香港联交所最新资料显示，8月12日，仍志集团控股(08079)股东将股票由树熊证券转入中顺证券期货， 转仓市值431.74万港元，占比29.21%。 据公司发布的截至2025年3月31日止年度业绩，该集团取得收入4160万港元，同比减少21.95%;公司拥有 人应占亏损4542.1万港元，同比减少60.3%;每股亏损1.6港元。 ...

据公司发布的截至2025年3月31日止年度业绩，该集团取得收入4160万港元，同比减少21.95%;公司拥有 人应占亏损4542.1万港元，同比减少60.3%;每股亏损1.6港元。 香港联交所最新资料显示，8月12日，仍志集团控股(08079)股东将股票由树熊证券转入中顺证券期货， 转仓市值431.74万港元，占比29.21%。 ...

仍志集團控股有限公司 WISDOMCOME GROUP HOLDINGS LIMITED (Continued into Bermuda with limited liability) （於百慕達存續之有限公司） (Stock code 股份代號: 08079) Should you have any queries relating to any of the above matters, please call the Branch Share Registrar's telephone hotline at (852) 2980 1333 during business hours from 9:00 a.m. to 6:00 p.m. Monday to Friday (excluding public holidays). On behalf of the Board Wisdomcome Group Holdings Limited Chan Yan Tak Chairman Notes: 各位非登記股東 （附註1） ： NOTIFICATION LETTER 通知信函 30 July 2025 ...

(Continued into Bermuda with limited liability) （於百慕達存續之有限公司） 仍志集團控股有限公司 WISDOMCOME GROUP HOLDINGS LIMITED (Stock code 股份代號: 08079) NOTIFICATION LETTER 通知信函 30 July 2025 Notes: 各位登記股東： 仍志集團控股有限公司（「本公司」） – 刊發2025年年報（「本次公司通訊」） Dear Registered Shareholders, Wisdomcome Group Holdings Limited (the "Company") – Notice of publication of Annual Report 2025 (the "Current Corporate Communication") The English and Chinese versions of the Company's Current Corporate Communication are now available on the Company's webs ...

仍志集團控股有限公司 Wisdomcome Group Holdings Limited 於百慕達存續之有限公司 股份代號：8079 2024/25 年 報 仍志集團控股有限公司 Wisdomcome Group Holdings Limited Continued in Bermuda with limited liability Stock Code: 8079 WISDOMCOME GROUP HOLDINGS LIMITED 仍志集團控股有限公司 ANNUAL REPORT 2024/25 年報 ANNUAL REPORT 2024/25 香 港 聯 合 交 易 所 有 限 公 司（「聯 交 所」）GEM之特色 GEM之 定 位 乃 為 相 比 起 其 他 在 聯 交 所 上 市 之 公 司 帶 有 較 高 投 資 風 險 之 中 小 型 公 司 提 供 一 個 上 市 之 市 場。有 意 投 資 之 人 士 應 了 解 投 資 於 該 等 公 司 之 潛 在 風 險，並 應 經 過 審 慎 周 詳 之 考 慮 後 方 作 出 投 資 決 定。 由 於GEM上 市 之 公 司 一 般 為 中 小 型 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部份內容而 產生或因倚賴該等內容而引致之任何損失承擔任何責任。 承 董 事 會命 仍志集團控股有 限公 司 主 席 陳恩德 香 港 ， 二零 二 五年七 月 二 日 於 本 公 告 日 期 ， 本 公 司 董 事 會 由 執 行 董 事 陳 恩 德 先 生 、 林 銘 誠 先 生 、蕭 若 虹 女 士 及 羅 家 麒先生；及獨立非執行董事李勤輝先生、羅御軒先生 及 何 秀萍女士組成。 ( 股份代號： 8 0 7 9 ) 補充公告 關於租賃零售店之租賃協議 茲提述 仍志 集 團控股 有 限 公司（「本公司 」）日 期 為二 零 二五 年六月二十四日 有 關 租 賃零 售 店之租 賃 協 議 之 公 告（「該公告 」）。除 另 有指 明 者 外，本 公告 所 用 詞 彙與 該 公告所 界 定 者具 有 相同涵 義 。 本 公 司 謹 此 補充各 業 主 為 恒 基 兆 業 地 產 有 限 公 司 （ 其 股 份 於 聯 交 所 主 板 上 市，股 份 代號：1 2 ）的 ...

