UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 | --- | --- | |----------------------------------------------------------------------------|------------------------------------------| | For the transition period from _______________ | ...

+Exhibit 99.1 News Release - For Immediate Release October 29, 2024 For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) CFSB BANCORP, INC. ANNOUNCES FISCAL FIRST QUARTER 2025 FINANCIAL RESULTS QUINCY, Massachusetts, October 29, 2024 – CFSB Bancorp, Inc. (the "Company") (NASDAQ Capital Market: CFSB), the holding company for Colonial Federal Savings Bank (the "Bank"), announced a net loss of $6,000, or $0.00 per basic and diluted share, for the three month ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______________ to _______________ | --- | --- | |---------------------------------------------------------------------------------------------------------------|------- ...

For More Information, Contact: Michael E. McFarland, President and Chief Executive Officer (617-471-0750) QUINCY, Massachusetts, July 30, 2024 – CFSB Bancorp, Inc. (the "Company") (NASDAQ Capital Market: CFSB), the holding company for Colonial Federal Savings Bank (the "Bank"), announced net income of $160,000, or $0.03 per basic and diluted share, for the three months ended June 30, 2024 compared to a net loss of $40,000, or $0.01 per basic and diluted share, for the three months ended March 31, 2024 and n ...

FORM 10-Q ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 | --- | --- | |------------------------------------------------------------------------------------------------|------------------------------------------| | | | | Commission File Number: | 001-41220 | | CFSB Bancorp, Inc. (Exact Name of Registrant as Specified | in its Charter) | | | | | United States of America | 87-4396534 | | (State or other jurisdiction of incorporation or organization) | (I.R.S. Employ ...

News Release - For Immediate Release April 29, 2024 QUINCY, Massachusetts, April 29, 2024 – CFSB Bancorp, Inc. (the "Company") (NASDAQ Capital Market: CFSB), the holding company for Colonial Federal Savings Bank (the "Bank"), today announced a net loss of $40,000, or $0.01 per basic and diluted share, for the three months ended March 31, 2024 compared to a net loss of $210,000, or $0.03 per basic and diluted share, for the three months ended December 31, 2023 and net income of $355,000, or $0.06 per basic a ...

QUINCY, Mass., April 5, 2024 /PRNewswire/ -- CFSB Bancorp, Inc. (the "Company") (Nasdaq: CFSB), the holding company for Colonial Federal Savings Bank, announced it has adopted a program to repurchase up to 152,287 shares of its common stock, which is approximately 5% of its outstanding common stock (excluding shares held by 15 Beach, MHC). This is the Company's first stock repurchase program since completing its mutual holding company reorganization and related stock offering in January 2022. Repurchases ar ...

21 WARM method Individually evaluated financial assets The $8,000 reversal for credit losses for loans was primarily a result of changes in the economic forecast. The $1,000 provision for credit losses for off-balance sheet exposures was primarily due to an increase of $185,000 in unfunded commitments for the three months ended December 31, 2023. 24 CFSB Bancorp, Inc. and Subsidiary Notes to Unaudited Consolidated Financial Statements (Continued) The following table presents activity in the allowance for cr ...

48 Management of Market Risk General. The majority of our assets and liabilities are monetary in nature. Consequently, our most significant form of market risk is interest rate risk. Our assets, consisting primarily of mortgage loans and investment securities, have longer maturities than our liabilities, consisting primarily of deposits. As a result, a principal part of our business strategy is to manage the impact of changes in market interest rates on net interest income and capital. We have an Asset/Liab ...

or savings and loan holding company, without prior Federal Reserve Board approval. In evaluating applications by holding companies to acquire savings institutions, the Federal Reserve Board considers factors such as the financial and managerial resources, future prospects of the company and institution involved, the effect of the acquisition on and the risk to the federal deposit insurance fund, the convenience and needs of the community and competitive factors. The Federal Reserve Board is prohibited from ...