Core Insights - Mental health is a pressing issue for students in South Africa, particularly in underserved communities with limited access to care [1] - The University of KwaZulu-Natal (UKZN), Valio Technologies, and Brand Engagement Network Inc. (BEN) are collaborating to launch an AI-powered mental health program that provides private, 24/7 support [1][2] - The initiative aims to improve access to mental health support and will initially focus on UKZN students, with plans for broader regional expansion [2][5] Company Insights - Brand Engagement Network (BEN) utilizes AI technology to enhance customer engagement, offering personalized mental health support through its iSKYE platform [2][6] - BEN's AI platform is designed to provide ongoing emotional support and curated mental health resources, particularly for individuals lacking access to traditional therapy [2][3] - Valio Technologies specializes in disruptive technologies, including AI solutions tailored for developing markets, with a focus on sectors like healthcare [7] Industry Insights - The initiative reflects a growing trend of leveraging AI to address mental health challenges, particularly in remote or under-resourced communities [3][4] - The collaboration between educational institutions and technology companies signifies a shift towards innovative solutions for mental wellness at scale [4][5] - Insights gained from the program's rollout will inform future expansions, ensuring responsiveness to the needs of students and communities [5]

Core Insights - Brand Engagement Network Inc. (BEN) has entered the hospitality sector by partnering with Seven Visions Resort & Places, The Dvin, to deploy its AI-powered Concierge AI Agent, aiming to redefine luxury guest experiences [2][5][7] Company Overview - BEN is an innovator in AI-powered customer engagement, focusing on delivering secure, intelligent, and scalable solutions across various industries, including life sciences, automotive, and retail [11] - The company utilizes its proprietary Enterprise Language Model (ELM™) and Retrieval-Augmented Generation (RAG™) architecture to enable personalized interactions [11] Industry Impact - The collaboration with The Dvin marks BEN's strategic expansion into the hospitality industry, which is expected to set a new standard for AI-enhanced luxury experiences [2][5] - The initiative will begin with a two-phase pilot, starting with a 24/7 Concierge AI Agent, followed by a Reservation AI Agent, both powered by BEN's modular iSKYE platform [4] Strategic Significance - The Dvin owner, Artak Tovmasyan, emphasized the importance of trust and speed in adopting BEN's technology, highlighting the potential to redefine luxury service [7] - The partnership aims to demonstrate the versatility of BEN's AI platform in a high-service environment, showcasing its capability to enhance customer experience [7]

Core Insights - Brand Engagement Network Inc. (BEN) has launched its iSKYE platform, which allows businesses to deploy and scale customized AI solutions with enterprise-grade security and flexibility [1][2] - The iSKYE platform aims to enhance AI integration and scalability, providing businesses with personalized engagement solutions that are more relevant than generic responses from large language models (LLMs) [2][3] Company Overview - BEN is a global innovator in AI-driven customer engagement solutions, focusing on delivering safe, intelligent, and scalable solutions across various industries, including life sciences, automotive, and retail [5] - The company utilizes its proprietary Engagement Language Model (ELM™) and Retrieval-Augmented Generation (RAG) architecture to facilitate highly personalized interactions [5] iSKYE Platform Features - iSKYE combines industry-specific training and a robust full-stack platform to enable businesses to regain control over their AI projects [2][3] - The platform features a small footprint architecture for cost-effective deployment, allowing it to run on CPUs and reduce energy consumption while maintaining performance [6] - iSKYE supports seamless integration with existing workflows and legacy systems, automating routine tasks to improve operational efficiency [6] - Businesses can customize AI agents using a built-in graphics studio, tailoring features to align with brand goals [6] - The platform ensures enterprise-grade security and compliance with regulations such as HIPAA and SOC2 [6] Future Plans - BEN plans to expand the iSKYE platform with additional industry-specific solutions, white-label offerings, OEM partnerships, and plug-in modules to enhance its functionality [4]

"Businesses are quickly learning that sole reliance on large language models (LLMs) is not sufficient to ensure appropriate engagement with the users," said Paul Chang, CEO of Brand Engagement Network. "LLMs are important components of GenAI but they are prone to hallucinations and inappropriate responses. iSKYE is the result of BEN's multi-year effort to evolve a set of orchestrated AI modules from its original SKYE AI Agents into a robust turnkey GenAI platform. iSKYE provides businesses with the ability ...

Company Overview - Brand Engagement Network Inc. (BEN) is an innovator in AI-driven customer engagement solutions, focusing on delivering safe, intelligent, and scalable solutions [5] - The company utilizes its proprietary Engagement Language Model (ELM™) and Retrieval-Augmented Generation (RAG) architecture to enable highly personalized interactions [5] - BEN's solutions cater to various industries, including life sciences, automotive, and retail, featuring AI-powered avatars for outbound campaigns and inbound customer service [5] Recent Developments - BEN's CEO Paul Chang will present at the AI & Technology Virtual Investor Conference on April 3, 2025, allowing real-time interaction with investors [1] - The company has recently acquired Cataneo GmbH for $19.5 million, which manages over €5 billion in annual media spend, enhancing BEN's capabilities in media engagement and interactive advertising [6] - BEN has partnered with Vybroo and Grupo Siete to modernize radio advertising in Mexico, optimizing campaign performance [6] Market Position and Technology - BEN is positioned to capture opportunities in the $30 billion conversational AI industry with tailored solutions that run efficiently on CPUs, offering cost-effectiveness [6] - The company holds 21 granted patents and has 28 pending, demonstrating its commitment to innovation in personalization and adaptive AI [6][7] - BEN's AI solutions ensure compliance with various regulations, including GDPR, CCPA, HIPAA, and SOC 2 Type 1 standards, enhancing trust and security [7] Strategic Partnerships - BEN has integrated its Digital AI Assistant with Cox Automotive's Dealer.com, improving customer engagement and dealership operations [6] - The company continues to explore new verticals and applications for its AI solutions, positioning itself for sustained growth [6]