[Financial Performance](index=2&type=section&id=Financial%20Performance) [Consolidated Statement of Profit or Loss and Other Comprehensive Income](index=2&type=section&id=Consolidated%20Statement%20of%20Profit%20or%20Loss%20and%20Other%20Comprehensive%20Income) The company's FY2025 loss significantly narrowed due to reduced net other losses and lower expenses, despite a revenue decline Consolidated Statement of Profit or Loss Summary (HKD '000) | Metric | 2025 | 2024 | | :--- | :--- | :--- | | Total Revenue (Lending + Goods Sales) | 41,559 | 53,318 | | Other Gains and Losses, Net | (14,399) | (46,302) | | Administrative Expenses | (37,885) | (49,151) | | Loss Before Tax | (45,971) | (114,662) | | **Loss for the Year** | **(45,971)** | **(114,648)** | | Loss Attributable to Owners of the Company | (45,421) | (114,403) | | Basic and Diluted Loss Per Share | (1.60) HKD | (4.52) HKD | [Consolidated Statement of Financial Position](index=4&type=section&id=Consolidated%20Statement%20of%20Financial%20Position) As of March 31, 2025, the Group's total assets and net assets significantly decreased, primarily due to reduced loans and advances to customers and other financial assets Consolidated Statement of Financial Position Summary (HKD '000) | Metric | 2025 | 2024 | | :--- | :--- | :--- | | **Non-current Assets** | 12,919 | 22,895 | | **Current Assets** | 28,989 | 63,955 | | **Total Assets** | **41,908** | **86,850** | | **Current Liabilities** | 11,290 | 13,909 | | **Non-current Liabilities** | 1,883 | 383 | | **Total Liabilities** | **13,173** | **14,292** | | **Net Assets** | **28,735** | **72,558** | | **Total Equity** | **28,735** | **72,558** | [Notes to the Consolidated Financial Statements](index=6&type=section&id=Notes%20to%20the%20Consolidated%20Financial%20Statements) [2.1 General Information & Accounting Policies](index=6&type=section&id=2.1%20General%20Information%20%26%20Accounting%20Policies) The Group primarily engages in lending, financial instrument investments, and retail and wholesale businesses in Hong Kong, with revised HKFRS standards applied this year having no significant impact on financial performance, and Mr. Chan Tsz Hong identified as the ultimate controlling shareholder - The Group primarily engages in three main businesses: (i) lending; (ii) investment in financial instruments and listed securities; and (iii) retail and wholesale[10](index=10&type=chunk) - The Company's directors consider Mr. Chan Tsz Hong to be the ultimate controlling shareholder[9](index=9&type=chunk) - The application of revised Hong Kong Financial Reporting Standards this year had no significant impact on the Group's financial position, performance, or disclosures[12](index=12&type=chunk) [2.2 Revenue and Segment Information](index=8&type=section&id=2.2%20Revenue%20and%20Segment%20Information) The Group's total revenue decreased from **HKD 53.32 million** to **HKD 41.56 million**, primarily from lending and grocery retail/wholesale segments, both recording pre-tax losses, though the lending segment's loss significantly narrowed, with all operations based in Hong Kong Segment Performance Summary (HKD '000) | Segment | Revenue (2025) | Revenue (2024) | Loss Before Tax (2025) | Loss Before Tax (2024) | | :--- | :--- | :--- | :--- | :--- | | Lending | 7,494 | 14,029 | (2,594) | (16,830) | | Grocery Retail and Wholesale | 34,065 | 39,289 | (16,242) | (14,939) | | **Total** | **41,559** | **53,318** | **(18,836)** | **(31,769)** | - All of the Group's businesses, assets, and revenue are located in and derived from Hong Kong[25](index=25&type=chunk) [2.3 Notes on Key Financial Items](index=11&type=section&id=2.3%20Notes%20on%20Key%20Financial%20Items) This year, net other losses significantly decreased to **HKD 14.4 million** from **HKD 46.3 million**, primarily due to reduced fair value losses on financial assets, while total loans and advances to customers decreased from **HKD 41.51 million** to **HKD 23.45 million**, and trade payables also shrank - Net other gains and losses resulted in a loss of **HKD 14.4 million**, a significant reduction from the **HKD 46.3 million** loss in the prior year, primarily due to decreased fair value losses on financial assets measured at fair value through profit or loss[27](index=27&type=chunk) Loans and Advances to Customers (HKD '000) | Item | 2025 | 2024 | | :--- | :--- | :--- | | Gross Loans and Advances | 113,019 | 130,933 | | Credit Loss Provisions | (89,572) | (89,422) | | **Net Carrying Amount** | **23,447** | **41,511** | - Loans and advances to customers have a wide range of interest rates, with secured loans ranging from **10% to 31%** per annum and unsecured loans from **5% to 48%** per annum[35](index=35&type=chunk) [Management Discussion and Analysis](index=17&type=section&id=Management%20Discussion%20and%20Analysis) [3.1 Business Review and Outlook](index=17&type=section&id=3.1%20Business%20Review%20and%20Outlook) Facing a challenging operating environment with global economic slowdown and unstable Hong Kong recovery, the Group adopted a cautious approach, focusing on core lending while expanding e-commerce and retail, introducing health supplements from FromBio Co. Limited, and seeking new investment opportunities to maximize shareholder returns - The Group believes the operating environment is challenging due to global economic slowdown, high interest rates, and geopolitical tensions, with an unstable pace of economic recovery in Hong Kong[38](index=38&type=chunk) - The Group has obtained distribution and sales rights for health supplements produced by Korea's FromBio Co. Limited, covering areas such as liver, gut, and eye health[37](index=37&type=chunk)[62](index=62&type=chunk) - The future outlook involves continuous improvement of existing businesses and exploration of new investment opportunities to broaden the business scope, with the ultimate goal of maximizing shareholder returns[65](index=65&type=chunk) [3.2 Operational Segment Review](index=18&type=section&id=3.2%20Operational%20Segment%20Review) Both