Live Oak Bancshares, Inc. (NYSE:LOB) Q4 2021 Earnings Conference Call January 26, 2022 8:30 AM ET Company Participants Greg Seward – Executive Vice President and General Counsel Chip Mahan – Chairman and Chief Executive Officer William Losch – Chief Financial Officer Huntley Garriott – President Neil Underwood – President Conference Call Participants Jennifer Demba – Truist Securities Steven Alexopoulos – JPMorgan Michael Perito – KBW Chris Donat – Piper Sandler Greg Seward Thank you, and good morning, ever ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2021 or Commission file number: 001-37497 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) | North Carolina | 26-4596286 | | | --- | --- | --- | | (State or other jurisdiction of incorporation or organization) | (I.R.S. Employer Identification No.) | | | 1741 Tib ...

Live Oak Bancshares, Inc. (NYSE:LOB) Q3 2021 Earnings Conference Call October 28, 2021 9:00 AM ET Company Participants Gregory Seward - EVP & General Counsel James Mahan - Chairman & CEO Steven Smits - Chief Credit Officer William Losch - CFO Neil Underwood - President & Director Renato Derraik - Chief Digital Officer Huntley Garriott - President, Live Oak Banking Company Conference Call Participants Steven Alexopoulos - JPMorgan Chase & Co. Jennifer Demba - Truist Securities Michael Perito - KBW Christophe ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2021 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) | North Carolina | 26-4596286 | | --- | --- | | (S ...

Live Oak Bancshares, Inc. (NYSE:LOB) Q2 2021 Earnings Conference Call July 22, 2021 9:00 AM ET Company Participants Greg Seward - EVP and General Counsel Chip Mahan - Chairman and CEO Neil Underwood - President and Director Huntley Garriott - President, Live Oak Banking Company Brett Caines - CFO Steve Smits - Chief Credit Officer Conference Call Participants Jennifer Demba - Truist Securities Michael Perito - KBW Steven Alexopoulos - JPMorgan Chris Donat - Piper Sandler Operator Good day and thank you for ...

| --- | --- | --- | |-----------------------------------------------------------------------------------------|-------|-------| | | | | | | | | | | | | | | | | | SECOND QUARTER 2021 | | | | July 22, 2021 | | | | ©2021 Live Oak Banking Company. All rights reserved. Member FDIC. Equal Housing Lender. | | | FORWARD LOOKING STATEMENTS Information in this presentation may contain "forward-looking statements" within the Private Securities Litigation Reform Act of 1995. These statements generally relate to our fin ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2021 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) | North Carolina | | 26-4596286 | | | --- | --- | ...

| --- | --- | --- | --- | |-----------------------------------------------------------------------------------------|----------------------------|-------|-------| | | | | | | | | | | | | | | | | | | | | | FIRST QUARTER | | | | | 2021 April 22, 2021 | | | | | ©2021 Live Oak Banking Company. All rights reserved. Member FDIC. Equal Housing Lender. | Confidential & Proprietary | | | FORWARD LOOKING STATEMENTS Information in this presentation may contain "forward-looking statements" within the Private Securities ...

Live Oak Bancshares, Inc. (NYSE:LOB) Q1 2021 Earnings Conference Call April 22, 2021 9:00 AM ET Company Participants Greg Seward - EVP and General Counsel Chip Mahan - Chairman and CEO Neil Underwood - President and Director Huntley Garriott - President, Live Oak Banking Company Brett Caines - CFO Micah Davis - CMO Steve Smits - Chief Credit Officer Conference Call Participants Jennifer Demba - Truist Securities Michael Perito - KBW Steven Alexopoulos - JPMorgan Chris Donat - Piper Sandler Operator Good day ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 001-37497 LIVE OAK BANCSHARES, INC. (Exact name of registrant as specified in its charter) | North Carolina | 26-4596286 | | --- | --- | | (State ...