Core Viewpoint - The gold exploration sector is currently favorable, especially for projects in safe jurisdictions, despite inherent challenges in exploration [1] Company Overview - Exploits Discovery Corp is positioned for success with a focus on well-known mining districts in Eastern Canada and has established a historical resource base of nearly 700,000 ounces in under two months [2][4] - The company aims to build itself into a premier gold exploration entity, emphasizing sustained growth and long-term shareholder value [5] Project Highlights - The Hawkins Gold Project in Ontario has a historic inferred resource of approximately 328,000 ounces at 1.65 grams per tonne gold, with mineralization open along strike and at depth [6] - In Québec, the Benoist project has indicated resources of around 134,400 ounces at 2.87 grams per tonne gold and inferred resources of 107,000 ounces at 2.3 grams per tonne [8] - The Fenton project features a non-compliant historical estimate of 426,173 tonnes grading 4.66 grams per tonne gold, with standout results showing 356 grams per tonne gold [10] - In Newfoundland, the company has secured claims along the Appleton Fault Zone and Dog Bay Line, with high-grade assays identified, including 38.2 grams per tonne gold and 67.55 grams per tonne gold [11][12] Future Plans - The company is advancing permitting, prospecting, and geophysical surveys across its properties, with plans to deliver drilling results later in the summer or early autumn [13] - There is an evaluation of joint ventures for non-core assets to focus on high-grade opportunities [14] Competitive Advantages - Exploits Discovery differentiates itself through scale, location, financial flexibility, and upside potential, with a combined historical resource base of approximately 680,000 ounces across four projects [15] - The company is trading at around $6 per ounce of gold in the ground, significantly lower than peers trading between $40 and $50 per ounce, indicating potential for re-rating catalysts [16] Leadership and Backing - The company has a notable backer in Eric Sprott, who owns 14% of shares, signaling confidence in the team and strategy [18] - The leadership team has extensive experience in the mining sector, with backgrounds in major companies and diverse geographical project experience [19][20] Long-term Outlook - The long-term focus is on growing ounces, improving grades, and pursuing new acquisitions and discoveries [21][22]

Financial Data and Key Metrics Changes - Revenue for FY 2025 increased by 9% to $220.9 million, with customer revenue (excluding interest income) up 3% to $157 million [7][8] - Underlying EBITDA rose by 13% to $58.6 million, aligning with the upper end of guidance [19][21] - Statutory loss after tax for continuing operations was $53 million, impacted by nonrecurring items including a class action settlement [21][8] - Cash balance improved by 46% year-on-year to $59.3 million [8][40] Business Line Data and Key Metrics Changes - European segment revenue increased by 18% to $128.6 million, driven by a 6% uplift in customer revenue and a 40% increase in interest revenue [22][23] - Asia Pacific segment saw customer revenue grow by 2%, with active benefit accounts in the Human Capital Management vertical increasing by 6% [25][27] - North American segment revenue decreased by 3%, attributed to lower breakage and soft incentive product performance, despite a 10% growth in GDV [30][31] Market Data and Key Metrics Changes - GDV in Europe rose by 7% to $6.1 billion, reflecting a return to growth post-restrictions [22] - North American GDV grew by 10%, primarily due to increased volume for Vans products [31] - Customer store balances increased from $2.1 billion to $2.35 billion, with most growth coming from Europe [36] Company Strategy and Development Direction - The company is focused on the AML 2.0 transformation strategy, aiming for sustainable double-digit growth over the long term [9][14] - Project Arlo is a key initiative to create a single global platform, enhancing operational efficiency and customer responsiveness [45][46] - The company plans to grow its pipeline to over $90 million by December 2025, with a focus on new product solutions and improved customer engagement [43][47] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the transformation agenda and the ability to drive growth despite challenges [15][41] - The outlook for FY 2026 anticipates underlying EBITDA in the range of $58 million to $63 million, factoring in new business growth and historical client terminations [42] - Management highlighted the importance of Project Gallo for future efficiency and growth aspirations [45] Other Important Information - The company has settled the Shine class action provisionally, which is expected to positively impact future financials [6] - A yield lock program has been structured with Citigroup to provide income certainty through a forecast down cycle [5] Q&A Session Summary Question: Thoughts on demand from different regions heading into FY 2026 - Management noted seasonality in Australia and consistent growth in government programs in Europe, with new client additions contributing to GDV [49][50] Question: Factors affecting guidance range for FY 2026 - Key factors include winning clients from the pipeline and the speed of onboarding, with a focus on operational efficiencies and reinvestment in sales [53][54] Question: Market growth rates in main verticals - Management indicated that the markets are running at CAGRs of 10% to 12%, with expectations to reach that level of growth by 2028 [59][60] Question: Clarification on top line growth and conversion dynamics - Management stated that conversion dynamics will be clearer by the end of the year, with faster-than-expected conversion rates observed [89][90] Question: Exclusion of Project Arlo costs from underlying EBITDA - Management clarified that Project Arlo is a significant one-time investment, hence its exclusion from underlying EBITDA [93][94]

