Jackson Financial (JXN) Q2 2025 Earnings Call August 06, 2025 11:00 AM ET Company ParticipantsLiz Werner - Head, Investor RelationsLaura Prieskorn - CEO, President & DirectorDon Cummings - EVP & CFOThomas Gallagher - Senior Managing DirectorBrian Walters - Co-Founder & Managing MemberChris Raub - PresidentRyan Krueger - Managing DirectorConference Call ParticipantsAlex Scott - Equity Research AnalystSuneet Kamath - Senior Research AnalystOperatorHello, everyone, and welcome to the Jackson Financial, Inc. 2Q ...

Jackson Financial (JXN) Q2 2025 Earnings Call August 06, 2025 11:00 AM ET Speaker0Hello, everyone, and welcome to the Jackson Financial, Inc. 2Q twenty twenty five Earnings Call. My name is Charlie, and I'll be coordinating the call today. You'll have the opportunity to ask a question at the end of the presentation. I'll now hand the call over to our host, Liz Werner, Head of Investor Relations at Jackson Financial to begin.Liz, please go ahead.Speaker1Good morning, everyone, and welcome to Jackson's second ...

Financial Performance - GAAP earnings reached $168 million, translating to $234 per share[8,9,10,11] - Adjusted Operating Earnings, a non-GAAP measure, amounted to $350 million, or $487 per share[11] - Free cash flow stood at $290 million[11] - The company returned $216 million to shareholders through dividends and share repurchases[11] Capital & Liquidity - Jackson National Life Insurance Company (JNLIC) estimated risk-based capital (RBC) ratio was 566%[11] - Holding company cash and highly liquid securities exceeded $700 million[15] Sales & Flows - Retail annuity sales increased by 9% compared to the first quarter of 2025[12,13] - Fixed and fixed index annuity sales totaled $470 million[30] Investment Portfolio - The investment portfolio totaled $49 billion under U S GAAP[62] - The statutory investment portfolio totaled $48 billion[67]

Core Insights - Jackson Financial (JXN) reported a revenue of $1.75 billion for the quarter ended June 2025, reflecting a 37.5% decrease year-over-year and a slight miss of 0.4% against the Zacks Consensus Estimate of $1.76 billion [1] - The earnings per share (EPS) for the quarter was $4.87, down from $5.32 in the same quarter last year, but exceeded the consensus EPS estimate of $4.61 by 5.64% [1] Revenue Breakdown - Net investment income was reported at $718 million, surpassing the average estimate of $510.28 million by two analysts, but showing a 4% decline year-over-year [4] - Other income reached $16 million, exceeding the average estimate of $12.5 million and representing a significant year-over-year increase of 60% [4] - Premium revenue was $40 million, slightly above the average estimate of $39.85 million, marking an 8.1% increase compared to the previous year [4] - Fee income totaled $1.94 billion, significantly higher than the average estimate of $1.2 billion, but down 3.3% from the year-ago quarter [4] Adjusted Earnings Before Tax - Adjusted earnings before tax for Retail Annuities were $417 million, slightly above the average estimate of $410.27 million [4] - Corporate and Other reported an adjusted earnings before tax of -$52 million, which was worse than the average estimate of -$50.75 million [4] - Closed Life and Annuity Blocks had adjusted earnings before tax of $22 million, below the average estimate of $24.68 million [4] - Institutional Products reported adjusted earnings before tax of $19 million, in line with the average estimate of $19.12 million [4] Stock Performance - Over the past month, shares of Jackson Financial have returned -3.8%, contrasting with a +1% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 1 (Strong Buy), suggesting potential for outperformance in the near term [3]

Jackson Financial (JXN) came out with quarterly earnings of $4.87 per share, beating the Zacks Consensus Estimate of $4.61 per share. This compares to earnings of $5.32 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +5.64%. A quarter ago, it was expected that this financial services company would post earnings of $4.93 per share when it actually produced earnings of $5.1, delivering a surprise of +3.45%.Over the last four qua ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____ Commission File Number: 001-40274 Jackson Financial Inc ...

In the latest trading session, Jackson Financial (JXN) closed at $85.97, marking a -2.59% move from the previous day. The stock fell short of the S&P 500, which registered a loss of 0.13% for the day. On the other hand, the Dow registered a loss of 0.39%, and the technology-centric Nasdaq increased by 0.15%. Heading into today, shares of the financial services company had lost 1.12% over the past month, lagging the Finance sector's gain of 2.08% and the S&P 500's gain of 3.39%.The upcoming earnings release ...

Group 1 - Jackson Financial (JXN) stock closed at $87.50, reflecting a -1.16% change from the previous day, underperforming the S&P 500's daily loss of 0.01% [1] - Over the past month, Jackson Financial shares appreciated by 3.11%, lagging behind the Finance sector's gain of 4.74% and the S&P 500's gain of 5.37% [1] Group 2 - The upcoming earnings report for Jackson Financial is scheduled for August 5, 2025, with an expected EPS of $4.61, indicating a 13.35% decline year-over-year, and a revenue forecast of $1.76 billion, representing a 37.28% decrease [2] - For the full year, analysts expect earnings of $20.14 per share and revenue of $7.18 billion, marking changes of +7.18% and -21.46% respectively from the previous year [3] Group 3 - Recent adjustments to analyst estimates for Jackson Financial reflect short-term business trends, with positive revisions indicating analysts' confidence in the company's performance and profit potential [4] - Empirical research shows a direct correlation between estimate revisions and stock price performance, leading to the creation of the Zacks Rank model [5] Group 4 - The Zacks Rank system, ranging from 1 (Strong Buy) to 5 (Strong Sell), has a strong track record, with 1 rated stocks producing an average annual return of +25% since 1988; Jackson Financial currently holds a Zacks Rank of 1 [6] - Jackson Financial's Forward P/E ratio is 4.4, significantly lower than the industry average of 8.78, suggesting it is trading at a discount [7] Group 5 - The Insurance - Life Insurance industry, part of the Finance sector, has a Zacks Industry Rank of 12, placing it in the top 5% of over 250 industries [7] - The Zacks Industry Rank evaluates the performance of industry groups based on the average Zacks Rank of individual stocks, with top-rated industries outperforming the bottom half by a factor of 2 to 1 [8]

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Core Viewpoint - Jackson Financial (JXN) has reached a significant support level and shows potential as a good investment pick from a technical perspective, having recently broken through the 20-day moving average, indicating a short-term bullish trend [1]. Technical Analysis - The 20-day simple moving average (SMA) is a popular trading tool that reflects a stock's price over a 20-day period, smoothing out short-term price trends and providing trend reversal signals [2]. - JXN's stock price has been moving higher over the past four weeks, increasing by 5.2%, and is currently rated as a Zacks Rank 1 (Strong Buy), suggesting potential for continued upward movement [3]. Earnings Estimates - Recent revisions in JXN's earnings estimates show one upward revision for the current fiscal year with no downward revisions, indicating a positive consensus estimate trend [4]. - The combination of the technical indicator and positive earnings estimate revisions suggests that investors should consider adding JXN to their watchlist [4].