Core Viewpoint - Gansu Bank has announced the appointment of Mr. Shi Hailong as the new president, approved by the Gansu Financial Supervision Administration, effective from January 15, 2026 [1] Group 1 - Gansu Bank received approval from the Gansu Financial Supervision Administration for Mr. Shi Hailong's qualification as president [1] - The board of directors officially announced Mr. Shi Hailong's appointment as president [1] - Mr. Shi Hailong's term will last until the end of the fourth board of directors' term [1]

（股份代號：2139） 關於行長任職資格獲核准的公告 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 BANK OF GANSU CO., LTD.* 甘肅銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） 劉青 甘肅蘭州 2026年1月23日 茲提述甘肅銀行股份有限公司（「本行」）日期為2025年9月15日的公告（「建議委任 公告」），內容有關（其中包括）委任石海龍先生為本行行長。 於本公告日期，董事會成員包括執行董事劉青先生；非執行董事張斌先生、張軍 平先生、劉建先生、葉榮先生、李春先生及楊春梅女士；以及獨立非執行董事劉 光華先生、王雷先生、侯百燊先生、李宗義先生及邱勇攀先生。 本行近日接到國家金融監督管理總局甘肅監管局（「甘肅金融監管局」）的批覆，甘 肅金融監管局已核准石海龍先生擔任本行行長的任職資格。 本行董事會（「董事會」）於此正式宣佈：石海龍先生就任本行行長，任期自2026年 1月15日（即甘肅金融監管局核准其任職資格之日）起 ...

一、核准石海龙甘肃银行股份有限公司行长任职资格。 二、甘肃银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自甘肃银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，甘肃金融监管局将办理行政许可事项注销手续。 三、甘肃银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 2026年1月15日，甘肃金融监管局发布批复称，《甘肃银行关于石海龙拟任行长任职资格核准的请示》 (甘肃银行发〔2025〕386号)收悉。经审核，现批复如下： ...

1月22日，国家金融监督管理总局甘肃监管局发布批复，核准石海龙甘肃银行股份有限公司行长任职资格。 批复显示，甘肃银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自本行政许可决定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定 期限内到任的，本批复文件失效，该局将办理行政许可事项注销手续。 甘肃银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规意识，熟悉任职岗位职责，忠实勤勉履职。 （国家金融监督管理总局） ...

Core Viewpoint - The appointment of Shi Hailong as the president of Gansu Bank is seen as a potential turning point for the bank, which is currently facing significant challenges including a low net interest margin and declining stock price [2][3]. Group 1: Leadership Background - Shi Hailong has a diverse background in the financial sector, having worked in various roles across banking, asset management, government financial regulation, and financial holding groups, which positions him well to address Gansu Bank's challenges [2]. - His experience in asset management, particularly in dealing with non-performing assets, is crucial as Gansu Bank has struggled with a recovery rate of less than 70% on disposed non-performing loans totaling nearly 23.8 billion yuan [2]. Group 2: Current Challenges - Gansu Bank's net interest margin has declined to 1.12%, ranking it among the bottom five of 60 listed banks, with net interest income down by 11.43% year-on-year [3]. - The bank's stock price has plummeted over 85% since its IPO in 2018, now standing at 0.275 HKD, leading to a market capitalization of 4.144 billion HKD, indicating a severe lack of investor confidence [3]. - Although the overall non-performing loan ratio has decreased to 1.85%, the non-performing loan ratio for personal business loans remains high at 18%, posing a significant risk [3]. Group 3: Strategic Initiatives - Shi Hailong may focus on local resource integration, leveraging his extensive knowledge of the Gansu financial landscape to enhance collaboration with local governments and state-owned enterprises, particularly in key sectors like renewable energy and rural revitalization [4]. - He is likely to implement innovative asset management strategies, such as market-oriented debt-to-equity swaps and asset securitization, to improve the recovery rate of non-performing loans while enhancing internal controls to mitigate new risks [4]. - The bank may also shift its business structure towards wealth management, investment banking, and guarantee services to reduce reliance on traditional lending, thereby optimizing deposit structures and increasing non-interest income [4]. Group 4: Industry Insights - Shi Hailong's appointment reflects a broader trend in the banking industry favoring local, multifaceted talent with strong risk management capabilities, especially in the context of tightening financial regulations and narrowing interest margins [5]. - His leadership is expected to stabilize Gansu Bank, but the real test will be overcoming the significant challenges posed by the current financial metrics [5].

