2025年上半年，甘肃银行总营业收入27.17亿元，同比减少13.9%；净利润3.99亿元，同比增加1.1%。 瑞财经 王敏 8月25日，甘肃银行(02139)发布截至2025年6月30日止六个月之中期业绩公告。 | | 截至6月30日止六個月 | | | | | --- | --- | --- | --- | --- | | | 2025年 | 2024年 | 金 增減 | 變 | | (除另有註明者外,金額以人民幣百萬元列示)(未經審核) | | (未經審核) | | 百分比(%) | | 利息收入 | 5,992.3 | 6.736.0 | (743.7) | (11.0) | | 利息開支 | (3,745.2) | (4,198,9) | 453.7 | (10.8) | | 淨利息收入 | 2.247.1 | 2.537.1 | (290.0) | (11.4) | | 手續費及佣金收入 | 245.4 | 235.1 | 10.3 | 4.4 | | 手續費及佣金支出 | (17.1) | (16.2) | (0.9) | 5.6 | | 手續费及佣金收入淨額 | 228.3 | 218.9 | ...

北京商报讯（记者 孟凡霞 实习记者 周义力）8月25日，甘肃银行发布2025年半年度报告。报告期内， 该行实现总营业收入27.17亿元，同比减少13.9%，净利润3.99亿元，同比增加1.1%。甘肃银行表示，营 业收入同比减少，主要由于该行受市场利率价格下行影响，同时该行作为省属法人金融机构，加大力度 支持实体经济发展，主动降息让利，净利息收入同比减少。 截至2025年6月30日，该行的总资产为4274.82亿元，较上年末增加3.1%；客户贷款及垫款总额（含应计 利息）为2419.06亿元，较上年末增加4.5%；不良贷款率为1.85%，较年初减少0.08个百分点。客户存款 总额（含应计利息）为3344.21亿元，较上年末增加4.1%。 同日，甘肃银行发布公告称，该行拟通过转股协议存款业务补充其他一级资本，以增强资本实力及风险 抵御能力。 公告显示，该行拟申请地方政府专项债券补充该行资本，申请到地方政府专项债券额度后，由甘肃省财 政厅或其指定主体以转股协议存款形式补充该行资本。该方案额度不超过人民币30亿元。转股前，转股 协议存款利率与对应的地方政府专项债券发行利率适配，年利率约为2.86%。按专项债券到期要求 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並表明概不就因本公告全部或任何部分內容而產生或因倚賴該等 內容而引致的任何損失承擔任何責任。 BANK OF GANSU CO., LTD.* 甘肅銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：2139） 承董事會命 甘肅銀行股份有限公司* 董事長 劉青 甘肅蘭州 2025年8月25日 於本公告日期，董事會成員包括執行董事劉青先生及王錫真先生；非執行董事 張斌先生、張軍平先生、葉榮先生及楊春梅女士；以及獨立非執行董事劉光華先 生、王雷先生及侯百燊先生。 * 甘肅銀行股份有限公司並非香港法例第155章銀行業條例所指認可機構，不受限於香港金 融管理局的監督，亦不獲授權在香港經營銀行╱接受存款業務。 目 截至2025年6月30日止六個月之中期業績公告 甘肅銀行股份有限公司（「* 本行」）董事會（「董事會」）欣然宣佈本行及其附屬公司 截至2025年6月30日止六個月之未經審核中期業績。本公告列載本行2025年中期 報告全文，並符合《香港聯合交易所有限公司證券上市規則》中有關中期業 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 BANK OF GANSU CO., LTD.* 甘肅銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：2139） 以轉股協議存款補充其他一級資本 董事會謹此宣佈，為增強本行資本實力，提升風險抵禦能力，本行擬開展轉股協 議存款業務用於補充本行的其他一級資本，現擬定方案主要內容如下： 1. 背景 2020年7月1日，國務院常務會議決定在新增地方政府專項債券限額中安排一定額 度，允許地方政府依法依規通過認購可轉換債券等方式，補充中小銀行資本金。 根據上述政策及安排，財政部在年度新增地方政府專項債券限額中安排一定額度 用於地方政府認購合格資本工具（含轉股協議存款）或者以注資的方式向中小銀行 補充資本金。 為進一步提高本行風險抵禦能力，更好服務實體經濟發展，本行擬申請地方政府 專項債券補充本行資本。本行申請到地方政府專項債券額度後，由省財政廳或其 指定主體以轉股協議存款的形式補充本行資本 ...

Core Viewpoint - The strategic cooperation agreement signed between Hualong Securities and Gansu Bank marks a significant step towards integrated financial services in the region, enhancing financial support for the modernization of Gansu's industrial system [1][3]. Group 1: Cooperation Details - The partnership aims to serve the regional economic and social development, indicating a new phase of collaboration between commercial banks and investment banks [1][3]. - Both institutions will focus on Gansu's major development strategies, enhancing strategic collaboration and detailing cooperative measures [3]. - The cooperation will leverage their respective resources in areas such as brokerage services, capital financing, financial markets, investment banking, and corporate finance [3]. Group 2: Expected Outcomes - The collaboration is expected to bridge the gap between banking funds and capital market tools, improving financing efficiency for major local projects and reducing overall financing costs [3]. - A mechanism for "resource sharing, channel interconnection, and product complementarity" will be established to create a synergistic effect, aiming for a "1+1>2" outcome [3]. - This partnership is positioned to set a new benchmark for mutual benefit among state-owned financial enterprises in Gansu [3].

