Financial Performance - Arbor Realty Trust reported net income of $38.5 million, or $0.20 per diluted common share, for Q3 2025, down from $58.2 million, or $0.31 per diluted common share, in Q3 2024[2] - Distributable earnings for the quarter were $72.9 million, or $0.35 per diluted common share, compared to $88.2 million, or $0.43 per diluted common share, in the same quarter last year[2] - Net income attributable to common stockholders for Q3 2025 was $38,463,000, a decrease of 33.9% from $58,175,000 in Q3 2024[28] - Basic earnings per common share for Q3 2025 was $0.20, down from $0.31 in Q3 2024, reflecting a decline of 35.5%[28] - Distributable earnings for Q3 2025 were $72.94 million, compared to $88.18 million in Q3 2024, reflecting a decrease of approximately 17.3%[37] - Diluted distributable earnings per share for Q3 2025 were $0.35, down from $0.43 in Q3 2024[37] Revenue and Income - Interest income for Q3 2025 was $223,001,000, a decrease of 22.1% from $286,522,000 in Q3 2024[28] - Net interest income for Q3 2025 was $38,266,000, down 56.9% from $88,812,000 in Q3 2024[28] - Total other revenue increased to $74,163,000 in Q3 2025, compared to $67,841,000 in Q3 2024, representing an increase of 19.2%[28] Assets and Liabilities - Total assets as of September 30, 2025, were $13,887,179,000, an increase from $13,490,981,000 at the end of 2024[30] - Total liabilities increased to $10,772,231,000 as of September 30, 2025, compared to $10,339,011,000 at the end of 2024[30] - Total liabilities amounted to $10.77 billion, with debt obligations at $10.36 billion[35] - The company’s goodwill and other intangible assets totaled $86.94 million[35] - Total assets reached $13.89 billion, with cash and cash equivalents at $423.38 million[35] Loan and Credit Losses - The total allowance for loan losses was $246.3 million, with a net provision for loan losses of $17.5 million recorded during the quarter[12] - The company reported a provision for credit losses of $18.38 million for Q3 2025, compared to $17.08 million in Q3 2024[37] - The allowance for credit losses was $246,309,000 as of September 30, 2025, compared to $238,967,000 at the end of 2024[30] - The company modified 19 loans totaling $808.6 million for borrowers experiencing financial difficulty during the quarter[14] Business Operations - The servicing portfolio increased to approximately $35.17 billion, a 4% increase from the previous quarter, with agency loan originations of $1.98 billion, the strongest quarter since Q4 2020[3] - The Agency Business generated revenues of $81.1 million, up from $64.5 million in the previous quarter, with a gain on sales margin of 1.15%[4] - The company generated approximately $360 million of liquidity through balance sheet improvements, including a $1.05 billion collateralized securitization vehicle and $500 million of senior unsecured notes[3] Dividends - Arbor declared a quarterly cash dividend of $0.30 per share, payable on November 26, 2025[21] - The company declared a dividend of $0.30 per share for Q3 2025, down from $0.43 per share in Q3 2024[28] Interest Rates - The weighted average interest rate on the loan and investment portfolio decreased to 6.64%, down from 7.03% in the previous quarter[10] Allowance for Loss-Sharing Obligations - The company's total CECL allowance for loss-sharing obligations was $60.4 million, representing 0.26% of the Fannie Mae servicing portfolio[8] - The allowance for loss-sharing obligations was $95.82 million[35] REIT Status - The company aims to maintain REIT status by distributing at least 90% of its REIT-taxable income[38]

