香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內 容 概 不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示，概 不對因本公告全部或任何部分內容而產生或因倚賴該等內容而引致的 任 何 損 失 承 擔 任 何 責 任。 非 執 行 董 事： 張硯女士(1) 陳多航先生 蔡嘉先生（1） 龔濤濤女士 獨 立 非 執 行 董 事： 董事名單及其角色與職能 貴州銀行股份有限公司*董 事（「董 事」）會（「董事會」）成 員 載 列 如 下： 執 行 董 事： 楊明尚先生 （董 事 長） 吳帆女士 蔡東先生 李 浩然先生 孫莉女士 陳蓉女士 張俊傑先生（1） 許亮先生（1） 湯欣先生(2) 宋科先生(2) 中 國，貴 陽，2025年9月28日 * 貴州銀行股份有限公司並非香港法例第155章《銀 行 業 條 例》所 界 定 的 認 可 機 構， 不 受 香 港 金 融 管 理 局 的 監 督，亦 未 獲 授 權 在 香 港 經 營 銀 行 及╱或 接 受 存 款 業 務。 – 2 – – 1 – 董事會下設6個 專 門 委 員 會，下 表 載 列 截 至 本 公 告 ...

非執行董事辭任 貴 州 銀 行 股 份 有 限 公 司（「本 行」）董 事 會（「董事會」）於2025年9月26日 收 到 本行非執行董事陳含青 先 生（「陳先生」）的 辭 任 函（陳 先 生 是 由 本 行 股 東 貴州省財政廳 提 名 的 非 執 行 董 事）。因 工 作 安 排 原 因，陳 先 生 不 再 擔 任 本 行 非 執 行 董 事、董 事 會 審 計 委 員 會 委 員、風 險 與 關 聯 交 易 管 理 委 員 會 委 員 職 務。 陳先生的辭任於2025年9月26日 生 效，其 已 確 認 與 董 事 會 無 意 見 分 歧，沒 有 其 他 事 項 須 提 請 本 行 股 東 注 意，貴 州 省 財 政 廳 已 另行向本行 提 名 非 執 行 董 事 人 選，董 事 會 將 持 續 推 進 繼 任 本 行 非 執 行 董 事 的 委 任 事 宜，並 及 時 履 行 相 應 信 息 披 露 義 務。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內 容 概 不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示，概 不對因本公告全部或任 ...

Core Viewpoint - Guizhou Bank has demonstrated steady growth in its mid-year performance for 2025, with total assets exceeding 600 billion yuan and a focus on serving the real economy through various financial initiatives [1][2][3][4][5][6] Financial Performance - As of June 30, 2025, Guizhou Bank's total assets reached 603.75 billion yuan, a 2.33% increase from the beginning of the year [1] - The bank reported operating income of 6.102 billion yuan and a net profit of 2.129 billion yuan, reflecting year-on-year growth of 2.26% and 0.31% respectively [1] - The net interest margin improved by 0.22 percentage points to 1.90%, indicating strong operational resilience [1] Service to the Real Economy - Guizhou Bank has actively engaged in five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, achieving significant results [2][3][4] - In technology finance, the bank's loan balance reached 9.812 billion yuan, with a year-on-year increase of 21.57% [2] - The green finance loan balance was 61.293 billion yuan, growing by 4.4% from the start of the year [2] - Inclusive finance efforts supported 58,500 clients, with a loan balance of 54.067 billion yuan [3] - Pension finance loans increased by 57.22% to 1.621 billion yuan [3] - Digital finance loans reached 4.005 billion yuan, marking a 28.57% increase [3] Digital Transformation - Guizhou Bank has prioritized digital transformation as a key driver for high-quality development, integrating it with the five key areas of focus [4][5][6] - The bank has made significant advancements in data governance and standardization, enhancing its data-driven decision-making capabilities [4] - The implementation of an intelligent risk control system has improved risk management, with a non-performing loan ratio of 1.69%, down 0.03 percentage points from the beginning of the year [5] - The bank has deployed artificial intelligence technologies to enhance operational efficiency, with over 4,300 users served by its intelligent Q&A system [6] Future Outlook - Guizhou Bank aims to continue its digital transformation, enhancing its service model, operational capabilities, and risk management to support the high-quality development of the local economy [6]

