甘肅銀行股份有限公司章程 （2025年修訂） 第一條 為維護甘肅銀行股份有限公司（以下簡稱「本行」）、股東和債權 人的合法權益，規範本行的組織和行為，根據《中華人民共和國 公司法》（以下簡稱「《公司法》」）、《中華人民共和國中國人民銀 行法》《中華人民共和國銀行業監督管理法》《中華人民共和國商 業銀行法》（以下簡稱「《商業銀行法》」）、《中華人民共和國證券 法》（以下簡稱「《證券法》」）、《銀行保險機構公司治理準則》《香 港聯合交易所有限公司證券上市規則》（以下簡稱「《香港上市規 則》」）、《中國共產黨國有企業基層組織工作條例（試行）》等法 律、行政法規、部門規章、規範性文件及本行股票上市地證券 監督管理機構的有關規定，制訂本章程（以下簡稱「本章程」）。 第二條 本行系依照《公司法》《商業銀行法》和其他有關規定成立的股份 有限公司。 第三條 本行註冊名稱： 中文全稱：甘肅銀行股份有限公司。 中文簡稱：甘肅銀行。 英文全稱：BANK OF GANSU CO., LTD.。 自本章程生效之日起，原章程及其修訂自動失效。 本章程自生效之日起，即成為規範本行的組織與行為、本行與 股東之間、股東與股東之間權利義務關係的 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並表明概不就因本公告全部或任何部分內容而產生或因依賴該等 內容而引致的任何損失承擔任何責任。 BANK OF GANSU CO., LTD.* 甘肅銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：2139） 甘肅銀行股份有限公司* 本行謹此宣佈，本行已於2025年12月28日收到《國家金融監督管理總局甘肅監管 局關於甘肅銀行股份有限公司修改公司章程的批覆》（甘金監行許[2025]447號）， 國家金融監督管理總局甘肅監管局已核准本行經股東週年大會修訂後的章程。 1 有關章程修訂的具體內容請參見公告及通函。修訂後的章程全文請參閱本行於本 公告刊發當日上傳至香港交易及結算所有限公司網站( www.hkexnews.hk)及本行 網站( www.gsbankchina.com)的最新版本章程。 承董事會命 關於公司章程修訂獲監管機構核准的公告 茲提述甘肅銀行股份有限公司（「本行」）(1)日期為2025年3月28日的公告（「公 告」），(2)日期為2025年6月6日的本行2024年 ...

Core Viewpoint - Gansu Bank plans to alleviate its non-performing asset pressure by publicly auctioning debt assets valued at approximately RMB 175 million, ultimately agreeing to transfer these assets to Gansu Asset Management for RMB 102 million, resulting in an expected loss of about RMB 53.88 million [1][2]. Group 1: Asset Transfer Details - The debt assets being transferred include the principal balance and interest totaling approximately RMB 175 million as of the transaction benchmark date [1]. - The transfer agreement includes all rights, interests, and benefits related to the debt assets, including the right to collect payments and pursue legal remedies [1]. - The transfer is part of a strategy to enhance asset quality and support the bank's high-quality development [1]. Group 2: Financial Implications - The expected loss from the asset transfer is approximately RMB 53.88 million, calculated as the difference between the transfer price of RMB 102 million and the book value of RMB 156 million [2]. - Proceeds from the asset transfer will be utilized for the bank's general operating funds [2]. Group 3: Auction Process - The asset transfer was conducted through a public auction, inviting six asset management companies qualified for bulk acquisition of financial non-performing assets [2]. - Gansu Bank followed the regulatory framework for the bulk transfer of non-performing assets, ensuring compliance with legal requirements [2].

