Financial Performance - Guizhou Bank announced its annual performance for the year ending December 31, 2023, in compliance with the Hong Kong Stock Exchange listing rules[1]. - The board of directors has reviewed and confirmed the annual performance results, which will be published on the Hong Kong Stock Exchange and the bank's website[1]. - Net interest income decreased by 13.32% to RMB 8,750.02 million in 2023 from RMB 10,094.21 million in 2022[23]. - Total operating income fell by 5.38% to RMB 11,344.69 million in 2023 compared to RMB 11,989.98 million in 2022[23]. - Net profit decreased by 4.60% to RMB 3,653.33 million in 2023 from RMB 3,829.46 million in 2022[23]. - Total assets increased by 8.06% to RMB 576,786.03 million in 2023 from RMB 533,781.34 million in 2022[24]. - Total liabilities increased by 7.87% to RMB 528,368.12 million in 2023 from RMB 489,810.81 million in 2022[24]. - The loan-to-deposit ratio improved to 95.01% in 2023 from 91.31% in 2022, an increase of 3.70%[24]. - The liquidity coverage ratio decreased to 365.70% in 2023 from 419.41% in 2022, a decline of 53.71%[24]. - The total amount of loans and advances issued by the bank reached CNY 331.95 billion, an increase of CNY 38.42 billion, reflecting a growth of 13.09% year-on-year[88]. Governance and Compliance - The bank's board includes both executive and non-executive directors, ensuring a diverse governance structure[2]. - The bank's corporate governance report will provide insights into its governance practices and compliance with regulatory requirements[3]. - Guizhou Bank is not classified as an authorized institution under the Banking Ordinance of Hong Kong and is not regulated by the Hong Kong Monetary Authority[2]. - The company emphasizes compliance with Chinese laws regarding the tenure of directors and supervisors[195]. - The company maintains a diverse board composition to enhance governance and oversight[195]. Risk Management - The bank is committed to enhancing risk management capabilities, ensuring no systemic risks occur, and has strengthened internal governance and compliance management[13]. - The company has established a comprehensive risk management system covering credit, market, liquidity, operational, and strategic risks, aligning with regulatory requirements[120]. - The market risk management framework has been enhanced, with all market risk indicators remaining within limits during the reporting period[123]. - The bank's information technology risk management has been strengthened, with no significant technology risk events reported during the year[124]. - The bank's liquidity risk management strategy includes maintaining a reasonable level of active liabilities and enhancing the management of maturity profiles[142]. Digital Transformation and Innovation - The bank has launched 21 digital transformation projects, including smart micro-loans and online mortgage loans, enhancing customer insights and risk control[12]. - The bank's digital financial ecosystem aims to provide services to over 179,000 agricultural customers through the Huinong platform[156]. - The bank's software project construction resulted in 81 computer software copyrights, ranking first among financial institutions in the province[154]. - Active users of the BI business intelligence data analysis tool increased by 384% year-on-year, while the number of data operations surged by 737%[157]. - The average data processing time was reduced from 3 days to 1-4 hours, significantly enhancing decision-making efficiency[157]. Community Engagement and Social Responsibility - The company engaged in various social responsibility activities, contributing a total of 7.4 million yuan in charitable donations throughout the year[165]. - The company established 82 volunteer service teams to support nearly 10,000 students and parents during the college entrance examination[165]. - The bank conducted 2,381 financial consumer education activities, reaching approximately 2.775 million consumers throughout the year[145]. - The bank's consumer rights protection efforts included training for 5,180 staff members to improve awareness and capabilities in consumer rights protection[145]. - The company conducted over 3,000 financial knowledge promotion and anti-fraud service activities, providing 749,900 financial services amounting to CNY 1.47 billion[161]. Shareholder Information - As of December 31, 2023, the total share capital of the company is 14,588,046,744 shares, consisting of 12,388,046,744 domestic shares and 2,200,000,000 H shares[167]. - The largest domestic shareholder is the Guizhou Provincial Finance Department, holding 2,917,500,000 shares, which is 20.00% of the total[170]. - The top ten domestic shareholders hold a total of 6,855,000,000 shares, representing approximately 46.93% of the total issued share capital[170]. - The company is not aware of any other individuals holding 5% or more of the shares as of December 31, 2023[175]. - Guizhou Provincial Finance Department holds 20.00% of shares as of December 31, 2023, up from 18.29% in 2022[178]. Employee and Management Structure - As of the report date, Guizhou Bank has 5,523 employees and 222 branches, with a presence in 88 counties in Guizhou Province[20]. - The board of directors consists of 16 members, including 3 executive directors, 6 non-executive directors, and 7 independent non-executive directors[195]. - The company has a total of 7 senior management personnel, including the chairman and executive director, who resigned on March 7, 2024[200]. - During the reporting period, the company organized 1,347 training programs, with 86,738 participants, enhancing the quality of its talent pool[166]. - The company has implemented a talent retention strategy, enhancing its compensation management system and broadening the talent development pathway[166].

