Group 1 - Crédit Agricole S.A. has announced a share repurchase program for up to 22,886,191 ordinary shares, starting from 1 October 2025 and ending no later than 13 November 2025 [1][2] - The purpose of the share repurchase program is to offset the dilutive effect of a capital increase reserved for employees in 2025 [2] - Shares purchased under this program will be cancelled [1] Group 2 - The share repurchase will be conducted on the regulated market of Euronext Paris and will comply with relevant regulatory standards [3] - An independent investment services provider has been instructed to execute the share purchases during the specified period [2][3] - The existing liquidity agreement with Kepler Cheuvreux will be temporarily suspended during the execution of the share repurchase program [4] Group 3 - Details of the share repurchase program are available in Crédit Agricole S.A.'s Universal Registration Document and the resolution adopted by the General Meeting [5]

Core Insights - Crude Value Insights provides an investment service and community focused on the oil and natural gas sector, emphasizing cash flow and the companies that generate it, which leads to value and growth prospects with real potential [1] Company Offerings - Subscribers gain access to a model account with over 50 stocks, in-depth cash flow analyses of exploration and production (E&P) firms, and live chat discussions about the sector [1] Promotional Offer - A two-week free trial is available for new subscribers, allowing them to explore the services related to oil and gas investments [2]

Core Points - Dominique Lefebvre announced his resignation from his positions as chairman of the Fédération Nationale du Crédit Agricole (FNCA) and the Board of Directors of Crédit Agricole S.A. by the end of 2025 [1] - Lefebvre has chaired FNCA for 15 years and Crédit Agricole S.A. for 10 years, expressing pride in supporting the Group's transformation during significant changes in the environment [2] - The transition period will be supported by Lefebvre to ensure continuity and facilitate the successor's transition [2] Company Transition - The appointment of a new chairman will follow the existing regulations and will be communicated in due course [2]

Industry Overview - The global use of renewable energy is increasing due to efforts to reduce greenhouse gas emissions, driven by lower production costs, supportive government policies, and rising demand in power and transportation markets [1] - Wind power is leading the transition to renewable energy, becoming one of the largest sources of electricity generation in the United States [2] Market Trends - The wind energy market is benefiting from trends such as rising electricity demand from AI-powered data centers, the adoption of electric vehicles, and rapid industrialization [3] - The U.S. Energy Information Administration (EIA) projects a 4% year-over-year increase in wind power output in 2025, with an expected addition of 7.7 GW of wind generation capacity [4] Company Insights - NextEra Energy, Inc. (NEE) is a leading global wind energy generator, expanding its capacity by 1,365 MW in 2024 and operating facilities with a total capacity of approximately 26,335 MW [9][10] - OGE Energy is the largest electric utility in Oklahoma, focusing on expanding its wind output and reducing carbon emissions significantly [12][13] - Arcosa, Inc. (ACA) manufactures infrastructure products for wind power generation, benefiting from strong demand and a $1.1 billion order backlog since the Inflation Reduction Act [15][16] - Constellation Energy Corporation (CEG) operates 27 wind projects across 10 states, producing about 1,400 MW of electricity and launching a $350 million initiative to enhance its renewable energy portfolio [17][18][19]

Core Viewpoint - Crédit Agricole S.A. has announced the redemption of its outstanding EUR 1,000,000,000 Senior Non-Preferred Callable Fixed to Floating Rate Social Notes, which were issued on October 12, 2022, with a maturity date of October 2026 [2][12]. Redemption Details - The redemption will occur pursuant to Condition 7(e) (Redemption at the Option of the Issuer) of the terms and conditions of the Notes, and the redemption amount will be paid at 100% of the outstanding nominal amount plus any accrued interest [13][2]. - The Redemption Amount is due on October 12, 2025, and interest on the Notes will cease to accrue on that date [3][14]. - Since October 12, 2025, is not a business day, the payment will be made on the next business day, October 13, 2025, without any additional interest for the postponed payment [15][3]. Additional Information - The terms and modalities of the redemption are detailed in the notice to the holders of the Notes, which is included in the press release [4]. - The Base Prospectus and Final Terms, which govern the Notes, were previously approved by the Autorité des marchés financiers [13][2].

Core Viewpoint - Crédit Agricole S.A. has successfully completed its tender offer for GBP 7.500% Undated Deeply Subordinated Additional Tier 1 Fixed Rate Resettable Notes, purchasing GBP 310,115,000 of the notes for a total consideration of GBP 317,402,702.50 plus accrued interest [2][5]. Summary by Sections Tender Offer Details - The tender offer for the GBP Notes was launched on 2 September 2025 and expired on 8 September 2025 at 5:00 p.m. New York City time [3]. - The offer was made to purchase any and all outstanding GBP Notes, with a principal amount tendered of GBP 310,115,000 [4]. Financial Information - The offer price for the GBP Notes was GBP 1,023.50 per GBP 1,000 in principal amount [4]. - After the tender offer, the outstanding principal amount of GBP Notes is GBP 86,569,000 [4]. Payment and Settlement - Payment for the validly tendered and accepted GBP Notes, along with any applicable accrued interest, is expected to be made on 11 September 2025 [5]. Related Offers - The company also announced a separate tender offer for USD 8.125% Undated Deeply Subordinated Additional Tier 1 Fixed Rate Resettable Notes, which was launched concurrently with the GBP Notes offer [6].

