Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 1-11778 CHUBB LIMITED (Exact name of registrant as specified in its charter) Switzerland 98-0091805 (State or other jurisdic ...

Financial Performance - Net income for the quarter was $2.3 billion, compared to a net loss of $331 million in the prior year period, driven by record underwriting results and net investment income [184]. - Total revenues for the quarter were $9.7 billion, up 7.6 percent from the prior year, with net premiums earned increasing by 8.4 percent [182]. - Shareholders' equity increased by $986 million in the quarter, reflecting net income and unrealized gains on investments, despite $2.3 billion returned to shareholders [191]. - The company reported a net income of $317 million for Q2 2021, a significant increase from a net loss of $62 million in Q2 2020 [274]. - The company reported pre-tax net gains of $854 million for the three months ended June 30, 2021, while for the six months ended June 30, 2021, pre-tax net losses were $476 million [280]. Underwriting Performance - The P&C combined ratio improved to 85.5 percent from 112.3 percent in the prior year period, indicating better underwriting performance [187]. - The loss and loss expense ratio decreased to 58.7% for the three months ended June 30, 2021, compared to 85.2% in the same period of 2020 [211]. - The combined ratio for Q2 2021 was 83.1%, down from 117.3% in Q2 2020, indicating improved underwriting performance [222]. - The CAY loss ratio excluding catastrophe losses was 50.9% for the three months ended June 30, 2021, compared to 46.8% in the same period of 2020 [261]. - The P&C combined ratio was reported at 102.6%, with a loss and loss expense ratio of 81.5% [304]. Premiums and Growth - Consolidated net premiums written increased by 14.3 percent to $9.5 billion, with P&C net premiums written up 15.5 percent, reflecting growth in both commercial and consumer lines [188]. - Net premiums written for the three months ended June 30, 2021, increased to $9,546 million, a 14.3% rise compared to $8,355 million in the same period of 2020 [195]. - Commercial P&C lines saw a 20.2% increase in net premiums written for the three months ended June 30, 2021, totaling $5,612 million, up from $4,670 million in 2020 [195]. - Net premiums written increased by $565 million, or 15.2%, for Q2 2021, and by $977 million, or 14.0%, for the first half of 2021, driven by strong premium retention and positive rate increases [226]. - The North America Personal P&C Insurance segment reported net premiums written of $1.363 billion for Q2 2021, a 2.6% increase from $1.327 billion in Q2 2020 [232]. Catastrophe Losses - Total pre-tax catastrophe losses were $280 million, significantly lower than $1.8 billion in the prior year period, which included substantial COVID-19 related losses [185]. - Catastrophe losses for the three months ended June 30, 2021, were $280 million, significantly lower than $1,807 million in the same period of 2020 [202]. - Catastrophe losses for Q2 2021 were $165 million, significantly lower than $1.273 billion in Q2 2020, which included substantial COVID-19 related claims [224]. - Catastrophe losses gross of related adjustments totaled $(1,781) million, indicating significant impact from catastrophic events [298]. - The company actively manages catastrophe risk, setting limits based on probable maximum loss (PML) and purchasing reinsurance accordingly [338]. Investment Income - Net investment income rose to $884 million from $827 million in the prior year, primarily due to higher income from private equity partnerships [190]. - Net investment income for Q2 2021 was $535 million, a 5.3% increase from $509 million in Q2 2020 [222]. - Net investment income increased by 7.0% to $884 million for the three months ended June 30, 2021, and by 3.5% to $1,747 million for the six months ended June 30, 2021, primarily due to higher income from private equity partnerships and increased dividends on public equities [313]. - The total mark-to-market gain on private equity was $736 million for the three months ended June 30, 2021, compared to a loss of $200 million in the same period of 2020 [315]. - The fair value of total investments increased by $2.5 billion during the six months ended June 30, 2021, reaching $122.04 billion, driven by strong operating cash flow and positive equity market returns [317]. Shareholder Returns - The company plans to implement a one-time incremental share repurchase program of up to $5.0 billion through June 30, 2022 [191]. - The company repurchased $2.44 billion of common shares in the first half of 2021, with a remaining share repurchase authorization of $65 million through December 31, 2021 [357]. - An annual dividend of up to $3.20 per share was approved for the following year, representing an increase of $0.08 per share over the prior year [360]. - The company maintained $1.4 billion in repurchase agreements outstanding as of June 30, 2021, with various maturities over the next nine months [355]. - Chubb Limited received dividends of $1.8 billion from its Bermuda subsidiaries during the six months ended June 30, 2021 [348].

Chubb Limited (NYSE:CB) Q2 2021 Earnings Conference Call July 28, 2021 8:30 AM ET Company Participants Karen Beyer - Senior Vice President of Investor Relations Evan Greenberg - Chairman, President & Chief Executive Officer Peter Enns - Chief Financial Officer Conference Call Participants Michael Phillips - Morgan Stanley David Motemaden - Evercore Greg Peters - Raymond James Elyse Greenspan - Wells Fargo Ryan Tunis - Autonomous Research Tracy Benguigui - Barclays Brian Meredith - UBS Meyer Shields - KBW Op ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 1-11778 | --- | --- | --- | |---------------------------------------------------------------------------------------------|----- ...

Chubb Limited (NYSE:CB) Q1 2021 Earnings Conference Call April 28, 2021 8:30 AM ET Company Participants Karen Beyer - Senior Vice President, Investor Relations Evan Greenberg - Chairman and CEO Phil Bancroft - Chief Financial Officer Conference Call Participants Michael Phillips - Morgan Stanley Greg Peters - Raymond James David Motemaden - Evercore ISI Elyse Greenspan - Wells Fargo Yaron Kinar - Goldman Sachs Brian Meredith - UBS Ryan Tunis - Autonomous Research Meyer Shields - KBW Operator Please standby, ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 1-11778 CHUBB LIMITED (Exact name of registrant as specified in its charter) Switzerland 98-0091805 (State or other jurisdiction of incorporation or or ...

