Table of Contents Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock CLST Nasdaq Capital Market UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-40893 CATAL ...

Exhibit 99.1 For more information: Joe Zanco, President and CEO (337) 948-3033 For Immediate Release Release Date: October 24, 2024 Catalyst Bancorp, Inc. Announces 2024 Third Quarter Results Opelousas, Louisiana – Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported net income of $447,000 for the third quarter of 2024, down $80,000 compared to net income of $527,000 for the second quarter of 2024. Net income for the thir ...

Table of Contents Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock CLST Nasdaq Capital Market UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-40893 CATALYST B ...

Exhibit 99.1 For Immediate Release Release Date: July 31, 2024 Opelousas, Louisiana – Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported net income of $527,000 for the second quarter of 2024, compared to a net loss of $4.7 million for the first quarter of 2024. The first quarter of 2024 included a $5.5 million loss on the sale of investment securities and $560,000 of data conversion and other expenses associated with th ...

7 | --- | --- | --- | --- | --- | --- | --- | --- | --- | |--------------------------------------------------------------|-------|----------------|------------------------|-------|------------|-------------------------|-------|--------------| | (Dollars in thousands) \nSecurities available-for-sale | | Amortized Cost | Gross Unrealized Gains | March | 31, 2024 | Gross Unrealized Losses | | Fair Value | | Mortgage-backed securities | $ | 26,676 | $ | 4 | $ | (4,343) | $ | 22,337 | | U.S. Government and agenc ...

For Immediate Release Release Date: May 2, 2024 Catalyst Bancorp, Inc. Announces 2024 First Quarter Results and Approval of New Share Repurchase Plan Opelousas, Louisiana – Catalyst Bancorp, Inc. (Nasdaq: "CLST") (the "Company"), the parent company for Catalyst Bank (the "Bank") (www.catalystbank.com), reported a net loss of $4.7 million for the first quarter of 2024, which includes a $5.5 million loss on the sale of investment securities and $560,000 of data conversion and other expenses associated with th ...

The Company was not committed to lend any additional funds on nonaccrual loans at December 31, 2023 or 2022. The Company does not recognize interest income while loans are on nonaccrual status. All payments received while on nonaccrual status are applied against the principal balance of nonaccrual loans. 70 Table of Contents At December 31, 2023, loans secured by residential and commercial real estate for which formal foreclosure proceedings were in process totaled $345,000 and $50,000, respectively. At Dec ...

| --- | --- | --- | --- | --- | --- | --- | --- | --- | |--------------------------------------------------------------|-------|----------------|-------|------------------------|-------|-------------------------|-------|--------------| | (Dollars in thousands) \nSecurities available-for-sale | | Amortized Cost | | Gross Unrealized Gains | | Gross Unrealized Losses | | Fair Value | | Mortgage-backed securities | $ | 74,044 | $ | 15 | $ | (9,892) | $ | 64,167 | | U.S. Government and agency obligations | | 10, ...

ITEM 1. FINANCIAL STATEMENTS The accompanying Notes are an integral part of these financial statements. NOTE 1. BASIS OF PRESENTATION NOTE 2. RECENT ACCOUNTING PRONOUNCEMENTS Commercial real estate – This category generally consists of loans secured by retail and industrial use buildings, hotels, strip shopping centers and other properties used for commercial purposes. The performance of these loans may be adversely affected by, among other factors, conditions specific to the relevant industry, the real est ...

Title of each class Trading Symbol(s) Name of each exchange on which registered UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-40893 (Exact name of registrant as specified in its charter) Louisiana 86 ...