Group 1 - The core viewpoint of the news is the significant increase in stock prices of Dah Sing Bank Group and Dah Sing Financial following the release of their annual performance results for 2025 [2] Group 2 - Dah Sing Financial reported a net interest income of HKD 5.901 billion, representing a year-on-year growth of 9.3% [2] - The attributable profit to shareholders for Dah Sing Financial was HKD 2.057 billion, which is a 22.9% increase compared to the previous year [2] - Dah Sing Financial declared a final dividend of HKD 1.42 per share [2] Group 3 - Dah Sing Bank Group reported a net interest income of HKD 5.829 billion, showing a year-on-year increase of 10.2% [2] - The attributable profit to shareholders for Dah Sing Bank Group was HKD 2.476 billion, reflecting a 20.2% increase year-on-year [2] - The bank proposed a final dividend of HKD 0.49 per share [2] Group 4 - The operating income for Dah Sing Bank Group grew by 14% to HKD 7.915 billion, driven by robust growth in both interest and non-interest income [2]

Core Viewpoint - The shares of Dah Sing Financial Group and Dah Sing Bank have risen following the release of their 2025 annual performance results, indicating positive market sentiment towards the companies' financial health and growth prospects [1] Group 1: Dah Sing Financial Performance - Dah Sing Financial reported a net interest income of HKD 5.901 billion for 2025, representing a year-on-year increase of 9.3% [1] - The profit attributable to shareholders reached HKD 2.057 billion, marking a year-on-year growth of 22.9% [1] - The company declared a final dividend of HKD 1.42 per share [1] Group 2: Dah Sing Bank Performance - Dah Sing Bank announced a net interest income of HKD 5.829 billion for 2025, which is a 10.2% increase compared to the previous year [1] - The profit attributable to shareholders was HKD 2.476 billion, reflecting a year-on-year increase of 20.2% [1] - The bank proposed a final dividend of HKD 0.49 per share [1] Group 3: Overall Revenue Growth - The operating income for Dah Sing Financial Group grew by 14% to HKD 7.915 billion, driven by robust growth in both interest and non-interest income [1]

EF001 免責聲明 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | | --- | --- | | 股票發行人現金股息公告 | | | 發行人名稱 | 大新銀行集團有限公司 | | 股份代號 | 02356 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 截至2025年12月31日止年度之末期股息 | | 公告日期 | 2026年3月30日 | | 公告狀態 | 新公告 | | 股息信息 | | | 股息類型 | 末期 | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年12月31日 | | 宣派股息 | 每 股 0.49 HKD | | 股東批准日期 | 2026年6月5日 | | 香港過戶登記處相關信息 | | | 派息金額及公司預設派發貨幣 | 每 股 0.49 HKD | | 匯率 | 1 HKD : 1 HK ...

