Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ___________________________________________________________________________________ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________to__________. COMMISSION FILE NUMBER: 000-2648 ...

Exhibit 99.1 Encore Capital Group Announces First Quarter 2025 Financial Results SAN DIEGO, May 7, 2025 -- Encore Capital Group, Inc. (NASDAQ: ECPG), an international specialty finance company, today reported consolidated financial results for the first quarter ended March 31, 2025. (2) Represents the average of receivable portfolios for the quarter (receivable portfolios at the beginning and end of the quarter divided by 2). "Encore's 2025 is off to a strong start, which is reflected in every measure of ou ...

"Our MCM business in the U.S. continues to deliver very strong results. Empowered by the ongoing favorable supply environment, MCM portfolio purchases in the first quarter were a record $316 million, up 34% compared to the year ago quarter, at very attractive returns. MCM also delivered record collections of $454 million in the first quarter, up 23% compared to Q1 a year ago, driven by superior execution." "Our Cabot business in Europe delivered a solid first quarter. Portfolio purchases of $51 million were ...

Group 1 - Encore Capital Group, Inc. will release its financial results for Q1 2025 on May 7, 2025, after market close [1] - A conference call and slide presentation will be held on the same day at 2:00 p.m. Pacific / 5:00 p.m. Eastern time, featuring key executives discussing the results [1] - Members of the public can access the live webcast via Encore's Investor Relations page, and a replay will be available shortly after the call [2] Group 2 - Encore Capital Group is an international specialty finance company providing debt recovery solutions and related services for consumers [3] - The company purchases portfolios of consumer receivables from major banks, credit unions, and utility providers [3] - Encore operates with a Consumer Bill of Rights, offering industry-leading commitments to consumers [4]

SAN DIEGO, March 03, 2025 (GLOBE NEWSWIRE) -- Encore Capital Group, Inc. (Nasdaq:ECPG), an international specialty finance company, announced today that Encore management will be meeting with investors at the Raymond James 46th Annual Institutional Investors Conference on Tuesday, March 4, 2025. In addition, Ashish Masih, Encore’s President and Chief Executive Officer, will be making a presentation at the conference at 11:00am Eastern time on the same day. A link to the live webcast and a copy of the presen ...

Encore Capital Group, Inc. (ECPG) shares have plummeted 21.9% since it reported fourth-quarter 2024 results on Feb. 26, 2025. Investors might be concerned about falling debt-purchasing revenues in the quarter. However, rising collections and strong portfolio purchasing partially offset the negatives.See the Zacks Earnings Calendar to stay ahead of market-making news.ECPG reported fourth-quarter 2024 adjusted earnings per share (EPS) of $1.50, which missed the Zacks Consensus Estimate by 3.2%. The bottom lin ...

Fourth Quarter 2024 Investor Presentation Encore Capital Group, Inc. February 26, 2025 Legal Disclaimers The statements in this presentation that are not historical facts, including, most importantly, those statements preceded by, or that include, the words "will," "may," "believe," "projects," "expects," "anticipates" or the negation thereof, or similar expressions, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 (the "Reform Act"). These s ...

Encore Capital Group, Inc. (NASDAQ:ECPG) Q4 2024 Earnings Conference Call February 26, 2025 5:00 PM ET Company Participants Bruce Thomas - VP, Global IR Ashish Masih - President & CEO Jonathan Clark - EVP & CFO Ryan Bell - President, Midland Credit Management Tomas Hernanz - CFO, Cabot Credit Management Conference Call Participants David Scharf - Citizens JMP Mark Hughes - Truist Securities Mike Grondahl - Northland John Rowan - Janney Montgomery Scott Robert Dodd - Raymond James Operator Good day, everyone ...

Encore Capital Group (ECPG) Q4 2024 Earnings Call February 27, 2025 05:32 AM ET Company Participants Bruce Thomas - VP, Global Investor RelationsAshish Masih - President & Chief Executive OfficerJonathan Clark - EVP, CFO & TreasurerDavid Scharf - Managing DirectorMike Grondahl - Head of Equities & Director of ResearchJohn Rowan - Managing DirectorRobert Dodd - Director - Finance Conference Call Participants Mark Hughes - Analyst Operator Good day, everyone, and thank you for standing by. Welcome to the Enco ...

Core Viewpoint - Encore Capital Group reported quarterly earnings of $1.50 per share, which missed the Zacks Consensus Estimate of $1.55 per share, but showed an increase from $1.25 per share a year ago [1][2] Financial Performance - The company experienced an earnings surprise of -3.23% for the quarter, and previously, it had a surprise of -14.29% when it reported earnings of $1.26 per share against an expectation of $1.47 per share [2] - Revenues for the quarter were $265.62 million, missing the Zacks Consensus Estimate by 28.92%, and down from $277.39 million year-over-year [3] Market Performance - Encore Capital Group shares have increased by approximately 4.4% since the beginning of the year, outperforming the S&P 500, which gained 1.3% [4] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $1.49 on revenues of $386.31 million, and for the current fiscal year, it is $7.42 on revenues of $1.61 billion [8] - The estimate revisions trend for Encore Capital Group is mixed, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market [7] Industry Context - The Financial - Consumer Loans industry, to which Encore Capital Group belongs, is currently in the top 11% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [9]