Financial Data and Key Metrics Changes - Revenue for FY 2025 increased by 9% to $220.9 million, with customer revenue (excluding slight interest income) up 3% to $157 million [7][16] - Underlying EBITDA rose by 13% to $58.6 million, at the upper end of the guidance range of $54 million to $60 million [16][19] - Statutory loss after tax for continuing operations was $53 million, impacted by nonrecurring items including a class action settlement [7][19] - Cash balance improved by 46% year-on-year to $59.3 million, reflecting strong operating cash flows [7][19] Business Line Data and Key Metrics Changes - The European segment, the largest, saw total revenue increase by 18% to $128.6 million, driven by a 6% uplift in customer revenue and a 40% increase in interest revenue [20][21] - Asia Pacific segment achieved a modest customer revenue growth of 2%, with existing customer revenue growth at 5% [23][24] - North American segment experienced a 3% decline in total revenue, attributed to lower breakage and soft incentive product performance [26][27] Market Data and Key Metrics Changes - Gross Debit Volume (GDV) in Europe increased by 7% to $6.1 billion, reflecting a return to growth post-restrictions [20][21] - GDV in the Asia Pacific segment decreased by 7%, influenced by a change in customer and product mix [24] - North American GDV grew by 10%, primarily due to increased volume for Vans products [28] Company Strategy and Development Direction - The company is focused on the AML 2.0 transformation strategy, aiming for sustainable double-digit growth over the long term [3][8] - Key initiatives include rebuilding the leadership team, enhancing customer relationships, and expanding the commercial team [4][9] - Project Arlo aims to deliver a single global platform to streamline operations and improve service delivery [43][44] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the transformation agenda and the ability to drive growth despite challenges [14][39] - The outlook for FY 2026 anticipates underlying EBITDA in the range of $58 million to $63 million, factoring in new business and historical client terminations [40][41] - The company expects to grow its pipeline to over $90 million by December 2025, with a focus on improving conversion dynamics [41][45] Other Important Information - The company has settled the Shine class action provisionally, with court presentation expected in October [6] - A yield lock program has been structured with Citigroup to provide income certainty through a forecast down cycle, covering approximately 45% of floating interest income [5][19] Q&A Session Summary Question: Thoughts on demand from different regions heading into FY 2026 - Management noted seasonality impacts in Australia and consistent growth in government programs in Europe, with new client additions contributing to GDV [47][48] Question: Factors affecting guidance range for underlying EBITDA - Key factors include winning clients from the pipeline and the speed of onboarding, alongside flat overhead costs [50][52] Question: Market growth rates in main verticals - The markets are expected to grow at CAGRs of 10% to 12%, with the company aiming to match this growth over the next few years [56][57] Question: Clarification on top line growth and revenue translation - Management indicated that the growth trajectory is based on financial years, with a better sense of conversion dynamics expected by the end of the year [81][83] Question: Exclusion of Project Arlo costs from underlying EBITDA - Project Arlo costs are excluded due to being a significant one-time investment aimed at transforming existing platforms [86][87]

FY25 Results Presentation 27 August 2025 Anthony Hynes. Executive Chair For personal use only James Georgeson. Group CFO Disclaimer & Important Notice This investor presentation has been prepared by EML Payments Limited ABN 93 104 757 904 (EML) and is general background information about EML's activities current as at the date of this presentation. This information is given in summary form and does not purport to be complete. Information in this presentation should not be considered as advice or a recommend ...

Core Insights - Mama's Creations, Inc. is set to release its financial results for the fiscal second quarter ended July 31, 2025, on September 8, 2025, after market close [1] - The company aims to grow its market share significantly, targeting a $1 billion deli prepared foods platform by 2030 [4] Financial Results Announcement - Financial results for Q2 FY2026 will be discussed in an investor conference call scheduled for September 8, 2025, at 4:30 p.m. Eastern time [2] - Participants can join the call using specific dial-in numbers and a conference ID [2] Business Strategy and Market Position - The company is focused on profitable growth through new products, distribution channels, and macroeconomic trends, particularly in the prepared protein segment [3] - Mama's Creations has established a robust platform and team to enhance its market share and capitalize on strategic distribution wins [4] Company Overview - Mama's Creations, Inc. is a prominent marketer and manufacturer of fresh deli prepared foods, available in over 10,000 retail locations across the U.S. [5] - The company aims to be a one-stop-shop for deli solutions, leveraging vertical integration and a diverse brand portfolio to meet modern consumer demands [5]

Core Viewpoint - Eastern Bankshares, Inc. (NASDAQ: EBC) has experienced mixed performance in recent months, despite a broader market rally that has positively impacted its share price [1]. Company Performance - The shares of Eastern Bankshares have been lifted by the broader market rally, indicating a potential for growth [1]. Investment Strategy - The investment approach favored is a long-term, buy-and-hold strategy, particularly focusing on stocks that can consistently deliver high-quality earnings, often found in the dividend and income sectors [1].

