Bakkt Holdings, Inc. (NYSE:BKKT) Q4 2021 Earnings Conference Call February 17, 2022 9:00 AM ET Company Participants Ann DeVries - Head of Investor Relations Gavin Michael - Chief Executive Officer Drew LaBenne - Chief Financial Officer Conference Call Participants Trevor Williams - Jefferies Owen Lau - Oppenheimer Kevin Dede - H.C. Wainwright Operator Greetings, and welcome to the Bakkt Fourth Quarter 2021 Earnings Conference Call. At this time, all participants are in listen-only mode. A question-and-answe ...

Fourth Quarter and Full Year 2021 Earnings February 17, 2022 Important notice Unless the context otherwise provides, "we," "us," "our," "Bakkt" and like terms refer (i) prior to October 15, 2021 (the closing date of the business combination), to Bakkt Opco Holdings, LLC (f/k/a Bakkt Holdings, LLC, "Opco") and its subsidiaries and (ii) after October 15, 2021, to Bakkt Holdings, Inc. and its subsidiaries, including Opco. Forward-Looking Statements This presentation, and the accompanying oral presentation (col ...

Table of Contents Securities registered pursuant to Section 12(b) of the Act: Title of each classTrading Symbol(s)Name of each exchange on which registered Units, each consisting of one Class A ordinary share, $0.0001 par value, and one-half of one redeemable warrant VIHAU The Nasdaq Stock Market LLC Class A ordinary shares, par value $0.0001 par value VIH The Nasdaq Stock Market LLC Redeemable warrants, each warrant exercisable for one Class A ordinary share, each at an exercise price of $11.50 per share V ...

Table of Contents Title of each classTrading Symbol(s)Name of each exchange on which registered Units, each consisting of one Class A ordinary share, $0.0001 par value, and one-half of one redeemable warrant VIHAU The Nasdaq Stock Market LLC Class A ordinary shares, par value $0.0001 par value VIH The Nasdaq Stock Market LLC Redeemable warrants, each warrant exercisable for one Class A ordinary share, each at an exercise price of $11.50 per share VIHAW The Nasdaq Stock Market LLC Table of Contents UNITED ST ...

Table of Contents Title of each classTrading Symbol(s)Name of each exchange on which registered Units, each consisting of one Class A ordinary share, $0.0001 par value, and one-half of one redeemable warrant VIHAU The Nasdaq Stock Market LLC Class A ordinary shares, par value $0.0001 par value VIH The Nasdaq Stock Market LLC Redeemable warrants, each warrant exercisable for one Class A ordinary share, each at an exercise price of $11.50 per share VIHAW The Nasdaq Stock Market LLC UNITED STATES SECURITIES AN ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39544 VPC IMPACT ACQUISITION HOLDINGS (Exact Name of Registrant as Specified in Its Charter) Cayman Islands 98-155 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (MARK ONE) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-39544 VPC Impact Acquisition Holdings (Exact Name of Registrant as Specified in Its Charter) Cayman Islands 98-1550750 (State ...