香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 FY FINANCIAL (SHENZHEN) CO., LTD. 富銀融資租賃（深圳）股份有限公司 （在中華人民共和國註冊成立之股份有限公司） （股份代號：8452） 董事會會議通知 富銀融資租賃（深圳）股份有限公司（「本公司」）董事（「董事」）會（「董事會」）謹此宣佈， 董事會會議將於二零二五年八月二十九日（星期五）舉行，藉以（其中包括）審議及批准本 公司及其附屬公司截至二零二五年六月三十日止六個月期間的中期業績及其發佈，以及 考慮派發截至二零二五年六月三十日止六個月之中期股息（如有）。 承董事會命 富銀融資租賃（深圳）股份有限公司 主席 李鵬先生 香港，二零二五年八月十九日 於本公告日期，董事會的成員如下： 執行董事： 李鵬先生 翁建興先生 貢曉婷女士 非執行董事： 彭期磊先生 劉敬女士 獨立非執行董事： 佟強先生 韓亮先生 劉升文先生 –1– 本公告乃遵照香港聯合交易所有限公司制訂的 GEM 證 ...

FY FINANCIAL (SHENZHEN) CO., LTD. 富 銀 融 資 租 賃（深 圳）股 份 有 限 公 司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：8452） （每股人民幣1.00元）之 註 冊 持 有 人，茲 委 任 大 會 主 席 或 （附註4） （姓名） 地址為 作 為 本 人╱吾 等 的 代 表，並 代 表 本 人╱吾 等 出 席 本 公 司 謹 訂 於 二 零 二 五 年 八 月 三 十 日（星 期 六）上 午 十 時 正 假 座 中 國 深 圳 市 福 田 區 新 洲 十 一 街128號祥祺大廈1603室 舉 行 之 股 東 特 別 大 會（「股東特別大會」）或 其 任 何 續 會，及 依 照 下 列 指 示 代 表 本 人╱吾 等 就 日 期 為 二 零 二 五 年 八 月 十五日的股東特別大會通告所載決議案投票，如無任何指示，則由本人╱吾等之代表自行酌情投票。 | 1. | 審議及批准本公司與北京市龍鼎華源房地產開發有限責任公司 | | | | | --- | --- | --- | --- | --- | | | 普通決議案 訂立日期為二零二五年七月十一日的有 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告之內容概不負 責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不就因本通告全部 或任何部分內容所產生或因依賴該等內容而引致之任何損失承擔任何責任。 FY FINANCIAL (SHENZHEN) CO., LTD. 富 銀 融 資 租 賃（ 深 圳 ）股 份 有 限 公 司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：8452） 主 席 李鵬先生 「動 議（誠 如 本 公 司 向 其 股 東 出 具 日 期 為 二 零 二 五 年 八 月 十 五 日 的 通 函（「通 函」）所 載）： (a) 批 准、確 認 及 追 認 本 公 司（作 為 保 理 商）與 北 京 市 龍 鼎 華 源 房 地 產 開 發 有 限 責 任 公 司（「龍鼎華源」）（作 為 賣 方）訂 立 日 期 為 二 零 二 五 年 七 月 十 一 日 的 有 追 索 權商業保理協議（「保理協議」）（據此，本公司同意為龍鼎華源提供應收賬款保 理 服 務，自 生 效 日 期（定 義 見 通 函）起 計 為 期 兩 年，實 際 保 理 本 金 額 為 人 民 幣 22,900 ...

此乃重要通函 請即處理 閣下如對本通函任何方面或應採取的行動有任何疑問，應諮詢股票經紀、持牌證券交易商 或其他註冊證券機構、銀行經理、律師、專業會計師或其他專業顧問。 閣下如已 將 名 下 所 有 富 銀 融 資 租 賃（深 圳）股 份 有 限 公 司 的 股 份 出售或轉讓，應立即將本通 函連同隨附代表委任表格交予買主或承讓人或經手買賣或轉讓的銀行、股票經紀、持牌證 券交易商、註冊證券機構或其他代理商，以便轉交買主或承讓人。 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函的內容概不負責，對其準 確性或完整性亦不發表任何聲明，並明確表示，概不就本通函全部或任何部分內容而產生 或因倚賴該等內容而引致的任何損失承擔任何責任。 FY FINANCIAL (SHENZHEN) CO., LTD. 富 銀 融 資 租 賃（ 深 圳 ）股 份 有 限 公 司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：8452） 有關保理協議的須予披露及關連交易 及 股東特別大會通告 獨立董事委員會及獨立股東的 獨立財務顧問 除 非 文 義 另 有 所 指，否 則 封 面 頁 所 用 詞 彙 與 本 通 函「釋 義 ...