Chubb Limited (NYSE:CB) Q4 2020 Results Conference Call February 3, 2021 8:30 AM ET Company Participants Karen Beyer - SVP, IR Evan Greenberg - Chairman and CEO Phil Bancroft - CFO Conference Call Participants Michael Phillips - Morgan Stanley David Motemaden - Evercore ISI Elyse Greenspan - Wells Fargo Brian Meredith - UBS Tracy Benguigui - Barclays Meyer Shields - KBW Operator Good day, and welcome to the Chubb Limited Fourth Quarter Year-end 2020 Earnings Call. Today's conference is being recorded. [Oper ...

Financial Performance - Net income for the three months ended September 30, 2020, was $1,194 million, a 9.4% increase compared to $1,091 million in the prior year period[230]. - Total revenues for the three months were $9,464 million, a 4.6% increase from $9,045 million in the prior year[235]. - The total after income tax for the three months ended September 30, 2020, was $797 million[268]. - The company reported total assets of $188 billion and shareholders' equity of $56 billion as of September 30, 2020[229]. - The company reported a pre-tax net gain of $463 million for the nine months ended September 30, 2020, driven by market volatility and a $1,542 million gain in the investment portfolio, partially offset by impairments and foreign exchange losses[346]. Premiums and Underwriting - Consolidated net premiums written reached $9.1 billion, reflecting a 5.3% increase, or 6.0% in constant dollars[232]. - Net premiums written increased by $326 million, or 9.4%, for the three months ended September 30, 2020, and by $813 million, or 8.2%, for the nine months ended September 30, 2020[276]. - Net premiums earned increased by $438 million and $1,332 million for the three and nine months ended September 30, 2020, respectively, reflecting growth in net premiums written[249]. - The P&C combined ratio was 95.2%, up from 90.2% in the prior year, with catastrophe losses contributing 11.3 percentage points[233]. - The underwriting loss for Q3 2020 was $126 million, a 12.2% increase from $112 million in Q3 2019, while YTD underwriting loss rose to $556 million from $294 million, reflecting an 89.2% increase[337]. Catastrophe Losses - Pre-tax net catastrophe losses amounted to $925 million, primarily due to severe weather-related events and wildfires[230]. - Catastrophe losses for the nine months ended September 30, 2020, amounted to $2,950 million, significantly higher than $759 million for the same period in 2019[256]. - Catastrophe losses for the three months ended September 30, 2020, were $305 million, compared to $83 million for the same period in 2019, representing a significant increase[293]. - Catastrophe losses through September 30, 2020, included $1,378 million related to the COVID-19 pandemic, severe weather-related events, and civil unrest-related losses in the U.S.[258]. - Catastrophe losses, net of related adjustments, amounted to $(925) million[362]. Investment Income - Net investment income decreased by 3.8% to $840 million from $873 million in the prior year[235]. - The total investment portfolio generated net realized gains of $89 million and net unrealized gains of $638 million in Q3 2020, compared to losses of $109 million and $705 million respectively in Q3 2019[343]. - The gross investment income for the nine months ended September 30, 2020, was $2,658 million, compared to $2,698 million for the same period in 2019[380]. - The total mark-to-market gain on private equity for the three months ended September 30, 2020, was $436 million, compared to $34 million for the same period in 2019[381]. - Net investment income for Q3 2020 was a loss of $19 million, a 30.2% improvement from a loss of $28 million in Q3 2019[337]. Expense Ratios - The loss and loss expense ratio increased to 69.2% for the three months ended September 30, 2020, compared to 63.1% for the same period in 2019[266]. - The policy acquisition cost ratio decreased by 0.4 percentage points to 18.0% for the three months ended September 30, 2020, and to 18.8% for the nine months ended September 30, 2020[252]. - The administrative expense ratio decreased to 8.0% for the three months ended September 30, 2020, down from 8.7% in 2019, and to 8.6% for the nine months ended September 30, 2020, down from 9.2% in 2019[253]. - The policy acquisition cost and administrative expense ratio was 21.2%[362]. - The administrative expenses decreased by $3 million in Q3 2020 primarily due to lower advertising and travel-related costs, but increased by $3 million YTD due to COVID-19 impacts and higher legal expenses[338]. Market and Strategic Outlook - The company plans to expand its market presence through strategic acquisitions and new product developments in the upcoming quarters[364]. - Future guidance indicates a focus on maintaining a combined ratio below 90% while enhancing premium growth through innovative insurance solutions[364]. - The company anticipates that positive cash flows from operations will be sufficient to cover cash outflows under most loss scenarios in the near term[415]. - The company’s catastrophe reinsurance program was renewed effective April 1, 2020, with no material changes in coverage from the previous program[412]. - The company has agreements with a third-party bank provider to enhance cash management efficiency through international multi-currency notional cash pooling programs[415].

Chubb Limited (NYSE:CB) Q3 2020 Earnings Conference Call October 28, 2020 8:30 AM ET Company Participants Karen Beyer - Senior Vice President of Investor Relations Evan Greenberg - Chairman & Chief Executive Officer Phil Bancroft - Executive Vice President & Chief Financial Officer Conference Call Participants Mike Zaremski - Credit Suisse Gregory Peters - Raymond James Elyse Greenspan - Wells Fargo Michael Phillips - Morgan Stanley David Motemaden - Evercore Brian Meredith - UBS Ryan Tunis - Autonomous Res ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 1-11778 CHUBB LIMITED (Exact name of registrant as specified in its charter) Switzerland 98-0091805 (State or other jurisdiction ...