Investors interested in stocks from the Insurance - Property and Casualty sector have probably already heard of Axis Capital (AXS) and Chubb (CB) . But which of these two stocks is more attractive to value investors? We'll need to take a closer look to find out.There are plenty of strategies for discovering value stocks, but we have found that pairing a strong Zacks Rank with an impressive grade in the Value category of our Style Scores system produces the best returns. The Zacks Rank is a proven strategy t ...

Offering addresses growing insurance challenges for large companies amid claims escalation; provides up to $100 million in claims-made excess casualty coverage.NEW YORK, May 1, 2025 /PRNewswire/ -- Chubb, Zurich North America and National Indemnity have announced a new excess casualty facility that can offer up to $100 million in lead excess casualty insurance capacity on a claims-made basis for large national and multinational companies. The facility is unique in the industry and will deliver excess umbrel ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File No. 1-11778 CHUBB LIMITED (Exact name of registrant as specified in its charter) Switzerland 98-0091805 (State or other jurisdiction ...

Chubb Limited (NYSE:CB) Q1 2025 Earnings Conference Call April 23, 2025 8:30 AM ET Company Participants Karen Beyer - Senior Vice President, Investor Relations Evan Greenberg - Chairman and Chief Executive Officer Peter Enns - Executive Vice President and Chief Financial Officer Conference Call Participants Gregory Peters - Raymond James Michael Zaremski - BMO Capital Markets Brian Meredith - UBS David Motemaden - Evercore ISI Meyer Shields - KBW Alex Scott - Barclays Robert Cox - Goldman Sachs Operator Tha ...

Chubb Limited (CB) reported first-quarter 2025 core operating income of $5.68 per share, which outpaced the Zacks Consensus Estimate by 12.8%. However, the bottom line decreased 30.1% year over year.Chubb Limited's results reflected higher catastrophe losses and poor underwriting income, which were partially offset by higher premiums and improved net investment income. (Find the latest EPS estimates and surprises on Zacks Earnings Calendar.)Quarter in DetailNet premiums written improved 3.5% year over year ...

Core Insights - Chubb reported revenue of $13.67 billion for Q1 2025, a 4.6% increase year-over-year, but fell short of the Zacks Consensus Estimate by 3.43% [1] - The company's EPS was $3.68, down from $5.41 in the same quarter last year, but exceeded the consensus estimate of $3.26 by 12.88% [1] Financial Performance Metrics - Loss and loss expense ratio was 67.8%, slightly better than the average estimate of 67.9% [4] - Combined ratio stood at 95.7%, compared to the estimated 95.5% [4] - North America Agricultural Insurance combined ratio was 67.5%, significantly better than the estimated 100.9% [4] - Net premiums written for North American Personal P&C Insurance were $1.55 billion, slightly below the estimate of $1.59 billion, reflecting a year-over-year increase of 6.6% [4] - Net investment income for Overseas General Insurance was $281 million, below the estimate of $306.70 million, but showed a 5.2% year-over-year increase [4] - Global Reinsurance net investment income was $70 million, exceeding the estimate of $67.36 million, with a year-over-year increase of 22.8% [4] - Total P&C net premiums written were $10.93 billion, below the estimate of $11.30 billion, with a year-over-year increase of 3.2% [4] - Global Reinsurance net premiums written were $408 million, slightly above the estimate of $406.24 million, reflecting a 13.7% year-over-year increase [4] - Overseas General Insurance net premiums written were $3.90 billion, below the estimate of $4.09 billion, with a year-over-year increase of 1.8% [4] - North America Agricultural Insurance net investment income was $24 million, exceeding the estimate of $21.93 million, with a year-over-year increase of 14.3% [4] - Total P&C net premiums earned were $10.30 billion, below the estimate of $10.80 billion, reflecting a year-over-year increase of 3.3% [4] Stock Performance - Chubb's shares returned -4% over the past month, outperforming the Zacks S&P 500 composite's -8.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]