Financial Performance - Net interest income for the year ended December 31, 2025, increased by 10.2% to HK$5,828,669,000 compared to HK$5,288,117,000 in 2024[4] - Net service fee and commission income rose by 28.1% to HK$1,702,385,000 from HK$1,328,609,000 year-on-year[4] - Total operating income increased by 14.1% to HK$7,915,181,000, up from HK$6,934,923,000 in the previous year[4] - The company's profit attributable to shareholders for the year was HK$2,475,814,000, representing a 20.2% increase from HK$2,060,347,000 in 2024[4] - Basic earnings per share increased to HK$1.76 from HK$1.47, while diluted earnings per share rose to HK$1.65 from HK$1.37[4] - The annual profit after tax was HKD 2,475,814,000, reflecting a significant performance across various segments[16] - The cost-to-income ratio improved to 43.5% from 48.2% in the previous year[75] - The average return on total assets increased to 1.0% in 2025 from 0.8% in 2024[70] - The average return on equity rose to 7.2% in 2025 from 6.2% in 2024[70] Assets and Liabilities - Total assets as of December 31, 2025, amounted to HK$257,911,465,000, compared to HK$256,339,081,000 in 2024[6] - The group's total assets as of December 31, 2025, were HKD 257,911,465,000, while total liabilities stood at HKD 222,372,270,000[16] - The total nominal amount of customer loans and advances reached HKD 140,158,234, an increase from HKD 138,374,285 in 2024[37] - The total nominal amount of trade bills increased to HKD 2,350,827 in 2025 from HKD 1,476,539 in 2024[37] - The total nominal amount of derivatives held for trading purposes was HKD 447,043,981 with a net asset value of HKD 1,266,832 and liabilities of HKD (1,277,475) as of December 31, 2025[35] - The total nominal amount of derivatives designated for hedging purposes was HKD 36,973,299, with a net asset value of HKD 1,256,789 and liabilities of HKD (117,257) as of December 31, 2025[35] Customer Deposits and Loans - Customer deposits increased to HK$205,304,100,000 from HK$201,568,051,000 year-on-year[6] - The total nominal amount of customer loans and advances in Hong Kong reached HKD 102,885,503 thousand as of December 31, 2025, with a collateral coverage ratio of 73.9%[51] - The total amount of loans and advances for property investment was HKD 21,258,210 thousand, with a collateral coverage ratio of 87.7%[51] - The total amount of loans and advances for purchasing other residential properties was HKD 32,583,511 thousand, with a collateral coverage ratio of 99.8%[51] - The total amount of loans and advances for personal loans was HKD 54,717,236 thousand, with a collateral coverage ratio of 81.0%[51] - The total amount of loans and advances for credit card loans was HKD 3,683,218 thousand[51] Impairment and Provisions - The company reported a decrease in goodwill impairment loss to HK$493,023,000 from zero in the previous year[4] - The group reported a credit impairment loss of HKD 1,782,813,000, indicating a cautious approach to credit risk management[16] - Credit impairment losses for the year ended December 31, 2024, totaled HKD 1,791,361, impacting overall profitability[17] - Credit impairment losses for 2025 were HKD 1,915,567,000, compared to HKD 1,870,572,000 in 2024, indicating a slight increase in provisions for bad debts[27] - The total impairment provisions for loans and advances amounted to HKD 2,227,838 in 2025, compared to HKD 1,532,345 in 2024, indicating a significant increase in provisions[40] Equity and Capital - The total equity attributable to shareholders increased to HK$35,539,195,000 from HK$33,823,372,000[6] - The total equity attributable to shareholders increased to HKD 35,227,779,000 in 2025 from HKD 33,511,956,000 in 2024, marking a growth of 5%[47] - The retained earnings increased to HKD 25,962,390,000 in 2025 from HKD 24,876,838,000 in 2024, reflecting a growth of 4%[47] - The capital adequacy ratio as of December 31, 2025, was 23.1%, up from 21.0% in 2024, reflecting improved financial stability[67] - The leverage ratio increased to 12.2% as of December 31, 2025, compared to 11.6% in 2024, indicating a stronger capital position[68] Future Outlook and Strategy - The company plans to continue focusing on enhancing its service offerings and expanding its market presence[5] - The company plans to continue expanding its market presence in Hong Kong, Macau, and mainland China, focusing on deposit acceptance and credit financing services[18] - The company remains cautiously optimistic for 2026, expecting steady economic expansion supported by favorable monetary conditions and ongoing consumer demand[78] Governance and Compliance - The company has adopted a set of securities trading rules for directors that comply with the standards set out in the Listing Rules Appendix C3[80] - The audit committee and management have reviewed the accounting standards and practices used by the group, including the consolidated financial statements for the year ending December 31, 2025[81] - No purchase, sale, or redemption of the company's listed securities was conducted by the company or any of its subsidiaries for the year ending December 31, 2025[82] - The group's annual report for 2025 will be published on the Hong Kong Stock Exchange and the company's website at an appropriate time[83] - The board of directors includes executive directors and independent non-executive directors, ensuring a diverse governance structure[84]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確 性或完整性亦不發表任何聲明，並明確表示概不對因本公告全部或任何部份內容而產生或因 倚賴該等內容而引致的任何損失承擔任何責任。 （根據公司條例於香港註冊成立之有限公司） 大新銀行有限公司之控股公司 （股份代號：2356） 大新銀行集團有限公司（「本公司」）宣布，本公司將於 2026 年 3 月 30 日（星期一） 舉行董事委員會會議，處理（其中包括）批准刊發本公司截至 2025 年 12 月 31 日止年 度之綜合業績公告，以及考慮派發末期股息之建議。 承董事會命 大新銀行集團有限公司 李宗榮 公司秘書 香港，2026 年 3 月 16 日 董事委員會會議日期 於本公告日期，本公司董事會成員包括執行董事王守業先生（主席）、黃漢興先生（副主 席、董事總經理兼行政總裁）、王伯凌先生及麥曉德先生（副行政總裁)；獨立非執行董事蘇 澤光先生、史習陶先生、裴布雷先生、衛皓民先生、陳霞芳女士及張建生先生。 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2026年2月28日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 大新銀行集團有限公司 | | | 呈交日期: | 2026年3月2日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 第 1 頁 共 10 頁 v 1.2.0 FF301 II. 已發行股份及/或庫存股份變動及足夠公眾持股量的確認 1. 股份分類 普通股 股份類別 不適用 於香港聯交所上市 (註1) 是 證券代號 (如上市) 02356 說明 已發行股份（不包括庫存股份）數目 庫存股份數目 已發行股份總數 上月底結存 1,405,752,132 0 1,405,752,132 增加 / 減少 (-) 0 0 本月底結存 1,405,752,132 0 1,405,752,132 足夠公眾持股量的確認(註4) III.已發行股份及/或庫存股份變動詳情 (A). 股份期權（根據發行人的股份期權計劃） 不適用 第 3 頁 共 10 頁 v 1.2 ...

