. 17:11:51 e the late the state of the state t and the subject of the station of the states of the station of the states of the station of the station of the s 关于中国农业银行股份有限公司 2024 年度非经营性资金占用及其他关联资金往来情况的专项说明 the state of the KPMG Huazhen LLP 8th Floor, KPMG Tower Oriental Plaza 1 East Chang An Avenue Beijing 100738 China Telephone +86 (10) 8508 5000 +86 (10) 8518 5111 Fax Internet kpmg.com/cn 毕马威华振会计师事务所 (特殊普通合伙) 中国北京 东长安街 1 号 东方广场毕马威大楼 8 层 邮政编码:100738 曲活 +86 (10) 8508 5000 +86 (10) 8518 5111 传自 kpmg.com/cn ...

中国农业银行股份有限公司董事会 独立董事独立性情况的专项意见 二〇二五年三月二十八日 根据《上市公司独立董事管理办法》等要求，中国农业 银行股份有限公司（以下简称"本行"）董事会就本行在任 独立董事梁高美懿、吴联生、汪昌云、鞠建东、庄毓敏的独 立性情况进行评估并出具如下专项意见： 中国农业银行股份有限公司董事会关于 经核查上述独立董事的任职经历以及提交的相关自查 文件，上述人员未在本行担任除独立董事、董事会专门委员 会委员或主席以外的任何其他职务，与本行以及本行的主要 股东之间不存在利害关系或其他可能影响其进行独立客观 判断的关系，上述人员符合《上市公司独立董事管理办法》 《上海证券交易所上市公司自律监管指引第 1 号--规范运 作》等法律法规及《中国农业银行股份有限公司章程》中关 于独立董事独立性的相关要求。 ...