Core Viewpoint - Chubb reported quarterly earnings of $3.68 per share, exceeding the Zacks Consensus Estimate of $3.26 per share, but down from $5.41 per share a year ago, indicating a significant earnings surprise of 12.88% [1][2] Financial Performance - Chubb's revenues for the quarter ended March 2025 were $13.67 billion, missing the Zacks Consensus Estimate by 3.43%, but up from $13.07 billion year-over-year [2] - Over the last four quarters, Chubb has surpassed consensus EPS estimates four times, but has only topped revenue estimates once [2] Stock Performance - Chubb shares have increased approximately 1.3% since the beginning of the year, contrasting with the S&P 500's decline of -12.3% [3] Future Outlook - The company's earnings outlook is crucial for investors, with current consensus EPS estimates at $5.92 for the coming quarter and $20.87 for the current fiscal year, with revenues expected to be $14.92 billion and $60.31 billion respectively [7] - The Zacks Rank for Chubb is currently 3 (Hold), indicating expected performance in line with the market in the near future [6] Industry Context - The Insurance - Property and Casualty industry is currently ranked in the top 17% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8]

Premiums and Income - Gross premiums written for Q1 2025 were $15,105 million, a 4.7% increase from $14,425 million in Q1 2024[11] - Net premiums written increased to $12,646 million in Q1 2025, up 3.5% from $12,221 million in Q1 2024[11] - Life Insurance net premiums written increased by 5.3% to $1,720 million in Q1 2025 from $1,633 million in Q1 2024[11] - Gross premiums written for Q1-25 reached $15,105 million, an increase from $14,326 million in Q4-24[14] - Net premiums written increased to $12,646 million in Q1-25, up 4.9% from $12,058 million in Q4-24[14] - Net premiums written in the Property and other short-tail lines for Q1 2025 were $2,489 million, a 5.4% increase year-over-year[27] - Total consolidated net premiums written for Q1 2025 reached $12,646 million, reflecting a 3.5% increase compared to Q1 2024[27] - Net premiums written for Q1 2025 totaled $10,926 million, a 3.2% increase from $10,588 million in Q1 2024[30] - Net premiums written for North America Personal P&C Insurance increased by 6.6% year-over-year, totaling $1,552 million in Q1 2025[35] - Net premiums written for North America Agricultural Insurance decreased by 11% year-over-year, totaling $276 million in Q1 2025[38] - Net premiums written in Europe, Middle East, and Africa increased by 2.5% year-over-year to $1,915 million in Q1 2025[40] - Net premiums written for Q1 2025 were $1,720 million, reflecting a 5.3% year-over-year growth[45] Financial Performance - Core operating income for Q1 2025 was $1,489 million, a decrease of 31.1% compared to $2,161 million in Q1 2024[11] - Chubb's net income for Q1 2025 was $1,331 million, down 37.9% from $2,143 million in Q1 2024[11] - The P&C combined ratio for Q1 2025 was 95.7%, compared to 86.0% in Q1 2024[11] - Diluted earnings per share decreased to $3.29 in Q1 2025, down 37.1% from $5.23 in Q1 2024[11] - Net income for Q1-25 was $1,343 million, a significant decrease from $2,640 million in Q4-24[14] - The P&C combined ratio for Q1-25 was 95.7%, up from 85.7% in Q4-24, indicating a decline in underwriting performance[20] - The combined ratio for Q1 2025 was 96.2%, compared to 86.2% in Q4 2024, indicating a deterioration in underwriting performance[22] - The segment income for Q1 2025 was $1,751 million, compared to $2,536 million in Q1 2024, indicating a decrease of 30.9%[30] - Chubb's net income for Q1 2025 was reported at $1,331 million, down from $2,575 million in Q4 2024, showing a significant decline in overall earnings[100] - The return on equity (ROE) for Q1 2025 was 8.2%, down from 14.3% in Q1 2024[104] Investment Performance - Adjusted net investment income rose to $1,670 million in Q1 2025, reflecting a 12.7% increase from $1,482 million in Q1 2024[11] - Adjusted net investment income reached $1,399 million in Q1 2025, up from $1,252 million in Q1 2024, marking an increase of 