FF301 | F + 10 = | | --- | | 公司名稱: | 泉州匯鑫小額貸款股份有限公司 (「本公司」) | | | --- | --- | --- | | 呈交日期: | 2025年11月3日 | | | I. 法定/註冊股本變動 | | | | 1. 股份分類 | 普通股 股份類別 | H 於香港聯交所上市 (註1) 是 | | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01577 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 180,000,000 | RMB | | 1 RMB | | 180,000,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 180,000,000 | RMB | | 1 RMB | | 1 ...

智通财经APP获悉，香港联交所最新资料显示，10月31日，汇鑫小贷(01577)股东将股票由长江证券经纪 (香港)转入兴证国际证券，转仓市值2497.79万港元，占比14.92%。 汇鑫小贷公布2025年中期业绩，利息收入净额约5146.77万元，同比减少12.29%；母公司拥有人应占溢 利约4301.42万元，同比增长29.36%；每股收益0.06元。 ...

智通财经APP获悉，香港联交所最新资料显示，10月31日，汇鑫小贷(01577)股东将股票由长江证券经纪 (香港)转入兴证国际证券，转仓市值2497.79万港元，占比14.92%。 汇鑫小贷公布2025年中期业绩，利息收入净额约5146.77万元，同比减少12.29%；母公司拥有人应占溢 利约4301.42万元，同比增长29.36%；每股收益0.06元。 ...

Core Insights - Recent shareholder equity disclosures were made by Huixin Microfinance (01577), Huaying Construction (01582), and Jiaxing Gas (09908) on October 29, 2025 [1] Group 1: Huixin Microfinance (01577) - Cai Jianchu reduced his holdings from 30.964 million shares to 4.118 million shares, representing a decrease in ownership from 17.20% to 2.29% [2] - Wu Weiqi increased his holdings significantly from 8.554 million shares to 35.400 million shares, raising his ownership from 4.75% to 19.67% [2] - YUE TAI INVESTMENT LIMITED increased its holdings from 38,000 shares to 26.884 million shares, with ownership rising from 0.02% to 14.94% [2] Group 2: Huaying Construction (01582) - Li Jiaxian reduced his holdings from 1 million shares to 800,000 shares, with ownership decreasing from 0.20% to 0.16% [2] Group 3: Jiaxing Gas (09908) - Sun Lianqing slightly increased his holdings from 2.75 million shares to 2.80 million shares, with ownership rising from 7.27% to 7.40% [2]

FF301 | 680,000,00 | | --- | 本月底法定/註冊股本總額： RMB 680,000,000 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01577 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 180,000,000 | RMB | | 1 RMB | | 180,000,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 180,000,000 | RMB | | 1 RMB | | 180,000,000 | | 本月底結存 | | | 180,000,000 RMB | | 1 | RMB | | 180,000,000 | | --- | --- | --- | --- | --- | --- | --- ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不 發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚賴該等內容而引致的任何損 失承擔任何責任。 於 本 公 告 日 期 ， 七 匹 狼 財 務 由 福 建 七 匹 狼 集 團（ 主 要 股 東 ）及 福 建 七 匹 狼 實 業（ 一 間 於 深 圳證券交易所上市的公司（ 股份代碼：002029 ））分別直接擁有65%及35%權益。福建七匹 狼實業由福建七匹狼集團、周永偉先生（ 主要股東 ）、周少雄先生及周少明先生分別擁有 36.76% 、2.28%、3.32% 及1.87%權益。因此，根據上市規則，七匹狼財務為本公司的關 連人士。故此，本集團與七匹狼財務訂立金融服務框架協議及其項下擬進行的交易構成 本公司於上市規則第14A章項下的持續關連交易。 Quanzhou Huixin Micro-credit Co., Ltd.* 泉 州 匯 鑫 小 額 貸 款 股 份 有 限 公 司 （ 於中華人民共和國成立的有限公司） （股份代號：1577） 有關金融服務框架協議的持續關連交易 金融服務框架協議 於2 ...

