Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 20-F - (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to OR ☐ SHELL COMPANY REPORT PURSUANT TO S ...

Aegon NV (NYSE:AEG) Q4 2018 Earnings Conference Call February 13, 2019 3:00 AM ET Company Participants Jan Weidema - Head, IR Alex Wynaendts - CEO Matt Rider - CFO Conference Call Participants Robin van den Broek - Mediobanca Farooq Hanif - Credit Suisse Ashik Musaddi - JPMorgan Nick Holmes - Societe General William Hawkins - KBW Dave Motemaden - Evercore Johnny Vo - Goldman Sachs Andrew Baker - Citi Steven Haywood - HSBC Operator Good day, and welcome to the Aegon Second Half Year 2018 Results Conference ...