Hovnanian Enterprises, Inc. (NYSE:HOV) Q2 2022 Results Conference Call June 1, 2022 11:00 AM ET Company Participants Jeff O’Keefe - VP, IR Ara Hovnanian - Chairman, President and CEO Larry Sorsby - EVP and CFO Brad O’Connor - SVP, Chief Accounting Officer and Treasurer Conference Call Participants Alan Ratner - Zelman & Associates Alex Barron - Housing Research Center Kwaku Abrokwah - Goldman Sachs Operator Good morning and thank you for joining us today for Hovnanian Enterprises Fiscal 2022 Second Quarter ...

Review of Financial Results Second Quarter Fiscal 2022 Forward-Looking Statements Note: All statements in this presentation that are not historical facts should be considered as "Forward-Looking Statements" within the meaning of the "Safe Harbor" provisions of the Private Securities Litigation Reform Act of 1995. Such statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements of the Company to be materially different from any future ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ Quarterly report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended January 31, 2022 OR ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number 1-8551 Hovnanian Enterprises, Inc. (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation o ...

8027 Review of Financial Results First Quarter Fiscal 2022 Forward-Looking Statements Note: All statements in this presentation that are not historical facts should be considered as "Forward-Looking Statements" within the meaning of the "Safe Harbor" provisions of the Private Securities Litigation Reform Act of 1995. Such statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements of the Company to be materially different from any fu ...

Hovnanian Enterprises, Inc. (NYSE:HOV) Q1 2022 Earnings Conference Call March 1, 2022 11:00 AM ET Company Participants Jeff O'Keefe - VP, IR Ara Hovnanian - Chairman, President & CEO Larry Sorsby - EVP & CFO Brad O'Connor - SVP, CAO & Treasurer Conference Call Participants Jesse Lederman - Zelman & Associates Alex Barron - Housing Research Center Jordan Hymowitz - Philadelphia Financial Kwaku Abrokwah - Goldman Sachs Operator Good morning and thank you for joining us today for Hovnanian Enterprises Fiscal 2 ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended OCTOBER 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 1-8551 Hovnanian Enterprises, Inc. (Exact Name of Registrant as Specified in Its Charter) 90 Matawan Road, Fifth Floor, Matawan, NJ 07747 (Address of Principal Executi ...

Review of Financial Results Fourth Quarter Fiscal 2021 Forward-Looking Statements Note: All statements in this presentation that are not historical facts should be considered as "Forward-Looking Statements" within the meaning of the "Safe Harbor" provisions of the Private Securities Litigation Reform Act of 1995. Such statements involve known and unknown risks, uncertainties and other factors that may cause actual results, performance or achievements of the Company to be materially different from any future ...

Hovnanian Enterprises, Inc. (NYSE:HOV) Q4 2021 Earnings Conference Call December 9, 2021 11:00 AM ET Company Participants Jeff O'Keefe - Vice President Investor Relations Ara Hovnanian - Chairman, President and Chief Executive Officer Larry Sorsby - Executive Vice President and CFO Brad O'Connor - Senior Vice President, Chief Accounting Officer and Treasurer Conference Call Participants Alan Ratner - Zelman and Associates Alex Barron - Housing Research Center Jordan Hymowitz - Philadelphia Financial Kwaku ...

Q3 2021 Performance vs Guidance - Total revenues for Q3 2021 were $691 million, falling within the guidance of $700-$750 million[5,6] - Adjusted homebuilding gross margin for Q3 2021 was 22.1%, exceeding the guidance of 20.5%-21.5%[5,6] - Total SG&A as a percentage of total revenues for Q3 2021 was 8.7% (9.7% excluding incremental phantom benefit), below the guidance of 10.5%-11.5%[5,6] - Adjusted EBITDA for Q3 2021 was $103 million ($96 million excluding incremental phantom benefit), exceeding the guidance of $35-$45 million[5,6] - Adjusted income before income taxes for Q3 2021 was $63 million ($57 million excluding incremental phantom benefit)[5,6] Q3 2021 vs Q3 2020 - Total revenues increased from $628 million in Q3 2020 to $691 million in Q3 2021[7] - Adjusted homebuilding gross margin increased from 17.5% in Q3 2020 to 22.1% in Q3 2021, a +460 bps change[7,9] - Adjusted EBITDA increased from $65 million in Q3 2020 to $103 million in Q3 2021 ($96 million excluding incremental phantom benefit)[8] - Adjusted pretax income increased from $15 million in Q3 2020 to $57 million in Q3 2021[10] Land and Lots - Newly controlled lots in Q3 2021 were 4,512, a 284% increase year-over-year[20] - Newly controlled lots for the twelve months ended July 31, 2021, were 11,594[20] - Total lots controlled as of Q3 2021 were 31,002[23] FY2021 Guidance - The company projects total revenues between $2800 million and $2850 million for fiscal year 2021[31] - The company projects adjusted EBITDA between $345 million and $360 million for fiscal year 2021[32]

Hovnanian Enterprises, Inc. (NYSE:HOV) Q3 Fiscal 2021 Earnings Conference Call September 9, 2021 11:00 AM ET Company Participants Ara Hovnanian – Chairman, President and Chief Executive Officer Jeff O'Keefe – Vice President Investor Relations Larry Sorsby – Executive Vice President and CFO Brad O'Connor – Senior Vice President, Chief Accounting Officer and Treasurer Conference Call Participants Alex Barron – Housing Research Center Vincent Foley – Barclays Alan Ratner – Zelman Associates Brian Emerson – Ana ...