Exhibit 99.1 International General Insurance Holdings Ltd. See accompanying notes to the interim condensed consolidated financial statements Interim Condensed Consolidated Financial Statements - | - June 30, 2023 (Unaudited) Retained earnings International General Insurance Holdings Ltd. INTERIM CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) | | | December | | --- | --- | --- | | | June 30, | 31. | | | 2023 | 2022 | | | USD '000 | USD '000 | | ASSETS | | | | Investments | | | | Fixed maturity securities ...

International General Insurance Holdings Ltd. (NASDAQ:IGIC) Q2 2023 Earnings Conference Call August 16, 2023 9:00 AM ET Company Participants Robin Sidders - Head of Investor Relations Wasef Jabsheh - Executive Chairman Waleed Jabsheh - Chief Executive Officer Conference Call Participants Roland Mayer - RBC Capital Markets Operator Good day, and welcome to the International General Insurance Holdings Ltd.’s Second Quarter and First Half-Year 2023 Financial Results Conference Call. All participants’ are in li ...

Forward Looking Statements International General Insurance Holdings Ltd. 2 | --- | --- | |------------------------------------------|-------------------------------------------------------------------------------------------------------------------------| | | | | IGI is an technical expertise providing | international specialist (re)insurance group with deep coverage across a diversified portfolio of specialty lines | ➢ "Underwriting first" individual risk underwriting strategy focused on profitable growth, ...

International General Insurance Holdings Ltd. (NASDAQ:IGIC) Q1 2023 Earnings Conference Call May 17, 2023 9:00 AM ET Company Participants Robin Sidders - Head of Investor Relations Wasef Jabsheh - Chairman and CEO Waleed Jabsheh - President Pervez Rizvi - Chief Financial Officer Conference Call Participants Mark Dwelle - RBC Capital Markets Operator Good day, everyone, and welcome to the International General Insurance Holdings Ltd.'s First Quarter 2023 Financial Results Conference Call. [Operator Instructi ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 19 ...

International General Insurance Holdings Ltd. (NASDAQ:IGIC) Q4 2022 Earnings Conference Call March 3, 2023 9:00 AM ET Company Participants Robin Sidders - Head of Investor Relations Wasef Jabsheh - Chairman and CEO Waleed Jabsheh - President Pervez Rizvi - Chief Financial Officer Conference Call Participants Mark Dwelle - RBC Capital Markets Operator Good day, and welcome to the International General Insurance Holdings Ltd.'s Fourth Quarter and Full Year 2022 Financial Results Conference Call. [Operator Ins ...