Financial Performance - For the fiscal year 2024, Agricultural Bank of China achieved a net profit of RMB 282.671 billion[5]. - Net profit for 2024 is projected to be RMB 30,305,357 million, an increase from RMB 28,898,468 million in 2023, indicating a growth of about 4.5%[17]. - Net profit attributable to shareholders was RMB 282,083 million in 2024, compared to RMB 269,356 million in 2023, reflecting a growth of 4.7%[25]. - In 2024, the company achieved a net profit of 282.7 billion yuan, representing a year-on-year growth of 4.8%[29]. - The bank's operating income for 2024 was RMB 711,416 million, a marginal increase from RMB 695,468 million in 2023[25]. - The total operating income reached 711.4 billion yuan, with a year-on-year increase of 2.3%, and net interest income was 580.7 billion yuan, up by 1.6%[29]. - The bank's total operating income for the year was RMB 920.4 billion, representing a 64.1% share of total income[106]. - The bank's operating income for 2024 was CNY 711.42 billion, reflecting a growth of CNY 15.95 billion or 2.3% from the previous year[54]. Asset and Loan Growth - As of the end of 2024, the total assets of Agricultural Bank of China amounted to RMB 43,238.135 billion, with total customer loans and advances reaching RMB 24,906.187 billion[5]. - Total assets reached RMB 43,238,135 million in 2024, up from RMB 39,872,989 million in 2023, representing a growth of approximately 9.1%[16]. - The total amount of customer loans and advances is expected to rise to RMB 24,906,187 million in 2024, compared to RMB 22,614,621 million in 2023, reflecting an increase of approximately 10.1%[20]. - Customer loans and advances reached RMB 24,906,187 million, a rise of 10.1% from RMB 22,614,621 million in 2023[24]. - The balance of loans in rural areas reached 9.85 trillion yuan, with loans related to food security exceeding 1 trillion yuan[31]. - The balance of personal loans was 8.81 trillion yuan, with an annual increase of 754.3 billion yuan, leading the industry in both growth and increment[31]. - The balance of loans to private enterprises reached 6.53 trillion yuan, with an annual increase of 1.08 trillion yuan, serving 7.46 million borrowers[31]. - The balance of inclusive finance loans reached CNY 4.66 trillion, growing by 30.1% year-on-year, while loans to inclusive small and micro enterprises amounted to CNY 3.23 trillion, up 31.3%[49]. Capital and Asset Quality - The bank's total deposits stood at RMB 30,305.357 billion, resulting in a capital adequacy ratio of 18.19%[5]. - The capital adequacy ratio is expected to remain stable at 17.13% in 2024, slightly down from 17.14% in 2023, ensuring compliance with regulatory requirements[22]. - The non-performing loan ratio is projected to decrease to 1.30% in 2024, down from 1.33% in 2023, indicating improved asset quality[19]. - The non-performing loan ratio improved to 1.30% in 2024 from 1.33% in 2023, indicating enhanced asset quality[26]. - The capital adequacy ratio stood at 18.19% in 2024, up from 17.14% in 2023, demonstrating a stronger capital position[26]. - The credit impairment losses decreased by 3.6% to CNY 130.84 billion, indicating improved asset quality[54]. Strategic Focus and Initiatives - The bank emphasizes its role as a leading bank in serving rural revitalization and the real economy[5]. - The bank's strategic focus includes inclusive finance, green finance, and digital operations[5]. - The bank aims to enhance its green finance initiatives, focusing on projects related to environmental improvement and resource efficiency[12]. - The bank plans to expand its market presence through strategic partnerships and potential acquisitions in key regions[12]. - The bank aims to enhance financial support for rural areas and agriculture, ensuring a steady increase in the proportion of loans allocated to these sectors[44]. - The bank is committed to deepening reforms and innovations in key areas, focusing on technology finance and green finance to support high-quality development[45]. - The bank aims to provide over CNY 410 billion in financing for green industries and clients in 2024, focusing on clean energy and pollution prevention[176]. Technology and Digital Transformation - The bank's strategy includes leveraging technology to improve service delivery and operational efficiency across its branches[12]. - The company achieved a loan balance of 4.66 trillion yuan in inclusive finance, ranking first among peers[31]. - The bank plans to deepen digital transformation and improve customer service experience through technology and data-driven operations[38]. - The monthly active users (MAU) of the mobile banking app reached over 250 million by the end of 2024, an increase of 37.21 million users from the previous year[178]. - The bank's rural version of the mobile banking app had over 48 million monthly active users by the end of 2024[180]. Customer Service and Consumer Rights - The bank handled a total of 279,000 consumer complaints in 2024, with a 100% resolution rate[191]. - The bank's consumer rights protection initiatives included 20,600 educational activities reaching over 2.2 billion consumers in 2024[191]. - The bank has established a consumer rights protection management mechanism, ensuring fair treatment of consumers throughout business operations[188]. International Operations and Cross-Border Services - Agricultural Bank of China (Luxembourg) achieved total assets of $73 million and net profit of $710,000 for the year 2024[185]. - Cross-border financial services related to the Belt and Road Initiative amounted to $327.6 billion in 2024, with RCEP region international settlement volume at $244.8 billion[186]. - The bank's cross-border RMB settlement volume reached 3.51 trillion yuan in 2024, with a 6% increase in direct investment-related settlements[186]. - Agricultural Bank of China (Moscow) reported total assets of $23.5 million and net profit of $14.99 million for the year 2024[187]. Awards and Recognition - The bank has been recognized with multiple awards for its green banking initiatives, including the "Advanced Unit in Green Banking Evaluation" by the China Banking Association in 2024[176].

Core Viewpoint - Agricultural Bank of China has applied for a patent for a semantic search method aimed at improving the accuracy of query results [1] Group 1: Patent Application Details - The patent titled "A Semantic Search Method, Device, Equipment, Medium, and Product" was filed with the National Intellectual Property Administration on November 2024 [1] - The method involves obtaining a query sentence and a pre-trained semantic search model, which includes an input layer, representation layer, and matching layer [1] - The method enhances the understanding and representation capability of the model for the entire query sentence, thereby improving the accuracy of query results [1] Group 2: Company Overview - Agricultural Bank of China was established in 1986 and is located in Beijing, primarily engaged in monetary financial services [2] - The company has a registered capital of approximately 34.998 billion RMB and a paid-in capital of about 33.924 billion RMB [2] - The bank has made investments in 20 enterprises, participated in 5,000 bidding projects, and holds 1,303 trademark records and 4,898 patent records [2]

