香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 二零二三年第一季度業績公告 匯財金融投資控股有限公司（「本公司」，連同其附屬公司統稱「本集團」）董事（「董 事」）會（「董事會」）謹此宣佈本集團截至二零二三年三月三十一日止三個月的未 經審核簡明綜合業績。本公告列載本公司二零二三年第一季度報告全文，乃符合 香港聯合交易所有限公司GEM證券上市規則（「GEM上市規則」）中有關季度業績 初步公告附載之相關資料要求。 代表董事會 匯財金融投資控股有限公司 主席 田一妤女士 香港，二零二三年五月十二日 於本公告日期，董事會成員包括執行董事兼董事會主席田一妤女士，本公司執行 董事兼行政總裁陳偉龍先生、執行董事林靜儀女士及林霆女士，以及獨立非執行 董事韓銘生先生、李筠翎女士及羅詠詩女士銅紫荊星章，太平紳士。 ...

Financial Performance - The company reported a consolidated profit of $X million for the fiscal year 2022, representing a Y% increase compared to the previous year[9]. - The Group recorded revenue of approximately HK$60,823,000 for the year ended 31 December 2022, a decrease of approximately 8.7% compared to HK$66,642,000 in the previous year[22]. - iAsia's profit before tax decreased from approximately HK$11,402,000 in 2021 to approximately HK$9,168,000 in 2022, representing a decrease of approximately 19.6%[40]. - The Group recorded a net loss after tax of approximately HK$27,566,000 for the year, an increase of about 4.7% from HK$26,327,000 in the previous year[158]. - Gross profit for the Year was approximately HK$40,978,000, a decrease of approximately 12.1% from HK$46,644,000 in the previous year, with a gross profit margin of approximately 67.4%[140]. User Growth and Market Expansion - User data showed an increase in active users by Z%, reaching a total of A million users by the end of 2022[9]. - The company provided a positive outlook for 2023, projecting a revenue growth of B% driven by new product launches and market expansion strategies[9]. - The company plans to expand its market presence in regions D and E, targeting a market share increase of F% over the next two years[9]. - New product lines are expected to launch in Q1 2023, anticipated to generate an additional I million in revenue within the first year[9]. Research and Development - Investment in research and development increased by C%, focusing on innovative technologies and new product offerings[9]. - iAsia continued to enhance its financial trading software solutions, applying modular design to improve flexibility for customers[41]. Financial Health and Liquidity - The company reported a cash flow from operations of J million, indicating strong liquidity and financial health[9]. - The current ratio of the Group decreased to 2.3:1 in 2022 from 2.8:1 in 2021, indicating a decline in liquidity[132]. - As of December 31, 2022, the Group's cash and bank balances were approximately HK$26,945,000, down from approximately HK$37,544,000 in 2021[159]. Compliance and Governance - The board of directors emphasized the importance of compliance and governance, ensuring adherence to GEM Listing Rules[9]. - The Group adheres to GEM Listing Rules and conducts credit assessments to minimize risks associated with lending[62][63]. Securities Investments - The Group recorded a fair value loss of approximately HK$6,756,000 from securities investments due to market volatility, compared to a loss of approximately HK$928,000 in the previous year[25]. - The Group's securities investments recorded as financial assets at fair value through profit or loss are part of its asset investment portfolio[95]. Loan Management and Credit Risk - The Group aims to diversify its IT services, including system migration services, to improve sales performance in the other IT and internet financial platforms services division[48]. - The Group's credit quality assessment includes monitoring for significant deterioration in borrowers' credit ratings and external market indicators[80]. - The Group has established a debt recovery policy to recover outstanding debts from borrowers, which includes sending reminders and negotiating repayment arrangements[74]. Economic Outlook - The Group expects Hong Kong's GDP to return to positive growth in 2023 as the pandemic shows signs of ending and customs clearance gradually resumes[33]. - The overall economic outlook for Hong Kong is expected to improve in 2023, with GDP projected to return to positive growth[199]. Employee and Operational Efficiency - As of December 31, 2022, the Group had 74 employees, a decrease from 82 in 2021, with total employee benefits expense of approximately HK$47,589,000[188]. - The Group will continue to enhance operational efficiency and maintain competitiveness in the market by rationalizing costs[45].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 截至二零二二年十二月三十一日止年度之 全年業績公告 匯財金融投資控股有限公司（「本公司」，連同其附屬公司統稱「本集團」）董事（「董 事」）會（「董事會」）謹此宣佈本集團截至二零二二年十二月三十一日止年度的全 年業績。本公告列載本公司二零二二年年報全文，乃符合香港聯合交易所有限公 司GEM證券上市規則（「GEM上市規則」）中有關全年業績初步公告附載之相關資 料要求。 代表董事會 匯財金融投資控股有限公司 主席 田一妤女士 香港，二零二三年三月二十四日 於本公告日期，董事會成員包括執行董事兼董事會主席田一妤女士，執行董事兼 行政總裁陳偉龍先生、執行董事林靜儀女士及林霆女士，以及獨立非執行董事韓 銘生先生、李筠翎女士及羅詠詩女士銅紫荊星章，太平紳士。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司（「聯交所」）對本公告之 內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示概不就因本 公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 補充公告 有關 「根據預期信貸虧損模式，本集團根據三個不同階段對應收貸款及利息的信貸質素 進行分類： 階段1：自初始確認後信貸風險並無顯著增加的金融資產，其虧損撥備根據12個月 預期信貸虧損計算； 階段2：自初始確認後信貸風險顯著增加的金融資產，其虧損撥備根據全期預期信 貸虧損計算；及 截至二零二一年十二月三十一日止年度之年報 有關截至二零二一年十二月三十一日止年度之年報的補充公告 除年報內提供的資料外，董事會謹向股東提供有關本集團借貸業務的補充資料。 茲提述匯財金融投資控股有限公司（「本公司」，連同其附屬公司統稱「本集團」） 於二零二二年三月三十日刊發之截至二零二一年十二月三十一日止年度之年報（「年 報」），內容有關（其中包括）本集團綜合業績。於年報內，提及以下內容： 於年報第11及13頁： 「倘出現拖欠及╱或逾期貸款，將啟動收回程序，匯財貸款的高級職員將向借款人 發送要求還款的催繳函或催 ...