Core Viewpoint - Guizhou Bank demonstrates resilience and vitality in high-quality development, achieving a stable performance amid a complex macroeconomic environment and industry challenges, with significant growth in both operating income and net profit while maintaining a declining non-performing loan ratio [1][2]. Financial Performance - As of June 2025, Guizhou Bank's total assets exceeded 600 billion yuan, reaching 603.75 billion yuan, a 2.33% increase from the beginning of the year [2] - The bank's net interest margin increased by 0.22 percentage points year-on-year to 1.90%, driven by optimized asset structure and controlled liability costs [2] - Interest income reached 4.918 billion yuan, a 13.25% increase year-on-year, contributing to an operating income of 6.102 billion yuan, up 2.26%, and a net profit of 2.129 billion yuan, growing by 0.31% [2] Asset Quality - The non-performing loan ratio improved to 1.69%, with the provision coverage ratio rising to 331.87%, indicating enhanced risk mitigation capabilities [3] - The non-performing loan ratio for corporate loans decreased to 1.12%, with various sectors experiencing reductions in non-performing rates [3] Regional Development Support - Guizhou Bank focuses on supporting local economic development, aligning with the province's "Four Modernizations" initiatives, including new industrialization and urbanization [4] - As of June 2025, the bank's loans for new industrialization reached 36.199 billion yuan, with total disbursements of 12.427 billion yuan [4] - Loans for new urbanization amounted to 149.814 billion yuan, with cumulative disbursements of 13.033 billion yuan [4] Inclusive Finance and Rural Revitalization - The bank has issued 18.864 billion yuan in loans to small and micro enterprises, serving 18,500 clients, with a total balance of 54.067 billion yuan [5] - In rural revitalization, the bank's agricultural modernization loan balance grew by 3.221 billion yuan to 32.411 billion yuan by mid-2025 [5] Consumer Finance - Guizhou Bank's consumer finance assets reached 36.765 billion yuan, reflecting an increase of 1.156 billion yuan, contributing to the recovery of local consumption [6]

Core Viewpoint - Guizhou Bank has achieved significant growth in various financial services, particularly in supporting small and micro enterprises, green finance, and pension finance, demonstrating its commitment to empowering the real economy and enhancing financial inclusivity [1][6][10]. Group 1: Financial Support for Innovation and Small Enterprises - Guizhou Bank has tailored its financial services to meet the needs of technology innovation enterprises, with a technology finance loan balance of 9.812 billion yuan, reflecting a growth of 21.57% compared to the beginning of the year [2]. - The bank has implemented a "1771" inclusive finance model, which has provided 1.8864 billion yuan in loans to 18,864 small and micro enterprises, enhancing their operational capabilities [6]. - Specific case studies, such as the support for Guizhou Fengda Bearing Co., demonstrate the bank's proactive approach in providing customized financing solutions to alleviate cash flow pressures [7][8]. Group 2: Green Finance Initiatives - Guizhou Bank has actively promoted green finance, with a green credit balance of 61.293 billion yuan, an increase of 4.4% from the start of the year [4]. - The bank has successfully facilitated loans for green projects, such as providing 1.309 billion yuan in green loans to support the aluminum industry in transitioning to cleaner production methods [5]. - The bank's efforts in green finance are exemplified by its collaboration with companies like Guizhou Qizhen Industrial Group, where it provided 20 million yuan in loans backed by intellectual property [4]. Group 3: Pension Finance Development - The bank has significantly increased its pension finance loan balance to 1.621 billion yuan, marking a growth of 57.22% since the beginning of the year [8]. - Guizhou Bank has implemented "age-friendly services" to cater to the elderly population, ensuring that financial services are accessible and tailored to their needs [9]. - The bank's initiatives include providing timely loans to support the operational needs of elder care facilities, demonstrating its commitment to the aging population [9]. Group 4: Digital Transformation and Innovation - Guizhou Bank has focused on digital transformation, achieving a digital economy loan balance of 4.005 billion yuan, with a growth rate of 28.57% [10]. - The bank has developed a domestic mobile banking platform to enhance service delivery and customer experience [10]. - The application of AI technology has been a key driver in the bank's digital transformation, with significant user engagement in AI-driven services [11][12].

Core Viewpoint - Guizhou Bank's half-year report for 2025 indicates a steady growth trajectory, achieving significant milestones in asset scale and financial performance, while maintaining a focus on supporting the real economy and rural revitalization efforts [1][2]. Financial Performance - As of the reporting period, Guizhou Bank's total assets reached 603.75 billion yuan, marking a growth of 13.76 billion yuan, or 2.33% since the beginning of the year [2]. - The bank's total loans amounted to 364.35 billion yuan, an increase of 17.26 billion yuan, or 4.97%, while total deposits reached 392.73 billion yuan, up by 17.73 billion yuan, or 4.73% [2]. - Operating income rose to 6.10 billion yuan, reflecting a year-on-year increase of 135 million yuan, or 2.26%, and net profit reached 2.13 billion yuan, up by 7 million yuan, or 0.31% [2]. - Net interest income was reported at 4.92 billion yuan, showing a growth of 13.25% [2]. Efficiency and Cost Management - The bank successfully reduced operating expenses by 3.08% compared to the same period last year [3]. - The bank's return on assets (ROA) and return on equity (ROE) were recorded at 0.72% and 8.08%, respectively [3]. Asset Quality - Guizhou Bank maintained a stable asset quality with a non-performing loan ratio of 1.69%, a decrease of 0.03 percentage points from the beginning of the year [3]. - The provision coverage ratio improved to 331.87%, an increase of 15.89 percentage points [3]. Support for Real Economy - The bank's technology finance loan balance reached 9.81 billion yuan, growing by 1.74 billion yuan, or 21.57% [3]. - Green credit balance was 61.29 billion yuan, up by 2.58 billion yuan, or 4.4% [3]. - Inclusive small and micro loans totaled 61.20 billion yuan, with a growth of 565 million yuan, or 0.93% [3]. - Loans for the elderly care industry reached 1.62 billion yuan, increasing by 590 million yuan, or 57.22% [3]. - Digital economy loans amounted to 4.00 billion yuan, up by 890 million yuan, or 28.57% [3]. Strategic Focus Areas - Guizhou Bank supported new industrialization loans totaling 36.20 billion yuan and new urbanization loans of 149.81 billion yuan [4]. - The bank emphasized financial services for key sectors such as the phosphate industry, pharmaceutical distribution, and agriculture [4]. - The bank's agricultural modernization loan balance was 32.41 billion yuan, reflecting a growth of 3.22 billion yuan [5]. Consumer Finance and Small Business Support - The bank enhanced its consumer finance services, with consumer financial assets reaching 36.77 billion yuan, an increase of 1.16 billion yuan [6]. - Guizhou Bank focused on small and micro enterprises, providing loans totaling 18.86 billion yuan to 18,500 clients [7].

