Core Insights - HBT Financial, Inc. reported a third-quarter earnings per share (EPS) of $0.65, exceeding estimates and showing year-over-year improvement [2][6] - The company's revenue for the quarter was approximately $59.8 million, reflecting a 6% increase compared to the same period last year, despite being slightly below estimates [2][6] Financial Performance - The EPS of $0.65 surpassed the estimated $0.62 and improved from the previous year's EPS of $0.61 [2][6] - Revenue of $59.8 million was slightly below the estimated $60.8 million but represented a 6% year-over-year increase [2][6] Strategic Moves - HBT's merger with CNB Bank Shares is aimed at enhancing future earnings growth, presenting both opportunities and potential integration costs [3][6] - The company maintains a strong net interest margin and solid asset quality, which are essential for financial stability and growth prospects [3][6] Valuation Metrics - HBT has a price-to-earnings (P/E) ratio of approximately 9.92, indicating market valuation of its earnings [4] - The price-to-sales ratio is about 2.61, reflecting its market value relative to sales [4] - The enterprise value to sales ratio is around 2.87, showing the company's total valuation compared to its revenue [4] Financial Health - HBT's low debt-to-equity ratio of 0.17 indicates conservative use of debt [5] - The current ratio of 0.19 suggests potential liquidity challenges in meeting short-term obligations [5] - The company's earnings yield of about 10.08% provides a favorable return on investment for shareholders [5]

HBT Financial, Inc. (NASDAQ: HBT ) announced its Q3 2025 earnings this morning before the market opened. The results from the three-month period showed mostly modest growth from a company that has been a solid, but notI have been involved in the financial world for over 20 years with experience as an advisor, teacher, and writer. I am a full believer in the free-market system and that financial markets are efficient with most stocks reflecting their real current value. The best opportunities for profits on ...

HBT Financial, Inc. (NASDAQ: HBT ) announced its Q3 2025 earnings this morning before the market opened. The results from the three-month period showed mostly modest growth from a company that has been a solid, but notI have been involved in the financial world for over 20 years with experience as an advisor, teacher, and writer. I am a full believer in the free-market system and that financial markets are efficient with most stocks reflecting their real current value. The best opportunities for profits on ...

For the quarter ended September 2025, HBT Financial (HBT) reported revenue of $59.84 million, up 6% over the same period last year. EPS came in at $0.65, compared to $0.61 in the year-ago quarter.The reported revenue represents a surprise of +0.06% over the Zacks Consensus Estimate of $59.8 million. With the consensus EPS estimate being $0.62, the EPS surprise was +4.84%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine the ...

Q3 2025 Results Presentation October 20, 2025 Forward-Looking Statements Readers should note that in addition to the historical information contained herein, this presentation contains, and future oral and written statements of the Company and its management may contain, "forward-looking statements" within the meanings of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-loo ...

HBT Financial (HBT) came out with quarterly earnings of $0.65 per share, beating the Zacks Consensus Estimate of $0.62 per share. This compares to earnings of $0.61 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +4.84%. A quarter ago, it was expected that this bank holding company would post earnings of $0.6 per share when it actually produced earnings of $0.63, delivering a surprise of +5%.Over the last four quarters, the co ...

Third Quarter Highlights Net income of $19.8 million, or $0.63 per diluted share; return on average assets (“ROAA”) of 1.56%; return on average stockholders' equity (“ROAE”) of 13.31%; and return on average tangible common equity (“ROATCE”)(1) of 15.28%Adjusted net income(1) of $20.5 million, or $0.65 per diluted share; adjusted ROAA(1) of 1.61%; adjusted ROAE(1) of 13.77%; and adjusted ROATCE(1) of 15.81%Asset quality remained strong with nonperforming assets to total assets of 0.17% and net charge-offs to ...

BLOOMINGTON, Ill. and CARLINVILLE, Ill., Oct. 20, 2025 (GLOBE NEWSWIRE) -- HBT Financial, Inc. (NASDAQ: HBT) (the “Company” or “HBT Financial” or “HBT”), the holding company for Heartland Bank and Trust Company (“Heartland Bank”), and CNB Bank Shares, Inc. (OTC: CNBN) (“CNBN”), the holding company for CNB Bank & Trust, N.A. (“CNB Bank”), today jointly announced the signing of a definitive agreement pursuant to which CNBN will merge with and into HBT in a combined common stock/cash transaction valued at appr ...

EXHIBIT 2.1 AGREEMENT AND PLAN OF MERGER BETWEEN HBT FINANCIAL,INC., HB-CNB MERGER, INC. AND CNB BANK SHARES, INC. OCTOBER 20, 2025 i Section 1.1 The Merger 2 Section 1.2 Effective Time; Closing 2 Section 1.3 Effects of the Merger 2 Section 1.4 Organizational Documents, Directors and Officers of the Surviving Entity 2 Section 1.5 Mid-Tier Merger 3 Section 1.6 Bank Merger 3 Section 1.7 Alternative Structure 3 Section 2.1 Consideration 3 Section 2.2 Conversion of Company Preferred Stock 5 Section 2.3 Company ...

Investor Presentation CNB Bank Shares, Inc. Merger October 20, 2025 Special Note Concerning Forward-Looking Statements Certain statements in this presentation, including any statements regarding the expected timetable for completion of the proposed transaction, the results, effects and benefits of the proposed transaction, future opportunities and any other statements regarding future expectations, beliefs, plans, objectives, financial statements regarding future expectations, beliefs, plans, objectives, fi ...