Investor Presentation Q3 2020 1 Forward – Looking Statement The COVID-19 pandemic is adversely affecting us, our customers, counterparties, employees, and third-party service providers, and the ultimate extent of the impacts on our business, financial position, results of operations, liquidity, and prospects is uncertain. Other factors that could cause or contribute to such differences include, but are not limited to: • the credit risks of lending activities, including changes in the level and trend of loan ...

Heritage Financial Corporation (NASDAQ:HFWA) Q2 2020 Earnings Conference Call July 23, 2020 2:00 PM ET Company Participants Jeffrey Deuel - Chief Executive Officer Donald Hinson - Chief Financial Officer Bryan McDonald - Chief Operating Officer Tony Chalfant - Chief Credit Officer Conference Call Participants David Feaster - Raymond James Financial, Inc. Jacquelynne Bohlen - Keefe Bruyette & Woods Inc. Matthew Clark - Piper Sandler Jeffrey Rulis - D.A. Davidson & Co. Operator Ladies and gentlemen, thank you ...

| --- | --- | |-------------------------------|----------------| | | | | Investor Presentation Q2 2020 | ge CORPORATION | 1 R: 20 G: 80 B: 155 R: 105 G: 149 B: 253 Forward – Looking Statement The COVID-19, pandemic is adversely affecting us, our customers, counterparties, employees, and third-party service providers, and the ultimate extent of the impacts on our business, financial position, results of operations, liquidity, and prospects is uncertain. Other factors that could cause or contribute to such di ...

Investor Presentation Q1 2020 Jeff Deuel, Chief Executive Officer Bryan McDonald, Chief Operating Officer Don Hinson, Chief Financial Officer 1 Forward – Looking Statement This presentation contains forward-looking statements that are subject to risks and uncertainties, including, but not limited to: • The effect of the COVID-19 pandemic, including on Heritage's credit quality and business operations, as well as its impact on general economic and financial market conditions and other uncertainties resulting ...

Heritage Financial Corporation (NASDAQ:HFWA) Q1 2020 Earnings Conference Call April 30, 2020 2:00 PM ET Company Participants Jeff Deuel - President & CEO Don Hinson - CFO Bryan McDonald - COO David Spurling - EVP & Chief Credit Officer, Heritage Bank Conference Call Participants Jeff Rulis - D.A Davidson Matthew Clark - Piper Jaffray Gordon McGuire - Stephens Bryan McDonald I'm here. Jeff Deuel Thank you, Bryan. Operator Okay. So host and speakers, you are in the main conference and everyone is in listen -- ...

Heritage Financial Corporation (NASDAQ:HFWA) Q4 2019 Results Conference Call January 23, 2020 2:00 PM ET Company Participants Jeff Deuel - Chief Executive Officer and President Don Hinson - Chief Financial Officer Bryan McDonald - Chief Operating Officer Conference Call Participants Jeff Rulis - D.A Davidson Gordon McGuire - Stephens Matthew Clark - Piper Jaffray Operator Ladies and gentlemen, thank you for standing by. And welcome to the Heritage Financial Fourth Quarter and Year End Conference Call. At th ...