Financial Performance - Gross written premiums for Q4 2022 were $156.7 million, a decrease of 4.2% from $163.5 million in Q4 2021[11] - Net premiums earned for the year ended December 31, 2022, increased to $376.4 million, up from $345.2 million in 2021, representing an increase of 9.8%[2] - Profit for the full year 2022 was $85.5 million, compared to $43.6 million in 2021, marking a 96.5% increase[8] - Core operating income for the year ended December 31, 2022, was $94.4 million, up from $53.1 million in 2021, reflecting a significant increase of 77.7%[9] - The company reported a profit for the period of $85.5 million in 2022, significantly higher than $43.6 million in 2021, with basic earnings per share rising to $1.74 from $0.89[35] - For the quarter ended December 31, 2022, the net profit attributable to equity holders was $23.8 million, a significant increase from $8.5 million in the same quarter of 2021, representing a growth of 180%[3] - The basic and diluted earnings per share attributable to equity holders for the year ended December 31, 2022, were $1.74, compared to $0.89 in 2021, reflecting a year-over-year increase of 95.5%[3] Underwriting Performance - The combined ratio for the year ended December 31, 2022, improved to 78.5%, down from 86.4% in 2021[16] - The net claims and claims expense ratio for the year ended December 31, 2022, was 41.9%, compared to 51.0% in 2021, indicating improved underwriting performance[15] - The net claims and claim adjustment expenses for the year ended December 31, 2022, totaled $157.7 million, a decrease from $176.2 million in 2021, indicating improved claims management[51] - The combined ratio for 2022 was 78.5%, compared to 86.4% in 2021, reflecting enhanced operational efficiency[40] - The combined ratio for the year ended December 31, 2022, was 78.5%, an improvement from 86.4% in 2021, demonstrating enhanced underwriting performance[61] Investment Performance - Total investment income for the year ended December 31, 2022, was $20.7 million, compared to $14.2 million in 2021, representing a 45.8% increase[2] - The net investment income for 2022 was $16.4 million, slightly up from $16.1 million in 2021, indicating stable investment performance[35] - The investment yield for the year ended December 31, 2022, was 2.5%, compared to 2.1% in 2021, indicating an improvement in investment performance[54] - The net investment income for the quarter ended December 31, 2022, was $7.6 million, significantly higher than $3.0 million in the same quarter of 2021[54] - The company experienced a realized loss on investments of $0.7 million for the year, compared to a gain of $0.3 million in 2021, highlighting volatility in investment performance[64] Segment Performance - The Long-tail Segment accounted for approximately 40% of gross written premiums in 2022, with net underwriting results increasing to $83.7 million from $50.9 million in 2021[19] - The Short-tail Segment saw gross written premiums increase by 13.0% to $318.6 million for the full year 2022, compared to $282.0 million in 2021[22] - The Reinsurance Segment's gross written premiums increased to $31.0 million in 2022, up from $24.0 million in 2021, reflecting growth in this area[25] Equity and Assets - Total equity increased to $429.8 million as of December 31, 2022, from $401.9 million at the end of 2021, with a book value per share rising to $9.49 from $8.83[31] - Total assets increased to $1,561.1 million as of December 31, 2022, from $1,451.9 million in 2021, driven by growth in investments and term deposits[38] - Cash and cash equivalents decreased to $138.0 million from $242.1 million, while term deposits increased to $297.0 million from $180.0 million[38] - The total equity as of December 31, 2022, was $429.8 million, an increase from $401.9 million in 2021, marking a growth of 6.9%[45] - As of December 31, 2022, the book value per share increased to $9.49 from $8.83 in 2021, representing a growth of 7.5%[45] Shareholder Actions - The company repurchased 310,542 common shares at an average price of $7.65 per share by December 31, 2022, and an additional 2,271,775 shares at $8.60 per share in January 2023[32] - The weighted average number of vested common shares for the year was 45.5 million, consistent with the previous year, indicating stable share count[66] Future Outlook and Risks - The company aims to expand its portfolio in specialty lines, with operations in multiple international markets including Bermuda, London, and Dubai, enhancing its global footprint[69] - The company emphasizes that forward-looking statements may differ from actual results due to various risks and uncertainties[70] - Key factors affecting performance include changes in demand for services, competition, and the impact of global events such as the COVID-19 pandemic and geopolitical tensions[70] - The company highlights the potential effects of the proposed acquisition of EIO and the importance of realizing anticipated benefits from this acquisition[70]

International General Insurance Holdings Ltd. (NASDAQ:IGIC) Q2 2022 Earnings Conference Call August 19, 2022 9:00 AM ET Company Participants Robin Sidders - Head of Investor Relations Wasef Jabsheh - Chairman and CEO Waleed Jabsheh - President Pervez Rizvi - Chief Financial Officer Conference Call Participants Mark Dwelle - RBC Capital Markets Operator Good day, and welcome to the International General Insurance Holdings Ltd.Â's Second Quarter and Half Year 2022 Financial Results Conference Call. All partic ...

