Financial Data and Key Metrics Changes - For the full year 2019, net operating income excluding reportable catastrophes increased by 11%, and earnings per share grew by 6% [7] - After adjusting for nonrecurring items, net operating income increased by 15%, and earnings per share grew by 10% [7] - The company returned $426 million to shareholders and raised its common stock dividend for the 15th consecutive year [9] Business Line Data and Key Metrics Changes - Global Lifestyle earnings increased by 37% to $409 million, driven by strong performance in Connected Living [11] - Global Automotive revenue grew by 14%, with a protected vehicle count increasing by 7% [20] - Global Housing net operating income for the quarter totaled $73 million, an increase of $85 million year-over-year, largely due to lower reportable catastrophes [23] - Global Preneed reported $16 million in net operating income, down slightly year-over-year due to lower real estate income and investment yields [26] Market Data and Key Metrics Changes - The company now protects over 53 million mobile subscribers, an increase of 15% year-over-year [11] - In Global Housing, rental policies grew to 2.2 million, up 10%, while revenue increased by 6% [14] - The placement rate within the Lender-placed business decreased to 1.58%, down 5 basis points year-over-year [24] Company Strategy and Development Direction - The company aims to return a total of $1.35 billion to shareholders by the end of 2021 [9] - Investments in emerging technologies, such as artificial intelligence, are expected to enhance customer experience and drive future growth [10] - The company plans to expand services in Connected Living, including new offerings like ID protection [12] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in achieving 10% to 14% growth in operating earnings per diluted share for 2020 [17] - The company anticipates that the Connected decade will create opportunities as consumer lifestyles increasingly intertwine with connected ecosystems [18] - Management acknowledged that 2020 earnings growth is expected to moderate from a record 2019 but remains optimistic about long-term growth [13] Other Important Information - The company has realized $100 million in gross expense savings since 2016 [10] - The company ended the year with $534 million in liquidity, exceeding its minimum target level [28] - A pending sale of interests in EK is expected to result in a net cash outflow of approximately $54 million [29] Q&A Session Summary Question: Details on investments in Global Lifestyle - Management noted that the increase in expenses is due to a mix shift towards services and fee income, which will continue into 2020 [32] Question: Sharing economy losses in Global Housing - Management clarified that losses were related to one client and actions have been taken to improve results moving forward [35] Question: Impact of lower interest rates on Global Automotive - Management indicated that lower interest rates will impact profitability but growth in the business will offset this [37] Question: Catastrophe reinsurance program costs - Management confirmed that there will be some uptick in rates but overall housing is expected to grow next year [40] Question: Guidance on Global Preneed - Management expects slow, steady growth in the Preneed segment, contributing cash flow for investment elsewhere [65] Question: Clarification on severance charges - Management stated that severance charges were exceptional and not expected to recur [73] Question: Pricing in Lender-placed business - Management indicated that rates are going up, reflecting the strong position of the business [78]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2019 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Assurant, Inc. (Exact name of registrant as specified in its charter) Delaware 001-31978 39-1126612 (State or other jurisdiction of incorporation) (Commission Fil ...

Assurant, Inc. (NYSE:AIZ) Q3 2019 Earnings Conference Call November 6, 2019 8:00 AM ET Company Participants Suzanne Shepherd - Senior Vice President, Investor Relations Alan Colberg - President & Chief Executive Officer Richard Dziadzio - Chief Financial Officer Conference Call Participants Mark Hughes - SunTrust Robinson Humphrey, Inc. John Nadel - UBS Michael Phillips - Morgan Stanley Christopher Campbell - Keeefe, Bruyettte & Woods Gary Ransom - Dowling & Partners Operator Welcome to Assurant's Third Qua ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2019 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Assurant, Inc. (Exact name of registrant as specified in its charter) Delaware 001-31978 39-1126612 (State or other jurisdiction of incorporation) (Commission File Num ...

Assurant, Inc. (NYSE:AIZ) Q2 2019 Earnings Conference Call August 7, 2019 8:00 AM ET Company Participants Suzanne Shepherd - Senior Vice President, Investor Relations Alan Colberg - President & Chief Executive Officer Richard Dziadzio - Chief Financial Officer Conference Call Participants Mark Hughes - SunTrust John Nadel - UBS Christopher Campbell - KBW. Michael Phillips - Morgan Stanley Gary Ransom - Dowling & Partners Operator Welcome to Assurant's Second Quarter 2019 Earnings Conference Call and Webcast ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2019 OR ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 | --- | --- | --- | |--------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------- ...

Assurant, Inc. (NYSE:AIZ) Q1 2019 Earnings Conference Call May 7, 2019 8:30 AM ET Company Participants Suzanne Shepherd - SVP of IR Alan Colberg - President and CEO Richard Dziadzio - CFO Conference Call Participants John Nadel - UBS Christopher Campbell - KBW Operator Welcome to Assurant's First Quarter 2019 Earnings Conference Call and Webcast. At this time, all participants have been placed in a listen-only mode and the floor will be open for your questions following management's prepared remarks. [Opera ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-31978 Assurant, Inc. (Exact name of registrant as specified in its charter) Delaware 39-1126612 (State or Other Jurisdiction of Incorporation or O ...

Assurant, Inc. (NYSE:AIZ) Q4 2018 Earnings Conference Call February 13, 2019 8:00 AM ET Company Participants Suzanne Shepherd – Senior Vice President of Investor Relations Alan Colberg – President and Chief Executive Officer Richard Dziadzio – Chief Financial Officer. Conference Call Participants Kai Pan – Morgan Stanley John Nadel – UBS Mark Hughes – SunTrust Christopher Campbell – KBW Operator Welcome to Assurant's Fourth Quarter and Full Year 2018 Earnings Conference Call and Webcast. [Operator Instruct ...