BANK OF GUIZHOU(06199)
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贵州银行原董事长李志明被提起公诉
中国经济网· 2024-11-19 03:10
中国经济网北京11月19日讯 高检网18日发布消息《贵州检察机关依法对李志明涉嫌受贿、违法发放贷 款案提起公诉》。 日前,贵州银行原党委书记、董事长李志明(正厅级)涉嫌受贿罪、违法发放贷款罪一案,经贵州省人 民检察院指定管辖,由六盘水市人民检察院依法向六盘水市中级人民法院提起公诉。 案件正在进一步办理中。 检察机关在审查起诉阶段,依法告知了被告人李志明享有的诉讼权利,并依法讯问了被告人,听取了辩 护人的意见。 六盘水市人民检察院起诉指控:被告人李志明利用担任湖北银行副行长,贵州银行党委书记、董事长等 职务上的便利,为他人谋取利益,非法收受他人财物,数额特别巨大;违反国家规定发放贷款,数额特 别巨大,依法应当以受贿罪、违法发放贷款罪追究其刑事责任。 2024年9月23日,中央纪委国家监委网站通报,据贵州省纪委监委消息:经贵州省委批准,贵州省纪委 监委对贵州银行原党委书记、董事长李志明严重违纪违法问题进行了立案审查调查。 ...
贵州银行(06199) - 2024 - 中期财报
2024-09-06 09:02
Company Overview - The company's H-shares are listed on the Hong Kong Stock Exchange with a stock code of 6199.HK[13] - The company's registered address is located at No. 9 Yongchang Road, Guanshanhu District, Guiyang City, Guizhou Province, China[13] - The company's financial license number is B1383H252010001[13] - The company's unified social credit code is 915200000550280000[13] - The company's H-shares were first traded on the Hong Kong Stock Exchange on December 30, 2019[7] - The company's H-share registrar and transfer office is Hong Kong Central Securities Registration Co., Ltd[14] - The company's overseas auditor is BDO Limited, Hong Kong[14] - The company's domestic auditor is Lixin Certified Public Accountants (Special General Partnership)[14] - The company's legal representative is Mr. Yang Mingshang[13] - The company's board secretary and company secretary is Mr. Zhou Guichang[12] Financial Performance - Net interest income decreased by 13.77% to RMB 4,342.58 million in H1 2024 compared to H1 2023[16] - Total operating income declined by 7.20% to RMB 5,967.27 million in H1 2024 compared to H1 2023[16] - Net profit decreased by 3.80% to RMB 2,122.50 million in H1 2024 compared to H1 2023[16] - Total assets increased by 2.02% to RMB 588,440.54 million as of June 30, 2024 compared to December 31, 2023[17] - Total loans and advances increased by 5.03% to RMB 348,653.94 million as of June 30, 2024 compared to December 31, 2023[17] - Non-performing loan ratio improved slightly to 1.65% as of June 30, 2024, down from 1.68% at the end of 2023[17] - Provision coverage ratio increased to 290.57% as of June 30, 2024, up from 287.71% at the end of 2023[17] - Core tier 1 capital adequacy ratio stood at 11.21% as of June 30, 2024, slightly down from 11.25% at the end of 2023[17] - Total assets reached 588.441 billion yuan, an increase of 11.655 billion yuan (2.02%) compared to the beginning of the year[22] - Total loans amounted to 348.654 billion yuan, an increase of 16.705 billion yuan (5.03%) compared to the beginning of the year[22] - Operating income was 5.967 billion yuan, a decrease of 463 million yuan (7.20%) year-on-year[22] - Net profit was 2.123 billion yuan, a decrease of 84 million yuan (3.80%) year-on-year[22] - Non-performing loan ratio was 1.65%, a decrease of 0.03 percentage points compared to the beginning of the year[22] - Green credit balance reached 56.85 billion yuan, an increase of 4.656 billion yuan (9.02%) compared to the beginning of the year[24] - Technology finance loan balance was 6.884 billion yuan, an increase of 1.908 billion yuan (38.34%) compared to the beginning of the year[23] - Pension finance loan balance was 827 million yuan, an increase of 534 million yuan (182.25%) compared to the beginning of the year[26] - Provision coverage ratio was 290.57%, an increase of 2.86 percentage points compared to the beginning of the year[22] - The company provided 17.717 billion yuan in loans to 23,600 small and micro customers under inclusive finance[25] - The company's total financing balance for the real economy reached 216.621 billion yuan, an increase of 12.017 billion yuan or 5.87% compared to the beginning of the year[28] - The company's supply chain finance customers reached 980, with a trade financing balance of 12.071 billion yuan, and 85.1% of the 7.687 billion yuan trade financing was allocated to small and medium-sized enterprises, meeting the financing needs of 620 SMEs[29] - The company's cash management system served 2,030 customers, an increase of 138 or 7.29% compared to the beginning of the year, with a year-on-year growth rate of 18.51%. The system processed 29,381 financial transactions, a year-on-year increase of 