董事會召開日期 本行董事會（「董事會」）謹此宣佈，董事會將於2024年10月30日（星期三）通過（其 中包括）本行及其附屬公司截至2024年9月30日止第三季度的未經審計業績。 中國銀行股份有限公司 董事會 中國，北京 2024年10月18日 於本公告日期，本行董事為葛海蛟、林景臻、張勇*、張建剛*、黃秉華*、劉輝*、師永彥*、 樓小惠*、廖長江 # 、崔世平 # 、讓•路易•埃克拉 # 、喬瓦尼•特里亞 # 、劉曉蕾 # 。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988及4619（優先股）） 公告 * 非執行董事 # 獨立非執行董事 ...

证券代码：601988 证券简称：中国银行 公告编号：临 2024-052 中国银行股份有限公司 关于风险总监赵蓉女士任职的公告 中国银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 中国银行股份有限公司董事会 2024 年 9 月 12 日，中国银行股份有限公司（简称"本行"）董事 会批准聘任赵蓉女士为本行风险总监。本行已收到国家金融监督管理 总局核准赵蓉女士风险总监任职资格的批复。自 2024 年 10 月 15 日起， 赵蓉女士就任本行风险总监。 二〇二四年十月十八日 赵蓉女士的简历如下： 赵蓉女士出生于 1971 年，1998 年加入本行。2024 年 10 月起任 本行风险总监，2024 年 9 月起兼任本行风险管理部总经理。2022 年 12 月至 2024 年 9 月担任本行业务管理总监。2015 年 11 月至 2020 年 10 月担任本行上海市分行行长，2014 年 7 月至 2021 年 5 月担任上海 人民币交易业务总部常务副总裁。2009 年 10 月至 2014 年 3 月担任 本行办公室 ...

Investment Rating - The investment rating for Bank of China Limited is Equal-weight [1][2][11]. Core Views - The report indicates that while there is good progress in the business transition of Bank of China, its valuation is less attractive compared to its Hong Kong counterpart [2][3]. - The earnings forecasts for Bank of China have been revised downwards due to the impact of mortgage rate cuts and LPR cuts, leading to a projected net interest margin (NIM) contraction [1][4]. - The report maintains a long-term view on the bank's performance, with a price target derived from a dividend discount model (DDM) remaining unchanged [1][4]. Summary by Sections Earnings Forecasts - EPS forecasts for Bank of China are adjusted to 0.74, 0.75, and 0.76 RMB for fiscal years 2024, 2025, and 2026 respectively [1]. - NIM forecasts have been revised to 1.42%, 1.36%, and 1.39% for 2024, 2025, and 2026 [4]. - The net profit growth forecasts are lowered to 0.5%, 0.4%, and 1.6% for 2024, 2025, and 2026 [1]. Key Drivers - The report highlights the drivers of growth for Bank of China, including the transition towards wealth management and asset management amid business reforms [5]. - Total asset growth is projected at 12.2% for 2023, decreasing to 6.4% in 2024 and stabilizing at 6.1% for 2025 and 2026 [4]. Risk and Reward Analysis - The risk-reward analysis indicates a positive outlook for Bank of China, despite the challenges posed by external economic factors [3][5]. - The consensus price target distribution shows a mean target of 4.20 RMB, with Morgan Stanley's price target at 4.50 RMB [3].

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2024年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國銀行股份有限公司(「本公司」) 呈交日期: 2024年9月30日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 03988 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 83,622,276,395 | RMB | | 1 RMB | | 83,622,276,395 | | 增加 / 減少 (-) | | | 0 | | | RMB | | | | 本月底結存 | | | 83,622,276,395 | RMB | | 1 RMB | | 83,622,276,395 | | 2. 股份 ...