一、业绩发布会类型 证券代码：601288 证券简称：农业银行 公告编号：临 2025-013 号 中国农业银行股份有限公司 关于召开2024年度业绩发布会的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性 承担法律责任。 重要内容提示： 本行拟于2025年3月28日披露本行2024年度业绩。为了便于广大 投资者更全面深入地了解本行2024年度业绩和经营情况，本行拟于 2025年3月28日（星期五）17:00-18:00召开业绩发布会，就2024年度 1 会议召开时间：2025年3月28日（星期五）17:00-18:00 会议召开方式：网络直播 网络直播地址：https://s.comein.cn/abchina2025 投资者如需提问，可于2025年3月26日（星期三）23:59前将相关 问题通过电子邮件形式发送至中国农业银行股份有限公司（以下 简称"本行"）投资者关系邮箱：ir@abchina.com，或于直播时间登 录上述网络直播地址问答区留言。本行将于2024年度业绩发布会 （以下简称"业绩发布会"）上对投资者 ...

中國農業銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈，本行將於2025年3月28 日（星期五）召開董事會會議，以考慮及批准（其中包括）本行截至2024年12月31日止會計 年度的年度業績，以及考慮派發末期股息事宜。 承董事會命 中國農業銀行股份有限公司 劉清 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 AGRICULTURAL BANK OF CHINA LIMITED 1288 董事會會議召開日期 公司秘書 中國北京 2025年3月18日 於本公告日期，本行的執行董事為谷澍先生、王志恒先生和林立先生；本行的非執行董事為周濟女士、李蔚先生、 劉曉鵬先生、肖翔先生和張奇先生；本行的獨立非執行董事為梁高美懿女士、吳聯生先生、汪昌雲先生、 鞠建東先生和莊毓敏女士。 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2025-012 号 中国农业银行股份有限公司 关于调整优先股二期票面股息率的公告 中国农业银行股份有限公司董事会 二〇二五年三月七日 2 根据《中国农业银行股份有限公司非公开发行优先股 （第二期）募集说明书》（以下简称"募集说明书"）的相关 条款，中国农业银行股份有限公司（以下简称"本行"）于2015 年3月非公开发行的优先股二期（简称"农行优2"，代码 "360009"）以5年为一个股息率调整期，每个股息率调整期内 每年以约定的相同票面股息率支付股息。"农行优2"的第二个 股息率调整期将满五年结束。根据募集说明书的相关条款， 现对"农行优2"的第三个股息率调整期的票面股息率进行调 整。 整期的基准利率为1.53%，固定溢价为2.24%，票面股息率为 3.77%，股息每年支付一次。 特此公告。 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和 完整性承担法律责任。 股息率包括当期基准利率和固定溢价两个部分。当期基 准利率为本次重定价日（2025年3月6日）前20个交易日（ ...

致：香港交易及結算所有限公司 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年2月28日 狀態: 新提交 公司名稱: 中國農業銀行股份有限公司 呈交日期: 2025年3月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01288 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 30,738,823,096 | RMB | | 1 RMB | | 30,738,823,096 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 30,738,823,096 | RMB | | 1 RMB | | 30,738,823,096 | FF301 第 1 頁 共 11 頁 v ...

中国农业银行股份有限公司董事会 证券代码：601288 证券简称：农业银行 公告编号：临 2025-011 号 中国农业银行股份有限公司 关于副行长任职的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国农业银行股份有限公司（以下简称"本行"）收到《国 家金融监督管理总局关于孟范君农业银行副行长任职资格的批 复》（金复〔2025〕131号）。孟范君先生担任本行副行长的任职 已生效。 孟范君先生的简历请参见本行2025年2月15日刊载于上海证 券交易所网站（www.sse.com.cn）的《中国农业银行股份有限公 司董事会决议公告》。 特此公告。 2025年3月4日 1 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2025-008 号 中国农业银行股份有限公司关于 汇金公司所持本行 A 股股份情况的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国农业银行股份有限公司（以下简称本行）于2025年2月 14日接到中央汇金投资有限责任公司（以下简称汇金公司）通知， 中国证券金融股份有限公司66.7%股权拟划转至汇金公司。根据 香港《证券及期货条例》，汇金公司已就持有本行股份情况在香 港提交披露。根据《证券法》等监管要求，同步在A股发布本次 公告。 中国农业银行股份有限公司董事会 2025年2月14日 1 ...