Group 1 - The article highlights the successful return of a young entrepreneur, Chen Wei, to his hometown to cultivate a local specialty crop, the "lotus white" cabbage, which has become a significant source of income for the community [1][2] - Chen Wei's agricultural venture has expanded from an initial 50 acres to 180 acres by 2024, with plans to further increase land under cultivation, indicating a growing recognition and demand for "Shuangping lotus white" in major markets [2][3] - The local government and financial institutions, particularly Guizhou Bank, have played a crucial role in supporting small and micro enterprises by providing financial assistance, such as a timely loan of 300,000 yuan to Chen Wei, which facilitated his operations [2][3] Group 2 - The agricultural project has created job opportunities for local villagers, with an average monthly wage of over 2,000 yuan for workers, contributing to the local economy and improving the livelihoods of families in the area [3] - The annual production value of the lotus white cabbage from Shizhuang Village has exceeded 3 million yuan, showcasing the economic impact of this agricultural initiative on the community [3]

"企业贷款综合融资成本清单"（贷款明白纸）推广宣传以来，贵州银行安顺分行加大工作力度，强化政策宣导，提升沟通协调能力，帮助企业算好"减费让 利明白账"，推动明示工作增量扩面，提升金融服务实体经济质效。 企业融资更透明—— "为了获得贷款，我们常常需要花费大量时间精力准备资料，对于生产窗口期的企业来说，是时间和资金的双重压力！"5月28日，安顺远景新材料有限公司 总经理徐俊伟对贵州银行安顺分行的营销走访人员说。 了解到公司是省级"专精特新"企业，贵州银行安顺分行主动上门对接，通过"企业贷款综合融资成本清单"向企业展示多个贷款方案下的综合融资成本。因该 公司是科技型企业并拥有多项专利权，该行向其推荐股权和专利权质押，在信贷审查、用贷利率上给予一揽子优惠政策。并告知企业可申报政府专利权质押 融资补贴，同时享受进一步简化贷款审批程序的便利。双方确认除贷款利息外，无其他成本。10个工作日后，公司收到贵州银行安顺分行的1990万元的信贷 资金。 "'企业贷款综合融资成本清单'不仅让我们清楚了解融资成本，还通过精准对接优惠政策，帮我们实实在在省下了钱，是支持企业更好发展的'实招'。"徐俊 伟说。 "原以为融资成本和往年差不 ...

( 於中華人民共和國註冊成立的股份有限公司 ) 股份代號：6199 中期報告 | 目錄 | | --- | | | 釋義 | 2 | | --- | --- | --- | | 第一章 | 公司簡介 | 4 | | 第二章 | 會計數據和財務指標摘要 | 6 | | 第三章 | 管理層討論與分析 | 9 | | 第四章 | 股本變動及股東情況 | 49 | | 第五章 | 董事、監事、高級管理人員、 | 60 | | | 員工及機構情況 | | | 第六章 | 企業管治 | 78 | | 第七章 | 重要事項 | 85 | | 第八章 | 中期財務資料審閱報告 | 88 | | 第九章 | 未經審計中期財務資料的 | 89 | | | 財務報表及附註 | | | 第十章 | 未經審計補充財務信息 | 185 | | 附錄 | 分支機構名錄 | 188 | 本行經國家金融監督管理總局批准持有B1383H252010001號 金融許可證，並經國家金融監督管理總局貴州監管局核准 領取統一社會信用代碼為915200000550280000號營業執照。 本行根據香港銀行業條例（香港法例第155章）並非一家認可 機構，不 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 本行乃於中華人民共和國注冊成立的股份有限公司 公司名稱: 貴州銀行股份有限公司（「本行」） 呈交日期: 2025年9月3日 I. 法定/註冊股本變動 FF301 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06199 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 2,200,000,000 | RMB | | 1 | RMB | | 2,200,000,000 | | 增加 / 減少 (-) | | | | | | | RMB | | | | 本月底結存 | | | 2,200,000,000 | RMB | | ...