29.10%, with a transaction amount of 62.974 billion yuan, a year-on-year increase of 136.22%[29] - The company's institutional deposits reached 74.396 billion yuan, an increase of 6.202 billion yuan or 9.09% compared to the beginning of the year, with institutional customers increasing by 571 or 3.31% to 17,813[30] - The company's agricultural modernization loan balance reached 27.605 billion yuan, with a cumulative issuance of 8.9 billion yuan during the reporting period[31] - The company's personal deposit customers reached 11.9214 million, an increase of 242,400 or 2.08% compared to the beginning of the year, with personal deposit balances reaching 182.758 billion yuan, an increase of 9.396 billion yuan or 5.42%[32] - The company's consumer finance loan balance reached 34.55 billion yuan, an increase of 1.971 billion yuan compared to the beginning of the year[33] - The company's inclusive small and micro enterprise loan balance reached 49.034 billion yuan, an increase of 1.606 billion yuan compared to the beginning of the year, with the number of inclusive small and micro enterprise customers reaching 62,700, an increase of 3,600[34] - The company's bond trading spread income increased by 358.62% year-on-year, and the net profit of proprietary business increased by 109.02% year-on-year[35] - The company's net profit for the first half of 2024 was RMB 2.1225 billion, a decrease of 3.80% year-on-year[38] - Interest income for the first half of 2024 was RMB 10.957 billion, a decrease of 5.45% compared to the same period last year[39] - The company's net interest income for the first half of 2024 was RMB 4.34258 billion, accounting for 72.77% of operating income[40] - The average yield on total interest-earning assets for the first half of 2024 was 4.25%, a decrease from 4.76% in the same period last year[41] - The company's net interest margin for the first half of 2024 was 1.68%, down from 2.07% in the same period last year[42] - The company's electronic channel financial transactions accounted for 99.23% of total transactions, with 336 million transactions, a year-on-year increase of 24.12%[37] - The number of mobile banking customers reached 6.7566 million, an increase of 266,300 from the beginning of the year[37] - The company's asset management business focused on fixed-income assets, with all existing wealth management products being net-value products[36] - The company's fee and commission income for the first half of 2024 was RMB 307.78 million, an increase of 9.84% year-on-year[39] - The company's investment securities net income for the first half of 2024 was RMB 887.57 million, a significant increase of 76.58% year-on-year[39] - Interest income decreased by RMB 631.98 million (5.45%) to RMB 10.957 billion in the first half of 2024 compared to the same period in 2023[47] - Customer loan interest income decreased by RMB 502 million (5.85%) to RMB 8.092 billion in the first half of 2024[48] - Financial investment interest income decreased by RMB 140 million (5.32%) to RMB 2.487 billion in the first half of 2024[50] - Interest income from deposits with central bank increased by RMB 4 million (3.06%) to RMB 149 million in the first half of 2024[51] - Interest income from deposits with other financial institutions increased by RMB 28 million (168.80%) to RMB 44 million in the first half of 2024[51] - Interest expense increased by RMB 62 million (0.94%) to RMB 6.614 billion in the first half of 2024[53] - Customer deposit interest expense decreased by RMB 31 million (0.71%) to RMB 4.377 billion in the first half of 2024[54] - Interest expense on deposits from other financial institutions increased by RMB 52 million (17.33%) to RMB 350 million in the first half of 2024[54] - Net fee and commission income increased by RMB 4.9 million (2.43%) to RMB 206.44 million in the first half of 2024[58] - Investment securities net income increased by RMB 385 million (76.58%) to RMB 888 million in the first half of 2024[60] - Employee costs decreased by RMB 320.8 million (3.08%) to RMB 10.10 billion in the first half of 2024[62][63] - Depreciation and amortization decreased by RMB 187.2 million (9.80%) to RMB 1.72 billion in the first half of 2024[62][63] - Other general and administrative expenses decreased by RMB 253.7 million (8.71%) to