core businesses faced challenges this year; lending revenue halved due to cautious strategies but segment loss significantly narrowed through strict credit risk control, while retail and wholesale revenue declined by **13.2%** due to intense market competition - Total revenue for FY2025 was approximately **HKD 41.6 million**, a decrease from **HKD 53.3 million** in FY2024[39](index=39&type=chunk) - The reduction in loss before tax was attributed to factors such as decreased fair value losses on financial assets, reduced administrative expenses, and lower expected credit loss provisions[39](index=39&type=chunk) [3.2.1 Lending Business](index=18&type=section&id=3.2.1%20Lending%20Business) As a core business, lending revenue decreased from **HKD 14 million** to **HKD 7.5 million** due to cautious strategies and reduced average loan amounts, but strict internal controls led to a significant reduction in net expected credit loss recognized to **HKD 2.9 million** from **HKD 22.6 million**, demonstrating effective risk management Lending Business Performance (HKD '000) | Metric | 2025 | 2024 | | :--- | :--- | :--- | | Revenue | 7,500 | 14,000 | | Net Expected Credit Loss Provisions | 2,900 | 22,600 | - The Group has detailed internal assessment and operational procedures, including verification of client identity, income, and address proof, along with legal and land searches, while adhering to anti-money laundering regulations[42](index=42&type=chunk)[43](index=43&type=chunk) - The Group applies a three-stage model under HKFRS 9 for loan impairment assessment to measure expected credit losses[55](index=55&type=chunk)[57](index=57&type=chunk)[60](index=60&type=chunk) - As of March 31, 2025, the top five borrowers accounted for approximately **35%** of the total net carrying amount of loans and advances, with the largest borrower representing about **14.9%**, indicating some customer concentration risk[50](index=50&type=chunk) [3.2.2 Retail and Wholesale Business](index=25&type=section&id=3.2.2%20Retail%20and%20Wholesale%20Business) The Group operates three retail stores and an online business, focusing on health, supplements, and ready-to-eat foods; this segment's revenue decreased by **13.2%** to **HKD 34.1 million** due to intense competition from new market entrants, with future revenue growth aimed through an enriched health supplement portfolio Retail and Wholesale Business Revenue (HKD '000) | Metric | 2025 | 2024 | | :--- | :--- | :--- | | Revenue | 34,100 | 39,300 | - The primary reason for the approximately **13.23%** revenue decrease was intense competition from numerous new market entrants with similar business models[62](index=62&type=chunk) - The Group continuously sources quality goods from Hong Kong, Taiwan, Korea, Japan, and Malaysia, with a greater focus on introducing health and wellness products[61](index=61&type=chunk) [3.3 Financial Position and Capital Management](index=26&type=section&id=3.3%20Financial%20Position%20and%20Capital%20Management) In FY2025, the Group underwent significant capital restructuring, including a **20-to-1** share consolidation and capital reduction to offset accumulated losses, while successfully raising approximately **HKD 2.15 million** net proceeds from new share placements for general working capital, resulting in zero borrowings and a zero gearing ratio by year-end - The Company implemented a capital reorganization in November 2024, including a **20-to-1** share consolidation, capital reduction, and share premium reduction, with proceeds used to offset accumulated losses[67](index=67&type=chunk)[68](index=68&type=chunk)[71](index=71&type=chunk)[72](index=72&type=chunk) - In October 2024, the Company successfully allotted and issued **103.7 million** subscription shares, raising approximately **HKD 2.15 million** in net proceeds, which were fully utilized for the Group's general working capital[66](index=66&type=chunk) Liquidity Position (HKD '000) | Metric | 2025 | 2024 | | :--- | :--- | :--- | | Cash and Cash Equivalents | 4,000 | 4,900 | | Borrowings | 0 | 1,200 | | Gearing Ratio | Zero | Zero | [Corporate Governance and Other Disclosures](index=30&type=section&id=Corporate%20Governance%20and%20Other%20Disclosures) [4.1 Corporate Governance Practices](index=30&type=section&id=4.1%20Corporate%20Governance%20Practices) The Company consistently complied with GEM Listing Rules' Corporate Governance Code throughout the reporting period; the Audit Committee, comprising four independent non-executive directors, reviewed the financial statements and internal controls, and the independent auditor confirmed consistency of financial data in this announcement with the annual consolidated financial statements - Throughout the year ended March 31, 2025, the Company consistently complied with the Corporate Governance Code set out in Appendix C1 to the GEM Listing Rules[82](index=82&type=chunk) - The Audit Committee, comprising four independent non-executive directors, has reviewed the annual results[88](index=88&type=chunk) - The independent auditor, Ascent Partners CPA Limited, has confirmed that the financial figures in this results announcement are consistent with the Group's consolidated financial statements[89](index=89&type=chunk) [4.2 Dividends and Shareholder Information](index=28&type=section&id=4.2%20Dividends%20and%20Shareholder%20Information) The Board does not recommend any dividend for the year ended March 31, 2025; no share options were granted under the May 2023 share option scheme during the year, and neither the Company nor its subsidiaries purchased, sold, or redeemed any listed securities - The Board does not recommend the payment of any dividend for the year ended March 31, 2025[87](index=87&type=chunk) - No share options were granted during the year ended March 31, 2025[75](index=75&type=chunk) - Neither the Company nor any of its subsidiaries purchased, sold, or redeemed any of the Company's listed securities during the reporting year[83](index=83&type=chunk)

