Core Insights - Dah Sing Bank has released its first "Investor Confidence Index," which recorded a score of 68, indicating strong confidence among respondents, particularly among affluent and high-net-worth investors, who scored 70 and 77 respectively [1] - Respondents expect an average return of 7.9% over the next 12 months, reflecting an optimistic sentiment towards achieving positive returns [1] Group 1: Investor Sentiment - 89% of respondents plan to either increase (34%) or maintain (55%) their investment capital in the next 12 months, with high-net-worth investors showing the most significant increase intention at 39% [1] - Confidence in profiting from stocks (58%) and bonds (52%) is particularly strong among investors [1] Group 2: Investment Trends - The technology sector remains the most favored investment theme, with 52% of respondents indicating they will focus on related investment opportunities in the next 12 months, an increase of 11 percentage points from the previous year [1] - Over half of investors review their investment portfolios at least weekly, with most conducting at least one trade per month [2] Group 3: Bank Initiatives - Dah Sing Bank has introduced sovereign bond investment products to all clients, providing a broader range of relatively stable investment options [2] - Due to optimistic sentiment towards the stock market, Dah Sing Bank plans to enhance its existing U.S. securities trading services, offering 24-hour trading and competitive brokerage commissions [2] - The bank is also exploring the introduction of virtual asset exchange-traded funds (ETFs) to cater to this popular asset class [2]

| 1. 股份分類 | 普通股 | | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02356 | | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | | 1,405,752,132 | | 0 | | 1,405,752,132 | | 增加 / 減少 (-) | | | | | | | | | | 本月底結存 | | | | 1,405,752,132 | | 0 | | 1,405,752,132 | 第 2 頁 共 10 頁 v 1.1.1 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年10月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 大新銀行集團有限公司 呈交日期: 2025年11月4日 I. 法定/註冊股本變動 不適用 FF301 第 1 ...

Summary of Key Points Group 1: 52-Week Highs - A total of 45 stocks reached their 52-week highs as of October 23, with notable performers including Base Champion Group (08460) at 234.56%, Tianjin Chuangye Environmental Protection Co., Ltd. (01065) at 136.88%, and Liji Engineering Holdings (01690) at 80.26% [1] - The closing prices and peak prices for the top three stocks are as follows: Base Champion Group closed at 0.250 with a peak of 0.455, Tianjin Chuangye at 4.880 with a peak of 10.020, and Liji Engineering at 0.105 with a peak of 0.137 [1] Group 2: 52-Week Lows - The report also highlighted stocks that reached their 52-week lows, with Huaxi Holdings (01689) showing a decline of 16.67%, China New Economy Equity (02958) down by 14.17%, and Agile Holdings (00186) down by 13.16% [2] - The closing prices and lowest prices for the top three declining stocks are: Huaxi Holdings at 0.400 with a low of 0.350, China New Economy at 0.123 with a low of 0.103, and Agile Holdings at 0.165 with a low of 0.165 [2]

Core Insights - The report indicates an optimistic outlook for the Greater Bay Area (GBA) industries, with a confidence index showing current and future values of 55.5 and 57.3 respectively, both increasing by approximately 5 points from the previous year [1] - The overall annual growth rate for the six key industries in the GBA has accelerated from 4.9% last year to 7.1% this year, with the innovation and technology sector leading the growth at 14.8% [1] Industry Performance - The GBA's six key industries are experiencing a positive growth momentum, primarily driven by the innovation and technology sector, which has become the core engine of regional development [2] - The manufacturing sector is advancing towards intelligent development, achieving a growth rate of 8.1% [1] Strategic Insights - The Hong Kong government emphasizes that AI and "going global" are strategic breakthroughs for high-quality development in Hong Kong and the GBA, aiming to leverage policy guidance and market forces to create broader opportunities for businesses, talent, and capital [1] - The index serves as a reference for businesses in making forward-looking and strategic decisions, helping them understand emerging trends in cross-border markets and the actual needs of GBA enterprises and SMEs [2]

Core Viewpoint - The significant rise in Hang Seng Bank's stock price has led to a collective increase in local Hong Kong bank stocks, driven by a proposal for privatization by HSBC Asia Pacific [1] Group 1: Stock Performance - Hang Seng Bank's stock increased by nearly 15%, reaching a price of 136.800 HKD, with a total market capitalization of 256.601 billion HKD and a year-to-date increase of 52.42% [2] - East Asia Bank's stock rose by 8.02%, with a current price of 13.200 HKD and a market cap of 34.805 billion HKD, reflecting a year-to-date increase of 45.21% [2] - Dah Sing Banking Group's stock saw a rise of 7.18%, priced at 10.600 HKD, with a market cap of 14.901 billion HKD and a year-to-date increase of 41.33% [2] - Bank of China Hong Kong's stock increased by 2.15%, with a price of 37.000 HKD and a market cap of 391.193 billion HKD, showing a year-to-date increase of 61.21% [2] - Standard Chartered Group's stock rose by 0.65%, priced at 154.000 HKD, with a market cap of 353.058 billion HKD and a year-to-date increase of 66.64% [2] Group 2: Privatization Proposal - HSBC Asia Pacific has requested the board of Hang Seng Bank to present a proposal to shareholders for privatization under Section 673 of the Companies Ordinance [1]

