Ladder Capital Corp to Report Fourth Quarter and Full Year 2025 ResultsJan 29, 2026 8:15 AM Eastern Standard Time# Ladder Capital Corp to Report Fourth Quarter and Full Year 2025 ResultsShare---NEW YORK--([BUSINESS WIRE])--Ladder Capital Corp (NYSE: LADR) ("we,†"Ladder,†or the "Company†) will release its fourth quarter and full year 2025 results on Thursday, February 5, 2026 before the open of markets that day. The Company will host a conference call and webcast for investors at 10:00 a.m. Eastern Time th ...

NEW YORK--(BUSINESS WIRE)--Ladder Capital Corp ("Ladder," the "Company," "we" or "our") (NYSE: LADR), a leading commercial real estate finance REIT, announced today that S&P Global Ratings ("S&P") raised its ratings on Ladder's subsidiary issuers and unsecured notes to 'BB+' from 'BB' and also assigned a 'BB+' issuer credit rating to Ladder Capital Corp. The outlook is stable. S&P cited several factors in the upgrade, including the Company's improved leverage profile, strong busines. ...

Core Insights - The current market environment is favorable for value and income investors, as many high-yield stocks are trading below their book value despite a rally in growth stocks [2]. Group 1: Investment Focus - The company iREIT+HOYA Capital specializes in income-producing asset classes, aiming to provide sustainable portfolio income, diversification, and inflation hedging [1]. - The investment group offers research on various asset classes, including REITs, ETFs, closed-end funds, preferred stocks, and dividend champions, with a focus on high-yield, dividend growth investment ideas [2]. Group 2: Investment Strategy - The investment portfolios target dividend yields of up to 10%, catering to investors seeking dependable monthly income [2].

Core Viewpoint - Ladder Capital Corp has declared a fourth quarter 2025 dividend of $0.23 per share of Class A common stock, payable on January 15, 2026, to stockholders of record as of December 31, 2025 [1] Company Overview - Ladder is a publicly listed, investment grade-rated commercial real estate finance company with a diversified nationwide platform, focusing on delivering tailored capital solutions across the commercial real estate landscape, particularly in the middle market [2] - Since its founding in 2008, Ladder has deployed over $49 billion of capital across the real estate capital stack, serving both institutional and middle-market clients [3] - The primary business of Ladder involves originating fixed and floating rate first mortgage loans collateralized by all major commercial property types, and it is the only permanently capitalized commercial mortgage REIT with true autonomy from third-party secured financing [3] Management and Ownership - Ladder is internally managed and led by a seasoned management team with deep industry expertise, and over 11% insider ownership indicates strong alignment with the interests of all stakeholders [4] - The company has maintained a conservative and durable capital structure, reflected in its investment grade credit ratings of Baa3 from Moody's Ratings and BBB- from Fitch Ratings, both with stable outlooks [4] Operational Footprint - The company is headquartered in New York City, with a regional office in Miami, Florida, and all data is as of September 30, 2025 [5]

Group 1 - Ladder Capital (NYSE: LADR) exceeded Wall Street's consensus EPS estimates for the third fiscal quarter, driven by strong loan originations and growth in its commercial loan portfolio [1] - The company experienced sequential growth in the size of its portfolio [1]

Group 1 - Ladder Capital (NYSE: LADR) exceeded Wall Street's consensus EPS estimates for the third fiscal quarter, driven by strong loan originations and growth in its commercial loan portfolio [1] - The company experienced sequential growth in the size of its portfolio [1]

Company Overview - Ladder Capital Corp (LADR) is a Commercial Real Estate Real Estate Investment Trust (CRE REIT) that has been operating in public markets since 2014 [1] - The company is recognized as one of the better-performing CRE REITs, focusing on the middle market niche [1] Investment Strategy - Binary Tree Analytics (BTA) aims to provide transparency and analytics regarding capital markets instruments and trades, with a focus on Closed-End Funds (CEFs), Exchange-Traded Funds (ETFs), and Special Situations [1] - BTA's objective is to deliver high annualized returns while maintaining a low volatility profile [1] Experience and Background - The investment team has over 20 years of experience in the industry, with a background in finance from a top university [1]