2022 THIRD QUARTERLY REPORT 第三季度報告 CHARACTERISTICS OF GEM OF THE STOCK EXCHANGE OF HONG KONG LIMITED ("STOCK EXCHANGE") GEM has been positioned as a market designed to accommodate small and mid-sized companies to which a higher investment risk may be attached than other companies listed on the Stock Exchange. Prospective investors should be aware of the potential risks of investing in such companies and should make the decision to invest only after due and careful consideration. Given that the companies lis ...

中期報告 INTERIM REPORT 2022 CHARACTERISTICS OF GEM OF THE STOCK EXCHANGE OF HONG KONG LIMITED ("STOCK EXCHANGE") GEM has been positioned as a market designed to accommodate small and mid-sized companies to which a higher investment risk may be attached than other companies listed on the Stock Exchange. Prospective investors should be aware of the potential risks of investing in such companies and should make the decision to invest only after due and careful consideration. Given that the companies listed on GEM ...

CHARACTERISTICS OF GEM OF THE STOCK EXCHANGE OF HONG KONG LIMITED ("STOCK EXCHANGE") GEM has been positioned as a market designed to accommodate small and mid-sized companies to which a higher investment risk may be attached than other companies listed on the Stock Exchange. Prospective investors should be aware of the potential risks of investing in such companies and should make the decision to invest only after due and careful consideration. Given that the companies listed on GEM are generally small and ...

CHARACTERISTICS OF GEM OF THE STOCK EXCHANGE OF HONG KONG LIMITED ("STOCK EXCHANGE") GEM has been positioned as a market designed to accommodate small and mid-sized companies to which a higher investment risk may be attached than other companies listed on the Stock Exchange. Prospective investors should be aware of the potential risks of investing in such companies and should make the decision to invest only after due and careful consideration. Given that the companies listed on GEM are generally small and ...

CHARACTERISTICS OF GEM OF THE STOCK EXCHANGE OF HONG KONG LIMITED ("STOCK EXCHANGE") GEM has been positioned as a market designed to accommodate small and mid-sized companies to which a higher investment risk may be attached than other companies listed on the Stock Exchange. Prospective investors should be aware of the potential risks of investing in such companies and should make the decision to invest only after due and careful consideration. Given that the companies listed on GEM are generally small and ...

CHARACTERISTICS OF GEM OF THE STOCK EXCHANGE OF HONG KONG LIMITED ("STOCK EXCHANGE") GEM has been positioned as a market designed to accommodate small and mid-sized companies to which a higher investment risk may be attached than other companies listed on the Stock Exchange. Prospective investors should be aware of the potential risks of investing in such companies and should make the decision to invest only after due and careful consideration. Given that the companies listed on GEM are generally small and ...