Group 1 - Gansu Bank plans to dispose of non-performing assets through public bidding, with a total principal and interest balance of approximately RMB 175.33 million [1] - Gansu Asset Management has been confirmed as the winning bidder, and the asset transfer contract was signed for RMB 101.75 million [1] - The transfer of non-performing assets is expected to reduce the bank's asset loss by approximately RMB 53.88 million, enhancing asset quality and supporting high-quality development [1] Group 2 - Gansu Asset Management, established on March 24, 2016, is a local financial asset management company approved by the Gansu provincial government, with a registered capital of RMB 2 billion [2] - The main business of Gansu Asset Management includes management, investment, and disposal of non-performing assets, as well as wealth and asset management [2] - The largest shareholder of Gansu Asset Management holds 56.13% of the shares, with significant ownership by Gansu Provincial Investment and other state-owned entities [2]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 BANK OF GANSU CO., LTD.* 甘肅銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：2139） 關連交易 債權資產轉讓 債權資產轉讓 董事會謹此宣佈，為進一步緩解本行承擔的不良資產壓力，本行擬透過公開競 價方式處置債權資產，本金餘額及利息合計約人民幣17,532.97萬元。完成公 開競價評選程序後，本行確認甘肅資管為公開競價的勝出方。於2025年12月 29日，本行與甘肅資管簽訂資產轉讓合同，據此本行同意將債權資產以人民幣 10,175.01萬元的代價轉讓予甘肅資管。 上市規則的涵義 截至本公告日期，甘肅省國投直接及間接持有本行已發行股本約23.41%，為本 行的主要股東。甘肅資管為甘肅省國投之附屬公司，因而為本行的關連人士。 債權資產轉讓構成上市規則第14A章下本行的一項關連交易。 由於債權資產轉讓（單獨計算及與2025年第一筆債權資產轉讓合併計算）的一個 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 物業管理合同 茲提述本行日期為2025年1月24日的公告，內容有關本行與長虹物業管理於同 日訂立的物業管理服務委託合同。該合同將於2025年12月31日屆滿。於2025年 12月16日，本行與長虹物業管理訂立物業管理合同，據此，長虹物業管理同意 於2026年1月1日至2026年12月31日期間就有關物業繼續向本行提供物業管理服 務。 BANK OF GANSU CO., LTD.* 上市規則的涵義 甘肅銀行股份有限公司* 截至本公告日期，甘肅省國投直接及間接持有本行已發行股本約23.41%，為本 行的主要股東。甘肅省國投持有酒鋼集團31.58%的股權，而酒鋼集團間接持有 長虹物業管理的全部股權，因此，長虹物業管理為甘肅省國投的聯繫人，即為 本行的關連人士。物業管理合同下之交易構成本行在上市規則第14A章下的一 項持續關連交易。 （於中華人民共和國註冊成立的股份有限公司） 由於物業管理合同下持續關連交易的 ...

Core Insights - The case highlights a significant loan fraud scheme involving fabricated documents and training for borrowers to deceive banks, resulting in a total of 85,000 yuan in fraudulent loans [2][10][11] Group 1: Fraud Scheme Details - The fraudsters created a complete set of false documents, including business licenses and property certificates, to present an unqualified individual as a legitimate business representative [3][4] - The scheme involved training the borrowers on specific scripts to respond to bank inquiries, ensuring a higher chance of loan approval [3][4][11] - The fraudulent activities were executed in multiple phases, with the first successful loan of 250,000 yuan from a bank followed by a second loan of 300,000 yuan, showcasing a systematic approach to the fraud [4][5][10] Group 2: Legal Proceedings and Outcomes - The court found the defendants guilty of loan fraud, with sentences of five years for one individual and seven years for another, along with financial penalties and restitution orders to the affected banks [6][8] - The investigation revealed that the banks failed to conduct thorough checks on the authenticity of the loan applications, leading to the approval of loans based on incomplete verification processes [12][13] Group 3: Industry Implications - The case underscores the growing trend of loan fraud, which has become more sophisticated and organized, targeting vulnerable populations and exploiting weaknesses in bank verification processes [10][11] - Regulatory bodies are intensifying efforts to combat loan fraud, with recent penalties imposed on banks for inadequate loan management practices, indicating a push for stricter compliance and oversight in the financial sector [13]

Core Viewpoint - Gansu Bank has received approval from the Gansu Regulatory Bureau of the National Financial Supervision and Administration for Li Chun's appointment as a non-executive director, effective from December 4, 2025, until the end of the fourth board term, with the possibility of re-election [1] Group 1 - Gansu Bank's board announced the appointment of Li Chun as a non-executive director [1] - Li Chun will also serve as a member of the board's Consumer Rights Protection Committee [1]

Core Viewpoint - Gansu Bank has received approval from the Gansu Financial Supervision Bureau for the appointment of Li Chun as a non-executive director [1] Group 1 - Gansu Bank announced the approval of Li Chun's qualification as a non-executive director [1] - The approval was granted by the Gansu Financial Supervision Bureau [1]

Core Viewpoint - Gansu Bank has received approval from the Gansu Financial Supervision Administration for Mr. Li Chun to serve as a non-executive director of the bank [1] Group 1 - Gansu Bank announced the receipt of a formal approval from the Gansu Financial Supervision Administration [1] - The approval pertains to the appointment of Mr. Li Chun as a non-executive director [1]