Dividends and Shareholder Returns - The board proposed a cash dividend of RMB 1.208 per 10 shares for the 2024 interim period, subject to shareholder approval[7]. - The total cash dividend for the 2023 fiscal year was approximately RMB 69.593 billion, distributed at RMB 2.364 per 10 shares[6]. - The group issued cash dividends of RMB 695.93 billion for the fiscal year 2023, as approved by the shareholders' meeting[59]. Financial Performance - Net interest income for the first half of 2024 was RMB 226,760 million, a decrease of 3.5% compared to RMB 233,992 million in the same period of 2023[13]. - Non-interest income increased to RMB 91,169 million, up 6.4% from RMB 85,715 million year-on-year[13]. - Total operating income for the first half of 2024 was RMB 317,929 million, a slight decrease of 0.2% from RMB 319,707 million in the first half of 2023[13]. - The net profit attributable to shareholders for the first half of 2024 was RMB 118,601 million, down 1.2% from RMB 120,095 million in the same period of 2023[13]. - The group achieved operating income of CNY 317.929 billion and a net profit after tax of CNY 126.536 billion in the first half of 2024[17]. - The group achieved a net profit of RMB 126.54 billion in the first half of 2024, a decrease of 0.90% year-on-year[27]. Assets and Liabilities - Total assets as of June 30, 2024, reached RMB 33,907,267 million, an increase of 4.5% from RMB 32,432,166 million at the end of 2023[13]. - Customer loans totaled RMB 21,142,830 million, up 5.9% from RMB 19,961,779 million at the end of 2023[13]. - Customer deposits increased to RMB 23,630,706 million, a rise of 3.2% from RMB 22,907,050 million at the end of 2023[13]. - Total liabilities reached CNY 31,128.29 billion, an increase of CNY 1,452.94 billion or 4.90% from the end of the previous year[45]. - The group's total equity amounted to RMB 27,789.76 billion, reflecting an increase of RMB 221.61 billion or 0.80% compared to the end of the previous year[59]. Risk Management - The company is actively managing various risks, including credit risk from borrowers and market price fluctuations, while ensuring compliance with regulatory requirements[8]. - The company emphasizes the importance of risk awareness regarding macroeconomic conditions and geopolitical changes affecting its operations[8]. - The non-performing loan ratio remained stable at 1.24% as of June 30, 2024, unchanged from the end of 2023[13]. - The non-performing loan coverage ratio was 201.69% as of June 30, 2024, demonstrating strong risk management capabilities[21]. - The company is focusing on risk management by establishing a comprehensive risk management framework and enhancing proactive risk identification and response capabilities[153]. Capital Adequacy - The core tier 1 capital adequacy ratio improved to 12.03% from 11.63% at the end of 2023[13]. - The capital adequacy ratio stood at 18.91%, indicating a solid capital position[21]. - As of June 30, 2024, the capital adequacy ratio of the group was 18.91%, maintaining a stable and reasonable level, in line with the group's "14th Five-Year Plan" goals[192]. - The total capital adequacy ratio rose to 18.91% from 17.74% during the same period[193]. Green Finance Initiatives - The balance of green credit increased by 39.77% year-on-year, reflecting the company's commitment to sustainable finance[18]. - The company ranked first among Chinese banks in underwriting domestic green bond issuance, with a scale of 98.37 billion yuan in the first half of the year[72]. - The company launched the first natural benefit commercial ESG-linked loan in the country during the first half of the year[73]. - The company established 389 green finance specialty outlets to enhance competitiveness in green finance[75]. Digital Transformation and Innovation - The bank is advancing its digital transformation strategy, enhancing mobile banking functionalities to improve customer online payment experiences[126]. - The company is fostering a strong innovation atmosphere by promoting new technology applications and conducting competitions for innovative solutions[151]. - The bank is enhancing its digital transformation by integrating data-driven, intelligent, and ecological approaches into product design and service operations, aiming for seamless online service delivery[127]. International Presence and Cross-Border Services - The bank has established 546 overseas branches covering 64 countries and regions, including 44 countries involved in the Belt and Road Initiative[113]. - The bank actively promoted the internationalization of the RMB, hosting various events to support its development in Latin America and other regions[88]. - The bank's overseas institutions have seen stable growth in international settlement and cross-border RMB settlement businesses[116]. Customer and Market Development - The bank's total individual customer base in mainland China surpassed 531 million, marking a 1.19% increase from the end of the previous year[92]. - The number of clients for inclusive small and micro enterprise loans exceeded 1.3 million, with a loan balance of 2.09 trillion yuan, an increase of 18.94% compared to the end of the previous year[76]. - The bank's wealth management business has partnered with 17 asset management companies, maintaining a leading position in the industry[94]. Compliance and Internal Control - The company is enhancing its internal control and risk management mechanisms, focusing on compliance culture and continuous improvement of internal control systems[186]. - The company has established a three-line defense system for internal control, with business departments as the first line of defense[185]. - The bank has implemented a comprehensive liquidity risk management strategy, enhancing the forward-looking and scientific nature of liquidity risk management[178].

