UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ___________________________________________________________________________________ FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . COMMISSION FILE NUMBER: 000-26489 ENCORE CAPITAL GROUP, INC. (Exact name o ...

Encore Capital Group, Inc. (NASDAQ:ECPG) Q3 2022 Earnings Conference Call November 2, 2022 5:00 PM ET Company Participants Bruce Thomas - VP, IR Ashish Masih - President and CEO Jonathan Clark - EVP and Chief Financial Officer Craig Buick - CEO, Cabot Credit Management Group Ryan Bell - President, Midland Credit Management Conference Call Participants David Scharf - JMP Securities Mark Hughes - Truist Mike Grondahl - Northland Capital Markets Robert Dodd - Raymond James Operator Good day and thank you for s ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ___________________________________________________________________________________ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________to__________. COMMISSION FILE NUMBER: 000- ...

Encore Capital Group, Inc. (NASDAQ:ECPG) Q2 2022 Earnings Conference Call August 3, 2022 5:00 PM ET Company Participants Bruce Thomas - VP, IR Ashish Masih - President and CEO Jonathan Clark - EVP and Chief Financial Officer Craig Buick - CEO, Cabot Credit Management Group Ryan Bell - President, Midland Credit Management Conference Call Participants Mark Hughes - Truist Company Mike Grondahl - Northland Capital Markets Robert Dodd - Raymond James Spencer James - William Blair & Company Mark Hughes - Truist ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ___________________________________________________________________________________ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________to__________. COMMISSION FILE NUMBER: 000-26489 ...

Encore Capital Group, Inc. (NASDAQ:ECPG) Q1 2022 Earnings Conference Call May 4, 2022 5:00 PM ET Company Participants Bruce Thomas - VP, IR Ashish Masih - President and CEO Jonathan C. Clark - EVP and Chief Financial Officer Craig Buick - CEO, Cabot Credit Management Group Ryan Bell - President, Midland Credit Management Conference Call Participants Mark Hughes - Truist Securities Michael Grondahl - Northland Capital Markets Spencer James - William Blair Robert Dodd - Raymond James Operator Good day. Thank ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ___________________________________________________________________________________ FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________to__________. COMMISSION FILE NUMBER: 000-2648 ...

Encore Capital Group, Inc. (NASDAQ:ECPG) Q4 2021 Earnings Conference Call February 23, 2022 5:00 PM ET Company Participants Bruce Thomas - Vice President, Global Investor Relations Ashish Masih - President & Chief Executive Officer Jonathan Clark - Executive Vice President & Chief Financial Officer Ryan Bell - President, Midland Credit Management Craig Buick - Chief Executive Officer, Cabot Credit Management Conference Call Participants David Scharf - JMP Securities Mark Hughes - Truist Mike Grondahl - Nort ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ___________________________________________________________________________________ FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . COMMISSION FILE NUMBER: 000-26489 ENCORE CAPITAL GROUP, ...

Encore Capital Group, Inc. (NASDAQ:ECPG) Q3 2021 Earnings Conference Call November 3, 2021 5:00 PM ET Company Participants Bruce Thomas - VP, IR Ashish Masih - President, CEO & Director Jonathan Clark - EVP, CFO & Treasurer Craig Buick - CEO Ryan Bell - President, Midland Credit Management Conference Call Participants Mark Hughes - Truist Securities Robert Napoli - William Blair & Company David Scharf - JMP Securities Michael Grondahl - Northland Capital Markets Robert Dodd - Raymond James & Associates Oper ...