Core Viewpoint - Crédit Agricole S.A. has successfully completed its tender offer for USD 8.125% Undated Deeply Subordinated Additional Tier 1 Fixed Rate Resettable Notes, with a total principal amount of USD 796,068,000 accepted for purchase [2][6]. Group 1: Tender Offer Details - The tender offer was launched on 2 September 2025 and expired on 8 September 2025 at 5:00 p.m. New York City time [3]. - The offer price for the USD Notes was USD 1,011.25 per USD 1,000 in principal amount [5]. - The total consideration for the accepted USD Notes amounts to USD 805,023,765, plus accrued interest [6]. Group 2: Additional Information - The company plans to announce results for its GBP 7.500% Undated Deeply Subordinated Additional Tier 1 Fixed Rate Resettable Notes offer, which was also launched on 2 September 2025 [8]. - Payment for the validly tendered and accepted USD Notes is expected to be made on 11 September 2025, subject to the satisfaction of conditions described in the Offer to Purchase [7].

Core Viewpoint - Crédit Agricole S.A. has launched tender offers to purchase its outstanding perpetual notes, aiming to optimize its capital base and provide liquidity to investors [11]. Group 1: Details of the Offers - The offers include two series of notes: USD 8.125% Undated Deeply Subordinated Additional Tier 1 Fixed Rate Resettable Notes with an outstanding principal amount of USD 1.25 billion and GBP 7.500% Undated Deeply Subordinated Additional Tier 1 Fixed Rate Resettable Notes with an outstanding principal amount of GBP 396.684 million [12]. - The offer prices are set at USD 1,011.25 per USD 1,000 principal amount for the USD Notes and GBP 1,023.50 per GBP 1,000 principal amount for the GBP Notes [12]. - The expiration date for the offers is set for 5:00 p.m. New York City time on September 8, 2025, with a guaranteed delivery procedure available until September 10, 2025 [4][6]. Group 2: Conditions and Settlement - The acceptance of validly tendered notes is subject to certain customary conditions, including the successful completion of a proposed issuance of new notes [5]. - The settlement date for the offers is expected to occur on or about September 11, 2025 [6]. - Crédit Agricole S.A. intends to issue a new series of undated deeply subordinated additional tier 1 notes, considering the tendering intentions of investors [7]. Group 3: Additional Information - Further details regarding the terms and conditions of the offers can be found in the Offer to Purchase document [8]. - The company has provided contact information for assistance related to the offers, including details for the structuring bank and dealer managers [13].

Core Insights - Indosuez Wealth Management has completed the acquisition of Banque Thaler, now holding 100% of its capital [1][2] - The acquisition aligns with Indosuez's growth strategy and strengthens its position in the Swiss market, where it has been operating since 1876 [2][4] - Clients of Banque Thaler will gain access to a broader range of products and services, enhancing their wealth management experience [3] Company Overview - Indosuez Wealth Management is the wealth management division of Crédit Agricole Group, which is the world's 10th largest bank by balance sheet [5] - The bank has over 4,300 employees across 15 territories, managing €215 billion in client assets as of December 2024, making it one of Europe's leading wealth management firms [7] - The Swiss platform focuses on wealth management, transactional commodity financing, and commercial banking, with a strong presence in Geneva, Lugano, and Zurich [9][10] Strategic Implications - The legal merger of Indosuez and Banque Thaler is expected to be completed by the end of 2025, marking a significant step in the bank's growth strategy [2] - The acquisition is seen as a way to enhance client relationships through agile local teams and a comprehensive service offering [4] - The impact on Crédit Agricole S.A.'s CET1 ratio from this acquisition is expected to be limited [4]

Core Points - Crédit Agricole S.A. completed a capital increase reserved for its 190,000 employees and retired former employees, raising a total of €294.5 million from 37,533 subscribers [2][3] - The capital increase offered a 20% discount on the share price, based on the average opening prices from 26 May to 20 June 2025 [3] - A total of 22,886,191 new shares were issued, increasing the total number of shares to 3,048,788,541 [3] Group 1 - The capital increase will be followed by a share buyback operation to offset its dilutive effect, pending approval from the ECB [4] - The initiative is part of the Group's employee profit-sharing policy, benefiting employees with a minimum of three months' service in France and 22 other countries [4] - Employees will retain their assets in their company savings plan (PEE) in France [4]