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BKU's Q4 Earnings Beat on Higher NII & Fee Income, Stock Jumps 9%
ZACKS· 2026-01-22 18:05
Core Insights - BankUnited, Inc. (BKU) shares increased by 9% following better-than-expected quarterly results, with adjusted earnings of 94 cents per share surpassing the Zacks Consensus Estimate of 85 cents, marking a 3.3% increase from the prior year [1][9] Financial Performance - The fourth-quarter 2025 results were bolstered by a rise in non-interest income and net interest income (NII), with NII reaching $258.2 million, a 7.9% increase, and net revenues totaling $288.2 million, up 4.5% year over year, exceeding the Zacks Consensus Estimate of $278.3 million [2][4] - For the full year 2025, earnings per share were $3.53, beating the Zacks Consensus Estimate of $3.49, and net income was $268.4 million, reflecting a 15.4% year-over-year increase [3] Income and Expenses - Non-interest income rose to $30 million, a 19% increase from the previous year, driven by higher deposit service charges and capital markets income [5] - Non-interest expenses increased by 7.7% to $173 million, primarily due to higher employee compensation and benefits [6] Loans and Deposits - As of December 31, 2025, total loans were $24.3 billion, up 2.4% from the prior quarter, while total deposits reached $29.4 billion, a 2.6% increase [7] Credit Quality - The provision for credit losses was $25.6 million, significantly higher than the $11 million recorded in the prior year, indicating a deterioration in credit quality [8][10] Capital and Profitability Ratios - The Common Equity Tier 1 risk-based capital ratio improved to 12.3%, while the return on average stockholders' equity decreased to 8.9% from 9.7% [11] Market Outlook - The company's revenue growth is expected to be supported by diverse fee income and steady loan growth, although elevated expenses and weakening asset quality may pose challenges [12]
BankUnited, Inc. (NYSE: BKU) Maintains Positive Outlook with Price Target Increase and Strong Quarterly Earnings
Financial Modeling Prep· 2026-01-22 17:00
Core Viewpoint - BankUnited, Inc. (NYSE: BKU) has shown strong financial performance, leading to positive analyst sentiment and increased stock price targets Financial Performance - BankUnited reported earnings per share of $0.94 for the quarter, exceeding the consensus estimate of $0.85 by $0.09 [3][6] - The company achieved a return on equity of 9.18% and a net margin of 13.98% [3] - Revenue for the quarter was $288.2 million, surpassing analysts' expectations of $279.76 million [3] Stock Performance - The stock price of BKU is currently at $50.35, reflecting an increase of 8.54% or $3.96 [4] - The stock reached a new 52-week high of $51.29, with a low of $28.21 in the past year [4] - During mid-day trading, BKU peaked at $50.32, with a trading volume exceeding 300,000 shares [2] Analyst Ratings - Barclays maintained a "Positive" grade for BKU, raising the price target from $47 to $55 [1][6] - The stock was rated as a "hold" by Barclays at the time of the price target increase [1] Dividend Announcement - BankUnited announced a quarterly dividend of $0.31 per share, payable on January 30th to shareholders of record as of January 9th [5][6] - This dividend is expected to attract income-focused investors, supporting the stock's positive momentum [5]
BankUnited Analysts Raise Their Forecasts After Upbeat Q4 Earnings - BankUnited (NYSE:BKU)
Benzinga· 2026-01-22 16:15
BankUnited, Inc. (NYSE:BKU) reported better-than-expected fourth-quarter financial results on Wednesday.BankUnited reported quarterly earnings of 94 cents per share which beat the analyst consensus estimate of 88 cents per share. The company reported quarterly sales of $288.203 million which beat the analyst consensus estimate of $280.052 million.“We are pleased to report strong fourth quarter earnings, concluding an outstanding year for BankUnited. We continue to execute our organic growth strategy which h ...
BankUnited Analysts Raise Their Forecasts After Upbeat Q4 Earnings
Benzinga· 2026-01-22 16:15
BankUnited, Inc. (NYSE:BKU) reported better-than-expected fourth-quarter financial results on Wednesday.BankUnited reported quarterly earnings of 94 cents per share which beat the analyst consensus estimate of 88 cents per share. The company reported quarterly sales of $288.203 million which beat the analyst consensus estimate of $280.052 million.“We are pleased to report strong fourth quarter earnings, concluding an outstanding year for BankUnited. We continue to execute our organic growth strategy which h ...
BankUnited, Inc. 2025 Q4 - Results - Earnings Call Presentation (NYSE:BKU) 2026-01-22
Seeking Alpha· 2026-01-22 10:30
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BankUnited, Inc. (NYSE:BKU) Sees Promising Financial Performance and Strategic Direction
Financial Modeling Prep· 2026-01-22 03:00
Raymond James sets a price target of $55 for BankUnited, Inc. (NYSE:BKU), indicating a potential upside of 8.44%.BKU's Q4 2025 earnings call provides crucial insights into its financial health and strategic direction.The stock achieves a new 52-week high of $51.29, reflecting strong performance over the past year.BankUnited, Inc. (NYSE:BKU) is a prominent bank holding company based in Miami Lakes, Florida. It provides a range of financial services, including commercial and consumer banking. The company comp ...
BankUnited (BKU) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
ZACKS· 2026-01-21 22:30
Core Insights - BankUnited, Inc. (BKU) reported a revenue of $288.2 million for the quarter ended December 2025, marking a year-over-year increase of 9% and exceeding the Zacks Consensus Estimate by 3.58% [1] - The earnings per share (EPS) for the same period was $0.94, up from $0.91 a year ago, representing a surprise of 10.16% over the consensus EPS estimate of $0.85 [1] Financial Performance Metrics - Net charge-offs to average loans stood at 0.3%, matching the average estimate from three analysts [4] - The net interest margin was reported at 3.1%, slightly above the 3% average estimate from three analysts [4] - Average interest-earning assets were $34.02 billion, slightly below the estimated $34.07 billion [4] - Net interest income before provision for credit losses was $258.21 million, exceeding the average estimate of $252.98 million [4] - Total non-interest income reached $29.99 million, surpassing the average estimate of $25.26 million [4] - Net interest income (FTE basis) was $261.62 million, above the average estimate of $256.62 million [4] - Other non-interest income was reported at $10.03 million, below the two-analyst average estimate of $15.69 million [4] - Lease financing income was $4.66 million, exceeding the average estimate of $3.98 million [4] - Deposit service charges and fees amounted to $5.79 million, above the two-analyst average estimate of $5.28 million [4] Stock Performance - BankUnited shares have returned +2.9% over the past month, contrasting with a -0.4% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]
BankUnited, Inc. (BKU) Q4 Earnings and Revenues Surpass Estimates
ZACKS· 2026-01-21 22:20
BankUnited, Inc. (BKU) came out with quarterly earnings of $0.94 per share, beating the Zacks Consensus Estimate of $0.85 per share. This compares to earnings of $0.91 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +10.16%. A quarter ago, it was expected that this company would post earnings of $0.84 per share when it actually produced earnings of $0.95, delivering a surprise of +13.1%.Over the last four quarters, the company ...
Volkswagen reports stronger cash flow despite Porsche woes and weak China sales
Reuters· 2026-01-21 19:21
Volkswagen on Wednesday reported better-than-expected net cash flow in 2025 of 6 billion euros ($7 billion), despite Europe's largest carmaker struggling with weak China sales, U.S. tariff worries and... ...