UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June, 2023. Commission File Number 001-10882 Aegon N.V. Aegonplein 50 P.O. Box 85 2501 CB The Hague The Netherlands Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F. ☒ Form 20-F ☐ Form 40-F The Unaudited Pro Forma Financial Information ...

Aegon N.V. (NYSE:AEG) Q1 2023 Earnings Conference Call May 17, 2023 3:00 AM ET Company Participants Jan Weidema - Head of IR Lard Friese - CEO Matt Rider - CFO Conference Call Participants Andrew Baker - Citi Michael Huttner - Berenberg Nasib Ahmed - UBS Sudarshan Bhutra - Societe Generale. Jason Kalamboussis - ING Ashik Musaddi - Morgan Stanley Benoit Petrarque - Kepler Michele Ballatore - KBW David Barma - Bank of America Operator Good day, and thank you for standing by. Welcome to the Aegon Q1 2023 Tradi ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 - FORM 20-F - (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) ...

Financial Data and Key Metrics Changes - The operating result for 2022 was stable at EUR1.9 billion, supported by expense savings and improved claims experience, but offset by lower fees due to adverse market movements [19][20] - Operating capital generation before holding funding and operating expenses amounted to EUR1.5 billion for 2022, reflecting similar drivers as the operating result [19] - Free cash flow for 2022 was EUR780 million, with a cumulative total of EUR1.5 billion over the last two years, exceeding the target of EUR1.4 billion to EUR1.6 billion for the period 2021 to 2023 [16][20] Business Line Data and Key Metrics Changes - Life insurance sales in growth markets and the U.S. increased, with individual solutions achieving the highest quarterly new life sales in five years [7][11] - The U.S. Retirement business recorded written sales of $7.9 billion in 2022, despite challenging market conditions [12] - The U.K. workplace business achieved the highest level of net deposits in four years, while the retail channel faced outflows due to weak investor sentiment [13] Market Data and Key Metrics Changes - In Asset Management, challenging market conditions led to net outflows of EUR3.8 billion in Global Platforms, although the Chinese joint venture AIFMC reported net deposits of EUR3.6 billion [15][46] - The Netherlands saw a cooling housing market impacting mortgage sales, yet the mortgage portfolio grew to nearly EUR63 billion [14] Company Strategy and Development Direction - The company is focused on executing its strategic agenda and maintaining a high pace in transformation, closing out the operational improvement plan with significant expense savings [16][35] - Aegon aims to regain a top five position in selected life products in the U.S. and is investing in profitable growth through new product introductions and expanding distribution [10][35] Management's Comments on Operating Environment and Future Outlook - Management acknowledged the challenging macroeconomic environment but highlighted strong performance in strategic assets and a commitment to return surplus capital to shareholders [6][7] - The company expects at least EUR1 billion in operating capital generation from units outside the Netherlands in 2023, with free cash flow projected around EUR600 million [33] Other Important Information - A final dividend of EUR0.12 per common share for 2022 was proposed, bringing the total dividend to EUR0.23, an increase from EUR0.17 in 2021 [7][17] - A new EUR200 million share buyback program was announced for the first half of 2023, following a completed EUR300 million buyback program [7][17] Q&A Session Summary Question: Insights on new capital generation guidance - Management indicated that the new business strain is expected to increase relative to 2022, with a neutral effect from mortality and morbidity for 2023 [38][40] Question: Status on top five aspirations in Retirement Plans sales - Management confirmed progress towards top five positions but indicated that further updates would be provided during the Capital Markets Day in the second quarter of 2023 [39][41] Question: Clarification on dividend and free cash flow guidance - Management explained that the EUR600 million free cash flow includes the interim dividend from a.s.r., and the payout ratio is considered normal [43][49] Question: Outlook for Asset Management flows - Management noted that the start of 2023 has shown better market conditions, but it is too early to predict the overall performance of the Asset Management business [44][46] Question: Details on Solvency II ratios and capital return timeline - Management clarified that model and assumption changes affecting Solvency II ratios are company-specific, and the EUR1.5 billion capital return will be executed primarily through share buybacks within a year after the a.s.r. transaction closes [65][67]

4Q 2022 Results Lard Friese Chief Executive Officer Matt Rider Chief Financial Officer February 9, 2023 Helping people live their best lives Accelerating strategy execution and delivering on financial commitments 1 Shareholders approved transaction with a.s.r.; on track for closing in 2H23 Exceeding operating result target of operational improvement plan 3 Commercial results underscoring importance of broad product offering 4 2 Announcing new EUR 200 million share buyback based on strong capital position 5 ...

Aegon N.V. (NYSE:AEG) Q2 2022 Earnings Conference Call August 11, 2022 3:00 AM ET Company Participants Jan Willem Weidema - Head, IR Lard Friese - CEO Matt Rider - CFO Conference Call Participants Andrew Baker - Citi Michele Ballatore - KBW David Barma - BNP Exxon Michael Huttner - Berenberg Robin van den Broek - Mediobanca Nasib Ahmed - UBS Sudarshan Bhutra - Société Générale Steven Haywood - HSBC Operator Good day, and welcome to the Aegon Second Quarter 2022 Results Conference Call for Analysts and Inves ...