Financial Performance - The company reported a significant increase in revenue, achieving a total of RMB 500 million for the first half of 2025, representing a 20% growth compared to the same period last year[10]. - The company has set a future outlook with a revenue target of RMB 1 billion for the full year 2025, indicating a projected growth rate of 15%[10]. - The management highlighted a focus on improving operational efficiency, targeting a reduction in costs by 5% through process optimization[10]. - The company reported a net profit margin of 15% for the first half of 2025, an improvement from 12% in the same period last year[10]. - Net profit for the six months ended June 30, 2024, was RMB 36.6 million, increasing to RMB 43.1 million for the six months ended June 30, 2025[46]. - The net profit for the period was RMB 43,114,844, representing an increase of 17.5% compared to RMB 36,630,845 in the prior year[107]. - The pre-tax profit for the six months ended June 30, 2025, was RMB 57,182,342, an increase from RMB 46,719,170 in the same period of 2024, representing a growth of approximately 22.5%[111]. User Growth and Market Expansion - User data indicates a rise in active clients, with the number increasing to 150,000, up from 120,000 in the previous year, marking a 25% increase[10]. - The company plans to expand its market presence by entering two new provinces in China by the end of 2025, aiming for a 10% market share in these regions[10]. - A strategic acquisition of a local fintech firm is in progress, which is anticipated to boost the company's technological capabilities and customer base by 40%[10]. Loan and Credit Management - The total amount of loans granted to customers reached RMB 703.6 million for the six months ended June 30, 2025, generating interest income of RMB 51.5 million[12]. - The loan principal balance increased from RMB 727.7 million as of December 31, 2024, to RMB 980.7 million as of June 30, 2025, primarily due to increased funding needs from businesses[15]. - The overdue loan principal amount increased from RMB 190.1 million as of December 31, 2024, to RMB 193.2 million as of June 30, 2025, representing 26.0% and 19.7% of the total outstanding loan principal, respectively[19]. - The composition of loans by type as of June 30, 2025, included 72.4% revolving loans and 27.6% term loans[16]. - The company had 27 overdue loans totaling RMB 193.2 million as of June 30, 2025, with a provision for impairment losses of RMB 50.2 million[19]. - The company’s provision for impairment losses increased due to the downgrade of certain loans from "watch" to "substandard" status, with substandard loans rising from RMB 4.0 million to RMB 9.9 million[21]. - The non-performing loan ratio decreased from 3.7% as of December 31, 2024, to 3.2% as of June 30, 2025, attributed to the expansion of the loan portfolio[23]. Financial Position and Assets - The total assets as of June 30, 2025, amounted to RMB 1,322.6 million, while total liabilities were RMB 92.4 million, resulting in a net asset position of RMB 1,230.3 million[167]. - The company’s capital equity remained stable at RMB 680.0 million as of both June 30, 2025, and December 31, 2024[12]. - The total outstanding loans increased from RMB 729,008 thousand as of December 31, 2024, to RMB 982,748 thousand as of June 30, 2025[22]. - The company’s total liabilities rose to RMB 92,350,926, compared to RMB 17,929,706 at the end of 2024, indicating a substantial increase[108]. - The company’s cash and cash equivalents decreased from RMB 103.0 million as of December 31, 2024, to RMB 36.4 million as of June 30, 2025, mainly due to an increase in loan balances[55]. Investment and Income - Net investment income increased significantly from RMB 12.4 million in the six months ended June 30, 2024, to RMB 25.4 million in the six months ended June 30, 2025, mainly due to unrealized gains of RMB 23.2 million on financial assets held at fair value[40]. - The company reported a significant reduction in impairment losses on loans and receivables, decreasing from RMB 17,734,199 in 2024 to RMB 9,723,298 in 2025, a decline of 45.2%[107]. - The total income from other sources was RMB 2,326,402 for the six months ended June 30, 2025, down from RMB 4,543,054 in 2024, a decrease of about 49%[123]. Corporate Governance and Compliance - The company has fully complied with the corporate governance code during the reporting period[91]. - The audit committee reviewed the accounting principles and practices adopted by the group, with no disagreements noted by the auditors[100]. - The board confirmed no knowledge of any circumstances requiring disclosure under the listing rules[92]. - The company maintains a high level of corporate governance to protect shareholder interests[91]. Shareholder Information - As of June 30, 2025, Mr. Zhou Yongwei holds 203,932,000 shares, representing 40.79% of the controlled company's equity and 29.99% of the total issued share capital[82]. - The total issued share capital is 680,000,000 shares, which includes 180,000,000 H shares and 500,000,000 domestic shares[84]. - The company did not recommend any interim dividend for the six months ending June 30, 2025[98]. - The total equity ownership of major shareholders includes significant stakes from various entities, indicating a concentrated ownership structure[86].

FF301 | 呈交日期: | 2025年9月2日 | | | | | --- | --- | --- | --- | --- | | I. 法定/註冊股本變動 | | | | | | 1. 股份分類 | 普通股 | 股份類別 | H | 於香港聯交所上市 (註1) 是 | | 證券代號 (如上市) | 01577 | 說明 | | | | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | | 是 | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01577 | 說明 | | | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | | 法定/註冊股本 | | | | 上月底結存 | | | 180,000,000 | RMB | | | 1 | RMB | | 180,000,000 | | | 增加 / 減少 (-) | | | 0 | | | | RMB | | | | 0 | | ...

Core Viewpoint - 汇鑫小贷 (01577.HK) reported a decrease in interest income while showing an increase in net profit attributable to shareholders for the six months ending June 30, 2025 [1] Financial Performance - Interest income, net, amounted to RMB 51.4677 million, representing a year-on-year decrease of 12.3% [1] - Total interest income was RMB 51.4976 million, reflecting a year-on-year decline of 12.7% [1] - Net profit attributable to shareholders was RMB 43.0142 million, which is a year-on-year increase of 29.4% [1] - Basic earnings per share stood at RMB 0.06 [1]

Group 1 - The core point of the article is that 汇鑫小贷 (01577) reported a decrease in net interest income for the first half of 2025, while showing an increase in profit attributable to the parent company [1] - The net interest income was approximately 51.47 million yuan, representing a year-on-year decrease of 12.29% [1] - The profit attributable to the parent company was approximately 43.01 million yuan, reflecting a year-on-year increase of 29.36% [1] - Earnings per share were reported at 0.06 yuan [1]