Claims and Expenses - Gross claims and claim adjustment expenses decreased by 4.9% from $214.0 million in 2020 to $203.4 million in 2021, while net claims and claim adjustment expenses increased by 16.2% from $151.7 million in 2020 to $176.2 million in 2021[695]. - The net claims and claim adjustment expenses ratio improved to 51.0% for the year ended December 31, 2021, down from 53.5% in 2020, driven by favorable development on net loss reserves from prior accident years[695]. - Net claims and claim adjustment expenses in the specialty long-tail segment decreased by 2.9% from $88.8 million in 2020 to $86.2 million in 2021[751]. - The overall net claims and claims expense ratio increased by 1.2 percentage points to 47.2% in 2021 from 45.9% in 2020, driven by higher incurred losses in the political violence, energy, and engineering lines of business[768]. - Net claims and claim adjustment expenses in the reinsurance segment surged by 176.2% from $6.3 million in 2020 to $17.4 million in 2021, largely due to reserves built for the 2021 floods in Europe[784]. Underwriting and Premiums - Net underwriting results increased by 36.7% from $77.4 million in 2020 to $105.8 million in 2021[701]. - Gross written premiums in the specialty long-tail segment increased by 13.8% from $210.5 million in 2020 to $239.6 million in 2021, with casualty premiums rising from $157.5 million to $190.0 million[745]. - Gross written premiums in the specialty short-tail segment increased by 18.7% from $237.5 million in 2020 to $282.0 million in 2021[760]. - IGI Bermuda generated net written premiums of $382.6 million in 2021, up from $338.4 million in 2020 and $252.1 million in 2019[808]. - Net premiums earned in the specialty short-tail segment increased by 24.9% from $123.2 million in 2020 to $153.9 million in 2021, following a 23.8% increase from $99.5 million in 2019 to $123.2 million in 2020[766]. Investment Performance - Total investment income, net increased by 22.6% from $11.5 million in 2020 to $14.1 million in 2021, primarily due to a $1.9 million increase in interest income[702]. - Realized gains on investments decreased from $1.2 million in 2020 to $0.3 million in 2021, while unrealized gains on investments improved to a net gain of $3.1 million in 2021 from a net loss of $0.2 million in 2020[703][705]. - The fair value of investments increased to $914.3 million as of December 31, 2021, up from $775.3 million as of December 31, 2020[833]. - Average investments at cost rose to $826.5 million in 2021, up from $667.0 million in 2020, reflecting a growth of approximately 23.8%[1]. - The total investment income for 2021 was $14.1 million, an increase from $11.5 million in 2020[1]. Expenses and Profitability - General and administrative expenses increased by 25.6% from $46.9 million in 2020 to $58.9 million in 2021, attributed to new hires and technology investments[709]. - Profit after tax for the year increased from $27.2 million in 2020 to $43.7 million in 2021, mainly due to the increase in net underwriting results[713]. - Net policy acquisition expenses rose by 16.2% from $54.4 million in 2020 to $63.2 million in 2021, with the policy acquisition expense ratio declining from 19.2% in 2020 to 18.3% in 2021[700]. - The net charge to profit/loss for IBNR reserves in 2021 was $54.2 million, compared to $45.5 million in 2020 and $26.1 million in 2019, indicating a significant increase in reserve requirements[889]. - Reserve strengthening of $16.1 million was recorded in 2021, compared to $6.1 million in 2020 and $6.3 million in 2019, highlighting a trend of increasing reserve needs[889]. Cash Flow and Solvency - Net cash flows from operating activities improved significantly, increasing by $220.3 million from a net cash outflow of $90.5 million in 2020 to a net cash inflow of $129.8 million in 2021[798]. - The company targets a solvency ratio of more than 120% of the group capital requirement to ensure capital strength and support a stable dividend policy[796]. - The Minimum Margin of Solvency (MSM) required for IGI Bermuda was $55.6 million in 2021, compared to $49.9 million in 2020 and $31.9 million in 2019[809]. - The Enhanced Capital Requirement (ECR) for IGI Bermuda was $234.0 million in 2021, an increase from $199.7 million in 2020 and $137.0 million in 2019[810]. - IGI Bermuda's statutory capital and surplus exceeded the BMA's requirements by 161% in 2021, 180% in 2020, and 244% in 2019[813]. Reserves and Claims Development - The total net provision for claims and claims expenses for 2021 was $481.0 million, compared to $388.5 million in 2020 and $314.9 million in 2019, reflecting a year-over-year increase of 23.8% from 2020 to 2021[878]. - The gross reported case reserve as of December 31, 2021, was $306.9 million, down from $312.4 million in 2020, while the net reported case reserve increased to $186.6 million from $152.0 million[879]. - The company experienced favorable claims development across most lines of business in 2021, except for engineering, surety, marine, and downstream energy, which saw increased ultimate claims[882]. - The reserving process is reviewed quarterly, with adjustments made based on actual claims development compared to expectations, impacting current year profits positively or negatively[876]. - The company utilizes various actuarial methodologies, including the Chain Ladder Method and the Bornhuetter-Ferguson method, to estimate reserves and claims development[863][871].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ________________________________________ FORM 20-F ________________________________________ (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL C ...