Company Overview - Guizhou Bank was officially established on October 11, 2012, and listed on the Hong Kong Stock Exchange on December 30, 2019, under the stock code 6199.HK[10] - The bank's headquarters is located in Guiyang, Guizhou Province, China, and it was formed through the merger of several local commercial banks[10] - The bank operates under the financial license number B1383H252010001, approved by the National Financial Supervision and Administration Bureau[10] - The bank's unified social credit code is 915200000550280000, indicating its legal entity status in China[10] - The bank's external auditor is Hong Kong Lixin Dehao Accounting Firm Limited, while the domestic auditor is Lixin Accounting Firm (Special General Partnership)[10] - Guizhou Bank's main business address in Hong Kong is located at 40th Floor, Daxin Financial Center, 248 Queen's Road East, Wanchai[9] - The bank's contact number is (86) 0851-86987798, and its email address is irm@bgzchina.com[9] Financial Performance - The bank's mid-term report was approved by the board of directors on August 31, 2023, covering the six months ending June 30, 2023[8] - The total profit for the reporting period reached RMB 2.571 billion, with a net profit of RMB 2.206 billion, reflecting a 2.26% and 1.00% increase respectively compared to the previous year[14] - The total assets amounted to RMB 575.418 billion, representing a 7.80% increase from the end of 2022, while total liabilities were RMB 528.497 billion, up by 7.90%[15] - The non-performing loan ratio improved to 1.38%, down from 1.47% at the end of 2022, indicating enhanced asset quality[15] - The provision coverage ratio increased to 367.84%, up from 351.21%, demonstrating a stronger buffer against potential loan losses[15] - The bank's average return on total assets was 0.80%, slightly down from 0.85% in the previous year, while the average return on equity decreased to 9.71% from 11.01%[14] - The net interest margin was recorded at 2.16%, down from 2.30%, reflecting a tightening in interest income[14] - The total amount of loans and advances reached RMB 320.992 billion, a 9.36% increase compared to the end of 2022[15] Business Operations - The bank has expanded its distribution network, covering all 88 counties in Guizhou Province, enhancing customer access to services[12] - Guizhou Bank ranked 252nd in the "2023 Global Top 1000 Banks" list and 46th in the "2023 Top 100 Chinese Banks" list, reflecting its growing market presence[12] - Retail banking revenue reached RMB 1.377 billion, an increase of RMB 283 million, representing a growth of 25.84% year-on-year[28] - Pre-tax profit for retail banking was RMB 862 million, up RMB 285 million, with a growth rate of 49.32% year-on-year[28] - Personal deposits totaled RMB 166.874 billion, an increase of RMB 17.768 billion, reflecting an 11.92% growth since the beginning of the year[28] - The number of personal deposit customers reached 11.3401 million, a year-to-date increase of 4.22%[28] Risk Management - The bank's market risk management framework has been enhanced, with market risk indicators such as VaR remaining within limits during the first half of 2023[99] - The bank has established a comprehensive information technology risk management system, with no significant technology risk events reported during the reporting period[100] - Operational risk management policies have been clarified, and the bank has conducted a comprehensive review of credit operations to strengthen risk management[102] - The bank's credit risk management framework has been reinforced, maintaining stable asset quality throughout the reporting period[97] Shareholder Structure - As of June 30, 2023, the total share capital of the company is 14,588,046,744 shares, consisting of 12,388,046,744 domestic shares (84.92%) and 2,200,000,000 H shares (15.08%)[129] - The number of domestic shareholders is 5,296, including 10 state shareholders, 62 state-owned legal entity shareholders, 118 social legal entity shareholders, and 5,106 individual shareholders[131] - The top three domestic shareholders hold the following shares: