Core Viewpoint - Jiangxi Bank announced a system upgrade for large-denomination certificates of deposit and wealth management products, resulting in a temporary suspension of related transactions [1] Group 1: Announcement Details - The upgrade will take place from January 24, 2026, 1:00 AM to 6:00 AM, during which all channels (including counter services, online banking, mobile banking, and smart counters) will suspend transactions related to large-denomination certificates of deposit and wealth management products [1] - The bank advises customers to make necessary financial arrangements in advance to avoid any impact on their fund usage during the suspension period [1]

Group 1 - The National Financial Supervision Administration announced an administrative penalty against Guangchang Nanyin Village Bank for violating regulations related to counter services, imposing a fine of 200,000 RMB [1][2] - The responsible individuals, Wu Zhipeng and Chen Dengfu, received warnings for their involvement in the violations [1][2] - Guangchang Nanyin Village Bank was established on December 30, 2013, in Fuzhou, Jiangxi Province, with a registered capital of 50 million RMB [1] Group 2 - Jiangxi Bank holds a 30% stake in Guangchang Nanyin Village Bank as of December 31, 2024, consistent with its ownership percentage from December 31, 2023 [1]

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年12月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 江西銀行股份有限公司 呈交日期: 2026年1月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01916 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 1,345,500,000 | RMB | | | 1 RMB | | 1,345,500,000 | | 增加 / 減少 (-) | | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 1,345,500,000 | RMB | | | 1 RMB | | 1,345,500,000 | | ...

Core Viewpoint - Jiangxi Bank is committed to promoting green development and supporting local economic transformation through innovative financial products and services, aligning with national goals for sustainable development and ecological civilization [1][5]. Group 1: Green Financial Products - Jiangxi Bank has launched the "Green Transformation Loan" to support traditional industries such as agriculture, copper, and building materials, filling a gap in traditional financial services for industry transformation [2][4]. - The bank's green transformation loan won the first prize for green financial products at the 2025 Jiangxi Province "Tiangong Cup" financial system vocational skills competition, highlighting its innovative approach [2][4]. - The loan features an incentive model where interest rates are linked to companies' carbon reduction targets, providing tailored support for low-carbon transformation [2][4]. Group 2: Achievements in Transformation Financing - As of now, the balance of transformation loans has reached 1.221 billion, with successful loans issued to 10 agricultural enterprises, 4 copper industry enterprises, and 1 chemical industry enterprise, achieving full coverage across the province [4]. - The first agricultural transformation loan of 180 million was issued in Jiujiang, aimed at upgrading inefficient tea gardens, while the first chemical transformation loan of 5 million supported waste heat utilization projects [4]. - Jiangxi Bank has developed a "Guide for Compiling Agricultural Enterprise Transformation Plans," which has been adopted by the Jiangxi Provincial Financial Association as a standard reference for financial institutions [4]. Group 3: Collaboration and Future Goals - Jiangxi Bank is enhancing its international cooperation and information disclosure to align its transformation with that of its clients, having joined the International Sustainability Standards Board and the Principles for Responsible Banking [5]. - The bank has been disclosing its ESG reports for seven consecutive years, including a dedicated section on transformation finance, to ensure transparency and accountability [5]. - Looking ahead, Jiangxi Bank aims to continue supporting the "dual carbon" goals and deepen the integration of transformation finance with local industries, contributing to the construction of a beautiful China [5].

Core Viewpoint - Jiangxi Bank (01916) announced the resignation of Mr. Wei Weifeng as the company secretary and authorized representative effective from December 26, 2025, due to work arrangement adjustments [1] - Ms. Pan Jianying has been appointed as the new company secretary and authorized representative, also effective from December 26, 2025 [1] Summary by Relevant Sections - **Resignation Announcement** - Mr. Wei Weifeng has submitted his resignation from the positions of company secretary and authorized representative of Jiangxi Bank [1] - The resignation is effective from December 26, 2025 [1] - **New Appointment** - Ms. Pan Jianying has been appointed as the new company secretary and authorized representative of Jiangxi Bank [1] - This appointment is also effective from December 26, 2025 [1]