Group 1 - The core point of the news is that local bank stocks in Hong Kong have collectively risen, driven by a significant increase in Hang Seng Bank's share price, which surged nearly 15% following a privatization proposal [1] - Hang Seng Bank announced that HSBC Asia Pacific, as the offeror, has requested the board to present a proposal to shareholders for privatization under section 673 of the Companies Ordinance [1] Group 2 - Hang Seng Bank's stock rose by 14.96%, reaching a latest price of 136.800, with a total market capitalization of 256.01 billion and a year-to-date increase of 52.42% [2] - East Asia Bank's shares increased by 8.02%, with a latest price of 13.200 and a market cap of 34.805 billion, reflecting a year-to-date rise of 45.21% [2] - Dah Sing Banking Group's stock rose by 7.18%, with a latest price of 10.600 and a market cap of 14.901 billion, showing a year-to-date increase of 41.33% [2] - Bank of China Hong Kong's shares increased by 2.15%, with a latest price of 37.000 and a market cap of 391.193 billion, marking a year-to-date rise of 61.21% [2] - Standard Chartered Group's stock saw a modest increase of 0.65%, with a latest price of 154.000 and a market cap of 353.058 billion, reflecting a year-to-date increase of 66.64% [2]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年9月30日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 大新銀行集團有限公司 | | | 呈交日期: | 2025年10月2日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 第 1 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02356 | | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | | 1,405,752,132 | | 0 | | 1,405,752,132 | | 增加 / 減 ...

Core Viewpoint - A recent surge in "exclusive retirement financial" scams targeting elderly individuals has been reported, with many falling victim due to their urgent need for wealth appreciation and limited ability to discern information [1][2] Group 1: Scam Characteristics - The scams often promise high returns, such as "capital protection + annualized high returns," which significantly exceed the yields of legitimate financial products [3][4] - Common tactics include offering immediate cash returns, like a promise of 6,000 yuan interest for a 50,000 yuan deposit on the same day, which misleads victims into a false sense of security [2][3] - Scammers utilize social circles and trust relationships to spread their schemes, often encouraging victims to recruit new participants for additional rewards [3][4] Group 2: Warning Signs and Prevention - Legitimate financial institutions do not guarantee "capital protection" or promise annualized returns exceeding 8%, and any such claims should be treated with suspicion [4][6] - Elderly individuals are advised to verify the legitimacy of financial products through official channels, such as bank apps or licensed third-party platforms, and to avoid downloading unofficial apps or transferring funds to personal accounts [6][7] - It is recommended that elderly individuals consult with family members before making financial decisions and to be cautious of high-return promises that deviate from market norms [7][8] Group 3: Market Trends and Awareness - The awareness of retirement planning among new affluent groups is increasing, with nearly 48.6% of respondents indicating they have a retirement plan [5][6] - The shift in retirement planning strategies shows a move away from traditional savings towards purchasing retirement insurance and diversifying financial preparations [6]

(Incorporated in Hong Kong with limited liability under the Companies Ordinance) （根據公司條例於香港註冊成立之有限公司） The holding company of Dah Sing Bank, Limited 大新銀行有限公司之控股公司 (Stock Code 股份代號: 2356) 各位股東： 大新銀行集團有限公司（「本公司」） 致新登記股東之函件 - 選擇公司通訊之語言版本及收取方式 隨函附上本公司 2025 年中期業績報告之中文及英文版本，該報告亦已上載於大新銀行網站 www.dahsing.com 和香港交易及結算所有限 公司（「香港交易所」）網站 www.hkexnews.hk。 閣下可於大新銀行網站主頁點擊「關於我們」，再選擇「財務資料」以閱覽 2025 年中 期業績報告，或瀏覽香港交易所網站。 以電子方式發布公司通訊之安排 根據香港聯合交易所有限公司證券上市規則、本公司的組織章程細則以及公司條例（香港法例第 622 章），現謹此通知 閣下，本公司已採用以 電子方式發布公司通訊(附註 1)之安排。 請注意，所有日 ...

(Incorporated in Hong Kong with limited liability under the Companies Ordinance) （根據公司條例於香港註冊成立之有限公司） The holding company of Dah Sing Bank, Limited 大新銀行有限公司之控股公司 (Stock Code 股份代號: 2356) Dear Non-Registered Shareholder(Note 1) , 16 September 2025 Dah Sing Banking Group Limited (the "Company") - Notice of Publication of 2025 Interim Report ("Current Corporate Communication") The English and Chinese versions of the Current Corporate Communication of the Company are available on the website of Dah Sing Bank at ...