Group 1 - The article introduces J. Collinski as a new contributing analyst for Seeking Alpha, inviting others to share their investment ideas for publication and potential earnings [1] - J. Collinski has a background in Immunobiology with a PhD from Yale University and has been investing since 2016, focusing on long-term value investments [2] - The investment strategy includes targeting sectors undergoing market disruptions or crises, with a preference for holding investments for multi-year periods [2] Group 2 - The analyst has a beneficial long position in GPMT shares, indicating confidence in the stock's performance [3] - The article emphasizes that past performance does not guarantee future results and that no specific investment advice is being provided [4]

2025 FORM 1099 – Common Stock (CUSIP #38741L107) Box 1a Total Box 1b Total Box 2a Total Box 3 Total Box 5 Total Distribution Type Declaration Date Record Date Payable Date 2025 Total Distribution Per Share Adjustments 2025 Ordinary Dividends (3)2025 Qualified Dividends 2025 Capital Gain Distributions 2025 Nondividend Distributions (4)2025 Section 199A Dividends Cash 12/19/2024 12/31/2024 1/15/2025 $0.000000 (1) $0.050000 $0.000000 $0.000000 $0.000000 $0.050000 $0.000000 Cash 3/13/2025 4/1/2025 4/15/2025 $0. ...

Group 1 - The Investment Doctor emphasizes the importance of a diversified portfolio consisting of both dividend and growth stocks, particularly focusing on European small-cap companies with a 5-7 year investment horizon [1] - The investment group European Small Cap Ideas provides exclusive access to actionable research on attractive Europe-focused investment opportunities, highlighting high-quality ideas in the small-cap sector [1] - The offerings include two model portfolios: the European Small Cap Ideas portfolio and the European REIT Portfolio, along with weekly updates and educational content to enhance understanding of European investment opportunities [1] Group 2 - The analyst has a beneficial long position in GPMT.PR.A, indicating a positive outlook on this specific investment [2] - There is an intention to potentially increase the position in GPMT.PR.A when it reaches the low-$20 range, suggesting a strategic approach to investment timing [3]

Core Points - Granite Point Mortgage Trust Inc. declared a quarterly cash dividend of $0.05 per share of common stock for Q4 2025, payable on January 15, 2026, to shareholders of record as of December 30, 2025 [1] - The Company also declared a quarterly cash dividend of $0.4375 per share for the 7.00% Series A Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock for Q4 2025, also payable on January 15, 2026, to holders of record as of December 30, 2025 [2] Business Update - During the quarter, the Company funded approximately $4.8 million in unpaid principal balance on existing loans and realized about $39.0 million in full and partial principal repayments [8] - The Company refinanced a property in Maynard, MA, with a first mortgage of $18.0 million and a financing spread of S+3.05% [8] - Secured credit facility borrowings were reduced by $7.5 million, and as of December 16, the Company had approximately $66.9 million in unrestricted cash [8] Company Overview - Granite Point Mortgage Trust Inc. is focused on directly originating, investing in, and managing senior floating-rate commercial mortgage loans and other debt and debt-like commercial real estate investments [4]

Core Viewpoint - The equity market serves as a significant mechanism for wealth creation or destruction over the long term, with Pacifica Yield focusing on undervalued high-growth companies, high-dividend stocks, REITs, and green energy firms [1] Group 1 - Pacifica Yield aims to pursue long-term wealth creation [1] - The strategy includes a focus on undervalued yet high-growth companies [1] - High-dividend tickers, REITs, and green energy firms are also key areas of interest [1]

Core Viewpoint - The equity market serves as a significant mechanism for wealth creation or destruction over the long term, with Pacifica Yield focusing on undervalued high-growth companies, high-dividend stocks, REITs, and green energy firms [1] Group 1 - Pacifica Yield aims to pursue long-term wealth creation [1] - The strategy includes a focus on undervalued yet high-growth companies [1] - High-dividend tickers, REITs, and green energy firms are also key areas of interest [1]

Core Viewpoint - Granite Point Mortgage Trust is discussing its third quarter 2020 financial results, highlighting key market conditions and business activities [2]. Group 1: Financial Results Overview - The financial results for the third quarter 2020 were filed with the SEC and are available on the company's Investor Relations website [3]. - Management will provide insights into the portfolio and key financial highlights during the call [2]. Group 2: Management Team - The call features key executives including the President and CEO, Chief Investment Officer, Chief Financial Officer, Chief Development Officer, and Chief Operating Officer [2].

