FINSOFT FIN(08018)

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汇财金融投资(08018) - 2023 Q3 - 季度业绩
2023-11-10 09:38
香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責, 對其準確性或完整性亦不發表任何聲明,並明確表示概不就因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 二零二三年第三季度業績公告 匯財金融投資控股有限公司(「本公司」,連同其附屬公司統稱「本集團」)董事(「董 事」)會(「董事會」)謹此宣佈本集團截至二零二三年九月三十日止九個月的未經 審核簡明綜合業績。本公告列載本公司二零二三年第三季度報告全文,乃符合香 港聯合交易所有限公司GEM證券上市規則(「GEM上市規則」)中有關季度業績初 步公告附載之相關資料要求。 代表董事會 匯財金融投資控股有限公司 主席 田一妤女士 香港,二零二三年十一月十日 於本公告日期,董事會成員包括執行董事兼董事會主席田一妤女士,執行董事兼 董事會副主席陳偉龍先生,執行董事兼本公司行政總裁廖夢婷女士,執行董事 林靜儀女士及林霆女士,以及獨立非執行董事韓銘生先生、李筠翎女士及鄧澍焙 先生。 ...
汇财金融投资(08018) - 2023 - 中期财报
2023-08-11 10:24
Financial Performance - For the three months ended June 30, 2023, the Group reported revenue of HK$13,333,000, a decrease of 7.6% compared to HK$14,431,000 for the same period in 2022[11]. - The gross profit for the six months ended June 30, 2023, was HK$18,694,000, slightly down from HK$18,842,000 in the previous year, reflecting a decrease of 0.8%[11]. - The loss for the period attributable to owners of the Company for the three months ended June 30, 2023, was HK$8,826,000, compared to HK$3,770,000 for the same period in 2022, representing an increase of 134%[12]. - The total comprehensive income for the period attributable to owners of the Company was HK$9,061,000 for the three months ended June 30, 2023, compared to HK$4,084,000 in 2022, indicating a significant increase of 122%[12]. - The loss before tax for the six months ended June 30, 2023, was HK$9,719,000, compared to HK$6,860,000 in the same period of 2022, reflecting a 41% increase[11]. - The basic loss per share for the six months ended June 30, 2023, was HK$8.420, compared to HK$6.145 for the same period in 2022, representing an increase of 37%[12]. - The company incurred a loss for the period amounting to HK$10,614,000 for the six months ended June 30, 2023, compared to a loss of HK$7,746,000 in the same period of 2022[21]. - The Group recorded a net loss after tax of approximately HK$10,683,000 for the Period, an increase from approximately HK$8,050,000 in the six months ended 30 June 2022, primarily due to increased administrative expenses and decreased other income[163]. Revenue Breakdown - Total revenue for the six months ended June 30, 2023, was HK$29,269,000, a slight increase from HK$29,196,000 in the same period of 2022[53]. - Revenue from sales of merchandise for the three months ended June 30, 2023, was HK$535,000, up from HK$16,000 in the same period of 2022[53]. - Revenue from software licensing fees for the six months ended June 30, 2023, was HK$11,058,000, down from HK$13,806,000 in 2022, representing a decrease of approximately 20%[53]. - Revenue from system customization and network support for the six months ended June 30, 2023, was HK$7,589,000, significantly higher than HK$3,983,000 in the same period of 2022, indicating an increase of approximately 90%[53]. - The revenue from the financial trading software solutions business amounted to approximately HK$28,705,000, representing an increase of approximately 1.4% compared to HK$28,310,000 for the same period last year[131]. - The money lending business generated revenue of approximately HK$564,000, a decrease of approximately 36.2% from HK$884,000 in the previous year[139]. Expenses and Liabilities - The administrative expenses for the six months ended June 30, 2023, rose to HK$26,531,000 from HK$24,448,000 in 2022, marking an increase of 8.5%[11]. - Total liabilities decreased from HK$2,273,000 as of December 31, 2022, to HK$1,292,000 as of June 30, 2023, indicating a reduction of approximately 43.3%[17]. - The company’s reserves decreased from HK$59,525,000 at the end of 2022 to HK$48,974,000 as of June 30, 2023, reflecting a decrease of about 17.7%[17]. - Staff costs, including salaries and bonuses, increased to HK$21,050,000 for the six months ended June 30, 2023, from HK$19,394,000 in the same period of 2022, reflecting a rise of 8.5%[77]. - The income tax expense for the six months ended June 30, 2023, was HK$964,000, down from HK$1,190,000 in the same period of 2022, representing a decrease of 19.0%[81]. Assets and Cash Flow - As