FITZGERALD, GA. (July 24, 2024) – Colony Bankcorp, Inc. (Nasdaq: CBAN) ("Colony" or the "Company") today reported financial results for the second quarter of 2024. Financial highlights are shown below. The Company also announced that on July 24, 2024, the Board of Directors declared a quarterly cash dividend of $0.1125 per share, to be paid on its common stock on August 21, 2024, to shareholders of record as of the close of business on August 7, 2024. The Company had 17,538,611 shares of its common stock ou ...

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 OR COLONY BANKCORP, INC. (Exact Name of Registrant as Specified in Its Charter) Georgia 58-1492391 (State or Other Jurisdiction of Incorporation or Organization) (I.R.S. Employer Identification No.) Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, Par Value $1.00 per share CBAN The NASDAQ Stock Market Large Accelerate Filer ☐ Accelerated Filer ☒ Non-accelerated Filer ☐ Smaller Reporting Company ...

INVESTOR PRESENTATION CAUTIONARY STATEMENTS NON-GAAP FINANCIAL MEASURES FIRST QUARTER 2024 This presentation contains "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. In addition, certain statements may be contained in Colony Bankcorp, Inc's (the "Company") future filings with the Securities and Exchange Commission (the "SEC"), in press releases, an ...

Company Participants Conference Call Participants Operator It is now my pleasure to turn the conference over to Colonyâs Chief Financial Officer, Mr. Derek Shelnutt. Thanks, Abby. Before we get started, I would like to go through our standard disclosures. Certain statements we make on this call could be constituted as forward-looking statements within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934. Current and prospective investors are cautioned that any such forward-looki ...

Explanation of Certain Unaudited Non-GAAP Financial Measures institutions. The limitations associated with operating measures are the risk that persons might disagree as to the appropriateness of items comprising these measures and that different companies might calculate these measures differently. 6 7 (a) (b) 8 Colony Bankcorp, Inc. Average Balance Sheet and Net Interest Analysis 1 The average balance of loans includes the average balance of nonaccrual loans. Income on such loans is recognized and recorde ...

Item 1A. Risks Related to Our Business • demand for our loans, deposits and services may decline; • loan delinquencies, problem assets and foreclosures may increase; • weak economic conditions may continue to limit the demand for loans by creditworthy borrowers, limiting our capacity to leverage our retail deposits and maintain our net interest income; • collateral for our loans may decline further in value; and • the amount of our low-cost or non-interest bearing deposits may decrease. Interest rates are h ...

FITZGERALD, Ga.--(BUSINESS WIRE)--Colony Bankcorp, Inc. (Nasdaq: CBAN) (“Colony” or the “Company”) announced today that Heath Fountain, Chief Executive Officer, and Derek Shelnutt, Chief Financial Officer, will participate in the Janney 2024 CEO Forum to be held on January 31st to February 1st. A copy of the investor presentation can be found prior to the event on the Investor Relations section of the Company’s website, www.colony.bank. About Colony Bankcorp Colony Bankcorp, Inc. is the bank holding comp ...

Company Participants Conference Call Participants Colony Bankcorp, Inc. (NASDAQ:CBAN) Q4 2023 Earnings Conference Call January 25, 2024 9:00 AM ET Heath Fountain - Chief Executive Officer Christopher Marinac - Janney Montgomery Scott Good morning, ladies and gentlemen, and welcome to Colony Bank Fourth Quarter 2023 Conference Call. At this time, all lines are in a listen-only mode. Following the presentation, we will conduct a question-and-answer session. [Operator Instructions] This call is being recorded ...