RMB 2.66 billion in the first half of 2024[62][63] - Impairment losses decreased by RMB 248 million (11.48%) to RMB 1.908 billion in the first half of 2024[64][65] - Income tax decreased by RMB 491.4 million (13.49%) to RMB 3.15 billion in the first half of 2024[66][67] - Total assets increased by RMB 11.655 billion (2.02%) to RMB 5,884.41 billion as of June 30, 2024[69][70] - Loans and advances increased by RMB 16.705 billion (5.03%) to RMB 3,486.54 billion as of June 30, 2024[71][72] - Corporate loans and advances increased by RMB 13.234 billion (4.85%) to RMB 2,861.95 billion as of June 30, 2024[73] - Personal loans and advances increased by RMB 1.547 billion (3.25%) to RMB 490.77 billion as of June 30, 2024[74] - Investment securities and other financial assets decreased by RMB 8.427 billion (3.98%) to RMB 2,035.30 billion as of June 30, 2024[74][75] - Total liabilities increased by RMB 9.765 billion to RMB 5,381.33 billion, a growth of 1.85% compared to the end of the previous year[79] - Customer deposits grew by RMB 14.066 billion to RMB 3,703.12 billion, an increase of 3.95%[81] - Interbank and other financial institution deposits rose by RMB 1.136 billion to RMB 26.518 billion, up 4.47%[83] - Issued bonds decreased by RMB 6.944 billion to RMB 87.323 billion, a decline of 7.37%[84] - Total equity increased by RMB 1.890 billion to RMB 503.08 billion, a growth of 3.90%[84] - Central and local government bonds accounted for 41.35% of financial investments, totaling RMB 84.151 billion[77] - Policy bank bonds made up 15.16% of financial investments, amounting to RMB 30.846 billion[77] - Corporate bonds represented 13.08% of financial investments, totaling RMB 26.625 billion[77] - Investment funds managed by public fund managers accounted for 22.44% of financial investments, amounting to RMB 45.679 billion[77] - Asset-backed securities represented 0.20% of financial investments, totaling RMB 397.26 million[77] - Total loans and advances reached RMB 348.65 billion, an increase of RMB 16.71 billion (5.03%) compared to the beginning of the year[92] - Non-performing loan (NPL) ratio decreased to 1.65%, down by 0.03 percentage points from the beginning of the year[88] - Corporate loans and advances accounted for 82.08% of total loans, a slight decrease of 0.15 percentage points from the beginning of the year[92] - Personal loans and advances accounted for 14.08% of total loans, a decrease of 0.24 percentage points from the beginning of the year[92] - The balance of bills discounting increased to RMB 13.38 billion, accounting for 3.84% of total loans, up by 0.39 percentage points from the beginning of the year[92] - The balance of non-performing loans was RMB 5.76 billion, with a NPL ratio of 1.65%[88] - The balance of special mention loans (关注类) was RMB 10.08 billion, accounting for 2.89% of total loans, down by 0.03 percentage points from the beginning of the year[88] - The balance of credit card commitments increased to RMB 14.41 billion, up from RMB 12.89 billion at the end of 2023[87] - The total balance of acceptances, letters of credit, credit card commitments, and guarantees was RMB 24.75 billion, slightly up from RMB 24.31 billion at the end of 2023[87] - The company's total loans amounted to RMB 348.65 billion, with a non-performing loan (NPL) ratio of 1.65%, a slight decrease from 1.68% at the end of 2023[94] - The real estate sector's NPL balance decreased by RMB 983 million to RMB 2.063 billion, with the NPL ratio dropping significantly by 11.85 percentage points to 28.54%[95] - The leasing and commercial services sector accounted for 33.83% of total loans, with an NPL ratio of 0.56%, a slight increase from 0.53% at the end of 2023[94] - The wholesale and retail sector's loan balance increased to RMB 43.81 billion, with an NPL ratio of 1.01%, up from 0.71% at the end of 2023[94] - The construction sector's NPL ratio increased to 1.44%, up from 1.03% at the end of 2023, with an NPL balance of RMB 278.94 million[94] - The company's mortgage loans had the highest NPL ratio at 5.27%, a decrease from 7.10% at the end of 2023[96] - The overdue loan balance increased by RMB 2.455 billion to RMB 8.901 billion, with an overdue rate of 2.55%, up from 1.94% at the end of 2023[97] - Loans overdue within 3 months accounted for 