With a market cap of $37.5 billion, Fiserv, Inc. (FISV) is a global provider of payments and financial services technology solutions. The company operates through two segments: Merchant Solutions and Financial Solutions, offering services such as merchant acquiring, digital commerce, mobile payments, fraud protection, card processing, and digital banking solutions. Companies valued at $10 billion or more are generally considered "large-cap" stocks, and Fiserv fits this criterion perfectly. Fiserv serves ...

Core Viewpoint - A class action lawsuit has been filed against Fiserv, Inc. for allegedly making misleading statements regarding its initiatives and projects during the Class Period from July 23, 2025, to October 29, 2025, leading to investor losses [8]. Group 1: Allegations - The lawsuit claims that Fiserv made false and misleading statements about its 2025 guidance, which was revised in July 2025 based on a review of new initiatives and products [8]. - Fiserv indicated that while some initiatives were delayed, they were fundamentally sound, which was later revealed to be untrue [8]. - The company admitted in October 2025 that the guidance provided in July was based on assumptions that were difficult to achieve, leading to artificially inflated security prices [8]. Group 2: Legal Process - Investors who purchased Fiserv securities during the Class Period have until January 5, 2026, to apply to be appointed as lead plaintiff in the lawsuit [8]. - The law firm Bragar Eagel & Squire, P.C. is representing the investors and encourages those affected to contact them for more information [4][5].

Core Viewpoint - A class action lawsuit has been filed against Fiserv, Inc. on behalf of investors who purchased shares during the specified Class Period, alleging misleading statements regarding the company's financial guidance and project delays [1][3]. Group 1: Lawsuit Details - The lawsuit claims that Fiserv revised its 2025 financial guidance in July 2025 after a "re-underwriting" of its initiatives, assuring investors that delays did not affect the fundamental soundness of projects [3]. - On October 29, 2025, Fiserv admitted that its July guidance was based on assumptions that were difficult to achieve, leading to a significant drop in share price [3]. Group 2: Financial Impact - Following the admission on October 29, 2025, Fiserv's share price fell by $55.57, a decrease of 44%, from $126.17 to $70.60 per share [3]. Group 3: Investor Information - Investors who purchased Fiserv securities during the Class Period have until January 5, 2026, to seek appointment as lead plaintiff representatives [2].

Core Viewpoint - Fiserv, Inc. (NASDAQ:FISV) is recognized as one of the most promising fintech stocks, with mixed analyst ratings and expectations for future performance [1][2][3]. Analyst Ratings - Mizuho Securities reaffirmed a Buy rating on Fiserv with a price target of $110 [1]. - JPMorgan downgraded its rating from Overweight to Neutral, maintaining a price target of $85, indicating that 2026 will be a critical year for the company [2]. - UBS reiterated a Neutral rating with a price target of $75, noting expected declines in full-year and fourth-quarter margins [3]. Financial Performance Expectations - Fiserv's Financial Solutions segment is not anticipated to experience significant margin shifts from Q3 to Q4, having already seen a decline of about 500 basis points in Q3 2025 [4]. - Merchant Solutions' margins decreased by approximately 400 basis points in Q3, excluding an $89 million gain in operating expenses, with further challenges expected in Q4 due to lower high-margin revenue [4]. Company Overview - Fiserv, Inc. is a global financial technology and payments company that provides solutions for banking, merchant acquiring, global commerce, billing and payments, and point-of-sale [5].

Core Insights - The article discusses the potential for certain undervalued stocks to rebound in 2026, particularly those that underperformed in 2025, suggesting a historical trend where the bottom quartile of performance in one year can lead to top quartile results in the following year [3][4]. Group 1: Market Trends - Historical patterns indicate that stocks like Fiserv, The Trade Desk, and Deckers Outdoor Corporation could transition from laggards in 2025 to outperformers in 2026, driven by macroeconomic factors such as rate cuts and increased election ad spending [7]. - The article highlights that many AI stocks are currently overvalued, while cyclical stocks appear undervalued, creating a favorable environment for potential rebounds in these sectors [8]. Group 2: Company-Specific Insights - Fiserv Inc. (NASDAQ: FISV) has seen a significant decline of 67% in 2025, trading at levels last seen in 2017, despite stable fundamentals with flat to slightly lower year-over-year revenue and earnings [5]. - The decline in Fiserv's stock is attributed to a market rotation away from payment networks towards financial stocks focused on AI, cryptocurrency, and buy now pay later solutions [6]. - Fiserv's recovery potential is linked to anticipated aggressive rate cuts, which historically boost payment volume and transaction growth; the stock is considered fundamentally undervalued with a forward P/E ratio of approximately 6.4x and projected earnings growth of 16.9% over the next 12 months [9].

Mairs & Power, an investment advisor, released the third-quarter 2025 investor letter for the “Mairs & Power Balanced Fund.” A copy of the letter can be downloaded here. As we move into 2025, the market’s concentration persists, with a few dominant mega-cap stocks tied to artificial intelligence (AI) driving most of the favorable outcomes. The fund returned 6.47% in the first nine months of 2025. The fund underperformed the benchmark composite indexes (60% S&P 500 Total Return Index and 40% Bloomberg U.S. G ...

Key insight: The complaint alleges Fiserv secured its internal corporate data with biometric controls but forced clients to use weaker, email-based passcodes.What's at stake: Self-Help is seeking a court order to void millions in "early termination" fees, arguing they shouldn't pay to leave a system that violates security standards.Expert quote: "Fiserv sold and operated systems that were so insecure that no regulated financial institution should have been asked to run its confidential data through them," a ...

PHILADELPHIA, Dec. 09, 2025 (GLOBE NEWSWIRE) -- National plaintiffs’ law firm Berger Montague PC announces a class action lawsuit has been filed against Fiserv, Inc. (NASDAQ: FISV) (NYSE: FI) (“Fiserv” or the “Company”) on behalf of investors who purchased Fiserv shares during the period of July 23, 2025 through October 29, 2025 (the “Class Period”). Investor Deadline: Investors who purchased Fiserv securities during the Class Period may, no later than January 5, 2026, seek to be appointed as a lead plainti ...

Fiserv, Inc. (NASDAQ:FISV) is among the Top 15 Lowest P/E Ratios of the S&P 500 in 2025. On December 4, JPMorgan downgraded the stock’s rating to Neutral from Overweight, with its share price target unchanged at $85. Here Is Why JPMorgan Downgraded Fiserv, Inc. (FISV) To Neutral In a research note to investors, the firm cited 2025 as a year to forget for payment stocks, with the sector projected to mark its worst performance in a decade and a half, excluding the pandemic years. The investment bank attrib ...

Since announcing its earnings results for Q3 2025, Fiserv, Inc. ( FISV ) stock price plunged by almost 50% with the result significantly falling short of analysts' expectations in both revenue and EPS. Additionally, Fiserv'sMy investing approach is finding companies with leadership economics associated with their business models and selling at a reasonable price. My articles will primarily discuss a company's strategy to drive growth, competitive advantage that drives superior return on capital, capital str ...