CNO Financial Group, Inc. (NYSE:CNO) Q2 2023 Earnings Conference Call August 2, 2023 11:00 AM ET Company Participants Adam Auvil - Investor Relations Gary Bhojwani - Chief Executive Officer Paul McDonough - Chief Financial Officer Eric Johnson - President and Chief Investment Officer Karen DeToro - Chief Actuary Conference Call Participants Erik Bass - Autonomous John Barnidge - Piper Sandler Brian Kruger - Stifel Wilma Burdis - Raymond James Scott Heleniak - RBC Capital Suneet Kamath - Jefferies Tom Gallag ...

1 Measured as 100% of new life and health annualized premiums, except for single premium whole life deposits, which are measured at 10% of annualized premium. 2 Client assets include cash and securities in brokerage, broker/dealer customer account assets custodied directly at fund companies and insurance carriers, and assets under management in advisory accounts. 3 Represents fee revenue from the sales of third-party insurance products; services provided by WBD; fee revenue earned by Optavise (formerly know ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___ to ___ Commission File Number 001-31792 CNO Financial Group, Inc. Delaware 75-3108137 Indicate by check mark whether the Registrant (1) has filed all ...

Operating return measures Management believes that an analysis of net income applicable to common stock before net realized investment gains or losses from sales, impairments and change in allowance for credit losses, net change in market value of investments recognized in earnings, changes in fair value of embedded derivative liabilities and market risk benefits related to our fixed indexed annuities, fair value changes related to the agent deferred compensation plan, loss on extinguishment of debt, change ...

CNO Financial Group, Inc. (NYSE:CNO) Q1 2023 Results Conference Call May 2, 2023 11:00 AM ET Company Participants Adam Auvil - Vice President of Investor Relations Gary Bhojwani - Chief Executive Officer Paul McDonough - Chief Financial Officer Eric Johnson - Chief Investment Officer Conference Call Participants Ryan Krueger - Stifel Eric Bass - Autonomous John Barnidge - Piper Sandler Mark Dwelle - RBC Capital Markets Thomas Gallagher - Evercore Daniel Bergman - Jefferies Operator Good morning or good aft ...

Table of Contents a beneficiary under the policy, the aggregate amount of all premiums paid under the policy, without interest, less the aggregate amount of all claims incurred under the policy. For some policies, the return of premium rider does not have any claim offset. The cash value rider is similar to the return of premium rider, but also provides for payment of a graded portion of the return of premium benefit if the policy terminates before the return of premium benefit is earned. During 2022, 98 pe ...

Statutory reserves ~$221 million higher than LTC Net GAAP Liabilities, which are currently ~$2.55 billion Total LTC is just 12.4% of overall CNO insurance liabilities Potential adverse impact from severe stress scenarios is significantly reduced Average maximum benefit at issuance is $143 per day for inforce block CNO Financial Group 23 $381 million/$3.26 per diluted share value of NOLs and DTAs related to tax strategy Value of NOLs and deferred tax assets (DTAs) related to tax strategy $381 Non-Life NOLs $ ...

CNO Financial Group, Inc. (NYSE:CNO) Q4 2022 Earnings Conference Call February 8, 2023 10:00 AM ET Company Participants Adam Auvil - IR Gary Bhojwani - CEO Paul McDonough - CFO Eric Johnson - President & Chief Investment Officer Conference Call Participants Daniel Bergman - Jefferies Zach Byer - Autonomous Mark Dwelle - RBC Operator Ladies and gentlemen, welcome to the CNO Financial Group Fourth Quarter 2022 Earnings Results Call. My name is Glenn and I'll be your moderator for today's call. [Operator Instr ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___ to ___ Commission File Number 001-31792 CNO Financial Group, Inc. Delaware 75-3108137 | --- | --- | --- | |--------------------------------------- ...

| --- | --- | |---------------------------------------------------------------------------------------------|-------| | | | | | | | | | | | | | | | | Third Quarter 2022 Financial and operating results for the period ended September 30, 2022 | | | | | | October 31, 2022 | | | Unless otherwise specified, comparisons in this presentation are between 3Q21 and 3Q22. | | CNO Financial Group 1 Important Legal Information Forward-Looking Statements Certain statements made in this presentation should be considered f ...