1.01% of total loans, an increase of 0.37 percentage points from the end of 2023[97] - Loans overdue between 3 months and 1 year accounted for 1.17% of total loans, an increase of 0.24 percentage points from the end of 2023[97] - The company's credit loans had an NPL ratio of 1.68%, an increase of 0.52 percentage points from the end of 2023[96] - The manufacturing industry and leasing and business services industry accounted for 1.12% and 0.92% of the total loan balance, respectively, with 30-day ratios of 7.34% and 6.04% of net capital[98] - The largest single borrower's loan balance was 3.909 billion yuan, accounting for 1.12% of the total loan balance and 7.34% of net capital[98] - The top ten borrowers' loan balance was 24.344 billion yuan, accounting for 6.97% of the total loan balance and 45.72% of net capital[98] - Corporate banking business generated net interest income of 5.379 billion yuan, while retail banking business had a net interest expense of 1.331 billion yuan[99] - The company's total operating income for the first half of 2024 was 5.967 billion yuan, with corporate banking contributing 48.34%[102] - Core tier 1 capital adequacy ratio decreased slightly from 11.25% at the end of 2023 to 11.21% at the end of June 2024[103] - Total capital adequacy ratio decreased from 13.30% at the end of 2023 to 13.22% at the end of June 2024[103] - The company's pre-tax profit for the first half of 2024 was 2.438 billion yuan, with funds business contributing the largest share at 1.138 billion yuan[99] - Fee and commission net income for corporate banking was 111.65 million yuan, while retail banking had a net expense of 9.14 million yuan[99] - Investment securities net income for funds business was 887.57 million yuan, accounting for 14.87% of total operating income[99] - Core Tier 1 capital increased to RMB 46,808.34 million as of June 30, 2024, up from RMB 44,918.43 million at the end of 2023[104] - Core Tier 1 capital adequacy ratio slightly decreased to 11.21% in 2024 from 11.25% in 2023[104] - Total capital adequacy ratio stood at 13.22% in 2024, compared to 13.30% in 2023[104] - Risk-weighted assets increased to RMB 402,878.21 million in 2024 from RMB 383,889.98 million in 2023[104] Risk Management - The company strengthened its credit risk management framework, focusing on high-quality development and optimizing policies and processes[105] - Market risk management was enhanced with improved risk identification, quantification, and monitoring, with all market
贵州银行(06199) - 2024 - 中期业绩
2024-08-30 13:00
香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內 容 概 不 負 責,對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明,並 明 確 表 示,概 不就因本公告全部或任何部份內容而產生或因依賴該等內容而引致的 任 何 損 失 承 擔 任 何 責 任。 截 至2024年6月30日止六個月之中期業績公告 貴州銀行股份有限公司(「本 行」)董事會(「董事會」)欣然公佈本行截至 2024年6月30日止六個月之未經審計的中期業績(「中期業績」)。本 中 期 業 績公告符合《香港聯合交易所有限公司證券上市規則》有關中期業績初 步 公 告 的 相 關 內 容 規 定。董 事 會 及 董 事 會 審 計 委 員 會 已 審 閱 及 確 認 中 期 業 績。 本中期業績公告刊載於香港聯合交易所有限公司網站(www.hkexnews.hk) 及本行網站(www.bgzchina.com)。截 至2024年6月30日止六個月之中期報告 將 適 時 提 供。 承董事會命 貴州銀行股份有限公司* 楊明尚 董事長 中 國,貴 陽,2024年8月30日 於 本 公 告 日 期,本 行 董 事 會 包 括 執 行 ...
贵州银行(06199) - 2023 - 年度财报
2024-04-28 10:35
| 用心的银行 ( 於中華人民共和國註冊成立的股份有限公司 ) 股份代號:6199 年度 t SERVING WITH HEART . BANK OF GUIZHOU mmonware now area www.mainterest.com/w/index.php?title= Production works and THE LEAR LEAR LEAR LAND 目錄 目 錄 AR2024-02-003_C_Bank of Guizhou.indb 1 17/4/2024 10:30:18 釋義 2 | --- | --- | --- | |--------|------------------------------------------------------------------------------------------------|-------| | | | | | 第二章 | 公司簡介 | | | 第三章 | 會計數據和財務指標摘要 | | | 第四章 | 管理層討論與分析 | | | 第五章 | 股本變動及股東情況 | | | 第六章 | 董事、監事、高級管理人員、員工及機構情況 ...
贵州银行(06199) - 2023 - 年度业绩
2024-03-28 13:33
香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內 容 概 不 負 責,對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明,並 明 確 表 示,概 不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的 任 何 損 失 承 擔 任 何 責 任。 截 至2023年12月31日止年度之年度業績公告 貴州銀行股份有限公司*(「本 行」)董 事 會(「董事會」)欣 然 公 佈 本 行 截 至 2023年12月31日 止 年 度 之 經 審 計 年 度 業 績(「年度業績」)。 本業績公告載有本行2023年 年 度 報 告 全 文,符 合《香 港 聯 合 交 易 所 有 限 公 司 證 券 上 市 規 則》有 關 年 度 業 績 初 步 公 告 的 相 關 內 容 規 定。董 事 會 及 董 事 會 審 計 委 員 會 已 審 閱 及 確 認 年 度 業 績。 本業績公告刊載於香港聯合交易所有限公司網站(www.hkexnews.hk)及 本 行網站(www.bgzchina.com)。截 至2023年12月31日止年度之年度報告將適 時 上 載 至 上 述 網 站。 承董事會命 貴州銀 ...