Financial Performance - The net result for the first half of 2022 was a profit of EUR 856 million, down 41% from EUR 1,457 million in the first half of 2021, primarily due to lower gains from non-operating items[164]. - The operating result increased by 1% to EUR 1,001 million in the first half of 2022, driven by improved results in International, the United Kingdom, and The Netherlands, partially offset by lower results in the Americas and Asset Management[164]. - Total gross premiums for the first half of 2022 were EUR 8,227 million, a decrease of 11% from EUR 9,268 million in the first half of 2021[163]. - The operating result after tax for the first half of 2022 was EUR 814 million, slightly up from EUR 812 million in the same period of 2021[162]. - The Americas segment reported an operating result of EUR 402 million, down 9% from EUR 444 million in the first half of 2021[162]. - The Netherlands segment saw a 2% increase in operating result to EUR 377 million compared to EUR 370 million in the first half of 2021[162]. - The United Kingdom segment's operating result increased by 28% to EUR 107 million from EUR 84 million in the first half of 2021[162]. - The net result from Aegon's businesses in the Netherlands was EUR 1,362 million, an 81% increase compared to the first half of 2021, largely due to higher non-operating gains[196]. - The net result from Aegon's businesses in the United Kingdom was GBP 93 million in the first half of 2022, up from GBP 31 million in the same period of 2021, driven by positive non-operating items and a higher operating result[205]. Sales and Premiums - New life sales increased by 13% to EUR 400 million compared to EUR 353 million in the first half of 2021[162]. - New life sales increased by 15% to USD 243 million in the first half of 2022, with Individual Solutions generating USD 200 million, a 12% increase[191]. - New premium production for accident & health insurance was EUR 84 million, a 12% increase compared to the first half of 2021, primarily from Workplace Solutions[192]. - New life sales in Workplace Solutions increased by 28% to USD 43 million in the first half of 2022, driven by higher new sales of term life policies[191]. - New life sales in the United Kingdom amounted to GBP 12 million, a decrease of 11% compared to GBP 13 million in the first half of 2021, due to lower market demand[210]. Investment and Financial Position - The total fair value of debt securities, money market investments, and other as of June 30, 2022, was EUR 81,648 million, with unrealized losses of EUR 6,592 million[148]. - The total carrying value of debt securities with unrealized losses was EUR 43,042 million as of June 30, 2022, compared to EUR 14,425 million as of December 31, 2021[153]. - The total fair value of instruments with unrealized losses held by Aegon Americas and NL was EUR 73,723 million as of June 30, 2022[148]. - Aegon's Available Own Funds as of June 30, 2022, totaled €18,975 million, with Unrestricted Tier 1 capital at €14,030 million and Restricted Tier 1 capital at €1,877 million[289]. - Assets under management decreased by EUR 84 billion to EUR 314 billion at June 30, 2022, driven by unfavorable market movements and a transfer of EUR 49 billion due to divestment[233]. Guarantees and Liabilities - The liabilities for financial guarantees for minimum benefits totaled EUR 3,243 million at January 1, 2022, with incurred guarantee benefits of EUR 1,000 million in the first half of 2022[126]. - Guaranteed Minimum Death Benefits (GMDB) liabilities at January 1, 2022, were EUR 502 million, with incurred guarantee benefits of EUR 290 million and paid benefits of EUR 63 million, resulting in a balance of EUR 785 million at June 30, 2022[135]. - Guaranteed Minimum Income Benefits (GMIB) liabilities at January 1, 2022, were EUR 529 million, with incurred guarantee benefits of EUR 307 million and paid benefits of EUR 19 million, resulting in a balance of EUR 876 million at June 30, 2022[135]. - The net amount at risk for GMDB contracts was EUR 3,728 million, with an average attained age of contract holders at 71 years as of June 30, 2022[135]. - The total account value for financial guarantees at June 30, 2022, was EUR 38,453 million, with a net amount at risk of EUR 1,315 million[126]. Solvency and Capital Management - Aegon's Group Solvency II ratio rose from 211% at the end of 2021 to 214% by June 30, 2022, due to operating capital generation and favorable one-time items[175]. - Cash Capital at Holding increased from EUR 1,279 million at the end of 2021 to EUR 1,680 million on June 30, 2022, driven by free cash flow of EUR 394 million[176]. - Aegon aims to reduce its gross financial leverage to a range of EUR 5.0 – 5.5 billion by 2023[255]. - The US RBC ratio was 416%, exceeding the operating level of 400%, indicating strong capital adequacy in Aegon's operating units[244]. - NL Life's estimated Solvency II ratio increased from 186% on December 31, 2021, to 200% on June 30, 2022[268]. Risks and Uncertainties - Aegon emphasizes that forward-looking statements may involve risks and uncertainties, including unexpected delays and changes in economic conditions[292]. - The company faces risks related to operational disruptions, including cyberattacks and human error, which could adversely affect its financial condition[292]. - Changes in interest rate levels and currency exchange rates, particularly EUR/USD and EUR/GBP, are identified as significant risk factors[292]. - Aegon acknowledges the potential impact of acquisitions and divestitures on its ability to achieve anticipated earnings and operational efficiencies[292]. - The company is subject to regulatory changes that could affect its operations, including those related to pensions, investments, and insurance industries[293].

Aegon N.V. (NYSE:AEG) Q1 2022 Earnings Conference Call May 12, 2022 3:00 AM ET Company Participants Jan Willem Weidema - Head, Investor Relations Lard Friese - Chief Executive Officer Matt Rider - Chief Financial Officer Duncan Russell - Chief Transformation Officer Conference Call Participants Andrew Baker - Citi Fulin Liang - Morgan Stanley David Barma - BNP Paribas Michael Huttner - Berenberg Steven Haywood - HSBC Robin van den Broek - Mediobanca Nasib Ahmed - UBS Operator Good day and welcome to the Aeg ...