Guizhou Provincial Finance Department (2,668,500,000 shares, 18.29%), China Guizhou Moutai Distillery (Group) Co., Ltd. (1,750,000,001 shares, 12.00%), and Zunyi State-owned Assets Investment Management Co., Ltd. (955,477,904 shares, 6.55%)[132] Governance and Leadership - The board consists of 17 members, including 3 executive directors and 7 independent non-executive directors[156] - The term for directors is three years, with independent non-executive directors limited to a cumulative term of six years[156] - The company has a total of seven senior management personnel, with positions including the president and vice presidents[159] - The leadership team has a combined experience of over 30 years in financial management and economic research, which supports the company's growth strategy[196] Digital Transformation - The bank's digital transformation is progressing rapidly, focusing on enhancing digital capabilities and leveraging data value[121] - The bank has established a digital finance department and planned 66 transformation tasks for 2023, with 37 key tasks included in the high-quality development assessment system[122] - The bank has developed an intelligent micro-loan system, achieving a loan application process of "3 minutes application + 1 minute approval + 0 manual intervention" for products like "Business Quick Loan" and "Agricultural Loan"[123] Community Engagement - The bank organized 960 educational events for consumer rights protection, reaching 522,700 consumers[127] - The bank actively participated in over 400 youth volunteer service activities, serving nearly 50,000 people[128]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 截至2023年6月30日止六個月之中期業績公告 貴州銀行股份有限公司（「本行」）董事會（「董事會」）欣然公佈本行截至2023年6月30日止六 個月之未經審計的中期業績（「中期業績」）。 本中期業績公告符合《香港聯合交易所有限公司證券上市規則》有關中期業績初步公告的 相關內容規定。董事會及董事會審計委員會已審閱及確認中期業績。 本中期業績公告刊載於香港聯合交易所有限公司網站(www.hkexnews.hk)及本行網站 (www.bgzchina.com)。截至2023年6月30日止六個月之中期報告將適時寄發予本行股東及 可於上述網站查閱。 承董事會命 貴州銀行股份有限公司 楊明尚 ...

Financial Performance - The total assets of Guizhou Bank reached CNY 533.78 billion by the end of 2022, with total loans amounting to CNY 293.53 billion and total deposits of CNY 326.32 billion[33]. - The bank achieved an operating income of CNY 11.99 billion and a net profit of CNY 3.83 billion for the year, with a tax contribution of CNY 2.38 billion[33]. - Net profit for 2022 was RMB 3,829.46 million, representing a 3.34% increase from RMB 3,705.71 million in 2021[46]. - Total operating income reached RMB 11,989.98 million, reflecting a growth of 2.15% from RMB 11,737.16 million in the previous year[46]. - The bank's total liabilities reached RMB 489,810.81 million, an increase of 5.36% from RMB 464,892.34 million in 2021[47]. - The bank's net profit for the period was CNY 3.83 billion, an increase of CNY 124 million, which is a growth of 3.34% compared to the previous year[53]. - The total amount of loans and advances was CNY 293.53 billion, an increase of CNY 43.04 billion, reflecting a growth of 17.18% year-on-year[53]. - The bank's total operating income for the year ended December 31, 2022, was RMB 11,989.98 million, a slight increase from RMB 11,737.16 million as of December 31, 2021[131]. Loan and Deposit Growth - The balance of loans to the real economy reached CNY 176.07 billion, an increase of 22.42% year-on-year[24]. - The balance of inclusive small and micro enterprise loans reached CNY 37.935 billion, growing by 36.04%, with the number of loan accounts increasing by 78.12% to 32,700[27]. - The total personal deposits reached CNY 149.106 billion, an increase of CNY 27.393 billion, or 22.51% year-to-date[62]. - Personal loan balance increased to RMB 38.902 billion, up RMB 4.989 billion, with a growth rate of 14.71%[123]. - The balance of loans supporting rural revitalization was CNY 50.949 billion, an increase of CNY 4.056 billion, or 8.65% year-to-date[59]. - The balance of green loans for corporate clients was CNY 46.42 billion, with a growth rate of 33.16%, accounting for 21.52% of corporate loans[24]. - The balance of financing for the real economy was CNY 176.070 billion, an increase of CNY 32.247 