Core Insights - The article discusses the importance of enabling Javascript and cookies in browsers to ensure proper functionality and access to content [1] Group 1 - The article emphasizes that users may be blocked from proceeding if an ad-blocker is enabled [1]

Financial Data and Key Metrics Changes - The company reported a GAAP net loss attributed to common stockholders of $0.6 million or negative $0.01 per basic common share, which includes a benefit from credit losses of $1.6 million or $0.03 per basic common share [17] - Distributable loss for the quarter was $18.9 million or negative $0.40 per basic common share, including write-offs of $19.8 million or $0.42 per basic common share [17] - The book value as of September 30th was $7.94 per common share, a decline of $0.05 per share from Q2 [18] - The aggregate CECL reserve at September 30th was about $134 million, down from $155 million last quarter [18] - Total leverage decreased slightly from 2.1 times to 1.9 times [19] Business Line Data and Key Metrics Changes - The total loan portfolio commitments ended the third quarter at $1.8 billion, with an outstanding principal balance of $1.7 billion [11] - The realized loan portfolio yield for the third quarter was 7.5%, up from 7.1% in the prior quarter [11][12] - The weighted average risk rating of the portfolio held steady at 2.8 [11] Market Data and Key Metrics Changes - Investor sentiment improved through the third quarter, with increased confidence in deploying capital into the recovering commercial real estate market [5] - The commercial real estate market remains uneven, with the middle market loan segment being compelling for certain property types like multifamily and industrial [6] Company Strategy and Development Direction - The company plans to focus on loan repayments and asset resolutions while maintaining higher levels of liquidity, expecting to return to core lending and origination efforts in mid-2026 [9][16] - The company is actively repositioning REO assets and investing capital to maximize outcomes [7][16] Management's Comments on Operating Environment and Future Outlook - Management noted that while the re-liquidation of the commercial real estate market is underway, it remains uneven and bifurcated [6] - The company anticipates a longer resolution timeline for certain loans due to persistent local market challenges, but sees positive trends in the return to office mandates [15] Other Important Information - The company reduced the balance of its higher-cost secured credit facility by $7.5 million and extended the maturity to December 2026 [10] - The company had about $63 million of unrestricted cash at the end of the quarter [19] Q&A Session Summary Question: What are the company's plans for asset resolutions and growth? - Management emphasized the ongoing efforts to resolve assets and position for regrowth in 2026, highlighting the team's dedication to these plans [21]

Financial Performance - The company reported a GAAP Net Loss attributable to common stockholders of $0.6 million, or $(0.01) per basic weighted average common share[8, 13] - Distributable Earnings (Loss) was $(18.9) million, or $(0.40) per basic weighted average common share[7, 8] - Distributable Earnings (Loss) Before Realized Gains and Losses was $0.9 million, or $0.02 per basic weighted average common share[8] Portfolio Overview - The total loan portfolio commitments reached $1.8 billion across 44 loan investments[7, 8] - The unpaid principal balance (UPB) of the loan portfolio was $1.7 billion[7, 25] - The weighted average stabilized Loan-to-Value (LTV) at origination was 65.0%[7, 24, 25] - The company held two Real Estate Owned (REO) assets with an aggregate carrying value of $105.5 million[7, 8] - The total CECL reserve was $133.6 million, representing 7.4% of total loan portfolio commitments[7, 8] Capitalization and Liquidity - The company had $62.7 million in unrestricted cash[7, 8, 10] - The Total Leverage Ratio was 1.9x[7, 8]