Core Viewpoint - The A-share bank IPO market has been "frozen" for over four years, with only 31 banks attempting to go public, and only 5 currently in the queue, indicating deep-rooted challenges in the banking sector [1][4]. Group 1: IPO Market Status - Since the listing of Lanzhou Bank in 2022, the A-share bank IPO market has seen a significant slowdown, with only 5 banks entering the queue, including Huzhou Bank in the "inquiry" stage and 4 others "accepted" [1][4]. - Five banks, including Bozhou Yaodu Rural Commercial Bank, have voluntarily withdrawn their IPO applications, reflecting the difficulties faced in the current market environment [1][4]. Group 2: Structural Challenges - The primary obstacle to bank IPOs is related to equity issues, with several banks facing complex historical problems, such as Jiangnan Rural Commercial Bank's employee shareholding exceeding 500,000 shares, which has remained unresolved for six years [3]. - Regional distribution shows a concentration of banks from Zhejiang (4), Jiangsu (3), Guangdong (2), Hubei (2), and Anhui (2), indicating a geographical bias in the IPO pipeline [3]. Group 3: Regulatory Environment - The withdrawal of applications by banks like Yaodu Rural Commercial Bank and Guangzhou Bank in 2024 highlights the stringent regulatory environment, with banks facing complex equity structures and internal control deficiencies [4]. - The path for already listed banks to return to A-shares is also fraught with challenges, as seen with Huishang Bank and Tianjin Bank, which face governance and regulatory hurdles [4]. Group 4: Future Outlook - The stagnation of A-share bank IPOs is a result of financial supply-side reforms aimed at preventing systemic financial risks, leading to higher listing thresholds that compel banks to strengthen their capital bases and governance [5]. - Banks that address historical issues and improve governance may find renewed recognition in the capital markets as economic recovery and regulatory policy optimization occur [5].

北京商报讯(记者孟凡霞周义力)1月22日，国家金融监督管理总局甘肃监管局发布《关于石海龙甘肃银 行股份有限公司行长任职资格的批复》，核准石海龙担任甘肃银行行长的任职资格。 ...

1月22日金融一线消息，国家金融监督管理总局甘肃监管局发布批复，核准石海龙甘肃银行股份有限公 司行长任职资格。 公开信息显示，石海龙，1973年2月出生，本科学历。曾任中国建设银行甘肃省分行职员，中国信达资 产管理公司兰州办事处审核委办公室经理，甘肃省政府金融办综合处副处长，甘肃省农村信用社联合社 党委委员、党委组织部部长、人力资源部总经理、兰州农商银行党委书记、董事长，甘肃省农村信用社 联合社党委委员、副主任，甘肃金融控股集团有限公司党委委员、甘肃省纪委监委派驻甘肃金融控股集 团有限公司纪检监察组组长，甘肃金融控股集团有限公司党委委员、副总经理等职务。2025年9月起任 甘肃银行党委副书记。 责任编辑：秦艺 1月22日金融一线消息，国家金融监督管理总局甘肃监管局发布批复，核准石海龙甘肃银行股份有限公 司行长任职资格。 公开信息显示，石海龙，1973年2月出生，本科学历。曾任中国建设银行甘肃省分行职员，中国信达资 产管理公司兰州办事处审核委办公室经理，甘肃省政府金融办综合处副处长，甘肃省农村信用社联合社 党委委员、党委组织部部长、人力资源部总经理、兰州农商银行党委书记、董事长，甘肃省农村信用社 联合社党委委员 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年12月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 甘肅銀行股份有限公司 (「本行」) 呈交日期: 2026年1月7日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02139 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 3,793,800,000 | RMB | | 1 RMB | | 3,793,800,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 3,793,800,000 | RMB | | 1 RMB | | 3,793,800,000 | | 2. 股份分類 | ...

Core Viewpoint - Gansu Bank has received approval from the Gansu Regulatory Bureau of the National Financial Supervisory Administration for amendments to its articles of association, as revised at the shareholders' annual meeting [1] Group 1 - Gansu Bank announced the approval of its revised articles of association [1] - The approval was granted on December 28, 2025 [1] - The approval reference number is 甘金监行许[2025]447号 [1]