billion, or 22.42% year-to-date[57]. Risk Management - The non-performing loan ratio stood at 1.47%, with a provision coverage ratio of 351.21%, both exceeding the national average for commercial banks[33]. - The bank's non-performing loans (NPL) amounted to RMB 43.22 billion, an increase of RMB 14.41 billion, resulting in a non-performing loan ratio of 1.47%, up by 0.32 percentage points from the previous year[121]. - The bank's focus on risk management led to an increase in the amount of loans under special attention to RMB 79.04 billion, up by RMB 29.58 billion year-over-year[121]. - The company has established a comprehensive risk management policy to enhance credit risk management and optimize the credit management organizational structure[135]. - The bank has established a "three lines of defense" framework for operational risk management, with the first line being business departments responsible for direct management[140]. Digital Transformation - The bank's digital transformation efforts included the establishment of a dedicated digital finance department and a three-year digital transformation plan, enhancing online service capabilities[29]. - The bank's digital transformation efforts led to significant improvements in operational support capabilities and system security, achieving the longest continuous and secure operation record since its establishment[38]. - The bank aims to enhance its digital transformation strategy, focusing on integrating financial technology with business management to improve service efficiency and competitiveness[50]. - The bank's digital transformation efforts led to significant improvements in data support capabilities, with zero late reports for regulatory submissions in 2022[163]. Green Finance Initiatives - The company is committed to the development of green finance, aligning with the "green bank," "Equator bank," and "carbon-neutral bank" strategies[24]. - The issuance of the second batch of CNY 3 billion green financial bonds was successfully completed[24]. - The bank's green loan balance reached CNY 46.630 billion, an increase of CNY 11.659 billion, with a growth rate of 33.34%[165]. - The bank issued green financial bonds worth CNY 3 billion to support key projects in modern industry, water quality improvement, ecological tourism, and green agriculture[165]. Customer Engagement and Services - The number of personal deposit customers exceeded 10.88 million, marking a significant milestone[25]. - A total of 2.71 million third-generation social security cards were issued, ranking second in the province with a market share of 14.68%[25]. - The bank conducted 2,733 consumer education activities, distributing 157,800 promotional materials, reaching 1.5045 million consumers[160]. - The bank received a total of 1,836 customer complaints, achieving a resolution rate of 100%[161]. - The bank organized 744 sessions focused on inclusive financial knowledge, reaching 108,700 consumers and distributing 75,200 promotional materials[166]. Shareholder Structure - As of December 31, 2022, the total share capital of the bank was 14,588,046,744 shares, with 12,388,046,744 domestic shares (84.92%) and 2,200,000,000 H shares (15.08%)[170]. - The top shareholder, Guizhou Provincial Finance Department, held 2,668,500,000 shares, representing 18.29% of the total issued shares[172]. - The ownership structure reflects a concentration of shares among a few major state-owned entities[175]. - The largest shareholder, Qianxinan Prefecture State-owned Assets Supervision and Administration Commission, holds 310,487,000 H shares, representing 14.11% of the total issued share capital[174].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 截至2022年12月31日止年度之年度業績公告 貴州銀行股份有限公司*（「本行」）董事會（「董事會」）欣然宣佈本行截至2022年12月31日止 年度的年度業績，連同2021年同期的比較數字。 會計數據和財務指標摘要 截至12月31日止年度 2022年比 2022年 2021年 2021年 2020年 2019年 2018年 （除另有註明外，以人民幣百萬元列示） 經營業績 利息淨收入 10,094.21 9,514.49 6.09% 10,121.39 9,870.96 8,326.29 手續費及佣金淨收入 363.13 427.87 (15.13%) 362.52 94.64 21.30 營業收入 11,989.98 11,737.16 2.15% 11,247.61 10,705.53 8,769.61 營業費用 (3,836.78) (3,729.77) 2.87% (3,555.74) (3,42 ...