11.8%[30] - The total investment portfolio reported net gains of $948 million for the three months ended March 31, 2025, compared to net losses of $730 million for the same period in 2024[68] - The average market yield of fixed income investments was 5.5% for the quarter, slightly down from 5.6% in the previous quarter[55] - The investment portfolio totaled $156,047 million, an increase from $155,301 million, indicating a growth of 0.48%[58] - The total investment in private equities and other reached $17,931 million, reflecting a strategic focus on alternative investments[58] Expenses and Ratios - The effective tax rate for Q1 2025 was 19.3%, up from 13.7% in Q1 2024[11] - The loss and loss expense ratio for Q1-25 was 67.8%, an increase from 59.4% in Q4-24, indicating higher claims relative to premiums[20] - The loss and loss expense ratio for Q1 2025 was 60.8%, a slight increase from 60.5% in Q4 2024[32] - The policy acquisition cost ratio for Q1 2025 was 14.4%, slightly higher than 14.1% in Q1 2024[32] - The policy acquisition cost ratio for Q1 2025 was 26.1%, slightly up from 26.0% in Q4 2024[40] - Administrative expenses for Q1 2025 totaled $878 million, consistent with $880 million in Q4-24[20] - Administrative expenses for Q1 2025 amounted to $202 million, down from $207 million in Q1 2024[45] Catastrophe Losses - Catastrophe losses for Q1-25 amounted to $1,604 million, compared to $617 million in Q4-24, reflecting increased claims[20] - Catastrophe losses for Q1 2025 amounted to $1,589 million, significantly impacting the combined ratio[22] - Catastrophe losses for North America Personal P&C Insurance in Q1 2025 were $1,292 million, a significant increase from $84 million in Q4 2024[35] - Catastrophe losses after-tax for Q1 2025 amounted to $1,300 million, compared to $515 million in Q4 2024, highlighting increased exposure to catastrophic events[100] Shareholder Equity and Book Value - Book value per common share increased by 2.7% to $164.01 as of March 31, 2025, from $159.77 at the end of 2024[11] - Tangible book value per common share increased to $104.27, a 3.9% rise from the previous quarter[24] - Chubb's shareholders' equity increased to $65.726 billion as of March 31, 2025, compared to $64.021 billion at the end of 2024[71] - The equity at the end of Q1 2025, as reported, was $65,726 million, an increase from $60,535 million in Q1 2024[104] Other Financial Metrics - The number of shares outstanding at the end of Q1 2025 was 400,748,485, a slight increase from 400,703,663 at the end of Q4 2024[77] - Chubb's total financial debt as of March 31, 2025, is $14.508 billion, a decrease from $15.179 billion on December 31, 2024[71] - Chubb's leverage ratio for financial debt is 18.0% as of March 31, 2025, down from 19.1% at the end of 2024[71] - The company reported realized and unrealized gains of $1.052 billion from foreign exchange for the three months ended March 31, 2025[67] - The company reported a cumulative translation gain of $340 million in Q1 2025, contrasting with a loss of $(1,073) million in Q4 2024[77]

Chubb Limited (CB) is expected to register an improvement in its top line but a decline in its bottom line when it reports first-quarter 2025 results on April 22, after the closing bell.The Zacks Consensus Estimate for CB’s first-quarter revenues is pegged at $14.2 billion, indicating 8.4% growth from the year-ago reported figure.The consensus estimate for earnings is pegged at $3.26 per share. The Zacks Consensus Estimate for CB’s first-quarter earnings has moved down 2 cents in the past 30 days. The estim ...

The upcoming report from Chubb (CB) is expected to reveal quarterly earnings of $3.26 per share, indicating a decline of 39.7% compared to the year-ago period. Analysts forecast revenues of $14.16 billion, representing an increase of 8.4% year over year.Over the past 30 days, the consensus EPS estimate for the quarter has been adjusted downward by 0.1% to its current level. This demonstrates the covering analysts' collective reassessment of their initial projections during this period.Prior to a company's e ...