Core Viewpoint - Dah Sing Properties Limited, a wholly-owned subsidiary of Dah Sing Bank Group, has entered into an agreement to purchase a property from Reward Investment Limited for approximately HKD 839 million, which includes various floors and parking spaces in the "Wei Wah Hui" building located in Hong Kong [1][2]. Group 1 - The property includes the entire basement, floors 6, 7, 8, 9, 10, 11, 12, 15, 17, and 18, along with rights to change the building's name and signage, five advertising units on the building's exterior, and 20 parking spaces [1]. - The property is primarily intended for self-use, with existing leases on floors 6 and 18 generating monthly rents of approximately HKD 383,900 and HKD 982,100, respectively [2]. - The acquisition is expected to reduce future reliance on leased properties and associated long-term rental expenses, thereby enhancing operational efficiency and providing necessary space for future business growth [2].

Core Viewpoint - The Hang Seng Index is forecasted to range between 24,200 and 29,500 points by 2026, focusing on three major themes: technological breakthroughs, global business expansion, and anti-involution strategies [1] Group 1: Market Drivers - Several favorable factors are driving the market upward this year, including the diversification of China's exports, a national easing stance to stabilize the economy, liquidity support, and technological advancements [1] - The potential impact of corporate earnings expectations and the development of Sino-U.S. relations may pose disruptions to the market [1]

Group 1 - Liz Chow, former head of Capital Markets and Securities Services at Hang Seng Bank, has left to join Dah Sing Bank as General Manager and Treasurer [2][6] - Liz Chow joined Hang Seng Bank in 2006 and was one of the ten members of the bank's Operations Committee [2][6]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2026年1月31日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 大新銀行集團有限公司 | | | 呈交日期: | 2026年2月4日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 第 1 頁 共 10 頁 v 1.2.0 (A). 股份期權（根據發行人的股份期權計劃） 不適用 第 3 頁 共 10 頁 v 1.2.0 FF301 II. 已發行股份及/或庫存股份變動及足夠公眾持股量的確認 1. 股份分類 普通股 股份類別 不適用 於香港聯交所上市 (註1) 是 證券代號 (如上市) 02356 說明 已發行股份（不包括庫存股份）數目 庫存股份數目 已發行股份總數 上月底結存 1,405,752,132 0 1,405,752,132 增加 / 減少 (-) 0 0 本月底結存 1,405,752,132 0 1,405,752,132 足夠公眾持股量的確認(註4) | 根據《主板上市規則》第13.32 ...