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 就 因 本 公 告 全 部 或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 仍志集團控股有限公司 WISDOMCOME GROUP HOLDINGS LIMITED （於百慕達存續之有限公司） （股份代號：8079） 須予披露交易 租賃零售店之租賃協議 由 於GEM上市規則第19.07條所載有關租賃協議項下使用權資產總值之一項或 多項適用百分比率超過5%但低於25%，故租賃協議項下擬進行交易構成本公 司之一項須予披露交易，且須遵守GEM上市規則第19章項下之申報及公告規定， 惟獲豁免遵守通函及股東批准規定。 – 1 – 緒 言 董 事 會 欣 然 宣 佈，於 二 零 二 五 年 六 月 二 十 四 日，本 公 司（作 為 租 戶）以「俏 貓 貓 超 市 食 品 及 保 健 品 專 門 店」之 商 號 就 租 賃 該 物 業 簽 訂 租 賃 協 議，三 年 死 約 由 二 零 二 五年七月二十二日起至二零二八年七月二十一日止 ...

仍志集團控股有限公司 WISDOMCOME GROUP HOLDINGS LIMITED 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 就 因 本 公 告 全 部 或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 有關減少乃主要由於(a)按公平值列入損益賬之金融資產之公平值虧損減少；(b) 其 他 資 產 之 減 值 虧 損 減 少；(c)行 政 開 支 減 少；(d)應收貿易賬款之預期信貸虧損 撥回；及(e)向客戶提供之貸款及墊款之預期信貸虧損撥備減少。 – 1 – 本 公 司 仍 在 落 實 本 集 團 截 至 二 零 二 五 年 三 月 三 十 一 日 止 年 度 之 年 度 業 績。本 公 告 所 載 資 料 乃 根 據 董 事 會 目 前 可 得 資 料 作 出，其 未 經 本 公 司 審 核 委 員 會 審 閱， 並 可 能 作 出 調 整。因 此，本 集 團 截 至 二 零 二 五 年 三 月 三 十 一 日 止 年 度 之 實 際 年 度 業 績 可 能 ...

仍志集團控股有限公司 WISDOMCOME GROUP HOLDINGS LIMITED 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部份內容而 產生或因倚賴該等內容而引致之任何損失承擔任何責任。 於 本 公 告 日 期 ， 本 公 司 董 事 會 由 執 行 董 事 陳 恩 德 先 生 、 林 銘 誠 先 生 、蕭 若 虹 女 士 及 羅 家 麒先生；及獨立非執行董事李勤輝先生、羅御軒先生 及 何 秀萍女士 組成。 董事會會議通告 本公告（本公司各董事願共同及個別對此負全責）乃遵照 G E M 上 市 規 則 之 規 定 而 提 供 有關本公司之資料。本公司董事經作出一切合理查詢後，確認就彼等所知及所信，本公 告所載資料在各重要方面均準確完備，沒有誤導或欺詐成分，且並無遺漏任何事項，足 以令本公告或其所載任何陳述產生誤導。 本公告將由刊登日期起計最少七天刊載於 G E M 網 站 w w w . h k g e m . c o m 之「 最 新 上 市 公 司公告」一頁及本公司網站 w w w . e c r ...