贵州银行(06199) - 2023 - 中期财报
2023-09-13 09:59
F股份有限公 GUIZHOU COMPANY LIMITED (於中華人民共和國註冊成立的股份有限公司) 股份代碼:6199 25 YEAR 中期 载信 mannomene workere w minute are a minent unpoundminimumment allumin' it "unic urr SERVING WITH HEART ▲ B A N K OF GUIZHOU 目錄 | --- | --- | --- | |-------|-------------------------------------------------|-------| | | | 頁碼 | | 釋義 | | 2 | | | 第一章 公司簡介 | 4 | | | 第二章 會計數據及財務指標摘要 | 7 | | | 第三章 管理層討論與分析 | 9 | | | 第四章 股本變動及股東情況 | 45 | | | 第五章 董事、監事、高級管理人員、員工及機構情況 | 54 | | | 第六章 企業管治 | 69 | | | 第七章 重要事項 | 76 | | | 第八章 中期財務資料審閱報告 | 80 | | | ...
贵州银行(06199) - 2023 - 中期业绩
2023-08-31 10:41
香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責,對其 準確性或完整性亦不發表任何聲明,並明確表示,概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 截至2023年6月30日止六個月之中期業績公告 貴州銀行股份有限公司(「本行」)董事會(「董事會」)欣然公佈本行截至2023年6月30日止六 個月之未經審計的中期業績(「中期業績」)。 本中期業績公告符合《香港聯合交易所有限公司證券上市規則》有關中期業績初步公告的 相關內容規定。董事會及董事會審計委員會已審閱及確認中期業績。 本中期業績公告刊載於香港聯合交易所有限公司網站(www.hkexnews.hk)及本行網站 (www.bgzchina.com)。截至2023年6月30日止六個月之中期報告將適時寄發予本行股東及 可於上述網站查閱。 承董事會命 貴州銀行股份有限公司 楊明尚 ...
贵州银行(06199) - 2022 - 年度财报
2023-04-18 12:39
了 贵州银行股份有限公司 BANK OF GUIZHOU COMPANY LIMITED (於中華人民共和國註冊成立的股份有限公司) 股份代碼:6199 2 - YEAR 年度報告 SERVING WITH HEART ▲ BANK OF GUIZHOU nomatomomon are d 頁碼 釋義 2 第一章 董事長致辭、行長致辭 4 第二章 公司簡介 11 第三章 會計數據和財務指標摘要 15 第四章 管理層討論與分析 17 第五章 股本變動及股東情況 55 第六章 董事、監事、高級管理人員、員工及機構情況 64 第七章 企業管治報告 80 第八章 董事會報告 108 第九章 監事會報告 113 第十章 重要事項 115 第十一章 獨立核數師報告 120 第十二章 財務報表及附註 129 第十三章 未經審計補充財務信息 268 附錄 分支機構名錄 271 目錄 本行經中國銀保監會批准持有B1383H252010001號金融許可證,並經中國銀保監會 貴州監督管理局核准領取統一社會信用代碼為915200000550280000號營業執照。 本行根據香港銀行業條例(香港法例第155章)並非一家認可機構,不受香 ...
贵州银行(06199) - 2022 - 年度业绩
2023-03-31 10:14
香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責,對其 準確性或完整性亦不發表任何聲明,並明確表示,概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 截至2022年12月31日止年度之年度業績公告 貴州銀行股份有限公司*(「本行」)董事會(「董事會」)欣然宣佈本行截至2022年12月31日止 年度的年度業績,連同2021年同期的比較數字。 會計數據和財務指標摘要 截至12月31日止年度 2022年比 2022年 2021年 2021年 2020年 2019年 2018年 (除另有註明外,以人民幣百萬元列示) 經營業績 利息淨收入 10,094.21 9,514.49 6.09% 10,121.39 9,870.96 8,326.29 手續費及佣金淨收入 363.13 427.87 (15.13%) 362.52 94.64 21.30 營業收入 11,989.98 11,737.16 2.15% 11,247.61 10,705.53 8,769.61 營業費用 (3,836.78) (3,729.77) 2.87% (3,555.74) (3,42 ...