FY FINANCIAL (SHENZHEN) CO., LTD. 富 銀 融 資 租 賃（ 深 圳 ）股 份 有 限 公 司 (A joint stock company incorporated in the People's Republic of China with limited liability) （於中華人民共和國註冊成立的股份有限公司） （Stock Code股份代號：8452） NOTIFICATION LETTER 通知信函 12 August 2025 Dear Non-registered Holder(s) (Note 1) , FY Financial (Shenzhen) Co., Ltd. (the "Company") – Updated arrangements on electronic dissemination of Corporate Communications The Company hereby, with effect from the date hereof, implements the following updated arrangements ...

FY FINANCIAL (SHENZHEN) CO., LTD. 富 銀 融 資 租 賃（ 深 圳 ）股 份 有 限 公 司 (A joint stock company incorporated in the People's Republic of China with limited liability) （於中華人民共和國註冊成立的股份有限公司） （Stock Code股份代號：8452） NOTIFICATION LETTER 通知信函 12 August 2025 Dear Registered Shareholders, FY Financial (Shenzhen) Co., Ltd. (the "Company") – Updated arrangements on electronic dissemination of Corporate Communications The Company hereby, with effect from the date hereof, implements the following updated arrangements on electron ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 鑒於本公司需要額外時間擬備及落實該通函將予載列的若干資料，預期該通函將延遲至 二零二五年八月十五日或之前寄發。 承董事會命 富銀融資租賃（深圳）股份有限公司 FY FINANCIAL (SHENZHEN) CO., LTD. 富銀融資租賃（深圳）股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：8452） 延遲寄發通函 茲提述富銀融資租賃（深圳）股份有限公司（「本公司」）日期為二零二五年七月十一日的公 告（「該公告」），內容有關（其中包括）與保理協議有關的須予披露及關連交易。除文義另 有所指外，本公告所用詞彙與該公告所界定者具有相同涵義。 正如該公告所披露，一份載有（其中包括）保理協議的進一步詳情、獨立董事委員會及獨 立財務顧問函件、召開股東特別大會通告及GEM上市規則規定的其他資料的通函將於二 零二五年八月一日或之前寄發予股東。 獨立非執行董事： 劉升文先生 韓亮先生 佟強先生 主 ...

Company Overview - 富银融资股份主要从事融资租赁、保理、咨询服务及客户转介服务，专注于为中小型企业提供设备融资租赁及其他金融服务 [3] - 公司在中国拥有四家全资附属公司，分别为杉杉富银商业保理有限公司、北京杉杉医疗科技发展有限公司、天津富银融资租赁有限公司及珠海富银云联投资管理有限公司 [3] Financial Performance - 截至2024年12月31日，富银融资股份实现营业总收入1.33亿元，同比增长133.17% [2] - 归母净利润为-687.3万元，同比减少244.82% [2] - 毛利率为33.72%，资产负债率为20.68% [2] Market Performance - 最近一个月，富银融资股份累计涨幅为35.42%，但今年以来累计跌幅为16.67%，跑输恒生指数23.5%的涨幅 [2] - 截至8月1日，富银融资股份收报0.35港元/股，上涨7.69%，成交量为2.6万股，成交额为1.01万港元，振幅为12.31% [1] Valuation Comparison - 富银融资股份市盈率为-15.74倍，行业排名第105位 [2] - 其他金融行业市盈率（TTM）平均值为15.67倍，行业中值为-0.28倍 [2] - 其他相关公司的市盈率包括：招商局中国基金为2.58倍、维信金科为3.23倍、香港信贷为3.69倍、国银金租为4.37倍、海通恒信为4.7倍 [2]

FF301 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 08452 | 說明 | H 股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 89,840,000 | RMB | | 1 RMB | | 89,840,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 89,840,000 | RMB | | 1 RMB | | 89,840,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | ...