Company Highlights - Arbor Realty Trust, Inc. reported a net income of $38.5 million, or $0.20 per diluted common share for Q3 2025, a decrease from $58.2 million, or $0.31 per diluted common share in Q3 2024 [2] - Distributable earnings for the quarter were $72.9 million, or $0.35 per diluted common share, down from $88.2 million, or $0.43 per diluted common share in the same quarter last year [2] Agency Business - The Agency Business generated revenues of $81.1 million in Q3 2025, compared to $64.5 million in Q2 2025 [3] - Total agency loan originations reached $1.98 billion, marking the strongest quarter since Q4 2020 [7] - Gain on sales, including fee-based services, net was $23.3 million, reflecting a margin of 1.15% [3] Fee-Based Servicing Portfolio - The fee-based servicing portfolio totaled $35.17 billion as of September 30, 2025, with servicing revenue net of amortization at $29.7 million for the quarter [5][7] - The servicing revenue consisted of $47.5 million, net of amortization of mortgage servicing rights totaling $17.8 million [5] Structured Business - The structured loan portfolio was approximately $11.71 billion, with originations of $956.7 million and runoff of $734.2 million [7] - The weighted average interest rate for the loan and investment portfolio was 6.64%, down from 7.03% in the previous quarter [10] Financing Activity - The balance of debt financing the loan and investment portfolio was $9.93 billion, with a weighted average interest rate of 6.72% [16] - The company completed a $1.05 billion collateralized securitization, issuing investment grade-rated notes totaling $933.2 million [18] Dividend - The Board of Directors declared a quarterly cash dividend of $0.30 per share for the quarter ended September 30, 2025, payable on November 26, 2025 [20]

Core Insights - Arbor Realty Trust (ABR) has been a long-term holding for investors, with positive returns from common stock ownership, dividend reinvestment, and covered call strategies [1] - The company appeals to conservative individual investors who favor value investing while also exploring new strategies [1] Company Overview - Arbor Realty Trust is recognized for its performance in the REIT sector, contributing to its reputation among investors [1] - The company has a diverse investor base, including those who engage in financial education and analysis [1] Investment Position - There is a beneficial long position in ABR shares, indicating investor confidence in the company's future performance [2] - The ownership includes stock, options, or other derivatives, reflecting a commitment to the investment [2] Shareholder Engagement - Some investors hold a small, non-material amount of previously DRIP'ed shares, indicating ongoing interest in the company's growth [3] - There is no intention to purchase preferred shares in the near future, suggesting a focus on common stock [3]

Core Viewpoint - Arbor Realty Trust, Inc. is set to release its third quarter 2025 financial results on October 31, 2025, before market opening, followed by a conference call to discuss the results [1]. Financial Results Announcement - The financial results will be released before the market opens on October 31, 2025 [1]. - A conference call to review the results is scheduled for 10:00 a.m. Eastern Time on the same day [1]. Conference Call Details - A live webcast and replay of the conference call will be available on Arbor's investor relations website [2]. - For those without web access, a telephonic option is available, with domestic callers using (800) 343-4136 and international callers using (203) 518-9843, requiring the participant passcode ABRQ325 [2]. Replay Information - A telephonic replay of the conference call will be available until November 7, 2025, with domestic callers using (800) 839-2435 and international callers using (402) 220-7212 [3]. Company Overview - Arbor Realty Trust, Inc. is a nationwide real estate investment trust and direct lender, focusing on loan origination and servicing for multifamily, single-family rental portfolios, and other commercial real estate assets [4]. - The company manages a multibillion-dollar servicing portfolio and specializes in government-sponsored enterprise products [4]. - Arbor is recognized as a leading Fannie Mae DUS® lender, Freddie Mac Optigo® Seller/Servicer, and an approved FHA Multifamily Accelerated Processing (MAP) lender [4]. - The product platform includes bridge, CMBS, mezzanine, and preferred equity loans, with a commitment to service quality and customized solutions [4].

Core Insights - Arbor Realty Trust, Inc. (NYSE:ABR) is recognized as one of the 11 High-Yield Dividend Stocks for steady cash flow [1] - JPMorgan has raised the price target for Arbor Realty to $11.50 from $11 while maintaining an Underweight rating [3] - The company has a quarterly dividend of $0.30 per share, resulting in a dividend yield of 10.17% as of October 21 [4] Company Overview - Arbor Realty Trust, Inc. is a mortgage real estate investment trust (mREIT) that focuses on financing multifamily properties [2] - The company's diversified business model generates income from various sources, including servicing fees, escrow income, net interest income, and one-time gains from origination fees [2] Market Outlook - JPMorgan's analyst noted that while uncertainty regarding future interest rate trends is diminishing, inflation remains a risk [3] - A steeper yield curve is expected to benefit residential mortgage REITs more than their commercial counterparts [3]