Regulatory Approvals and Listings - Bank of Guizhou received approval from the China Banking and Insurance Regulatory Commission for its financial license B1383H252010001[16] - The bank's H shares were first listed on the Hong Kong Stock Exchange on December 30, 2019[18] Financial Performance - Total assets reached RMB 528.27 billion, an increase of 4.84% compared to the end of 2021[23] - Net interest income for the first half of 2022 was RMB 5.06 billion, up 7.55% from RMB 4.70 billion in 2021[22] - Net profit for the first half of 2022 was RMB 2.18 billion, representing a 2.79% increase from RMB 2.13 billion in 2021[22] - The bank achieved an operating income of CNY 6.015 billion, a year-on-year increase of CNY 296 million, representing a growth rate of 5.18%[27] - Net profit reached CNY 2.185 billion, up CNY 59 million from the previous year, with a growth rate of 2.79%[27] - The bank's financial investment net amount reached 197.715 billion yuan, an increase of 8.703 billion yuan, with a growth rate of 4.60%[44] Asset Quality and Risk Management - Non-performing loan ratio stood at 1.17%, slightly up from 1.15% at the end of 2021[23] - Provision coverage ratio improved to 432.54%, up from 426.41% at the end of 2021[23] - The bank's asset quality remained stable, supported by a robust credit policy and risk control measures in key areas[106] - The bank's credit risk management framework includes a three-line defense system, ensuring effective oversight and management of credit risks[106] Customer Deposits and Loans - Customer deposits totaled RMB 324.38 billion, a growth of 6.17% from RMB 305.52 billion at the end of 2021[23] - Total loans and advances reached RMB 278.55 billion, an increase of 11.21% from RMB 250.49 billion at the end of 2021[23] - The balance of inclusive small micro loans was 33.582 billion yuan, up 5.696 billion yuan, a growth rate of 20.43%[40] Operational Efficiency - The cost-to-income ratio improved to 26.04%, down from 28.98% in 2021[22] - The bank's electronic channel financial transactions accounted for 99.09%, totaling 202 million transactions, a year-on-year increase of 45.98%[42] Corporate Governance - The board of directors consists of 15 members, including 3 executive directors, 5 non-executive directors, and 7 independent non-executive directors[152] - The company is committed to enhancing corporate governance in accordance with regulatory requirements, which is essential for risk prevention and high-quality development[198] - The company has adhered to the corporate governance code as per the Hong Kong Listing Rules during the reporting period[198] Shareholder Information - The total share capital of the company as of June 30, 2022, is 14,588,046,744 shares, consisting of 12,388,046,744 domestic shares (84.92%) and 2,200,000,000 H shares (15.08%)[126] - Guizhou Provincial Finance Department holds approximately 20.33% of the total issued shares of the company[130] Employee and Training Initiatives - As of June 2022, the bank had a total of 5,269 contracted employees, with 33.92% aged 30 or below and 52.53% being female[190] - During the reporting period, the bank trained a total of 984 employees across various departments, and 1,118 employees obtained job qualification certificates[192] Community Engagement and Social Responsibility - The company has actively participated in social welfare activities, conducting 41 volunteer service activities benefiting approximately 3,000 people[125] - A total of 744 activities were held to promote inclusive financial knowledge, reaching 108,700 consumers and distributing 75,200 promotional materials[125]

Financial Performance - Total assets of Bank of Guizhou reached CNY 503.88 billion, an increase of 10.40% year-on-year[25]. - Total loans and advances amounted to CNY 250.49 billion, reflecting a growth of 17.09%[25]. - Total deposits reached CNY 305.52 billion, with a growth rate of 5.70%[25]. - Annual operating income was CNY 11.74 billion, marking a 4.35% increase[25]. - Net profit for the year was CNY 3.71 billion, with a growth of 0.95%[25]. - Return on average total assets (ROA) was 0.77% and return on equity (ROE) was 9.88%[25]. - Non-performing loan ratio stood at 1.15%, with a provision coverage ratio of 426.41%[25]. - Operating income was CNY 11.74 billion, with a growth rate of 4.35%[32]. - Net profit reached CNY 3.71 billion, an increase of 0.95%[32]. - The non-performing loan ratio maintained at 1.15%, indicating stable asset quality[32]. - Coverage ratio for provisions increased to 426.41%, up by 92.05 percentage points from the beginning of the year[32]. - The bank achieved a pre-tax profit of CNY 4.19 billion and a net profit of CNY 3.71 billion for the year 2021[38]. - Net interest income for 2021 was RMB 9,514.49 million, a decrease from RMB 10,121.39 million in 2020[42]. - Total operating income reached RMB 11,737.16 million, reflecting a growth of 4.35% compared to RMB 11,247.61 million in 2020[42]. - Net profit for the year was RMB 3,705.71 million, slightly up from RMB 3,670.66 million in 2020, indicating a growth rate of 0.95%[42]. - The average return on total assets was 0.77%, down from 0.85% in 2020[42]. - The basic earnings per share remained stable at RMB 0.25, consistent with the previous year[42]. Risk Management - The bank has established a comprehensive risk management system, maintaining good