Financial Performance - The company's revenue for the year ended December 31, 2024, was RMB 133,066,000, a significant increase from RMB 57,069,000 in 2023, representing a growth of 133%[7] - The company reported a loss before tax of RMB (8,169,000) for 2024, compared to a profit of RMB 4,081,000 in 2023[7] - Total assets as of December 31, 2024, amounted to RMB 557,536,000, up from RMB 486,549,000 in 2023, indicating a growth of 14.6%[8] - The total liabilities increased to RMB 115,285,000 in 2024 from RMB 35,743,000 in 2023, reflecting a rise of 222%[8] - The total equity attributable to the company's equity holders was RMB 436,972,000 as of December 31, 2024, slightly down from RMB 443,845,000 in 2023[8] - The company's revenue for the reporting period was approximately RMB 133.07 million, an increase of about 133.17% compared to RMB 57.07 million in the same period last year[18] - Gross profit for the reporting period was approximately RMB 44.87 million, representing an increase of about 158.61% from RMB 17.35 million year-on-year[19] - Sales costs amounted to approximately RMB 88.20 million, up about 122.05% from RMB 39.72 million in the previous year[20] - Other income and gains decreased to approximately RMB 5.11 million, down about 53.04% from RMB 10.88 million year-on-year[21] - Operating expenses for the reporting period were approximately RMB 16.93 million, an increase of about 80.79% from RMB 9.36 million in the previous year[22] - Administrative expenses rose to approximately RMB 27.01 million, an increase of about 14.96% from RMB 23.49 million year-on-year[23] - The company recorded a net cash outflow from operating activities of RMB 32.25 million for the year ended December 31, 2024, compared to RMB 94.74 million in the previous year[45] Business Operations - The company sold 123 5G base stations to Zhejiang Xinzhan Communication Technology Co., Ltd. on May 16, 2024, to optimize resource allocation and improve operational efficiency[9] - The factoring business showed stable growth in both business volume and revenue during the reporting period[14] - The overall development of the energy storage business improved compared to the previous year, achieving profitability amid increased competition[14] - The company launched six new Bluetooth speaker products in its cross-border e-commerce business, bringing the total to nine products priced between USD 30 and 200[16] - The company has established a complete sales and logistics channel for its cross-border e-commerce business, primarily using the Amazon platform[16] - The company plans to further develop its energy storage business to expand its revenue base and ensure long-term stable growth[17] Risk Management - The company emphasizes prudent financial management strategies to safeguard capital and enhance risk management measures[14] - The main credit risks for the company arise from financing lease receivables and factoring receivables[32] - The company provides financing lease services, including new direct leases and sale-leaseback transactions, with additional collateral or guarantees required to mitigate credit risks[33] - The company has implemented a comprehensive credit risk management system, including due diligence and risk assessment processes for financing and factoring projects[35] - The total credit loss provisions for financing leases and factoring receivables were RMB 34.45 million, with specific provisions of RMB 8.97 million for financing leases and RMB 18.42 million for factoring receivables[41] - The company has established a dedicated internal audit department to analyze and evaluate its risk management and internal control systems[112] - The company has implemented a comprehensive risk management system to address various risks, including credit, liquidity, interest rate, operational, and legal compliance risks[152] Corporate Governance - The board consists of eight directors, including three executive directors, two non-executive directors, and three independent non-executive directors as of December 31, 2024[85] - The audit committee held two meetings during the reporting period to review the interim financial results for the six months ending June 30, 2024, and the annual financial results for the year ending December 31, 2023[90] - The remuneration committee conducted one meeting during the reporting period to review the remuneration of directors and senior management, as well as the company's remuneration policy[93] - The company is committed to maintaining high standards of business ethics and corporate governance, with training provided to employees on necessary standards[1] - The board consists of at least three independent non-executive directors, ensuring a high level of independence and effective judgment[107] - The company has established a code of conduct for securities trading by directors and supervisors, ensuring compliance throughout the reporting period[98] - The board is collectively responsible for the preparation of the company's financial statements during the reporting period[100] - The company has not implemented any equity incentive plans during the reporting period[95] Shareholder Information - The board does not recommend the payment of a final dividend for the year ending December 31, 2024[67] - The company has maintained sufficient public float as per GEM Listing Rule 11.23 during the reporting period[136] - Shareholders holding 3% or more of the company's shares have the right to propose items for discussion at the general meeting[117] - The board does not recommend the distribution of a final dividend for the year ending December 31, 2024, consistent with the previous year[133] Sustainability and ESG - The company aims for long-term, stable, and sustainable growth while considering environmental, social, and governance factors in its business development and management strategies[2] - The company conducts annual materiality assessments to understand stakeholder expectations and concerns regarding ESG issues, enhancing decision-making and impact management[185] - The company has established a robust internal control system and ESG risk management measures to continuously improve stakeholder investment value[184] - The group aims to reduce greenhouse gas emissions, resource consumption, and waste generation as part of its environmental responsibility[200] - The group identified and confirmed 22 key environmental, social, and governance issues, including greenhouse gas emissions, employee welfare, and supply chain management[195] Investments - The investment in Shanghai Kuaiyiming Business Cloud Technology Co., Ltd. amounts to RMB 50,000,000 with a 20.81% shareholding, contributing a loss of RMB 5,046,000[61] - The investment in Zhuhai Huihe Guangjing Venture Capital Fund totals RMB 24,000,000, with a fair value of RMB 19,817,000 and a loss of RMB 1,565,000[62] - The investment in Beijing Shuncheng Health Investment Enterprise amounts to RMB 30,000,000, with a fair value of RMB 22,202,000 and a loss of RMB 2,303,000[62] - The company has no specific plans for major investments or capital assets as of December 31, 2024[64] Employee Information - The employee count decreased to 70 as of December 31, 2024, with employee expenses amounting to RMB 19.12 million, up from RMB 13.81 million in 2023[48] - The company emphasizes employee development, workplace safety, and sustainability to attract and retain top talent[2] - The company has implemented a performance assessment mechanism for employees to adjust compensation based on individual performance[94]