Group 1 - The core point of the article is the resignation of Mr. Wei Weifeng from his position as the company secretary of Jiangxi Bank, effective from December 26, 2025 [1] - Mr. Wei's resignation is due to work arrangement adjustments, and he will also step down as the authorized representative of the bank under the Hong Kong Stock Exchange Listing Rules [1] - Ms. Pan Jianying has been appointed as the new company secretary and authorized representative of Jiangxi Bank, effective from the same date [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 JIANGXI BANK CO., LTD.* 江西銀行股份有限公司 * 潘女士現為方圓企業服務集團（香港）有限公司之助理經理，於企業秘書服務範疇 擁有逾六年經驗。彼為香港公司治理公會以及英國特許公司治理公會之會士。此 外，彼畢業於香港都會大學（前稱香港公開大學），持有企業行政學工商管理學士 學位及企業管治碩士學位。 承董事會命 江西銀行股份有限公司* 董事長 （於中華人民共和國註冊成立的股份有限公司） （股份代號：1916） 公司秘書及授權代表之變更 江西銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈，魏偉峰先生（「魏 先生」）因工作安排調整，已提出辭呈，辭任(i)本行公司秘書及(ii)根據香港聯合交 易所有限公司（「聯交所」）證券上市規則（「上市規則」）第3.05條項下的本行授權代 表及根據香港法例第622章公司條例第16部代表本行於香港接收法律程序文件及 通知的授權代表（「授權代表」）， ...

Core Viewpoint - Jiangxi Bank's stock price has significantly declined, becoming a "penny stock" with frequent regulatory penalties for various violations [1][2][4]. Regulatory Penalties - Jiangxi Bank has faced multiple fines this year, totaling 6 penalties amounting to 3.832 million yuan [4]. - The bank was fined 400,000 yuan for improper handling of non-performing loans and 1.2 million yuan for violations related to bank acceptance bills [1]. - Additional fines included 672,000 yuan for breaches in account management and customer identification obligations [2]. Stock Performance - Jiangxi Bank's stock price has hovered around 0.70 HKD per share, a significant drop from over 3 HKD in 2021 [1][5]. - The bank was listed on the Hong Kong Stock Exchange at an initial price of 6.39 HKD per share in June 2018 [5]. Management Changes - The bank underwent a leadership change in August 2022, with new appointments for key positions including the chairman and president [4]. Market Evaluation - Jiangxi Bank has been classified as a D-level underwriter in the market evaluation for non-financial corporate debt financing tools, indicating weak business capabilities [4].

Core Viewpoint - Jiangxi Bank's stock price has significantly declined, becoming a "penny stock" with a current trading price around 0.70 HKD per share, down from over 3 HKD in 2021, indicating a substantial drop over the past four years [1][5] Regulatory Penalties - Jiangxi Bank has faced multiple regulatory penalties throughout the year, totaling 6 fines amounting to 3.832 million RMB [4] - The bank was fined 400,000 RMB for illegal handling of non-performing loans and 1.2 million RMB for violations related to bank acceptance bills and other financial misconduct [1][2] - Additional fines included 672,000 RMB for violations of account management and data security regulations [2] Management and Corporate Changes - Jiangxi Bank underwent a leadership change in August 2022, with new appointments for key positions including the Chairman and President [4] - The bank is currently classified as a D-level underwriter in the non-financial corporate debt financing tools market, indicating weak business capabilities and lack of proactive expansion [4] Stock Market Performance - Jiangxi Bank was listed on the Hong Kong Stock Exchange on June 26, 2018, with an initial price of 6.39 HKD, but has since seen a drastic decline in its stock value [5]

Core Viewpoint - Jiangxi Bank has faced multiple regulatory penalties in 2023, indicating ongoing issues with loan management and compliance, which may impact its financial stability and reputation [1][4][6]. Regulatory Penalties - Jiangxi Bank's Nanchang Bayi Branch was fined 300,000 yuan for inadequate loan management, with key personnel facing severe penalties, including a lifetime ban for one individual [1][4]. - As of December 18, 2023, Jiangxi Bank has received 22 regulatory penalties totaling 4.777 million yuan, primarily related to loan management, credit information violations, anti-money laundering, foreign exchange management, and financial fraud [1][4][5]. - The largest penalty was 1.2 million yuan imposed on the bank's Ji'an Branch for multiple violations, with six responsible individuals fined a total of 540,000 yuan [5][6]. Financial Performance - For the first half of 2023, Jiangxi Bank reported revenue of 1.639 billion yuan, a year-on-year decline of 19.91%, and a net profit attributable to shareholders of 558 million yuan, down 10.53% [6]. - The bank's net interest margin has decreased for five consecutive years, standing at 1.40% as of June 2023, below the industry average of 1.42% [6]. - Investment income fell to 461 million yuan, a significant decrease of 65.88% year-on-year, attributed to market interest rate fluctuations and asset value reassessment [6]. Market Position - Jiangxi Bank, established in 1997 and listed on the Hong Kong Stock Exchange in 2018, has become a benchmark for local financial reform but has struggled with its stock price, which has hovered around 0.70 HKD per share, down from over 3 HKD in 2021 [3][7]. - The bank operates 22 primary branches, 27 functional departments, and 232 service outlets, achieving full coverage in Jiangxi Province and extending its services to Guangzhou and Suzhou [6].