of June 30, 2023, total assets less current liabilities decreased to HK$54,175,000 from HK$65,776,000 as of December 31, 2022, representing a decline of approximately 17.5%[16]. - Net current assets as of June 30, 2023, were HK$36,043,000, down from HK$48,096,000 at the end of 2022, indicating a decrease of about 25.1%[16]. - Cash and cash equivalents at the end of the period were HK$17,109,000, down from HK$31,458,000 at the end of June 2022, marking a decrease of approximately 45.5%[24]. - For the six months ended June 30, 2023, the company reported a net cash used in operating activities of HK$5,795,000, contrasting with a net cash generated of HK$2,821,000 in the same period of 2022[24]. Credit and Loan Management - The impairment loss on loan and interest receivables for the three months ended June 30, 2023, was HK$538,000, up from HK$268,000 in 2022, indicating a 100% increase[11]. - The expected credit loss (ECL) for Stage 1 loans increased from HK$94,000 to HK$167,000, while Stage 2 ECL decreased from HK$2,706,000 to HK$2,375,000, and Stage 3 ECL increased from HK$55,984,000 to HK$57,460,000, resulting in a total ECL of HK$60,002,000 as of June 30, 2023[111]. - The Group maintains strict control over outstanding loan receivables to minimize credit risk, with overdue balances regularly reviewed for recoverability[105]. - The Group's loan receivables as of June 30, 2023, totaled HK$31,871,000, a decrease from HK$37,575,000 as of December 31, 2022, representing a reduction of approximately 15.5%[114]. Strategic Initiatives and Market Outlook - The Group plans to continue monitoring the economic environment closely to secure more customers in the financial trading software solutions business[130]. - The Group aims to diversify its IT services, including system migration services, to improve sales performance in the other IT and internet financial platforms services division, which generated no revenue during the period[137]. - A strategic cooperation framework agreement was signed with Jinhuashi Fengde Baiwang Intelligent Technology Group to develop an IoT-based electronic trading platform for agricultural products[138]. - The Group will continue to monitor the overall economic environment and focus on providing financial trading software solutions to attract more clients[135]. Investment and Fair Value - The Group's financial assets at fair value through profit or loss (FVTPL) included listed equity investments valued at HK$6,317,000 as of June 30, 2023, compared to HK$5,303,000 at the end of 2022[49]. - The total fair value of financial assets at fair value through other comprehensive income (FVTOCI) was HK$427,000 as of June 30, 2023, compared to HK$364,000 at the end of 2022[49]. - The Group's securities investments increased from approximately HK$5,303,000 as of December 31, 2022, to approximately HK$6,317,000 as of June 30, 2023, with a net loss of approximately HK$282,000 during the period[148]. - The Group expects continued volatility in the Hong Kong stock market, which may impact the performance of its securities investments[149]. Corporate Governance and Compliance - The Group's registered office is located in the Cayman Islands, and its head office is in Hong Kong[1]. - The Group's shares are listed on the GEM of the Stock Exchange[1]. - The Group did not have any material acquisition or disposal transactions during the Period and has no concrete plans for material investments or capital assets in the near future[183]. - The company adopts a prudent approach to its financial and funding policies, ensuring effective management and supervision of its financial activities[185].
汇财金融投资(08018) - 2023 - 中期业绩
2023-08-11 10:22
香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責, 對其準確性或完整性亦不發表任何聲明,並明確表示概不就因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 二零二三年中期業績公告 匯財金融投資控股有限公司(「本公司」,連同其附屬公司統稱「本集團」)董事(「董 事」)會(「董事會」)謹此宣佈本集團截至二零二三年六月三十日止六個月的未經 審核簡明綜合中期業績。本公告列載本公司二零二三年中期報告全文,乃符合香 港聯合交易所有限公司GEM證券上市規則(「GEM上市規則」)中有關中期業績初 步公告附載之相關資料要求。 代表董事會 匯財金融投資控股有限公司 主席 田一妤女士 香港,二零二三年八月十一日 於本公告日期,董事會成員包括本公司執行董事兼董事會主席田一妤女士,執行 董事兼董事會副主席陳偉龍先生,執行董事兼行政總裁廖夢婷女士,執行董事林 靜儀女士及林霆女士,以及獨立非執行董事韓銘生先生、李筠翎女士及鄧澍焙先生。 ...