中国银行股份有限公司 关于赎回二级资本债券的公告 中国银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 证券代码：601988 证券简称：中国银行 公告编号：临 2024-051 二〇二四年九月二十五日 特此公告 中国银行股份有限公司董事会 2019 年 9 月 20 日，中国银行股份有限公司（简称"本行"）发行了 规模为 400 亿元人民币的二级资本债券，并于 2019 年 9 月 24 日发布了《中 国银行股份有限公司关于二级资本债券发行完毕的公告》（公告编号：临 2019-051）。上述债券分为两个品种，其中品种一为 10 年期固定利率债券， 发行规模为人民币 300 亿元（简称"本期债券"）。根据本期债券募集说明 书相关条款的规定，本期债券设有发行人赎回权，发行人有权在本期债券 第五年末，即 2024 年 9 月 24 日赎回本期债券。 截至本公告日，本行已行使赎回权，全额赎回了本期债券。 ...

证券代码：601988 证券简称：中国银行 公告编号：临 2024-050 中国银行股份有限公司 2024 年第二次临时股东大会决议公告 中国银行股份有限公司（简称"中国银行"或"本行"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 国银行总行大厦 (三) 出席会议的普通股股东及其持有股份情况： | 1、出席会议的股东和代理人人数（包括现场出席及 | | | --- | --- | | 通过网络投票出席） | 2,973 | | 股股东人数 其中：A | | | | 2,972 | | H 股股东人数 | 1 | | 2、出席会议的股东所持有表决权的股份总数（股） | | | | 232,222,279,023 | | 其中：A 股股东持有股份总数 | | | | 197,929,149,043 | | H 股股东持有股份总数 | | | | 34,293,129,980 | | 3、出席会议的股东所持有表决权股份数占本行有表 决权股份总数的比例（%） | | ...

金杜律师事务所 KING&WOD MAILESONS 北京市金杜律师事务所 关于中国银行股份有限公司 2024年第二次临时股东大会 之法律意见书 致:中国银行股份有限公司 北京市朝阳区东三环中路1号 环球金融中心办公楼东楼18层 邮编:100020 北京市金杜律师事务所(以下简称本所）接受中国银行股份有限公司(以下 简称公司）委托，根据《中华人民共和国证券法》《中华人民共和国公司法》（以 下简称《公司法》)、中国证券监督管理委员会《上市公司股东大会规则（2022年 修订)》(以下简称《股东大会规则》)等中华人民共和国境内(以下简称中国境内, 为本法律意见书之目的,不包括中国香港特别行政区、中国澳门特别行政区和中 国台湾地区）现行有效的法律、法规、规范性文件和现行有效的《中国银行股份 有限公司章程》（以下简称《公司章程》）有关规定，指派律师出席了公司于 2024 年９月 24 日召开的 2024 年第二次临时股东大会（以下简称本次股东大会）并就 本次股东大会相关事项出具本法律意见书。 18th Floor, East Tower, World Financial 1 Dongsanhuan Zhonglu Ch ...

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证券代码：601988 证券简称：中国银行 公告编号：临2024-048 特此公告 中国银行股份有限公司董事会 中国银行股份有限公司（简称"本行"）董事会收到刘坚东先生的辞呈。 刘坚东先生因工作调整，辞去本行风险总监职务。该辞任自 2024 年 9 月 12 日起生效。 刘坚东先生已确认其与本行董事会无不同意见，亦没有任何其他事项 需要通知本行股东。 本行董事会对刘坚东先生任职期间对本行做出的贡献表示感谢。 中国银行股份有限公司 关于风险总监刘坚东先生辞任的公告 中国银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担 法律责任。 二○二四年九月十二日 ...