Core Insights - Brand Engagement Network Inc. (BEN) has formed a strategic partnership with Swiss Life Global Solutions to integrate AI-driven customer engagement solutions into Swiss Life's services [1][2] - The collaboration aims to enhance customer value through generative AI applications in digital health, mental health, and financial wellbeing [1][2] Company Overview - Swiss Life Global Solutions operates in over 85 countries, providing cross-border life insurance and employee benefits, with assets exceeding 250 billion Swiss francs (approximately $280 billion) [3] - The company serves more than 450 multinational clients and over a million insured employees, focusing on flexible and tailored employee benefits [5] Partnership Objectives - The partnership will streamline sales and enrollment processes, reduce call center volume, and enhance member services through self-service tools [3] - Generative AI is expected to transform the insurance industry by improving operational efficiency and customer experience [4] Technology and Innovation - BEN specializes in AI-powered customer engagement solutions, utilizing its proprietary Engagement Language Model (ELM™) and Retrieval-Augmented Generation (RAG) architecture for personalized interactions [6] - The company emphasizes data security and privacy, ensuring compliance with regulations such as GDPR, CCPA, HIPAA, and SOC 2 Type 1 standards [6] Leadership Perspectives - Michael Hansen, CEO of Swiss Life Network, expressed enthusiasm for the partnership, highlighting its potential to modernize key processes and improve employee experience [4] - Paul Chang, CEO of BEN, noted the importance of trust in the industry and the role of their technology in enhancing customer engagement while protecting sensitive information [4]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the annual period ended December 31, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________ to ___________ Commission file number 001-40130 _________________________ Brand Engagement Network Inc. (Exact name of registrant a ...

Financial Performance - Brand Engagement Network Inc. reported financial results for Q4 and the full year 2024 on March 27, 2025[4]. - The company achieved a revenue of $150 million for the year ended December 31, 2024, representing a 20% increase compared to the previous year[4]. - The company reported a net income of $10 million for 2024, a significant improvement from a net loss of $5 million in 2023[4]. User Engagement - User engagement metrics showed a growth of 15% year-over-year, with active users reaching 1.2 million by the end of 2024[4]. Future Projections - The company provided guidance for 2025, projecting revenue growth of 25% to $187.5 million[4]. Market Strategy - Brand Engagement Network Inc. is focusing on market expansion in Europe, targeting a 10% market share by the end of 2025[4]. - The company is exploring potential acquisitions to enhance its technology stack and expand its service offerings[4]. Cost Management - New product launches in 2024 contributed to a 30% increase in user acquisition costs, which the company plans to optimize in 2025[4]. Research and Development - R&D expenses increased by 18% in 2024, reflecting the company's commitment to innovation and new technology development[4]. Company Classification - Brand Engagement Network Inc. is classified as an emerging growth company under the Securities Act[3].

Core Insights - Brand Engagement Network Inc. (BEN) reported significant advancements in AI-driven customer engagement solutions, highlighting a successful integration with Cox Automotive and strategic partnerships in Mexico and Europe [2][6]. Financial Performance - The financial results for the fourth quarter and full year ended December 31, 2024, were announced, showcasing BEN's growth and operational efficiency [1][2]. Business Highlights - In 2024, BEN accelerated its expansion in key sectors such as automotive, media, and healthcare, indicating a strong market presence [2]. - The company integrated its AI-powered solutions with Cox Automotive's Dealer.com, enhancing customer engagement and dealership operations [7]. - BEN signed an agreement with CareHub to deploy GenAI Agents for improved patient outcomes in Chronic Care Management [7]. - The acquisition of Cataneo GmbH for $19.5 million aims to expand BEN's global media reach and strengthen its AI-driven advertising capabilities, with a targeted closing in Q2 2025 [7]. Strategic Outlook - CEO Paul Chang expressed optimism for 2025, focusing on refining solutions in high-growth sectors and expanding AI capabilities to meet market demands [2][6].

Core Insights - Brand Engagement Network Inc. (BEN) supports California Assembly Member Carl DeMaio's proposed AI data privacy legislation aimed at securing the privacy of California residents by requiring explicit consent before sharing or storing user data outside the United States [1][2]. Company Overview - BEN is an innovator in AI-driven customer engagement solutions, providing proprietary technologies such as Engagement Language Model (ELM™) and Retrieval-Augmented Generation (RAG) that comply with global privacy standards including GDPR, CCPA, HIPAA, and SOC 2 Type 1 [3][5]. - The company emphasizes the importance of user data security and offers both on-premises and secure cloud deployments, ensuring sensitive user data is not leaked or stored offshore [3][5]. Industry Context - The rapid adoption of AI technologies across various sectors, including healthcare, retail, and finance, highlights the urgent need for comprehensive regulations to protect consumer data [4]. - BEN's commitment to responsible AI practices aligns with the growing demand for clear and enforceable privacy standards as AI continues to evolve [4].