 戶 B 授 出 本 金 額 為 人 民 幣 18.8 百 萬 元（ 相 當 於 約 港 幣 20.5 百 萬 元）的貸款B，年利率為15.6厘。截至本公告日期，貸款B已結清。 貸款協議C 泉 ...

Core Viewpoint - Huixin Microfinance (01577.HK) announced a loan agreement on December 17, 2021, to provide a loan of RMB 27.5 million to a client at an annual interest rate of 15.6% [1] Summary by Relevant Sections - Loan Agreement Details - The company agreed to lend RMB 27.5 million to the client under the new loan agreement [1] - The annual interest rate for this loan is set at 15.6% [1] - Previous Loan Agreement - Prior to this agreement, the company had entered into a previous loan agreement with the same client on August 18, 2021 [1]

Core Viewpoint - Huixin Small Loan (01577.HK) announced a loan agreement with a client, involving a principal amount of RMB 30.2 million at an annual interest rate of 21.6% [1] Group 1 - The loan agreement was established on July 16, 2021, with the company acting as the lender and the client as the borrower [1] - The principal amount of the loan is RMB 30.2 million, which is approximately USD 4.7 million based on current exchange rates [1] - The annual interest rate for the loan is set at 21.6%, indicating a high-cost borrowing scenario for the client [1]