Company Overview - Ladder Capital Corp (LADR) is a Commercial Real Estate Real Estate Investment Trust (CRE REIT) that has been operating in public markets since 2014 [1] - The company is recognized as one of the better-performing CRE REITs, focusing on the middle market niche [1] Investment Strategy - Binary Tree Analytics (BTA) aims to provide transparency and analytics regarding capital markets instruments and trades, with a focus on Closed-End Funds (CEFs), Exchange-Traded Funds (ETFs), and Special Situations [1] - BTA seeks to deliver high annualized returns while maintaining a low volatility profile [1] Experience and Background - The investment team has over 20 years of experience in the industry, with a background in finance from a top university [1]

Group 1 - The article does not provide any specific content related to a company or industry [1]

Financial Data and Key Metrics Changes - The company generated distributable earnings of $32.1 million or $0.25 per share, achieving a return on equity of 8.3% with adjusted leverage of 1.7x [3][10] - The loan portfolio grew by approximately $354 million to $1.9 billion, representing 40% of total assets [4][15] - The securities portfolio totaled $1.9 billion, also representing 40% of total assets, with a weighted average yield of 5.7% [16] Business Line Data and Key Metrics Changes - Loan origination activity accelerated with $511 million of new loans across 17 transactions, marking the highest quarterly origination volume in over three years [3][4] - The real estate portfolio generated $15.1 million in net operating income during the third quarter, primarily consisting of net lease properties with long-term leases [6][16] - The company closed its inaugural $500 million investment-grade bond offering at a rate of 5.5%, which was the tightest new issuance spread in its history [7][10] Market Data and Key Metrics Changes - The company reduced office loan exposure to $652 million, or 14% of total assets, following the full payoff of its third-largest office loan [4][15] - Approximately 50% of the remaining office loan portfolio consists of two well-performing loans secured by prime properties in Miami [4] Company Strategy and Development Direction - The company aims to capitalize on investment opportunities while maintaining prudent credit risk management, expecting fourth-quarter loan originations to exceed third-quarter production [8][20] - The management plans to position the company alongside high-quality peers, including equity REITs, rather than solely within the commercial mortgage REIT space [8][19] - The focus will be on organic growth of the loan portfolio, with expectations of adding $1 billion to $2 billion of assets net on the balance sheet [40] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the stability of credit performance and the potential for continued earnings growth [3][8] - The company anticipates favorable market conditions as it heads into 2026, with expectations of a steeper yield curve and more regular contributions to securitizations [20][21] - The management highlighted the importance of maintaining or improving investment-grade ratings to optimize capital management [18][19] Other Important Information - The company maintains $879 million in liquidity, including $49 million in cash and $830 million of undrawn capacity on its unsecured revolver [7][11] - The undepreciated book value per share was $13.71, net of a $0.41 per share CFO reserve [12] - The company declared a $0.23 per share dividend, with a current dividend yield of approximately 8.5% [13][14] Q&A Session Summary Question: Are there any changes in loan origination since obtaining the investment-grade rating? - Management noted a focus on slightly larger transactions and improved stability in financing, leading to more profitable lending opportunities [24] Question: Were there any construction loans or large CapEx projects in the recent origination? - Management clarified that they generally do not write construction loans and that the portfolio remains focused on industrial and multifamily assets [27][28] Question: What is the outlook for growth in the loan portfolio? - Management expects the loan portfolio to grow by approximately $1 billion, driven by a strong origination pipeline and favorable market conditions [34][35] Question: Is improving ROE part of the strategy for the next one to two years? - Management confirmed that the plan includes writing more loans and optimizing the cost of funds, which should positively impact ROE [38] Question: Will the company consider launching a securities fund? - Management indicated that while they have explored this option in the past, their current focus remains on the commercial mortgage business [58][59] Question: How is the New York office equity investment performing? - Management expressed satisfaction with the investment, noting significant leasing progress and plans for potential future involvement in the debt side of the project [61][63]