Core Viewpoint - Onyx Gold Corp. has launched its 2025 exploration program at the King Tut Property in Yukon's eastern Tombstone Gold Belt, focusing on advancing the Ra intrusion vein field discovery to refine future drill targets [1][4]. Exploration Program Details - The 2025 program will systematically evaluate the Ra target through detailed mapping and extensive channel and grab sampling to identify the most prospective zones for future drilling [2][12]. - The Ra intrusion, previously explored in 1996, features widespread gold-bearing quartz veins within a 3 x 2 km granitic body [5][8]. - An initial reconnaissance program in 2024 confirmed extensive sheeted vein fields at Ra, with a standout grab sample returning 25.1 g/t Au [4][9]. Recent Developments - On August 5, 2025, the company received approval for surface exploration and up to 5,000 meters of diamond drilling from 10 sites across King Tut [5]. - The 2025 field program commenced on August 9, 2025, and will be conducted over a 21-day period [5][12]. - The Ra target is located within a promising geological setting, comparable to Snowline Gold's Valley deposit, which is only 50 km away [6]. Historical Context and Future Plans - Previous fieldwork identified two large-scale gold-in-soil anomalies, Golden Mask and Main Tut, associated with separate intrusion-related gold systems [7]. - The company plans to continue its exploration efforts in both Yukon and Ontario simultaneously for the first time in its history [4][5]. - The Ra target has shown promising results, with prior drilling intersecting 1.0 g/t Au over 21 meters and surface grab samples up to 20.1 g/t Au [8][9]. Munro-Croesus Gold Property Update - The company has completed 40 drill holes totaling approximately 12,000 meters at the Munro-Croesus property in Ontario, focusing on extending known gold mineralization [13]. - A 150% increase in the drill program size from 10,000 to 25,000 meters has been approved based on strong results [14]. - The company is also launching a bedrock excavation program to expose the surface projection of gold mineralization at Munro-Croesus [15]. Acquisition and Financial Details - The TSX Venture Exchange has approved the mineral property purchase agreement for the Munro property, allowing the company to acquire a 100% interest through staged cash payments totaling $300,000 [16]. - A one-time bonus cash payment of $500,000 will be made if a mineral resource exceeding 500,000 ounces of gold is defined on the Munro Property within five years [16].

Core Insights - The Eastern Company reported a decline in adjusted net income and net sales for the second quarter of 2025, reflecting challenges in the truck mirror assembly market and overall industry demand [1][2][7] Financial Performance - Adjusted net income for Q2 2025 was $0.57 per share, down from $0.65 per share in the previous year [1] - Net sales decreased to $70.2 million, a 3% decline from $72.6 million year-over-year [2] - Net income from continuing operations fell to $2 million from $4.1 million a year earlier [2] - Adjusted EBITDA from continuing operations dropped to $6.7 million from $8 million in the prior-year quarter [4] Margin and Cost Analysis - Gross margin narrowed to 23.3% from 25.4%, primarily due to increased raw material costs associated with in-house sourcing for a mirror project [3] - Selling, general and administrative expenses rose 9.4% to $12.2 million, influenced by restructuring charges [4] Operational Developments - The company experienced a 19% drop in backlog to $87.1 million, driven by decreased orders in specific product lines [4] - Management highlighted operational progress, including SG&A reductions and efficiency gains, despite macroeconomic headwinds [5] Strategic Initiatives - The company completed the sale of Big 3 Mold's ISBM business unit and integrated remaining operations [8] - Share repurchases totaled 31,000 shares in the quarter, with a year-to-date total of 82,000 shares, alongside a net debt reduction of $4 million in Q2 [6]

Company Overview - Proactive is a financial news publisher that provides fast, accessible, informative, and actionable business and finance news content to a global investment audience [2] - The company has a team of experienced and qualified news journalists who produce independent content [2] Market Focus - Proactive specializes in medium and small-cap markets while also covering blue-chip companies, commodities, and broader investment stories [3] - The news team delivers insights across various sectors including biotech and pharma, mining and natural resources, battery metals, oil and gas, crypto, and emerging digital and EV technologies [3] Technology Adoption - Proactive is recognized for its forward-looking approach and enthusiastic adoption of technology to enhance workflows [4] - The company utilizes automation and software tools, including generative AI, while ensuring that all content is edited and authored by humans [5]

Core Viewpoint - Banzai International, Inc. will hold a conference call on August 14, 2025, to discuss its Q2 financial results and ongoing initiatives for 2025 [1][2]. Company Overview - Banzai is a marketing technology company that offers AI-enabled marketing and sales solutions for businesses of all sizes [3]. - The company aims to help customers grow by enabling effective targeting, engagement, and measurement of both new and existing customers [3]. - Banzai has over 90,000 customers, including notable companies such as RBC, Dell Technologies, and New York Life [3]. Conference Call Details - The conference call will be hosted by Founder & CEO Joe Davy and CFO Dean Ditto, followed by a Q&A session [2]. - The call is scheduled for August 14, 2025, at 4:30 p.m. Eastern Time, with a webcast available for viewing [2]. - A replay of the webcast and the presentation will be accessible in the investor relations section of the company's website [2].