UNITED STATES SECURITIES AND EXCHANGE COMMISSION For the transition period from to Commission File No. 001-39021 Silver Spike Acquisition Corp. (Exact name of registrant as specified in its charter) Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Cayman Islands N/A (State or other jurisdic ...

Financial Performance - For the three months ended March 31, 2020, the company reported a net income of $1,627,107, which includes interest income of $932,037 and an unrealized gain of $1,152,686 on marketable securities[97]. - Cash used in operating activities for the three months ended March 31, 2020, was $99,596, with net income offset by interest and unrealized gains on marketable securities[100]. Initial Public Offering - The company completed its Initial Public Offering on August 12, 2019, raising gross proceeds of $250,000,000 from the sale of 25,000,000 Units at $10.00 per Unit[98]. - The company incurred transaction costs of $14,413,362 related to the Initial Public Offering, including $5,000,000 in underwriting fees[99]. Marketable Securities and Trust Account - As of March 31, 2020, the company had marketable securities in the Trust Account totaling $254,009,716, which will be used to complete a Business Combination[101]. - The company plans to use funds held outside the Trust Account, totaling $794,993, primarily for identifying and evaluating target businesses[102]. Business Combination and Acquisition Plans - The company expects to incur significant costs in pursuing its acquisition plans and cannot assure the success of completing a Business Combination[95]. - The company has a contractual obligation to pay its Sponsor a monthly fee of $20,000 for office space and administrative services until the completion of a Business Combination[106]. Accounting Policies and Controls - The company has identified critical accounting policies that may affect reported amounts and has concluded that its disclosure controls and procedures were effective as of March 31, 2020[114]. Debt and Financing - The company has no long-term debt or off-balance sheet financing arrangements as of March 31, 2020[105].

FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number 001-39021 SILVER SPIKE ACQUISITION CORP. (Exact Name of Registrant as Specified in Its Charter) Cayman Islands N/A (State or Other Juri ...

Financial Performance - As of September 30, 2019, the company had net income of $553,123, consisting of interest income on marketable securities of $620,669 and an unrealized gain of $66,074, offset by operating costs of $133,620[95]. - The company incurred cash used in operating activities of $374,360 from inception through September 30, 2019, with net income offset by interest and unrealized gains[98]. Initial Public Offering - The company completed its Initial Public Offering on August 12, 2019, raising gross proceeds of $250,000,000 from the sale of 25,000,000 Units at $10.00 per Unit[96]. - A total of $250,000,000 was placed in the Trust Account, with transaction costs amounting to $14,413,362, including $5,000,000 in underwriting fees[97]. Trust Account and Cash Management - As of September 30, 2019, cash and marketable securities held in the Trust Account totaled $250,686,743, intended for completing a Business Combination[99]. - The company had cash of $987,278 held outside the Trust Account, primarily for identifying and evaluating target businesses[100]. - The company plans to use substantially all funds in the Trust Account for its Business Combination, with remaining proceeds for working capital[99]. Financing and Obligations - The company may need additional financing to complete its Business Combination or to cover redemptions of public shares[102]. - The company has no long-term debt or off-balance sheet financing arrangements as of September 30, 2019[103]. - The company has a contractual obligation to pay the Sponsor a monthly fee of $20,000 for office space and administrative services until the completion of a Business Combination[104].