8月5日，甘肃银行发布公告称，该行与甘肃资产管理有限公司（以下简称"甘肃资管"）签订资产转让合同，同意以153亿元的代价向甘肃资管出售所出售资 产。资产转让合同须待独立股东于临时股东大会批准后生效。 公告显示，甘肃省国投直接及间接持有甘肃银行已发行股本约23.41%，为该行主要股东之一，而甘肃资管为甘肃省国投之附属公司。 甘肃银行所出售资产为该行持有的若干低效益资产所组成的资产包，包括信贷资产及金融投资资产。信贷资产主要为贷款，行业分布包括批发和零售业、房 地产业、制造业、采矿业，本金总额为40.85亿元。金融投资资产的本金总额为137.79亿元，包括信托产品76.23亿元、资管计划40.98亿元、债券18.59亿元， 以及私募基金1.99亿元。 公告显示，甘肃银行将收到的资产出售事项的代价为153亿元，其中首付款80亿元，剩余代价73亿元将在5年内分期支付。在考虑时间价值后，剩余代价的现 值估计约为67.96亿元，资产出售事项的代价总现值约为147.96亿元。根据所出售资产的账面净值及代价现值估算，预计资产出售事项将产生的负面财务影响 约为1.26亿元。上述估计或有别于资产出售事项的实际财务影响。 甘肃银行 ...

Group 1 - Gansu Provincial Government announced a series of personnel appointments and removals, indicating a restructuring within various state-owned enterprises and government departments [1][2] - Chen Shixing appointed as the Director of Gansu Provincial Big Data Center, replacing his previous role as Deputy Secretary-General of the Gansu Provincial Government [1] - Zhang Tieqiang appointed as Chairman of Gansu International Logistics Group Co., Ltd., previously serving as General Manager [1] - Wang Xizhen appointed as Chairman of Hualong Securities Co., Ltd., previously serving as President of Gansu Bank [1] - Hu Jihua appointed as General Manager and Director of Gansu Construction Investment (Holding) Group Co., Ltd. [1] - New appointments include several vice presidents and directors across various educational institutions and state-owned enterprises, indicating a broad reshuffle in leadership [1][2] Group 2 - The appointments are part of a systematic approach to enhance governance and operational efficiency within Gansu's public sector [1][3] - The changes reflect the government's strategy to align leadership with current economic and operational goals, particularly in sectors like big data, logistics, and finance [1][2] - The restructuring may lead to improved performance and accountability in the respective organizations, as new leaders bring fresh perspectives [1][2]

Core Viewpoint - Gansu Bank has signed an asset transfer contract with Gansu Asset Management Co., Ltd. to sell an asset package for 15.3 billion yuan, marking the eighth asset sale since 2021, with a total transfer of over 23.7 billion yuan and actual recovery of less than 16.3 billion yuan [2][6]. Group 1: Asset Transfer Details - The asset package has a total book balance of approximately 19.719 billion yuan, including a principal balance of about 17.864 billion yuan and accrued interest of about 1.855 billion yuan [3]. - Gansu Bank has made a provision for impairment of 4.797 billion yuan, resulting in a net book value of approximately 14.922 billion yuan, indicating a transfer premium of 2.5% over the net book value [3][4]. - The assets being sold are in a continuous loss state, with pre-tax losses of approximately 669 million yuan in 2023 and further deterioration in 2024, with pre-tax losses expanding to approximately 903 million yuan [3][4]. Group 2: Composition of Assets - The asset package consists of 63% financial investment assets (non-credit bad debts), including trust products (7.623 billion yuan), asset management plans (4.098 billion yuan), bonds (1.859 billion yuan), and private equity funds (199 million yuan) [3][7]. - Traditional credit assets account for only 37%, with a total principal amount of 4.085 billion yuan, distributed across wholesale and retail, real estate, manufacturing, and exploration industries [3]. Group 3: Industry Trends and Implications - The banking industry is accelerating the disposal of non-credit bad assets, which, while different from traditional credit assets, still negatively impact asset quality and operational efficiency [4][5]. - The payment for the asset transfer will be made in installments, with an initial payment of 8 billion yuan due within five working days, and the remaining 7.3 billion yuan to be paid over five years [4]. - This asset sale is expected to alleviate historical burdens on the bank, improve asset quality, reduce provisions and impairment losses, and enhance profitability [5]. Group 4: Financial Performance - As of the end of 2024, Gansu Bank's total assets reached 414.708 billion yuan, a year-on-year increase of 6.7%, but the bank's operating income decreased by 10.7% to 5.954 billion yuan, marking the first decline in net profit in five years [9]. - The non-performing loan (NPL) balance was 4.341 billion yuan, with an NPL ratio of 1.93%, which is still below the average level of commercial banks [8][10].

2025年8月1日，甘肃金融监管局发布批复称，甘肃银行《甘肃银行关于李臻拟任平凉分行副行长任职资 格核准的请示》（甘肃银行发〔2025〕205号）收悉。经审核，现批复如下： 三、甘肃银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 一、核准李臻甘肃银行股份有限公司平凉分行副行长任职资格。 二、甘肃银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自甘肃银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，甘肃金融监管局将办理行政许可事项注销手续。 ...

格隆汇8月5日丨甘肃银行(02139.HK)公告，于2025年8月5日，该行与甘肃资管签订资产转让合同，据 此，该行同意以人民币153亿元的代价向甘肃资管出售所出售资产。资产转让合同须待独立股东于临时 股东大会批准后生效。"所出售资产"指本行持有的若干低效益资产所组成的资产包。 ...