Core Insights - Arbor Realty Trust Inc. is focused on a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the U.S. [1] Financial Performance - Arbor Realty is set to report its Q3 2025 earnings on October 31, with analysts expecting an EPS of $0.26, a decrease from $0.43 in the same period last year. Quarterly revenue is anticipated to be $139.76 million, an increase from $88.81 million a year earlier [2]. - In Q2 2025, Arbor Realty reported an adjusted EPS of $0.25, surpassing the consensus estimate of $0.23, while revenues of $68.72 million fell short of the consensus of $76.99 million [4]. Stock Performance and Dividends - The stock price of Arbor Realty has fluctuated within a 52-week range of $8.43 to $15.76. The company offers a dividend yield of 10.10%, having paid $1.19 per share in dividends over the last 12 months [3]. - To generate an income of $100 per month from Arbor Realty dividends, an investment of approximately $11,881 is required, based on the current dividend yield [5].

Core Insights - Arbor Realty Trust, Inc. (NYSE:ABR) is recognized as one of the 12 best REIT dividend stocks to buy currently [1] - The company operates as a mortgage REIT focusing on multifamily properties, utilizing a diversified revenue model that includes servicing fees, escrow income, net interest income, and origination fees [2] - Arbor Realty Trust has maintained consistent earnings across various market cycles, demonstrating a strong track record of paying dividends at least equal to the previous quarter for over ten years [3] Financial Performance - Arbor Realty Trust has not increased its dividends recently but has consistently rewarded shareholders with regular dividends, currently offering a quarterly dividend of $0.30 per share [4] - The company boasts a dividend yield of 10.75%, as of October 1 [4]

Core Viewpoint - The article discusses the best dividend stocks in the REIT sector, highlighting their defensive nature during market volatility and the importance of predictable cash flows [1][2]. Industry Overview - REITs are primarily domestic and less exposed to international commerce, making them a defensive investment during market dislocations due to their lease-driven income and strong margins [1]. - The predictable earnings of REITs have historically resulted in good returns, particularly attractive during market volatility [2]. - Various real estate segments may be impacted differently by economic factors such as tariffs, with industrial real estate facing challenges from economic slowdowns and supply chain issues [2]. Market Activity - The office market, which suffered during the pandemic, is showing signs of recovery, with a 42% year-over-year increase in transaction volume, reaching $25.9 billion in the first half of the year [3]. Methodology - The article's methodology involved scanning a database of nearly 1,000 hedge funds to identify REIT companies that pay regular dividends, narrowing down to 12 companies popular among elite funds [5]. Company Highlights - **Universal Health Realty Income Trust (NYSE: UHT)**: Focuses on healthcare properties, owns 76 properties across 21 states, reported an operating cash flow of $909 million, and has a dividend yield of 7.59% as of October 1 [8][9][11]. - **Arbor Realty Trust, Inc. (NYSE: ABR)**: A mortgage REIT focusing on multifamily properties, has stable long-term cash flows, offers a quarterly dividend of $0.30 per share, and has a dividend yield of 10.75% as of October 1 [12][14]. - **Innovative Industrial Properties, Inc. (NYSE: IIPR)**: Specializes in cannabis-related facilities, has 108 properties across 19 states, offers a quarterly dividend of $1.90 per share, and has a dividend yield of 13.75% as of October 1 [15][18].

Group 1 - The company has released its latest top investment picks for October 2025, emphasizing the timeliness of joining to access these opportunities [1] - The company invests significant resources, over $100,000 annually, into researching profitable investment opportunities, particularly in real estate strategies [1] - The approach has garnered over 500 five-star reviews from satisfied members, indicating a positive reception and effectiveness of the investment strategies [2] Group 2 - The company encourages potential members to join now to start maximizing their returns, highlighting the urgency and potential benefits of membership [2]

Arbor Realty Trust, Inc. (NYSE:ABR) is included among the 12 Best Stocks to Buy Now for Passive Income.  Why Arbor Realty Trust (ABR) Stands Out Among Passive Income Stocks Image by Steve Buissinne from Pixabay Arbor Realty Trust is a real estate investment trust company. It operates with a two-pronged strategy, running both a Structured Loan Origination and Investment platform and an Agency Loan Origination and Servicing business. The structured side focuses on bridge loans, mezzanine financing, and pr ...