UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023, or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number 001-13901 AMERIS BANCORP (Exact name of registrant as specified in its charter) Georgia 58-1456434 (State of incorporation) (IRS Employer ID No.) ...

ATLANTA, Feb. 23, 2024 /PRNewswire/ -- Ameris Bank has been recognized with five Greenwich Excellence Awards for Small Business Banking in 2023. Among more than 500 banks evaluated, Ameris Bank is one of 39 cited for Distinctive Quality in Small Business Banking nationally. The awards are based on interviews with nearly 28,000 executives of small businesses with sales of $1-$10 million across the country on a series of qualitative metrics measured by Coalition Greenwich. "Ameris is a national winner in over ...

Ameris Bancorp (NASDAQ:ABCB) Q4 2023 Earnings Conference Call January 25, 2024 9:00 AM ET Company Participants Nicole Stokes - EVP and CFO Palmer Proctor - CEO Jon Edwards - EVP and CCO Conference Call Participants Brady Gailey - KBW Casey Whitman - Piper Sandler Christopher Marinac - Janney David Feaster - Raymond James Operator Good day, and welcome to the Ameris Bancorp Fourth Quarter Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note this event is being ...

th 4 Quarter 2023 Results Investor Presentation Cautionary Statements This presentation contains forward-looking statements, as defined by federal securities laws, including, among other forward- looking statements, certain plans, expectations and goals. Words such as “may,” “believe,” “expect,” “anticipate,” “intend,” “will,” “should,” “plan,” “estimate,” “predict,” “continue” and “potential” or the negative of these terms or other comparable terminology, as well as similar expressions, are meant to identi ...

For the quarter ended December 2023, Ameris Bancorp (ABCB) reported revenue of $262.35 million, down 3.7% over the same period last year. EPS came in at $1.07, compared to $1.17 in the year-ago quarter.The reported revenue represents a surprise of -1.83% over the Zacks Consensus Estimate of $267.23 million. With the consensus EPS estimate being $1.12, the EPS surprise was -4.46%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall S ...

Ameris Bancorp (ABCB) came out with quarterly earnings of $1.07 per share, missing the Zacks Consensus Estimate of $1.12 per share. This compares to earnings of $1.17 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -4.46%. A quarter ago, it was expected that this bank would post earnings of $1.13 per share when it actually produced earnings of $1.16, delivering a surprise of 2.65%.Over the last four quarters, the company has s ...

Core Insights - Analysts project that Ameris Bancorp (ABCB) will report quarterly earnings of $1.12 per share, reflecting a 4.3% decline year over year [1] - Revenue is expected to be $267.23 million, down 1.9% from the same quarter last year [1] - The consensus EPS estimate has been revised downward by 0.7% in the past 30 days, indicating a reassessment by covering analysts [1] Financial Metrics - The 'Efficiency ratio' is expected to reach 53.5%, compared to 49.6% in the same quarter last year [2] - The 'Net Interest Margin' is projected at 3.5%, down from 4% in the same quarter last year [2] - 'Average Balances-Interest earning assets' are estimated at $23.63 billion, up from $22.18 billion in the same quarter last year [2] Income Projections - 'Net Interest Income (FTE)' is projected to be $207.78 million, down from $225.09 million in the same quarter last year [3] - 'Total Non-Interest Income' is expected to reach $60.16 million, compared to $48.35 million a year ago [3] - 'Net Interest Income' is estimated at $207.50 million, down from $224.14 million in the same quarter last year [3] Stock Performance - Over the past month, shares of Ameris Bancorp have returned -1.9%, while the Zacks S&P 500 composite has increased by +1.6% [3] - Ameris Bancorp currently holds a Zacks Rank 3 (Hold), suggesting performance may align with the overall market in the near future [3]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 001-13901 AMERIS BANCORP (Exact name of registrant as specified in its charter) Georgia 58-1456434 (State of incorporation) (IRS Employer ID No.) 3490 Piedmont R ...

Ameris Bancorp (NASDAQ:ABCB) Q3 2023 Earnings Conference Call October 27, 2023 9:00 AM ET Company Participants Nicole Stokes - EVP & CFO Palmer Proctor - CEO Jon Edwards - EVP & CCO Conference Call Participants Brady Gailey - KBW Casey Whitman - Piper Sandler Chris Marinac - Janney Montgomery Scott Kevin Fitzsimmons - DA Davidson Russell Gunther - Stephens Brandon King - Truist Securities Operator Good morning, everyone, and welcome to Ameris Bancorp's Third Quarter Conference Call. All participants will be ...

3rd Quarter 2023 Results Investor Presentation Cautionary Statements This presentation contains forward-looking statements, as defined by federal securities laws, including, among other forward- looking statements, certain plans, expectations and goals. Words such as “may,” “believe,” “expect,” “anticipate,” “intend,” “will,” “should,” “plan,” “estimate,” “predict,” “continue” and “potential” or the negative of these terms or other comparable terminology, as well as similar expressions, are meant to identif ...