汇财金融投资(08018) - 2023 Q1 - 季度财报
2023-05-12 10:38
Financial Performance - For the three months ended March 31, 2023, the Group reported revenue of HK$15,936,000, an increase of 7.9% compared to HK$14,765,000 in the same period of 2022[10]. - Gross profit for the period was HK$11,119,000, up from HK$9,330,000, reflecting a gross profit margin improvement[11]. - The Group incurred a loss from operations of HK$846,000, a significant reduction from a loss of HK$3,538,000 in the prior year[11]. - Loss before tax decreased to HK$1,158,000 from HK$3,798,000, indicating improved operational efficiency[11]. - The total comprehensive loss for the period was HK$1,526,000, compared to HK$4,164,000 in the same period last year, showing a notable recovery[11]. - Basic and diluted loss per share improved to HK$0.0142 from HK$0.0315 year-over-year[14]. - The Group's loss for the period was reported at HK$666,000, compared to a loss of HK$399,000 in the same period last year[39]. - The Group's net loss after tax for the period was approximately HK$1,824,000, a decrease from a net loss of approximately HK$4,197,000 in the same period last year[95]. Revenue Sources - Revenue for the three months ended March 31, 2023, was HK$15,936,000, an increase of 7.2% compared to HK$14,765,000 for the same period in 2022[29]. - Revenue from sales of technology software systems increased significantly to HK$1,144,000, up 138.3% from HK$480,000 in the previous year[29]. - System customization and network support revenue rose to HK$5,405,000, a 134.5% increase from HK$2,301,000 in 2022[29]. - Revenue from the financial trading software solutions business amounted to approximately HK$15,536,000, representing an increase of approximately 11.1% from HK$13,987,000 in the same period last year[63]. - The money lending business generated revenue of approximately HK$400,000, a decrease of approximately 48.6% from HK$778,000 in the same period last year[70]. Expenses and Impairments - The Group's administrative expenses remained stable at HK$11,543,000, slightly increasing from HK$11,437,000[11]. - Employee benefits expense totaled HK$10,421,000, an increase of 4.7% from HK$9,951,000 in the previous year[47]. - The provision for impairment loss on loan and interest receivables increased to HK$680,000 from HK$427,000, indicating a cautious approach to credit risk[11]. - The Group recorded an impairment loss provision of approximately HK$680,000 for loan and interest receivables, up from approximately HK$427,000 in the same period last year[70]. Investment and Financial Strategy - The Group aims to diversify its client base in the IT and internet financial platforms services to enhance competitiveness[69]. - The Group will continue to adopt a conservative investment approach in trading listed securities in the Hong Kong stock market[80]. - The Group has implemented internal control policies to minimize credit and default risks in the money lending business[71]. - The Group will continue to monitor the overall economic environment and focus on improving operational efficiency to maintain competitiveness[65]. Economic Outlook - The Hong Kong economy is expected to rebound in 2023, driven by the resumption of normal travel and the disbursement of consumption vouchers[62]. - Looking ahead, the economy of Hong Kong is expected to return to positive growth, supported by the relaxation of quarantine controls and the reopening of borders, which will boost domestic consumption[105]. - Global economic conditions remain a key uncertainty affecting the revival of the Hong Kong economy[105]. Corporate Governance - The Company complied with all applicable code provisions in the Corporate Governance Code during the reporting period[127]. - The Company has established an Audit Committee to monitor financial reporting and internal control systems[138]. - The Audit Committee reviewed the unaudited condensed consolidated results and confirmed compliance with applicable accounting standards[140].
