Financial Data and Key Metrics Changes - The company reported an after-tax COVID-related loss estimate of $1.2 billion, which accounted for approximately 25% of earnings [7] - The published P&C combined ratio was 112.3%, with a total after-tax cash charge of $1.5 billion, including $353 million from natural catastrophe and civil unrest-related losses [8] - Book value per share grew about 5%, while tangible book value increased over 7%, both remaining essentially flat for the year [10] - Operating cash flow for the quarter was $2 billion, and the company returned $353 million to shareholders in dividends [34] Business Line Data and Key Metrics Changes - P&C net premiums grew 1.4% in constant dollars, with a better underlying growth of 3.9% when excluding a one-time charge [11] - Commercial P&C net premiums grew 10% after adjusting for the one-time premium charge, driven by strong new business growth and premium retention [12] - In international general insurance operations, commercial P&C net premiums grew over 5.5% in constant dollars, with Chubb Global Markets growing over 20% [13] - Consumer lines growth globally was severely impacted, with North America personal lines experiencing a flight to safety in the high net worth segment [14][15] Market Data and Key Metrics Changes - Overall rates increased in North America commercial P&C by 14%, with major accounts and specialty rates per property up 21% [14] - Casualty rates increased over 25.5%, and financial lines rates were up over 18.5% [14] - Retention rates remained strong at almost 97% [15] Company Strategy and Development Direction - The company is capitalizing on favorable commercial P&C underwriting conditions while navigating the challenges posed by COVID-19 [10][31] - Chubb has released a pandemic business interruption program aimed at mitigating economic disruption in future pandemics, advocating for a public-private partnership framework [25][28] - The company emphasizes maintaining a conservative approach to capital management and risk-adjusted returns in its investment strategy [34] Management's Comments on Operating Environment and Future Outlook - Management acknowledged the significant impact of COVID-19 on the economy and the insurance industry, describing it as a historic event with long-lasting effects [6][7] - The company expects to achieve positive premium revenue growth for the full year, despite the challenges posed by the pandemic [16] - Management expressed confidence in the company's strong balance sheet and operational capabilities during uncertain times [31][33] Other Important Information - The company highlighted its commitment to addressing social issues, including racism and inclusion within its workforce [29][30] - Management discussed the importance of liability shields for businesses in the context of the ongoing pandemic, supporting legislative efforts to provide such protections [82] Q&A Session Summary Question: Impact of COVID on acquisition expense ratio - Management noted that the acquisition ratio benefits from a mix of business change, with commercial P&C growing rapidly and having a lower acquisition ratio [40] Question: Frequency benefits on commercial lines - Management indicated that most classes of business in traditional property and casualty benefit from reduced frequency due to COVID-related shutdowns [41][42] Question: Pricing trends in North America commercial - Management confirmed that they are achieving rates in excess of loss cost trends, but did not provide specific forward guidance [46] Question: Business interruption claims evolution - Management discussed the ongoing legal landscape regarding business interruption claims, noting that the situation is evolving differently in various countries [59][60] Question: Reinsurance business outlook - Management stated that they are becoming more active in the reinsurance business due to improved pricing conditions [63] Question: Liability shields for businesses - Management emphasized the importance of liability safe harbors for businesses during the pandemic, supporting legislative efforts to provide such protections [82]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 1-11778 CHUBB LIMITED (Exact name of registrant as specified in its charter) Switzerland 98-0091805 (State or other jurisdiction ...

Chubb Limited (NYSE:CB) Q1 2020 Results Conference Call April 22, 2020 8:30 AM ET Company Participants Karen Beyer - SVP, IR Evan Greenberg - Chairman and CEO Phil Bancroft - CFO Tim Boroughs - Chief Investment Officer Conference Call Participants Michael Phillips - Morgan Stanley Elyse Greenspan - Wells Fargo Paul Newsome - Piper Sandler Mike Zaremski - Credit Suisse Greg Peters - Raymond James Meyer Shields - KBW Brian Meredith - UBS David Motemaden - Evercore ISI Yaron Kinar - Goldman Sachs Ryan Tunis - ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 1-11778 | --- | --- | --- | |---------------------------------------------------------------------------------------|---------------------------------- ...

Chubb Limited (NYSE:CB) Q4 2019 Earnings Conference Call February 5, 2020 8:30 AM ET Company Participants Karen Beyer - SVP, IR Evan Greenberg - CEO Philip Bancroft - CFO Conference Call Participants Michael Phillips - Morgan Stanley Paul Newsome - Piper Sandler Elyse Greenspan - Wells Fargo Yaron Kinar - Goldman Sachs Mike Zaremski - Credit Suisse Ryan Tunis - Autonomous Meyer Shields - KBW Brian Meredith - UBS David Motemaden - Evercore Greg Peters - Raymond James Operator Ladies and gentlemen, please sta ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 1-11778 CHUBB LIMITED (Exact name of registrant as specified in its charter) Switzerland 98-0091805 (State or other jurisdic ...

Start Time: 08:30 January 1, 0000 9:30 AM ET Chubb Limited (NYSE:CB) Q3 2019 Earnings Conference Call October 30, 2019, 08:30 AM ET Company Participants Evan Greenberg - Chairman and CEO Philip Bancroft - EVP and CFO John Lupica - VP, Chubb Group; President North America Major Accounts and Specialty Insurance Karen Beyer - SVP, IR Conference Call Participants Paul Newsome - Sandler O’Neill Elyse Greenspan - Wells Fargo Greg Peters - Raymond James Michael Zaremski - Credit Suisse Yaron Kinar - Goldman Sachs ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 1-11778 CHUBB LIMITED (Exact name of registrant as specified in its charter) Switzerland 98-0091805 (State or other jurisdiction ...

Chubb Limited (NYSE:CB) Q2 2019 Results Earnings Conference Call July 24, 2019 8:30 AM ET Company Participants Karen Beyer - SVP, IR Evan Greenberg - Chairman and CEO Philip Bancroft - EVP and CFO Conference Call Participants Mike Phillips - Morgan Stanley Elyse Greenspan - Wells Fargo Yaron Kinar - Goldman Sachs Ryan Tunis - Autonomous Paul Newsome - Sandler O'Neill Brian Meredith - UBS Jay Gelb - Barclays Meyer Shields - KBW Greg Peters - Raymond James Operator Good day and welcome to the Chubb Limited Se ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2019 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 1-11778 CHUBB LIMITED (Exact name of registrant as specified in its charter) Switzerland 98-0091805 (State or other jurisdiction ...