asset quality and stability in regulatory ratings[34]. - The bank's liquidity risk management framework is robust, with no liquidity risk events reported during the period, ensuring compliance with regulatory requirements[123]. - The bank has implemented a comprehensive credit risk management strategy, focusing on supporting private and small enterprises affected by the pandemic[121]. - The bank's risk management includes a proactive approach to identifying and mitigating operational risks, with no significant operational risk events reported[126]. - The bank's market risk management focuses on interest rate risk, utilizing gap analysis and stress testing to monitor and control exposure[125]. - The bank's operational risk management framework includes a three-line defense model to enhance risk control and compliance[126]. - The bank has established a self-assessment mechanism for information technology risk control, requiring departments to identify, register, and assess IT-related risks[127]. - The bank has implemented a strict legal review system to provide timely and professional legal support for new product development and major projects, effectively preventing legal risks[128]. - The bank has enhanced its compliance risk management system, focusing on major risk areas and ensuring compliance with regulations, with no major compliance risk events reported[130]. Business Strategy and Development - The bank aims to enhance business transformation and expand customer base, focusing on supply chain finance[26]. - The strategy includes improving retail business efficiency and expanding market presence in urban and rural areas[26]. - The bank is positioned to leverage new national policies for high-quality development in Guizhou[24]. - The bank is focused on expanding its business transformation and enhancing service quality in line with the new national development policies[34]. - The bank aims to leverage opportunities from the new national development policies to drive high-quality development and service the economic growth of Guizhou Province[34]. - The bank's focus on high-quality development includes transforming corporate business and expanding retail operations[107]. - The company aims to enhance its green finance initiatives and strengthen its brand as a leading corporate bank, focusing on key projects and advantageous industries[143]. - The company plans to expand its rural market presence and improve customer management, aiming to enrich product offerings and accelerate the development of its retail business[143]. - The company is committed to optimizing its online service network and enhancing service accessibility through a "online + offline" service channel strategy[143]. Customer Engagement and Digital Transformation - The bank's digital transformation efforts have been recognized with awards, including the "Outstanding Contribution Award for Financial Scene Construction" from the People's Bank of China[34]. - The bank's mobile banking users reached 4.44 million, an increase of 29.85%, with monthly active users (MAU) at 561,500, up 40%[119]. - The electronic channel financial transaction volume accounted for 98.84%, totaling 312 million transactions, a year-on-year increase of 56.78%[119]. - The bank launched several new credit products, including "Yin Xue Bao" and "Yin Cai Dai," enhancing its product offerings and supporting small and micro business development[120]. - The bank's wealth management products reached a total sales of CNY 70.89 billion for the year, with a net value ratio of 100%, successfully meeting regulatory requirements ahead of schedule[118]. Shareholder Structure and Governance - As of December 31, 2021, the total share capital of the company was 14,588,046,744 shares, consisting of 12,388,046,744 domestic shares (84.92%) and 2,200,000,000 H shares (15.08%)[144]. - The top ten domestic shareholders held significant stakes, with the Guizhou Provincial Finance Department owning 2,518,500,000 shares (17.26%) and China Guizhou Moutai Distillery (Group) Co., Ltd. holding 1,750,000,001 shares (12.00%)[146]. - The company has a diverse shareholder base, including state-owned enterprises and investment management firms[156]. - The bank's board includes nominees from various government entities, indicating strong governmental influence in corporate governance[167]. - The bank has a structured governance framework with clear roles for executive, non-executive, and independent directors[172]. - The company is actively managing its board composition to ensure compliance with Chinese regulations[174]. - The bank's governance structure includes a supervisory board and independent directors to ensure compliance and oversight[198]. Community and Environmental Impact - The bank provided a total of 7.853 billion yuan in rural revitalization loans, supporting the strategy to enhance farmers' income in Guizhou Province[140]. - The outstanding balance of microloans reached 35.33 billion yuan, an increase of 6.453 billion yuan, representing a year-on-year growth of 22.35%[140]. - The bank supported 237 energy-saving and environmental protection projects, contributing to a reduction of carbon emissions by 3.8162 million tons during the reporting period[141]. - The bank aims to become a leading green bank by 2025, with a focus on green finance as a strategic development direction[141].