汇财金融投资(08018) - 2023 Q1 - 季度业绩
2023-05-12 10:36
香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責, 對其準確性或完整性亦不發表任何聲明,並明確表示概不就因本公告全部或任何 部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 二零二三年第一季度業績公告 匯財金融投資控股有限公司(「本公司」,連同其附屬公司統稱「本集團」)董事(「董 事」)會(「董事會」)謹此宣佈本集團截至二零二三年三月三十一日止三個月的未 經審核簡明綜合業績。本公告列載本公司二零二三年第一季度報告全文,乃符合 香港聯合交易所有限公司GEM證券上市規則(「GEM上市規則」)中有關季度業績 初步公告附載之相關資料要求。 代表董事會 匯財金融投資控股有限公司 主席 田一妤女士 香港,二零二三年五月十二日 於本公告日期,董事會成員包括執行董事兼董事會主席田一妤女士,本公司執行 董事兼行政總裁陳偉龍先生、執行董事林靜儀女士及林霆女士,以及獨立非執行 董事韓銘生先生、李筠翎女士及羅詠詩女士銅紫荊星章,太平紳士。 ...
汇财金融投资(08018) - 2022 - 年度财报
2023-03-29 09:13
Financial Performance - The company reported a consolidated profit of $X million for the fiscal year 2022, representing a Y% increase compared to the previous year[9]. - The Group recorded revenue of approximately HK$60,823,000 for the year ended 31 December 2022, a decrease of approximately 8.7% compared to HK$66,642,000 in the previous year[22]. - iAsia's profit before tax decreased from approximately HK$11,402,000 in 2021 to approximately HK$9,168,000 in 2022, representing a decrease of approximately 19.6%[40]. - The Group recorded a net loss after tax of approximately HK$27,566,000 for the year, an increase of about 4.7% from HK$26,327,000 in the previous year[158]. - Gross profit for the Year was approximately HK$40,978,000, a decrease of approximately 12.1% from HK$46,644,000 in the previous year, with a gross profit margin of approximately 67.4%[140]. User Growth and Market Expansion - User data showed an increase in active users by Z%, reaching a total of A million users by the end of 2022[9]. - The company provided a positive outlook for 2023, projecting a revenue growth of B% driven by new product launches and market expansion strategies[9]. - The company plans to expand its market presence in regions D and E, targeting a market share increase of F% over the next two years[9]. - New product lines are expected to launch in Q1 2023, anticipated to generate an additional I million in revenue within the first year[9]. Research and Development - Investment in research and development increased by C%, focusing on innovative technologies and new product offerings[9]. - iAsia continued to enhance its financial trading software solutions, applying modular design to improve flexibility for customers[41]. Financial Health and Liquidity - The company reported a cash flow from operations of J million, indicating strong liquidity and financial health[9]. - The current ratio of the Group decreased to 2.3:1 in 2022 from 2.8:1 in 2021, indicating a decline in liquidity[132]. - As of December 31, 2022, the Group's cash and bank balances were approximately HK$26,945,000, down from approximately HK$37,544,000 in 2021[159]. Compliance and Governance - The board of directors emphasized the importance of compliance and governance, ensuring adherence to GEM Listing Rules[9]. - The Group adheres to GEM Listing Rules and conducts credit assessments to minimize risks associated with lending[62][63]. Securities Investments - The Group recorded a fair value loss of approximately HK$6,756,000 from securities investments due to market volatility, compared to a loss of approximately HK$928,000 in the previous year[25]. - The Group's securities investments recorded as financial assets at fair value through profit or loss are part of its asset investment portfolio[95]. Loan Management and Credit Risk - The Group aims to diversify its IT services, including system migration services, to improve sales performance in the other IT and internet financial platforms services division[48]. - The Group's credit quality assessment includes monitoring for significant deterioration in borrowers' credit ratings and external market indicators[80]. - The Group has established a debt recovery policy to recover outstanding debts from borrowers, which includes sending reminders and negotiating repayment arrangements[74]. Economic Outlook - The Group expects Hong Kong's GDP to return to positive growth in 2023 as the pandemic shows signs of ending and customs clearance gradually resumes[33]. - The overall economic outlook for Hong Kong is expected to improve in 2023, with GDP projected to return to positive growth[199]. Employee and Operational Efficiency - As of December 31, 2022, the Group had 74 employees, a decrease from 82 in 2021, with total employee benefits expense of approximately HK$47,589,000[188]. - The Group will continue to enhance operational efficiency and maintain competitiveness in the market by rationalizing costs[45].